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1315 Johns Ave
F Composite 34.0
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +11.4/30.0
  • Schools +4.1/10.0
  • Rent growth +3.8/5.0
  • DSCR +3.3/10.0
  • ARV discount +3.3/15.0
  • Livability +3.0/5.0
  • 1% rule +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$275,000

1315 Johns Ave · Lehigh Acres, FL 33972
3 bd · 2.0 ba · 1,271 sqft · SingleFamily public records · 22 Days on market
Built 1998 0.50 ac lot Est $252k · 9% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This affordable home is in move in condition, it features 3 bedrooms, 2 baths, attached 2 car garage, screened lanai, and it's on a half acre lot. Traditional sale with quick response.

Key facts

  • Half acre
  • Cathedral ceilings
  • Smart home

Tags

HALF ACRESMART HOMEPROFESSIONALLY LANDSCAPEDNEW LUXURY VINYL FLOORINGGRAND ROOMCATHEDRAL CEILINGS

Property features AI

Finance

  • Financial info: Pets allowed
  • HOA & community: No association fee

Exterior

  • Parking: Attached 2-car garage; Driveway parking; Paved access; Garage door opener
  • Security: Smoke detectors
  • Utilities: Cable available; Septic tank; Well water
  • Home design: Single-story; Entry at level 1; East-facing
  • Construction: Block, concrete and stucco construction; Shingle roof
  • Exterior features: Fence; Room for a pool; Lanai (open, screened); Porch

Interior

  • Kitchen: Dishwasher; Freezer; Microwave; Range; Refrigerator; Water softener
  • Bedrooms: Includes a screened porch and a great room as room types
  • Flooring: Carpet; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning (electric); Ceiling fans
  • Interior features: Breakfast bar; Cathedral ceilings; Kitchen island; Open living/dining area; Tub with shower; Cable TV available; Split bedroom layout; Double-hung windows; Unfurnished
  • Laundry & utility: Washer hookup inside; Dryer hookup inside

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $275k.

Deal economics

  • At list price, monthly cash flow is $-94 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $258k (6.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $205k (25.3% below list).
  • Recommended offer: $205k (25.3% below list) — sets the bar for 1% rule.
  • Cap rate 5.9% vs local median 4.7% in Lehigh Acres — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 59/100 on livability (#826 in FL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime C-, employment D+, schools D-.
  • Lee (suburban): math 47% / reading 50% proficiency, ranked #42 of 73 in FL (top 58%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising fast (+5.3%/yr); 1611 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals leasing fast (median 11d on market — plan ~1-2 weeks tenant-placement turnaround); 15,411 units permitted in Lee County in 2024 (4,686 in 5+ unit buildings).
  • This rent runs 33% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Lee County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 22 days — a 2% lower offer ($271k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $126k; list at $275k implies a 117% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $205,451 (25.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.75%
Cap rate
5.88%
Cash-on-cash
-1.47%
DSCR
0.93
GRM
11.2

CMA / ARV

ARV (on-the-fly)
$251,658
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3102 E 12th St 0.61mi 3/2.0 1,288 (+1%) 7mo $255,000 $198 63

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.33% rent growth · sell at horizon

5-year hold
IRR
-16.4%
Equity multiple
0.41×
Total profit
$-45,716
Equity at exit
$41,003
10-year hold
IRR
-4.8%
Equity multiple
0.65×
Total profit
$-26,655
Equity at exit
$23,777

Cash invested: $77,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33972

Home prices YoY
-13.6%
Rents YoY
5.3%
Active inventory
1611
Price-to-rent
11.2×

Monthly cashflow live

Estimated rent
$2,055 high interval (Pro) →
Mortgage (P&I)
$1,442
Tax from tax record
$161 /mo · $1,927/yr
Insurance
$115
HOA
$0
Vacancy / Maint / Mgmt
$431
Net cashflow
$-94

Break-even live

Break-even rent $2,174
Max offer price $258,355
Occupancy floor 100%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$68,750
Closing costs
$8,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1224 Hamilton Ave Lehigh Acres, FL 3.0 2.0 1347 $1,595 $1.18 16d 1 0.51mi
4103 13th St SW Lehigh Acres, FL 2.0 1.0 900 $1,550 $1.72 11d 1 0.52mi
1108 Truman Ave Lehigh Acres, FL 2.0 1.0 1512 $1,650 $1.09 3d 1 0.64mi
913 Canton Ave Lehigh Acres, FL 3.0 2.0 1180 $1,600 $1.36 21d 1 1.11mi
821 Moore Ave Lehigh Acres, FL 4.0 3.0 1822 $3,200 $1.76 10d 1 1.28mi
819 Moore Ave Lehigh Acres, FL 4.0 3.0 1822 $3,200 $1.76 1d 1 1.30mi
2701 E 18th St Lehigh Acres, FL 4.0 2.0 1577 $2,000 $1.27 23d 1 1.33mi
807 Monroe Dr Lehigh Acres, FL 3.0 2.0 965 $1,750 $1.81 3d 1 1.38mi
1943 E 12th St Lehigh Acres, FL 3.0 2.0 1600 $1,850 $1.16 23d 1 1.42mi

Listing history 13 events

  1. 2026-06-18
    days on market $275,000 Active 22 DOM
  2. 2026-06-17
    days on market $275,000 Active 21 DOM
  3. 2026-06-16
    days on market $275,000 Active 20 DOM
  4. 2026-06-15
    days on market $275,000 Active 19 DOM
  5. 2026-06-13
    days on market $275,000 Active 17 DOM
  6. 2026-06-10
    days on market $275,000 Active 14 DOM
  7. 2026-06-09
    days on market $275,000 Active 13 DOM
  8. 2026-06-08
    days on market $275,000 Active 12 DOM
  9. 2026-06-07
    days on market $275,000 Active 11 DOM
  10. 2026-06-03
    days on market $275,000 Active 7 DOM
  11. 2026-06-02
    days on market $275,000 Active 6 DOM
  12. 2026-06-01
    days on market $275,000 Active 5 DOM
  13. 2026-05-31
    days on market $275,000 Active 4 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,927 · $161/mo
Projected year-2 tax
$2,282 · $190/mo
Expected delta
+$356/yr (+$30/mo · 18.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (shaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥108°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,654
− Mortgage interest
−$15,404
− Property taxes
−$1,927
− Insurance
−$1,375
− Repairs & maintenance
−$1,972
− Management
−$1,972
− Depreciation
−$8,000
Taxable loss
−$5,997
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,439
After-tax cash flow
$309/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lee
NCES district ID
1201080
Math proficiency
47% ▼ -11.00%
Reading proficiency
50% ▼ -4.00%
Median HH income
$49,518
Composite
41.49/100
National rank
#3458
State rank
#42 of 73 in FL

Livability — Lehigh Acres

Score
59/100
State rank
#826
US rank
#20055

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D+ Housing A+ Health & safety D- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lehigh Acres, FL
County
Lee County · 788,662 people
City population
130,638
Metro
Cape Coral-Fort Myers, FL
Population (ZIP)
17,285
Household income
$73,819
Rent vs Own
19.9% rent · 80.1% own
Severe rent burden
190.0

Population outlook (Lee County) Hauer SSP2

Today (2025)
871,946 people
By 2030
955,468 · +9.6%
By 2040
1,113,587 · +27.7%
By 2050
1,256,891 · +44.1%
By 2075
1,560,270 · +78.9%
By 2100
1,726,848 · +98.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 44% Hispanic / Latino 38% Two or more races 21% Black 13%
Hispanic origin (detail)
Mexican 8% Puerto Rican 7% Cuban 18%
Common ancestry
Hispanic 6% Italian 2% Romanian 2%
Foreign-born
27% · Canada, Guatemala
Languages at home
61% English-only · Spanish 32% French/Haitian/Cajun 4% Other Indo-European 1%

Political lean MEDSL · Lee

2024 margin
Strong R (+28.4) · D 35.5% · R 63.9%
2008→2024 swing
-18.0pp toward R · 2008: -10.4pp · 2024: -28.4pp
All cycles
2024: R+28.4 2020: R+19.2 2016: R+20.4 2012: R+16.6 2008: R+10.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -53.97%
Current HPI
343.484
Rent YoY
▲ 5.33%
Metro
Cape Coral-Fort Myers, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+80.9% since first listed
13 events — show timeline
  • 2026-05-27 Listed $275,000 FORTMLS
  • 2016-05-19 Sold (Public Records) $126,500 Public Records
  • 2016-05-17 Price Changed $124,900 FORTMLS
  • 2016-05-16 Sold (MLS) $126,500 FORTMLS
  • 2016-05-15 Price Changed $126,500 FORTMLS
  • 2016-03-31 Pending FORTMLS
  • 2016-03-04 Price Changed $124,900 FORTMLS
  • 2016-02-01 Price Changed $127,400 FORTMLS
  • 2015-12-11 Price Changed $129,900 FORTMLS
  • 2015-11-24 Listed $134,900 FORTMLS
  • 2005-01-03 Sold (Public Records) $152,000 Public Records
  • 2004-12-15 Price Changed $154,900 FORTMLS
  • 2004-12-15 Sold (MLS) $152,000 FORTMLS

Property tax history

+4.1%/yr

Latest (2025): $1,927 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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