22157 Mauer St · St. Clair Shores, MI 48080

$209,900

2 bd · 1.0 ba · 984 sqft · SingleFamily public records · 14 Days on market

Built 1953 7,841 sqft lot $213/sqft · 29% above area Est $246k · 15% under

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.1/15.0
• Cash flow +9.1/30.0
• DSCR +2.5/10.0
• Rent growth +2.5/5.0
• Livability +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• Schools +1.7/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

Step into the charm and comfort of 22157 Mauer - your perfect next home! This inviting brick ranch sits on a beautifully sized lot, complete with a fully fenced backyard ideal for pets, play, or relaxing evenings outdoors. Inside, you'll find 2 comfortable bedrooms and 1.5 bathrooms, along with a bright and airy three-season room that offers the perfect spot to unwind while overlooking the spacious deck and thoughtfully landscaped yard. Ample windows throughout the home fill each room with abundant natural light, enhancing its warm and welcoming feel. Mature trees frame the property, adding character and a sense of privacy. Storage is never a concern here, thanks to the full basement, attic space, and a detached two-car garage - offering plenty of room for all your needs. Perfectly situated near restaurants, shopping, parks, and with easy access to I-94. Open House Sunday, May 3, 2026 from 11am-1pm.

Key facts

• Three-season room
• Ample windows
• Spacious deck

Tags

• BRICK RANCH
• FULLY FENCED BACKYARD
• THREE-SEASON ROOM
• SPACIOUS DECK
• LANDSCAPED YARD
• AMPLE WINDOWS

Property features AI

Exterior

• Parking: Detached garage; 2 garage spaces; Driveway; Garage faces front; Garage door opener
• Security: Smoke detectors; Carbon monoxide detectors
• Utilities: Public water; Public sewer; Electric service with circuit breakers
• Home design: Single family residence; One level; Ground-level entry with steps; Brick construction
• Construction: Brick exterior; Block foundation
• Exterior features: Asphalt roof; Paved road access; Yard fencing (back yard)

Interior

• Kitchen: Dishwasher; Disposal; Free‑standing electric range; Free‑standing refrigerator; Gas water heater
• Bedrooms: Total of 7 rooms (bedroom count not specified)
• Bathrooms: 1 full bathroom; 1 half bathroom
• Interior features: Unfurnished; Partially finished basement; Awning(s); Covered porch and deck; Back yard with fencing; Smoke and carbon monoxide detectors installed
• Laundry & utility: Laundry room; Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $210k.

Deal economics

• At list price, monthly cash flow is $-160 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $182k (13.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (28.4% below list).
• Recommended offer: $150k (28.4% below list) — sets the bar for 1% rule.
• Cap rate 5.4% vs local median 4.2% in St. Clair Shores — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
• South Lake Schools (suburban): math 11% / reading 26% proficiency, ranked #470 of 540 in MI (top 87%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: 161 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,321 units permitted in Macomb County in 2024 (86 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Macomb County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• Only 14 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1953 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $150,304 (28.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Built in 1953 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 5.38%
• Cash-on-cash: -3.26%
• DSCR: 0.85
• GRM: 11.6

CMA / ARV

• ARV (median comp): $245,905
• List price: $209,900
• Delta: -14.64%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
22401 Gaukler St	0.42mi	2/1.0	988 (+0%)	0mo	$170,000	$172	79
1552 Brys Dr	0.46mi	2/2.0	988 (+0%)	3mo	$136,000	$138	71
21910 Elizabeth St	0.57mi	2/1.5	984 (0%)	1mo	$191,000	$194	71
20631 Chalon St	0.47mi	3/1.0 (+1)	1,001 (+2%)	1mo	$255,000	$255	69
1793 Roslyn Rd	0.34mi	3/1.0 (+1)	925 (-6%)	2mo	$260,000	$281	67
20625 Avalon St	0.53mi	3/1.0 (+1)	1,000 (+2%)	1mo	$161,445	$161	67
20842 Ridgemont Rd	0.53mi	3/1.0 (+1)	1,001 (+2%)	3mo	$85,000	$85	65
22425 Sunnyside St	0.22mi	3/2.0 (+1)	1,100 (+12%)	0mo	$249,000	$226	61
21910 Englehardt St	0.63mi	2/1.0	1,071 (+9%)	1mo	$242,000	$226	55
22118 Elizabeth St	0.55mi	3/1.0 (+1)	1,071 (+9%)	1mo	$124,900	$117	54
22033 Alger St	0.31mi	3/1.5 (+1)	1,121 (+14%)	2mo	$240,000	$214	54
22417 Maxine St	0.52mi	3/1.0 (+1)	1,100 (+12%)	2mo	$173,900	$158	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -21.8%
• Equity multiple: 0.25×
• Total profit: $-44,222
• Equity at exit: $31,297

10-year hold

• IRR: -15.6%
• Equity multiple: 0.12×
• Total profit: $-51,767
• Equity at exit: $18,148

Cash invested: $58,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48080

• Active inventory: 161
• Price-to-rent: 11.6×

Monthly cashflow live

• Estimated rent: $1,503 high
• Mortgage (P&I): −$1,101
• Tax from tax record: −$159 /mo · $1,906/yr
• Insurance: −$87
• HOA: −$0
• Vacancy / Maint / Mgmt: −$316
• Net cashflow: $-160

Break-even live

Break-even rent $1,705

Max offer price $181,698

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $52,475
• Closing costs: $6,297
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
21633 Greater Mack Ave St Clair Shores, MI	1.0	1.0	990	$1,212	$1.22	1d	1	0.05mi
22126 Alger St Saint Clair Shores, MI	2.0	1.5	1060	$1,750	$1.65	10d	1	0.26mi
22307 Greater Mack Ave St Clair Shores, MI	2.0	1.0	806	$1,195	$1.48	2d	1	0.42mi
2175 Ridgemont Rd Grosse Pointe Woods, MI	2.0	1.0	1100	$1,300	$1.18	43d	1	0.46mi
1992 Hawthorne Rd Grosse Pointe Woods, MI	3.0	2.0	1071	$2,100	$1.96	10d	1	0.50mi
2037 Vernier Rd Grosse Pointe Woods, MI	2.0	1.0	850	$1,350	$1.59	43d	1	0.68mi
20625 Elizabeth St Saint Clair Shores, MI	3.0	2.0	1074	$1,895	$1.76	43d	1	0.74mi
22411 Oconnor St Saint Clair Shores, MI	2.0	1.0	950	$1,250	$1.32	43d	1	0.76mi
22617 Oconnor St Saint Clair Shores, MI	3.0	1.0	923	$2,000	$2.17	1d	1	0.80mi
22843 Grove St #47 Saint Clair Shores, MI	1.0	1.0	700	$1,100	$1.57	20d	1	0.82mi
23742 Greater Mack Ave St Clair Shores, MI	1.0	1.0	850	$1,700	$2.00	1d	1	1.12mi
20600 Balfour St Harper Woods, MI	1.0–2.0	1.0–2.0	971	$1,671	$1.72	1d	12	1.19mi
20015 Lochmoor St Harper Woods, MI	3.0	1.0	1006	$1,500	$1.49	16d	1	1.37mi
24000 Jefferson Ave Unit 218 St Clair Shores, MI	2.0	2.0	1000	$1,800	$1.80	43d	1	1.38mi
218 Riviera Dr St Clair Shores, MI	2.0	2.0	1000	$1,800	$1.80	43d	1	1.42mi

Listing history 6 events

1. 2026-05-14
   status Pending 912-char remark

   Show marketing remark (912 chars)

   Step into the charm and comfort of 22157 Mauer - your perfect next home! This inviting brick ranch sits on a beautifully sized lot, complete with a fully fenced backyard ideal for pets, play, or relaxing evenings outdoors. Inside, you'll find 2 comfortable bedrooms and 1.5 bathrooms, along with a bright and airy three-season room that offers the perfect spot to unwind while overlooking the spacious deck and thoughtfully landscaped yard. Ample windows throughout the home fill each room with abundant natural light, enhancing its warm and welcoming feel. Mature trees frame the property, adding character and a sense of privacy. Storage is never a concern here, thanks to the full basement, attic space, and a detached two-car garage - offering plenty of room for all your needs. Perfectly situated near restaurants, shopping, parks, and with easy access to I-94. Open House Sunday, May 3, 2026 from 11am-1pm.

2. 2026-05-14
   status Pending 926-char remark

   Show marketing remark (912 chars)

   Step into the charm and comfort of 22157 Mauer - your perfect next home! This inviting brick ranch sits on a beautifully sized lot, complete with a fully fenced backyard ideal for pets, play, or relaxing evenings outdoors. Inside, you'll find 2 comfortable bedrooms and 1.5 bathrooms, along with a bright and airy three-season room that offers the perfect spot to unwind while overlooking the spacious deck and thoughtfully landscaped yard. Ample windows throughout the home fill each room with abundant natural light, enhancing its warm and welcoming feel. Mature trees frame the property, adding character and a sense of privacy. Storage is never a concern here, thanks to the full basement, attic space, and a detached two-car garage - offering plenty of room for all your needs. Perfectly situated near restaurants, shopping, parks, and with easy access to I-94. Open House Sunday, May 3, 2026 from 11am-1pm.

3. 2026-05-05
   historical Accepting Backup Offers 912-char remark

   Show marketing remark (912 chars)

   Step into the charm and comfort of 22157 Mauer - your perfect next home! This inviting brick ranch sits on a beautifully sized lot, complete with a fully fenced backyard ideal for pets, play, or relaxing evenings outdoors. Inside, you'll find 2 comfortable bedrooms and 1.5 bathrooms, along with a bright and airy three-season room that offers the perfect spot to unwind while overlooking the spacious deck and thoughtfully landscaped yard. Ample windows throughout the home fill each room with abundant natural light, enhancing its warm and welcoming feel. Mature trees frame the property, adding character and a sense of privacy. Storage is never a concern here, thanks to the full basement, attic space, and a detached two-car garage - offering plenty of room for all your needs. Perfectly situated near restaurants, shopping, parks, and with easy access to I-94. Open House Sunday, May 3, 2026 from 11am-1pm.

4. 2026-05-05
   historical Active Under Contract 926-char remark

   Show marketing remark (912 chars)

   Step into the charm and comfort of 22157 Mauer - your perfect next home! This inviting brick ranch sits on a beautifully sized lot, complete with a fully fenced backyard ideal for pets, play, or relaxing evenings outdoors. Inside, you'll find 2 comfortable bedrooms and 1.5 bathrooms, along with a bright and airy three-season room that offers the perfect spot to unwind while overlooking the spacious deck and thoughtfully landscaped yard. Ample windows throughout the home fill each room with abundant natural light, enhancing its warm and welcoming feel. Mature trees frame the property, adding character and a sense of privacy. Storage is never a concern here, thanks to the full basement, attic space, and a detached two-car garage - offering plenty of room for all your needs. Perfectly situated near restaurants, shopping, parks, and with easy access to I-94. Open House Sunday, May 3, 2026 from 11am-1pm.

5. 2026-04-29
   listed $209,900 Active 926-char remark

   Show marketing remark (912 chars)

   Step into the charm and comfort of 22157 Mauer - your perfect next home! This inviting brick ranch sits on a beautifully sized lot, complete with a fully fenced backyard ideal for pets, play, or relaxing evenings outdoors. Inside, you'll find 2 comfortable bedrooms and 1.5 bathrooms, along with a bright and airy three-season room that offers the perfect spot to unwind while overlooking the spacious deck and thoughtfully landscaped yard. Ample windows throughout the home fill each room with abundant natural light, enhancing its warm and welcoming feel. Mature trees frame the property, adding character and a sense of privacy. Storage is never a concern here, thanks to the full basement, attic space, and a detached two-car garage - offering plenty of room for all your needs. Perfectly situated near restaurants, shopping, parks, and with easy access to I-94. Open House Sunday, May 3, 2026 from 11am-1pm.

6. 2026-04-29
   listed $209,900 Active 912-char remark

   Show marketing remark (912 chars)

   Step into the charm and comfort of 22157 Mauer - your perfect next home! This inviting brick ranch sits on a beautifully sized lot, complete with a fully fenced backyard ideal for pets, play, or relaxing evenings outdoors. Inside, you'll find 2 comfortable bedrooms and 1.5 bathrooms, along with a bright and airy three-season room that offers the perfect spot to unwind while overlooking the spacious deck and thoughtfully landscaped yard. Ample windows throughout the home fill each room with abundant natural light, enhancing its warm and welcoming feel. Mature trees frame the property, adding character and a sense of privacy. Storage is never a concern here, thanks to the full basement, attic space, and a detached two-car garage - offering plenty of room for all your needs. Perfectly situated near restaurants, shopping, parks, and with easy access to I-94. Open House Sunday, May 3, 2026 from 11am-1pm.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $1,906 · $159/mo
• Projected year-2 tax: $2,569 · $214/mo
• Expected delta: +$663/yr (+$55/mo · 34.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,036
• − Mortgage interest: −$11,758
• − Property taxes: −$1,906
• − Insurance: −$1,050
• − Repairs & maintenance: −$1,443
• − Management: −$1,443
• − Depreciation: −$6,106
• Taxable loss: −$5,669
• Est. tax savings @ 24.0%: +$1,361
• After-tax cash flow: $-555/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: South Lake Schools
• NCES district ID: 2632220
• Math proficiency: 11% ▼ -10.00%
• Reading proficiency: 26% ▼ -12.00%
• Median HH income: $51,594
• Composite: 16.76/100
• National rank: #9159
• State rank: #470 of 540 in MI

Livability — St. Clair Shores

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

• Census place: St. Clair Shores, MI
• County: Macomb County · 638,552 people
• City population: 58,217
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 21,561
• Household income: $66,986
• Rent vs Own: 21.5% rent · 78.5% own
• Severe rent burden: 530.0

Population outlook (Macomb County) Hauer SSP2

• Today (2025): 925,296 people
• By 2030: 948,226 · +2.5%
• By 2040: 983,961 · +6.3%
• By 2050: 1,010,200 · +9.2%
• By 2075: 1,076,222 · +16.3%
• By 2100: 1,077,065 · +16.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Black 8% Two or more races 6% Hispanic / Latino 4% Asian 2%
• Common ancestry: Romanian 14% Lithuanian 5% Slovak 2%
• Foreign-born: 6% · Canada, Jamaica
• Languages at home: 92% English-only · Other Indo-European 3% Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Macomb

• 2024 margin: R (+13.7) · D 42.2% · R 55.9% · Other 1.9%
• 2008→2024 swing: -22.3pp toward R · 2008: 8.6pp · 2024: -13.7pp
• All cycles: 2024: R+13.7 2020: R+8.1 2016: R+11.6 2012: D+4.0 2008: D+8.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -236.99%
• Current HPI: 231.507
• Rent YoY: —
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+0.0% since first listed

6 events — show timeline

• 2026-05-14 Pending — MiRealSource-MiMLS
• 2026-05-14 Pending — REALCOMP
• 2026-05-05 Contingent — MiRealSource-MiMLS
• 2026-05-05 Contingent — REALCOMP
• 2026-04-29 Listed $209,900 REALCOMP
• 2026-04-29 Listed $209,900 MiRealSource-MiMLS

Property tax history

+2.5%/yr

Latest (2025): $1,906 · +0.3% YoY. Source: county tax records.