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570 Pine Ridge Trl
D+ Composite 45.38
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.9/15.0
  • Cash flow +11.8/30.0
  • 1% rule +4.0/10.0
  • DSCR +3.5/10.0
  • Rent growth +3.5/5.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Schools +1.9/10.0
  • Appreciation +0.0/10.0

$219,000

570 Pine Ridge Trl · Conyers, GA 30094
3 bd · 2.5 ba · 1,700 sqft · SingleFamily public records · 130 Days on market
Built 1988 $129/sqft · 14% below area Est $262k · 16% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

GREAT LOCATION! SOLD AS IS !CLOSE TO EVERYTHING! FIRESIDE FAMILY ROOM IS COZY & COMFORTABLE. QUIET TREE LINED STREET W/ PRIVATE BACKYARD. EXCELLENT SCHOOLS! SAFE & QUIET NEIGHBORHOOD! OPEN & SPACIOUS FLOORPLAN! A MUST SEE! CALL FOR DETAILS!

Key facts

  • Excellent schools
  • Private backyard
  • Safe neighborhood

Tags

PRIVATE BACKYARDEXCELLENT SCHOOLSSAFE NEIGHBORHOODQUIET TREE LINED STREET

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $219k.

Deal economics

  • At list price, monthly cash flow is $-62 ($-744/yr) — negative.
  • To cash-flow at today's rent, offer at most $208k (5.0% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $197k (10.2% below list).
  • Recommended offer: $193k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.0% vs local median 4.4% in Conyers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#167 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: schools D+, crime D, amenities D.
  • Rockdale County (suburban): math 14% / reading 29% proficiency, ranked #136 of 174 in GA (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents rising fast (+4.2%/yr); 386 active listings in the ZIP; 24 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 483 units permitted in Rockdale County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Rockdale County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 130 days — a 12% lower offer ($193k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 16y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $55k; list at $219k implies a 298% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $192,720 (12.0% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
5.95%
Cash-on-cash
-1.21%
DSCR
0.95
GRM
9.3

CMA / ARV

ARV (median comp)
$261,835
List price
$219,000
Delta
-16.36%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
549 Greenview Ave SE 0.23mi 3/2.0 1,648 (-3%) 3mo $210,000 $127 80
2805 SE Bridle Path 0.10mi 3/2.0 1,528 (-10%) 0mo $243,000 $159 76
1511 Hillside Dr SE 0.19mi 3/2.5 1,840 (+8%) 4mo $257,000 $140 75
2645 Laurel Woods Ln SE 0.18mi 4/2.0 (+1) 1,829 (+8%) 4mo $325,000 $178 69
1507 Hillside Dr SE 0.20mi 4/2.5 (+1) 1,798 (+6%) 9mo $250,000 $139 69
557 Greenview Ave SE 0.22mi 4/2.0 (+1) 1,764 (+4%) 9mo $230,000 $130 69
3014 Lakeridge Dr SE 0.50mi 3/2.0 1,593 (-6%) 4mo $219,000 $137 61
1920 Logan Ln SE 0.49mi 4/2.5 (+1) 1,829 (+8%) 4mo $328,000 $179 56
224 Potts Rd SE 0.70mi 3/2.0 1,740 (+2%) 11mo $225,000 $129 53
665 Huron Ct SE 0.35mi 3/2.0 1,456 (-14%) 6mo $214,000 $147 52
3165 Goode Rd 0.71mi 3/2.0 1,524 (-10%) 4mo $230,000 $151 45
2815 Highway 20 SE 0.65mi 3/2.0 1,470 (-14%) 12mo $264,000 $180 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.16% rent growth · sell at horizon

5-year hold
IRR
-16.9%
Equity multiple
0.40×
Total profit
$-37,021
Equity at exit
$32,654
10-year hold
IRR
-6.6%
Equity multiple
0.56×
Total profit
$-27,195
Equity at exit
$18,935

Cash invested: $61,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30094

Rents YoY
4.2%
Active inventory
386
Price-to-rent
9.3×

Monthly cashflow live

Estimated rent
$1,966 high interval (Pro) →
Mortgage (P&I)
$1,148
Tax from tax record
$375 /mo · $4,502/yr
Insurance
$91
HOA
$0
Vacancy / Maint / Mgmt
$413
Net cashflow
$-62

Break-even live

Break-even rent $2,044
Max offer price $208,053
Occupancy floor 98%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$54,750
Closing costs
$6,570
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 24 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
661 Greenview Ave SE Conyers, GA 3.0 2.0 1393 $1,700 $1.22 24d 1 0.23mi
1419 Hillside Pl SE Conyers, GA 4.0 2.0 1536 $1,955 $1.27 5d 1 0.28mi
619 Lakeridge Cir SE Conyers, GA 3.0 2.0 1350 $1,545 $1.14 20d 1 0.38mi
595 Lakeridge Cir SE Conyers, GA 3.0 2.0 1304 $1,656 $1.27 5d 1 0.46mi
1510 Marshall Ln SE Conyers, GA 4.0 2.0 1525 $2,073 $1.36 43d 1 0.48mi
2641 Rolling Hills Way SE Conyers, GA 3.0 2.0 1452 $1,791 $1.23 12d 1 0.60mi
2856 Bay Leaf Dr SE Conyers, GA 3.0 2.0 1296 $2,400 $1.85 24d 1 0.61mi
1103 Sunset Rd SE , GA 3.0–4.0 2.5 1850 $2,040 $1.10 18d 24 0.64mi
3131 Goode Rd Conyers, GA 3.0 2.0 1824 $2,000 $1.10 20d 1 0.66mi
3144 Goode Rd Conyers, GA 3.0 1.5 1468 $1,500 $1.02 43d 1 0.70mi
411 Cindy Dr SE Conyers, GA 3.0 2.0 1424 $1,830 $1.29 2d 1 0.71mi
337 Windsor Walk SE Conyers, GA 3.0 2.0 1247 $1,695 $1.36 12d 1 0.72mi
359 Cindy Dr SE Conyers, GA 3.0 1.0 1265 $1,326 $1.05 43d 1 0.81mi
325 Morris Ct SE Conyers, GA 3.0 2.0 1256 $1,770 $1.41 43d 1 0.91mi
2133 Boxwood Cir Conyers, GA 4.0 2.5 2087 $2,250 $1.08 24d 1 1.00mi
2365 Highway 20 SE Conyers, GA 1.0–2.0 1.0–2.0 984 $1,730 $1.76 1d 7 1.02mi
288 Morris Dr SE Conyers, GA 3.0 2.0 1251 $1,731 $1.38 12d 1 1.05mi
2165 Boxwood Cir Conyers, GA 4.0 2.5 2091 $2,250 $1.08 43d 1 1.05mi
2120 Weatherstone Cir SE Conyers, GA 3.0 2.0 2076 $2,250 $1.08 24d 1 1.14mi
2511 Nugget Dr SW Conyers, GA 3.0 2.0 1311 $1,755 $1.34 22d 1 1.17mi
3438 Creekwood Dr SE Conyers, GA 3.0 2.0 1840 $1,845 $1.00 24d 1 1.21mi
1576 Cherry Hill Ct SW Conyers, GA 3.0 2.0 1392 $1,450 $1.04 20d 1 1.34mi
2146 Miller Chapel Rd SE Conyers, GA 3.0 2.5 1875 $2,265 $1.21 43d 2 1.39mi
1616 Cherry Hill Rd SW Conyers, GA 3.0 2.0 1250 $1,639 $1.31 2d 1 1.47mi

Listing history 22 events

  1. 2026-06-18
    days on market $219,000 Active 130 DOM
  2. 2026-06-17
    days on market $219,000 Active 129 DOM
  3. 2026-06-16
    days on market $219,000 Active 128 DOM
  4. 2026-06-15
    days on market $219,000 Active 127 DOM
  5. 2026-06-13
    days on market $219,000 Active 125 DOM
  6. 2026-06-09
    days on market $219,000 Active 121 DOM
  7. 2026-06-08
    days on market $219,000 Active 120 DOM
  8. 2026-06-07
    days on market $219,000 Active 119 DOM
  9. 2026-06-04
    days on market $219,000 Active 116 DOM
  10. 2026-06-03
    days on market $219,000 Active 115 DOM
  11. 2026-06-02
    days on market $219,000 Active 114 DOM
  12. 2026-06-01
    days on market $219,000 Active 113 DOM
  13. 2026-05-31
    days on market $219,000 Active 112 DOM
  14. 2026-04-27
    price $219,000 252-char remark
    Show marketing remark (252 chars)

    GREAT LOCATION! SOLD AS IS !CLOSE TO EVERYTHING! FIRESIDE FAMILY ROOM IS COZY & COMFORTABLE. QUIET TREE LINED STREET W/ PRIVATE BACKYARD. EXCELLENT SCHOOLS! SAFE & QUIET NEIGHBORHOOD! OPEN & SPACIOUS FLOORPLAN! A MUST SEE! CALL FOR DETAILS!

  15. 2026-02-08
    listed $229,000 Active 252-char remark
    Show marketing remark (252 chars)

    GREAT LOCATION! SOLD AS IS !CLOSE TO EVERYTHING! FIRESIDE FAMILY ROOM IS COZY & COMFORTABLE. QUIET TREE LINED STREET W/ PRIVATE BACKYARD. EXCELLENT SCHOOLS! SAFE & QUIET NEIGHBORHOOD! OPEN & SPACIOUS FLOORPLAN! A MUST SEE! CALL FOR DETAILS!

  16. 2010-06-10
    historical 240-char remark
    Show marketing remark (240 chars)

    GREAT LOCATION! CLOSE TO EVERYTHING! FIRESIDE FAMILY ROOM IS COZY & COMFORTABLE. QUIET TREE LINED STREET W/ PRIVATE BACKYARD. EXCELLENT SCHOOLS! SAFE & QUIET NEIGHBORHOOD! OPEN & SPACIOUS FLOORPLAN! A MUST SEE! CALL FOR DETAILS!

  17. 2010-04-08
    soldstatus $55,000 Sold 240-char remark
    Show marketing remark (240 chars)

    GREAT LOCATION! CLOSE TO EVERYTHING! FIRESIDE FAMILY ROOM IS COZY & COMFORTABLE. QUIET TREE LINED STREET W/ PRIVATE BACKYARD. EXCELLENT SCHOOLS! SAFE & QUIET NEIGHBORHOOD! OPEN & SPACIOUS FLOORPLAN! A MUST SEE! CALL FOR DETAILS!

  18. 2010-03-23
    status Pending 240-char remark
    Show marketing remark (240 chars)

    GREAT LOCATION! CLOSE TO EVERYTHING! FIRESIDE FAMILY ROOM IS COZY & COMFORTABLE. QUIET TREE LINED STREET W/ PRIVATE BACKYARD. EXCELLENT SCHOOLS! SAFE & QUIET NEIGHBORHOOD! OPEN & SPACIOUS FLOORPLAN! A MUST SEE! CALL FOR DETAILS!

  19. 2010-03-09
    listed $55,000 Active 240-char remark
    Show marketing remark (240 chars)

    GREAT LOCATION! CLOSE TO EVERYTHING! FIRESIDE FAMILY ROOM IS COZY & COMFORTABLE. QUIET TREE LINED STREET W/ PRIVATE BACKYARD. EXCELLENT SCHOOLS! SAFE & QUIET NEIGHBORHOOD! OPEN & SPACIOUS FLOORPLAN! A MUST SEE! CALL FOR DETAILS!

  20. 2010-02-05
    price $55,000 Extended
  21. 2003-12-30
    soldstatus $126,100
  22. 1989-10-04
    soldstatus $79,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,502 · $375/mo
Projected year-2 tax
$4,502 · $375/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 5 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,589
− Mortgage interest
−$12,267
− Property taxes
−$4,502
− Insurance
−$1,095
− Repairs & maintenance
−$1,887
− Management
−$1,887
− Depreciation
−$6,371
Taxable loss
−$4,421
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,061
After-tax cash flow
$317/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Rockdale County
NCES district ID
1304410
Math proficiency
14% ▼ -17.00%
Reading proficiency
29% ▼ -11.00%
Median HH income
$53,325
Composite
19.42/100
National rank
#8776
State rank
#136 of 174 in GA

Livability — Conyers

Score
67/100
State rank
#167
US rank
#10533

Category grades

Amenities D Commute F Cost of living A+ Crime D Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Rockdale County · 96,534 people
City population
96,534
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
33,731
Household income
$88,530
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
549.0

Population outlook (Rockdale County) Hauer SSP2

Today (2025)
99,145 people
By 2030
104,558 · +5.5%
By 2040
116,100 · +17.1%
By 2050
127,827 · +28.9%
By 2075
159,113 · +60.5%
By 2100
181,178 · +82.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.60)
Race & ethnicity
Black 56% White 29% Two or more races 9% Hispanic / Latino 7% Asian 1%
Hispanic origin (detail)
Mexican 4% Puerto Rican 1%
Common ancestry
Hispanic 1% Serbian 1% Slovak 1%
Foreign-born
7% · Canada
Languages at home
91% English-only · Spanish 5% French/Haitian/Cajun 1%

Political lean MEDSL · Rockdale

2024 margin
Solid D (+47.5) · D 73.4% · R 25.9%
2008→2024 swing
+37.9pp toward D · 2008: 9.6pp · 2024: 47.5pp
All cycles
2024: D+47.5 2020: D+40.8 2016: D+25.9 2012: D+16.4 2008: D+9.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -168.06%
Current HPI
205.627
Rent YoY
▲ 4.16%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+174.1% since first listed
9 events — show timeline
  • 2026-04-27 Price Changed $219,000 FMLS
  • 2026-02-08 Listed $229,000 FMLS
  • 2010-06-10 Listing Removed FMLS
  • 2010-04-08 Sold (MLS) $55,000 FMLS
  • 2010-03-23 Pending FMLS
  • 2010-03-09 Listed $55,000 FMLS
  • 2010-02-05 Price Changed $55,000 GAMLS
  • 2003-12-30 Sold (Public Records) $126,100 Public Records
  • 1989-10-04 Sold (Public Records) $79,900 Public Records

Property tax history

+5.6%/yr

Latest (2025): $4,502 · +5.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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