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Beacon 2 Plan 🏗️ New Construction
B Composite 74.57
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Schools +4.4/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Appreciation +1.6/10.0

$60,900

Beacon 2 Plan · Bentleyville, PA 15314
3 bd · 2.0 ba · 990 sqft · Manufactured · 318 Days on market
Excellent condition ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Stylish, Smart & Ready to Welcome You Home. Located in the heart of Bentleyville, PA - Lot 7 is more than just a place to live-it's a lifestyle upgrade. This brand-new manufactured home offers an open-concept design, premium finishes, and energy-conscious features-all wrapped in a beautifully neutral palette with rich wood-toned cabinets and a soft-toned vinyl plank floor. What Makes It Stand Out: 3-bed, 2-bath manufactured home Stunning kitchen with brushed nickel hardware Whirlpool stainless steel appliance package Deep double sink with sprayer faucet 60" tub/shower combos in both bathrooms Upgraded lighting fixtures, including ceiling fan w/ LED bulbs Gas furnace & electric 40-gal water heater Dedicated laundry space and in-line heat system Durable exterior with vinyl siding and brown shutters This home offers the perfect blend of modern comforts and timeless charm, thoughtfully designed for everyday living. Whether you're a first-time buyer or looking to downsize in style, Lot 7 delivers space, convenience, and value-all in a welcoming manufactured home community.

Key facts

  • Open-concept design
  • Premium finishes
  • Stunning kitchen

Tags

OPEN-CONCEPT DESIGNPREMIUM FINISHESENERGY-CONSCIOUS FEATURESSTUNNING KITCHENBRUSHED NICKEL HARDWAREDEEP DOUBLE SINK

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $60,900 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $45,999.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $61k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $452 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($975 rent vs $61k).
  • Recommended offer: $54k (12.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 72/100 on livability (#658 in PA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, employment D-.
  • Bentworth SD (rural): math 35% / reading 68% proficiency, ranked #164 of 539 in PA (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 16 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 489 units permitted in Washington County in 2024 (30 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $318 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Washington County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 318 days — a 12% lower offer ($54k) is reasonable based on typical stale-listing flexibility.
Recommended offer $53,592 (12.0% below list)

Questions for the listing agent

  1. It's been on market 318 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.12%
Cap rate
18.09%
Cash-on-cash
42.15%
DSCR
2.88
GRM
3.9

CMA / ARV

ARV (median comp)
$45,999
List price
$60,900
Delta
32.39%
Verdict
OVERPRICED
Comps
1 within 2.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
321 Beallsville Rd Lot 14a 0.04mi 2/2.0 (-1) 990 (0%) 17mo $49,900 $50 79
321 Beallsville Rd Lot 10a 0.04mi 2/2.0 (-1) 1,024 (+3%) 11mo $49,900 $49 78
321 Beallsville Rd Lot 15a 0.04mi 2/2.0 (-1) 1,024 (+3%) 15mo $49,900 $49 75
321 Beallsville Rd Lot 11a 0.04mi 3/2.0 1,056 (+7%) 17mo $53,900 $51 73
321 Beallsville Rd Lot 18a 0.04mi 2/1.0 (-1) 896 (-10%) 16mo $49,900 $56 60

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
38.8%
Equity multiple
2.66×
Total profit
$21,372
Equity at exit
$6,859
10-year hold
IRR
45.3%
Equity multiple
5.33×
Total profit
$55,769
Equity at exit
$3,977

Cash invested: $12,880 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15314

Home prices YoY
-3.2%
Active inventory
16
Price-to-rent
5.2×

Monthly cashflow live

Estimated rent
$975 medium interval (Pro) →
Mortgage (P&I)
$241
Tax est. 1.5%
$57 /mo · $690/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$205
Net cashflow
$452

Break-even live

Break-even rent $402
Max offer price $45,999
Occupancy floor 49%

Sensitivity live

Price -10% $484 -5% $468 +0% $452 +5% $436 +10% $421
Rent -10% $375 -5% $414 +0% $452 +5% $491 +10% $529
Rate -1.0pp $476 -0.5pp $464 base $452 +0.5pp $440 +1.0pp $428

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,500
Closing costs
$1,380
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
27 S Main St Unit 2 Ellsworth, PA 2.0 1.0 900 $975 $1.08 45d 1 0.33mi

Listing history 18 events

  1. 2026-06-21
    days on market $60,900 Active 318 DOM
  2. 2026-06-18
    days on market $60,900 Active 315 DOM
  3. 2026-06-17
    days on market $60,900 Active 314 DOM
  4. 2026-06-16
    days on market $60,900 Active 313 DOM
  5. 2026-06-15
    days on market $60,900 Active 312 DOM
  6. 2026-06-13
    days on market $60,900 Active 310 DOM
  7. 2026-06-13
    days on market $60,900 Active 309 DOM
  8. 2026-06-09
    days on market $60,900 Active 306 DOM
  9. 2026-06-08
    days on market $60,900 Active 305 DOM
  10. 2026-06-07
    days on market $60,900 Active 304 DOM
  11. 2026-06-03
    days on market $60,900 Active 300 DOM
  12. 2026-06-02
    days on market $60,900 Active 299 DOM
  13. 2026-06-01
    days on market $60,900 Active 298 DOM
  14. 2026-05-31
    days on market $60,900 Active 297 DOM
  15. 2025-10-04
    price $60,900 1101-char remark
    Show marketing remark (1101 chars)

    Stylish, Smart & Ready to Welcome You Home. Located in the heart of Bentleyville, PA - Lot 7 is more than just a place to live-it's a lifestyle upgrade. This brand-new manufactured home offers an open-concept design, premium finishes, and energy-conscious features-all wrapped in a beautifully neutral palette with rich wood-toned cabinets and a soft-toned vinyl plank floor. What Makes It Stand Out: 3-bed, 2-bath manufactured home Stunning kitchen with brushed nickel hardware Whirlpool stainless steel appliance package Deep double sink with sprayer faucet 60" tub/shower combos in both bathrooms Upgraded lighting fixtures, including ceiling fan w/ LED bulbs Gas furnace & electric 40-gal water heater Dedicated laundry space and in-line heat system Durable exterior with vinyl siding and brown shutters This home offers the perfect blend of modern comforts and timeless charm, thoughtfully designed for everyday living. Whether you're a first-time buyer or looking to downsize in style, Lot 7 delivers space, convenience, and value-all in a welcoming manufactured home community.

  16. 2025-09-27
    price $64,900 1101-char remark
    Show marketing remark (1101 chars)

    Stylish, Smart & Ready to Welcome You Home. Located in the heart of Bentleyville, PA - Lot 7 is more than just a place to live-it's a lifestyle upgrade. This brand-new manufactured home offers an open-concept design, premium finishes, and energy-conscious features-all wrapped in a beautifully neutral palette with rich wood-toned cabinets and a soft-toned vinyl plank floor. What Makes It Stand Out: 3-bed, 2-bath manufactured home Stunning kitchen with brushed nickel hardware Whirlpool stainless steel appliance package Deep double sink with sprayer faucet 60" tub/shower combos in both bathrooms Upgraded lighting fixtures, including ceiling fan w/ LED bulbs Gas furnace & electric 40-gal water heater Dedicated laundry space and in-line heat system Durable exterior with vinyl siding and brown shutters This home offers the perfect blend of modern comforts and timeless charm, thoughtfully designed for everyday living. Whether you're a first-time buyer or looking to downsize in style, Lot 7 delivers space, convenience, and value-all in a welcoming manufactured home community.

  17. 2025-09-05
    price $69,900 1101-char remark
    Show marketing remark (1101 chars)

    Stylish, Smart & Ready to Welcome You Home. Located in the heart of Bentleyville, PA - Lot 7 is more than just a place to live-it's a lifestyle upgrade. This brand-new manufactured home offers an open-concept design, premium finishes, and energy-conscious features-all wrapped in a beautifully neutral palette with rich wood-toned cabinets and a soft-toned vinyl plank floor. What Makes It Stand Out: 3-bed, 2-bath manufactured home Stunning kitchen with brushed nickel hardware Whirlpool stainless steel appliance package Deep double sink with sprayer faucet 60" tub/shower combos in both bathrooms Upgraded lighting fixtures, including ceiling fan w/ LED bulbs Gas furnace & electric 40-gal water heater Dedicated laundry space and in-line heat system Durable exterior with vinyl siding and brown shutters This home offers the perfect blend of modern comforts and timeless charm, thoughtfully designed for everyday living. Whether you're a first-time buyer or looking to downsize in style, Lot 7 delivers space, convenience, and value-all in a welcoming manufactured home community.

  18. 2025-08-08
    listed $72,900 Active 1101-char remark
    Show marketing remark (1101 chars)

    Stylish, Smart & Ready to Welcome You Home. Located in the heart of Bentleyville, PA - Lot 7 is more than just a place to live-it's a lifestyle upgrade. This brand-new manufactured home offers an open-concept design, premium finishes, and energy-conscious features-all wrapped in a beautifully neutral palette with rich wood-toned cabinets and a soft-toned vinyl plank floor. What Makes It Stand Out: 3-bed, 2-bath manufactured home Stunning kitchen with brushed nickel hardware Whirlpool stainless steel appliance package Deep double sink with sprayer faucet 60" tub/shower combos in both bathrooms Upgraded lighting fixtures, including ceiling fan w/ LED bulbs Gas furnace & electric 40-gal water heater Dedicated laundry space and in-line heat system Durable exterior with vinyl siding and brown shutters This home offers the perfect blend of modern comforts and timeless charm, thoughtfully designed for everyday living. Whether you're a first-time buyer or looking to downsize in style, Lot 7 delivers space, convenience, and value-all in a welcoming manufactured home community.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$11,700
− Mortgage interest
−$2,577
− Property taxes
−$690
− Insurance
−$230
− Repairs & maintenance
−$936
− Management
−$936
− Depreciation
−$1,338
Taxable income
$4,993
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,198
After-tax cash flow
$4,230/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Excellent 100/100 None rehab

This brand-new manufactured home in Bentleyville, PA is move-in ready with excellent condition and no visible repairs needed. It offers a stylish and energy-efficient design with modern finishes and a neutral color palette.

Value-add opportunities

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Painting — Fresh paint can make a home more appealing
  • Both Landscaping — Landscaping can improve curb appeal and add value

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping — Enhances curb appeal and adds value
  • Both Painting — Fresh paint can make a home more appealing
  • Both Landscaping — Landscaping can improve curb appeal and add value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Bentworth SD
NCES district ID
4203360
Math proficiency
35% ▼ -12.00%
Reading proficiency
68% ▼ -1.00%
Median HH income
$47,992
Composite
43.7/100
National rank
#2954
State rank
#164 of 539 in PA

Livability — Bentleyville

Score
72/100
State rank
#658
US rank
#6439

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety B- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bentleyville, PA
Population (ZIP)
3,490

Population outlook (Washington County) Hauer SSP2

Today (2025)
208,060 people
By 2030
207,168 · -0.4%
By 2040
202,738 · -2.6%
By 2050
195,269 · -6.1%
By 2075
175,588 · -15.6%
By 2100
145,827 · -29.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (90%)
Race & ethnicity
White 90% Two or more races 6% Hispanic / Latino 2% Black 1%
Common ancestry
Romanian 10% Serbian 3% Italian 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2% Russian/Polish/Slavic 0%

Political lean MEDSL · Washington

2024 margin
Strong R (+25.5) · D 36.9% · R 62.4%
2008→2024 swing
-20.8pp toward R · 2008: -4.7pp · 2024: -25.5pp
All cycles
2024: R+25.5 2020: R+22.8 2016: R+25.3 2012: R+13.3 2008: R+4.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -6.80%
Current HPI
208.2692
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

-16.5% since first listed
4 events — show timeline
  • 2025-10-04 Price Changed $60,900 Zillow
  • 2025-09-27 Price Changed $64,900 Zillow
  • 2025-09-05 Price Changed $69,900 Zillow
  • 2025-08-08 Listed $72,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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