339 Beaver Ave · Midland, PA 15059

$19,900

4 bd · 1.0 ba · 1,120 sqft · SingleFamily public records · 61 Days on market

Built 1925 3,920 sqft lot $18/sqft · 62% below area

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• Appreciation +7.1/10.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +4.5/10.0
• Livability +3.5/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Investor special w/ tons of potential at 339 Beaver Ave in Midland! This property is fully stripped to the studs & ready for your vision—perfect for a full renovation project or custom build-out. Flexible layout offers the possibility for 2–3 bedrooms & currently 2 bath setups, w/ one bath in the basement & space to easily add a full bath upstairs. The main level is a blank slate, giving you the freedom to design exactly how you want. The full basement features great ceiling height & can be finished for additional living space, storage, or workshop use. Plumbing & electrical are in place w/ some updates already completed, helping jump-start your project. Step out front & enjoy a great view from the porch—an added bonus once the home is brought back to life. Located within local shopping, schools, restaurants, & everyday conveniences. Easy access to Calcutta, major roadways, & just a short drive to Pittsburgh International Airport, making travel & commuting simple. Great opportunity to create value—bring your ideas & make this one your own!

Key facts

• Flexible layout
• Great ceiling height
• 3,920 sq ft lot

Tags

• FULLY STRIPPED TO THE STUDS
• FLEXIBLE LAYOUT
• GREAT CEILING HEIGHT
• GREAT VIEW FROM THE PORCH
• EASY ACCESS TO MAJOR ROADWAYS

What this means for you Summary

Snapshot

• This is a 4-bed/1.0-bath single-family listed at $20k.

Deal economics

• At list price, monthly cash flow is $758 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $20k).
• Recommended offer: $19k (6.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#770 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, crime A, housing A; Watch: health & safety C-, employment D+, amenities F.
• Midland Borough SD (town): math 40% / reading 65% proficiency, ranked #400 of 658 in PA (top 61%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 14 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 2d on market — plan ~1-2 weeks tenant-placement turnaround); 272 units permitted in Beaver County in 2024 (80 in 5+ unit buildings).

Forward outlook

• In year one you build about $991 of equity ($138 loan paydown + $853 appreciation (4.3% local appreciation)).
• Beaver County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (4.3% appreciation + 3.0% rent growth), your $6k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 61 days — a 6% lower offer ($19k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 25y ago; this cycle's ask has dropped $9k (31%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $8k; list at $20k implies a 149% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1925 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $18,706 (6.0% below list)

Questions for the listing agent

1. It's been on market 61 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 5.73% ✓
• Cap rate: 52.02%
• Cash-on-cash: 163.30%
• DSCR: 8.27
• GRM: 1.5

CMA / ARV

• ARV (median comp): $51,757
• List price: $19,900
• Delta: -61.55%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
545 Ohio Ave	0.27mi	3/1.5 (-1)	1,080 (-4%)	9mo	$84,900	$79	67
833 Virginia Ave	0.52mi	4/1.0	1,177 (+5%)	7mo	$160,000	$136	61
760 Penn Ave	0.43mi	3/1.0 (-1)	1,188 (+6%)	6mo	$50,000	$42	60
736 Penn Ave	0.40mi	3/2.0 (-1)	1,216 (+9%)	7mo	$128,125	$105	52
121 W Midland Ave	0.35mi	3/1.5 (-1)	1,008 (-10%)	10mo	$20,500	$20	52

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.29% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 10.35×
• Total profit: $52,099
• Equity at exit: $10,425

10-year hold

• IRR: —
• Equity multiple: 21.85×
• Total profit: $116,197
• Equity at exit: $17,324

Cash invested: $5,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 15059

• Home prices YoY: 1.8%
• Active inventory: 14
• Price-to-rent: 1.5×

Monthly cashflow live

• Estimated rent: $1,139 high
• Mortgage (P&I): −$104
• Tax from tax record: −$29 /mo · $351/yr
• Insurance: −$8
• HOA: −$0
• Vacancy / Maint / Mgmt: −$239
• Net cashflow: $758

Break-even live

Break-even rent $180

Max offer price $19,900

Occupancy floor 28%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $4,975
• Closing costs: $597
• Reserves months: —
• Total cash needed: —

Rent comps 9 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
22 4th St Midland, PA	3.0	1.0	1200	$825	$0.69	2d	1	0.08mi
100 Midland Heights Cir Midland, PA	2.0–4.0	1.0	945	$1,250	$1.32	2d	9	0.52mi
16 Midland Heights Cir Unit MHH-16A Midland, PA	3.0	1.0	911	$995	$1.09	2d	1	0.56mi
30 Midland Heights Cir Unit MHH-30E Midland, PA	4.0	2.0	1176	$1,200	$1.02	2d	1	0.61mi
07 Midland Heights Cir Unit MHH-07E Midland, PA	3.0	1.0	911	$995	$1.09	44d	1	0.64mi
23 Midland Heights Cir Unit MHH-23B Midland, PA	3.0	1.0	911	$1,050	$1.15	21d	1	0.64mi
23 Midland Heights Cir Unit MHH-23A Midland, PA	3.0	1.0	911	$1,050	$1.15	2d	1	0.64mi
40 Midland Heights Cir Unit MHH-40E Midland, PA	4.0	2.0	1176	$1,250	$1.06	17d	1	0.71mi
58 Midland Heights Cir Unit MHH-58B Midland, PA	3.0	1.0	911	$1,050	$1.15	15d	1	0.77mi

Listing history 16 events

1. 2026-06-18
   days on market $19,900 Active 61 DOM
2. 2026-06-17
   days on market $19,900 Active 60 DOM
3. 2026-06-16
   days on market $19,900 Active 59 DOM
4. 2026-06-15
   days on market $19,900 Active 58 DOM
5. 2026-06-13
   days on market $19,900 Active 56 DOM
6. 2026-06-09
   days on market $19,900 Active 52 DOM
7. 2026-06-08
   days on market $19,900 Active 51 DOM
8. 2026-06-07
   pricedays on market $19,900 Active 50 DOM
9. 2026-06-03
   days on market $24,000 Active 46 DOM
10. 2026-06-02
    days on market $24,000 Active 45 DOM
11. 2026-06-01
    days on market $24,000 Active 44 DOM
12. 2026-05-31
    days on market $24,000 Active 43 DOM
13. 2026-05-14
    price $24,000 1137-char remark

    Show marketing remark (1137 chars)

    Investor special w/ tons of potential at 339 Beaver Ave in Midland! This property is fully stripped to the studs & ready for your vision—perfect for a full renovation project or custom build-out. Flexible layout offers the possibility for 2–3 bedrooms & currently 2 bath setups, w/ one bath in the basement & space to easily add a full bath upstairs. The main level is a blank slate, giving you the freedom to design exactly how you want. The full basement features great ceiling height & can be finished for additional living space, storage, or workshop use. Plumbing & electrical are in place w/ some updates already completed, helping jump-start your project. Step out front & enjoy a great view from the porch—an added bonus once the home is brought back to life. Located within local shopping, schools, restaurants, & everyday conveniences. Easy access to Calcutta, major roadways, & just a short drive to Pittsburgh International Airport, making travel & commuting simple. Great opportunity to create value—bring your ideas & make this one your own!

14. 2026-04-18
    listed $29,000 Active 1137-char remark

    Show marketing remark (1137 chars)

    Investor special w/ tons of potential at 339 Beaver Ave in Midland! This property is fully stripped to the studs & ready for your vision—perfect for a full renovation project or custom build-out. Flexible layout offers the possibility for 2–3 bedrooms & currently 2 bath setups, w/ one bath in the basement & space to easily add a full bath upstairs. The main level is a blank slate, giving you the freedom to design exactly how you want. The full basement features great ceiling height & can be finished for additional living space, storage, or workshop use. Plumbing & electrical are in place w/ some updates already completed, helping jump-start your project. Step out front & enjoy a great view from the porch—an added bonus once the home is brought back to life. Located within local shopping, schools, restaurants, & everyday conveniences. Easy access to Calcutta, major roadways, & just a short drive to Pittsburgh International Airport, making travel & commuting simple. Great opportunity to create value—bring your ideas & make this one your own!

15. 2002-01-30
    soldstatus $8,000 94-char remark

    Show marketing remark (94 chars)

    WYHY PAY RENT? A LITTLE HANDY WORK PAINT CAPET THIS HOME CAN BE GREAT SOLD AS IS MAKE AN OFFER

16. 2001-10-11
    listed $9,900 94-char remark

    Show marketing remark (94 chars)

    WYHY PAY RENT? A LITTLE HANDY WORK PAINT CAPET THIS HOME CAN BE GREAT SOLD AS IS MAKE AN OFFER

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $351 · $29/mo
• Projected year-2 tax: $351 · $29/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 4/10 Moderate 8 d/yr ≥96°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 4/10 Moderate 3 unhealthy d/yr today · 6 by 30 yrs out

Taxation est. · year 1

• Rental income: $13,673
• − Mortgage interest: −$1,115
• − Property taxes: −$351
• − Insurance: −$100
• − Repairs & maintenance: −$1,094
• − Management: −$1,094
• − Depreciation: −$579
• Taxable income: $9,341
• Est. tax owed @ 24.0%: −$2,242
• After-tax cash flow: $6,857/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Midland Borough SD
• NCES district ID: 4215270
• Math proficiency: 40% ▲ 5.00%
• Reading proficiency: 65% ▲ 5.00%
• Median HH income: $28,231
• Composite: 44.65/100
• National rank: #6008
• State rank: #400 of 658 in PA

Livability — Midland

• Score: 70/100
• State rank: #770
• US rank: #7732

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D+ Housing A Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Midland, PA
• County: Beaver County · 116,001 people
• City population: 4,070
• Metro: Pittsburgh, PA
• Population (ZIP): 4,070
• Household income: $66,231
• Rent vs Own: 34.2% rent · 65.8% own
• Severe rent burden: 43.0

Population outlook (Beaver County) Hauer SSP2

• Today (2025): 164,976 people
• By 2030: 161,449 · -2.1%
• By 2040: 151,752 · -8.0%
• By 2050: 141,155 · -14.4%
• By 2075: 118,142 · -28.4%
• By 2100: 91,740 · -44.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (88%)
• Race & ethnicity: White 88% Black 6% Two or more races 4% Hispanic / Latino 1%
• Common ancestry: Romanian 4% Serbian 2% Iranian 1%
• Foreign-born: 1%
• Languages at home: 99% English-only · Russian/Polish/Slavic 1%

Political lean MEDSL · Beaver

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -17.9pp toward R · 2008: -2.8pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+17.7 2016: R+20.1 2012: R+6.6 2008: R+2.8

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.29%
• Current HPI: 243.9961
• Rent YoY: —
• Metro: Pittsburgh, PA
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+142.4% since first listed

4 events — show timeline

• 2026-05-14 Price Changed $24,000 West Penn MLS
• 2026-04-18 Listed $29,000 West Penn MLS
• 2002-01-30 Sold (MLS) $8,000 West Penn MLS
• 2001-10-11 Listed $9,900 West Penn MLS

Property tax history

-6.2%/yr

Latest (2026): $351 · +0.0% YoY. Source: county tax records.