CashFlowRE
Sign in Sign up
6504 Buffington Rd Duplex
C Composite 58.1
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.7/30.0
  • Appreciation +10.0/10.0
  • ARV discount +7.5/15.0
  • DSCR +5.2/10.0
  • 1% rule +4.5/10.0
  • Schools +4.5/10.0
  • Condition / age +3.8/5.0
  • Rent growth +3.1/5.0
  • Livability +2.9/5.0

$385,000

6504 Buffington Rd · Union City, GA 30291
4 bd · 5.0 ba · — sqft · MultiFamily · 8 Days on market
Built 1986 Good condition 0.31 ac lot ↓ 13% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks

Exceptional opportunity to acquire a cash-flowing, low-maintenance duplex at 6504 Buffington Road in Union City. This turnkey investment is 100% occupied, delivering immediate and consistent income from day one. Each unit features a desirable 2 bedroom, 2.5 bathroom layout, ideal for tenant comfort and long-term stability. Annual Gross Income: $35,940 and this property produces a strong 9.33% gross cap rate. Strategically located near major highways, shopping, and Hartsfield-Jackson Atlanta International Airport, this duplex benefits from strong rental demand and long-term growth potential.

Key facts

  • Strong rental demand
  • Turnkey investment
  • 100% occupied

Tags

CASH-FLOWING DUPLEXLOW-MAINTENANCE DUPLEXTURNKEY INVESTMENT100% OCCUPIEDSTRONG RENTAL DEMANDLONG-TERM GROWTH POTENTIAL

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2 × 2.0-bed/2.5-bath units multifamily listed at $385k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $237 ($3k/yr) — positive. Per door: $119/mo.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $367k (4.7% below list).
  • Recommended offer: $367k (4.7% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 5.4% in Union City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 58/100 on livability (#443 in GA) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, schools F, amenities F.
  • Fulton County (suburban): math 49% / reading 53% proficiency, ranked #12 of 174 in GA (top 7%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: Rents rising (+2.2%/yr); 167 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 11,565 units permitted in Fulton County in 2024 (8,159 in 5+ unit buildings).
  • At $3,668/mo this rent would consume 91% of the median local household income ($48k/yr) (locally 1778% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $41k of equity ($3k loan paydown + $38k appreciation (10.0% local appreciation)).
  • Fulton County population projected at +38% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 2.2% rent growth), your $108k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$66k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 8 sale attempts; this cycle's ask has dropped $60k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $366,800 (4.7% below list)

Questions for the listing agent

  1. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  2. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
0.95%
Cap rate
7.03%
Cash-on-cash
2.64%
DSCR
1.12
GRM
8.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

10.0% appreciation · 2.2% rent growth · sell at horizon

5-year hold
IRR
25.9%
Equity multiple
3.06×
Total profit
$221,906
Equity at exit
$346,839
10-year hold
IRR
22.5%
Equity multiple
6.90×
Total profit
$635,962
Equity at exit
$747,970

Cash invested: $107,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30291

Home prices YoY
11.1%
Rents YoY
2.2%
Active inventory
167
Price-to-rent
17.5×

Monthly cashflow live

Estimated rent
$3,668 high interval (Pro) →
Mortgage (P&I)
$2,019
Tax est. 1.5%
$481 /mo · $5,775/yr
Insurance
$160
HOA
$0
Vacancy / Maint / Mgmt
$770
Net cashflow
$237

Break-even live

Break-even rent $3,368
Max offer price $385,000
Occupancy floor 89%

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
Total (2 units) $3,668

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$96,250
Closing costs
$11,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4050 Morgan Rd Union City, GA 1.0–3.0 1.0–2.0 988 $1,750 $1.77 5d 21 0.52mi
6770 Buffington Rd Union City, GA 1.0–3.0 1.0–2.0 950 $1,699 $1.79 1d 24 0.54mi
420 Buffington Dr Union City, GA 3.0 2.0 2118 $2,050 $0.97 20d 1 0.61mi
3760 Cedar Hurst Way Atlanta, GA 4.0 2.5 1595 $2,150 $1.35 10d 1 0.64mi
3859 Shenfield Dr Union City, GA 4.0 2.5 1850 $2,000 $1.08 5d 1 0.70mi
3855 Shenfield Dr Union City, GA 3.0 2.5 1626 $1,895 $1.17 43d 1 0.71mi
3800 Leisure Ln Atlanta, GA 3.0 2.0 1198 $2,350 $1.96 22d 1 0.72mi
4014 Carisbrook Dr Union City, GA 4.0 2.5 1795 $2,295 $1.28 22d 1 0.73mi
4014 Carisbrook Dr Union City, GA 4.0 2.5 1795 $2,195 $1.22 5d 1 0.73mi
4014 Carisbrook Dr Union City, GA 4.0 2.5 1795 $2,295 $1.28 24d 1 0.73mi
255 Buffington Dr Union City, GA 3.0 2.0 3000 $1,795 $0.60 43d 1 0.76mi
835 Buffington Ct Union City, GA 4.0 2.5 1723 $2,165 $1.26 43d 1 0.77mi
6225 Shenfield Ln Union City, GA 3.0 2.5 1821 $2,000 $1.10 43d 1 0.78mi
325 Pointer Ct Atlanta, GA 3.0 2.0 1474 $1,620 $1.10 5d 1 0.78mi
3791 Shenfield Dr Union City, GA 3.0 2.5 1784 $2,086 $1.17 10d 1 0.79mi
2560 Foxlair Trl Atlanta, GA 4.0 2.0 1485 $1,795 $1.21 24d 1 0.79mi
6445 Connell Rd Atlanta, GA 3.0 2.0 1357 $1,856 $1.37 43d 1 0.81mi
6440 Connell Rd Atlanta, GA 3.0 2.0 1391 $1,695 $1.22 24d 1 0.82mi
6596 Woodwell Dr Union City, GA 3.0 2.5 1804 $2,215 $1.23 12d 1 0.84mi
4128 Flat Trl Union City, GA 3.0 2.5 1450 $1,700 $1.17 43d 1 0.85mi
6500 Connell Rd Atlanta, GA 3.0 2.0 1483 $1,650 $1.11 24d 1 0.89mi
6415 El Caudillo Ct Atlanta, GA 3.0 3.0 1498 $2,800 $1.87 4d 1 0.91mi
6575 Smoke Ridge Dr Atlanta, GA 4.0 2.0 1808 $1,815 $1.00 43d 1 0.95mi
3500 Keels Ln Atlanta, GA 3.0 2.0 1272 $1,755 $1.38 1d 1 0.98mi
3457 Sumersbe Ct Atlanta, GA 3.0 2.5 1800 $2,300 $1.28 5d 1 1.00mi
6350 Oakley Rd Union City, GA 3.0 2.0–2.5 1472 $1,796 $1.22 1d 4 1.07mi
235 Whirlwind Ct Atlanta, GA 3.0 2.0 $1,800 43d 1 1.07mi
6150 Mallory Rd Atlanta, GA 3.0 2.0 1681 $1,695 $1.01 11d 1 1.08mi
3240 Devilla Trce South Fulton, GA 4.0 2.0 1616 $1,980 $1.23 43d 1 1.10mi
6425 Oakley Rd Union City, GA 1.0–3.0 1.0–2.0 1037 $1,502 $1.45 4d 18 1.12mi
3285 Oakley Pl Union City, GA 3.0 2.5 1350 $1,500 $1.11 43d 1 1.13mi
3275 Oakley Pl Unit 18 Union City, GA 3.0 2.5 $1,495 24d 1 1.14mi
3325 Valley Bend Rd Atlanta, GA 4.0 2.0 2000 $1,995 $1.00 5d 1 1.20mi
3325 Valley Bend Rd Atlanta, GA 4.0 2.0 2000 $1,995 $1.00 17d 1 1.20mi
5150 Oakley Commons Blvd Union City, GA 3.0 2.5 1375 $1,675 $1.22 24d 1 1.22mi
610 Dot Dr Atlanta, GA 4.0 2.5 3202 $2,656 $0.83 43d 1 1.23mi
4312 Smithgall Ct Union City, GA 3.0 2.5 1433 $2,000 $1.40 18d 1 1.25mi
6237 Hickory Lane Cir Union City, GA 4.0 2.5 1420 $2,300 $1.62 24d 1 1.25mi
6202 Hickory Lane Cir Union City, GA 3.0 2.5 1744 $1,995 $1.14 43d 1 1.30mi
6085 Mallory Rdg #32 Union City, GA 3.0 3.5 1540 $2,300 $1.49 43d 1 1.30mi

Listing history 37 events

  1. 2026-06-07
    statusdays on market $385,000 Pending 8 DOM
  2. 2026-06-04
    days on market $385,000 Active 7 DOM
  3. 2026-06-03
    days on market $385,000 Active 6 DOM
  4. 2026-06-01
    days on market $385,000 Active 4 DOM
  5. 2026-05-31
    days on market $385,000 Active 3 DOM
  6. 2026-05-11
    historical
  7. 2026-05-11
    historical
  8. 2026-03-30
    price $385,000
  9. 2026-03-30
    price $385,000
  10. 2026-02-26
    status Back On Market
  11. 2026-02-26
    status Active
  12. 2026-02-26
    historical Active Under Contract
  13. 2026-02-26
    historical Active Under Contract
  14. 2026-01-16
    price $389,000
  15. 2026-01-16
    price $389,000
  16. 2026-01-04
    status Back On Market
  17. 2026-01-04
    status Active
  18. 2025-12-30
    historical Active Under Contract
  19. 2025-12-30
    historical Active Under Contract
  20. 2025-11-13
    status Active
  21. 2025-11-13
    status Back On Market
  22. 2025-11-04
    status Under Contract
  23. 2025-11-04
    status Pending
  24. 2025-09-22
    price $399,999
  25. 2025-09-22
    price $399,999
  26. 2025-06-29
    price $408,000
  27. 2025-06-29
    price $408,000
  28. 2025-05-31
    price $419,000
  29. 2025-05-31
    price $419,000
  30. 2025-05-30
    price $429,000
  31. 2025-05-30
    price $429,000
  32. 2025-04-25
    price $430,000
  33. 2025-04-25
    price $430,000
  34. 2025-03-28
    price $435,000
  35. 2025-03-28
    price $435,000
  36. 2025-02-28
    listed $445,000 Active
  37. 2025-02-28
    listed $445,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$44,016
− Mortgage interest
−$21,566
− Property taxes
−$5,775
− Insurance
−$1,925
− Repairs & maintenance
−$3,521
− Management
−$3,521
− Depreciation
−$11,200
Taxable loss
−$3,493
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$838
After-tax cash flow
$3,683/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 11 photos

Good 75/100 Cosmetic rehab

This turnkey, low-maintenance duplex is in excellent condition with modern updates and a strong rental income potential.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and value
  • Both Replace carpet — Improves comfort and value
  • Both Update flooring in bathrooms — Modernizes and increases value
  • Both Install smart home features — Attracts tech-savvy tenants and buyers

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and value
  • Both Replace carpet — Improves comfort and value
  • Both Update flooring in bathrooms — Modernizes and increases value
  • Both Install smart home features — Attracts tech-savvy tenants and buyers

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fulton County
NCES district ID
1302280
Math proficiency
49% ▼ -2.00%
Reading proficiency
53% ▬ 0.00%
Median HH income
$68,035
Composite
45.33/100
National rank
#2640
State rank
#12 of 174 in GA

Livability — Union City

Score
58/100
State rank
#443
US rank
#21281

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety F User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Union City, GA
County
Fulton County · 1,094,430 people
City population
25,130
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
25,130
Household income
$48,184
Rent vs Own
61.3% rent · 38.7% own
Severe rent burden
1778.0

Population outlook (Fulton County) Hauer SSP2

Today (2025)
1,203,707 people
By 2030
1,299,706 · +8.0%
By 2040
1,488,256 · +23.6%
By 2050
1,664,580 · +38.3%
By 2075
2,036,072 · +69.2%
By 2100
2,222,402 · +84.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (86%)
Race & ethnicity
Black 86% Hispanic / Latino 7% Two or more races 6% White 3%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Italian 1%
Foreign-born
5% · Canada
Languages at home
92% English-only · Spanish 6%

Political lean MEDSL · Fulton

2024 margin
Solid D (+44.9) · D 71.9% · R 27.0% · Other 1.1%
2008→2024 swing
+9.8pp toward D · 2008: 35.0pp · 2024: 44.9pp
All cycles
2024: D+44.9 2020: D+46.4 2016: D+42.1 2012: D+29.6 2008: D+35.0

Not yet ingested

Civics

Market trends

HPI YoY
▲ 23.98%
Current HPI
239.3471
Rent YoY
▲ 2.20%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

-13.5% since first listed
32 events — show timeline
  • 2026-05-11 Listing Removed GAMLS
  • 2026-05-11 Listing Removed FMLS
  • 2026-03-30 Price Changed $385,000 GAMLS
  • 2026-03-30 Price Changed $385,000 FMLS
  • 2026-02-26 Relisted GAMLS
  • 2026-02-26 Relisted FMLS
  • 2026-02-26 Contingent FMLS
  • 2026-02-26 Contingent GAMLS
  • 2026-01-16 Price Changed $389,000 FMLS
  • 2026-01-16 Price Changed $389,000 GAMLS
  • 2026-01-04 Relisted GAMLS
  • 2026-01-04 Relisted FMLS
  • 2025-12-30 Contingent GAMLS
  • 2025-12-30 Contingent FMLS
  • 2025-11-13 Relisted FMLS
  • 2025-11-13 Relisted GAMLS
  • 2025-11-04 Pending GAMLS
  • 2025-11-04 Pending FMLS
  • 2025-09-22 Price Changed $399,999 FMLS
  • 2025-09-22 Price Changed $399,999 GAMLS
  • 2025-06-29 Price Changed $408,000 GAMLS
  • 2025-06-29 Price Changed $408,000 FMLS
  • 2025-05-31 Price Changed $419,000 GAMLS
  • 2025-05-31 Price Changed $419,000 FMLS
  • 2025-05-30 Price Changed $429,000 GAMLS
  • 2025-05-30 Price Changed $429,000 FMLS
  • 2025-04-25 Price Changed $430,000 GAMLS
  • 2025-04-25 Price Changed $430,000 FMLS
  • 2025-03-28 Price Changed $435,000 GAMLS
  • 2025-03-28 Price Changed $435,000 FMLS
  • 2025-02-28 Listed $445,000 GAMLS
  • 2025-02-28 Listed $445,000 FMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…