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5246 Outlaw Rd
B- Composite 65.99
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Schools +2.3/10.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$49,900

5246 Outlaw Rd · Prichard, AL 36613
5 bd · 2.0 ba · 1,616 sqft · SingleFamily · 21 Days on market
Built 1989 Poor condition 1.10 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Investor special in Eight Mile - two homes, two parcels on 1.1 acres total, sold as-is. This property features two homes on crawl space sitting on a 1.1-acre parcel. House 1 has 2 bedr / 1 bath at 704 sq ft, while House 2 has 3 bed / 1 bath at 912 sq ft, for a total of 1,616 sq ft under roof across both buildings. The 1.1-acre parcel opens up real flexibility for the right investor - a duplex rent-and-hold strategy, demo-and-rebuild new construction, or work with one structure and reimagine the other. Plenty of lot to work with.

Key facts

  • Two parcels
  • 1.1 acres
  • Crawl space

Tags

TWO HOMESTWO PARCELS1.1 ACRESCRAWL SPACENEW CONSTRUCTION

Property features AI

Finance

  • Other: Driving directions available
  • Financial info: No financial details provided
  • HOA & community: No association fee

Exterior

  • Parking: Unassigned parking
  • Security: No security features listed
  • Utilities: Well water; Septic sewer; Electric water heater; Internet availability unknown
  • Home design: Wood and stucco construction; Existing year built description; Foundation supported on pillars; Sits on approximately 1.1 acres
  • Construction: Wood and stucco exterior; Pillars/support foundation; Open deck
  • Exterior features: Open deck; Porch; Storage building; No pool; No patio; No garden view; Not waterfront

Interior

  • Kitchen: Laminate countertops
  • Bedrooms: Master bedroom on main level; Four additional bedrooms on main level
  • Flooring: Hardwood floors
  • Bathrooms: Two full bathrooms; Tub/shower combo
  • Heating & cooling: No heating; No air conditioning
  • Interior features: Smooth ceilings; No additional interior features listed
  • Laundry & utility: Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $50k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $1k ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $50k).
  • Recommended offer: $49k (1.5% below list) — sets the bar for market timing.
  • Cap rate 30.4% vs local median 11.4% in Prichard — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 54/100 on livability (#472 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: crime F, amenities F, commute F.
  • Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Indian Springs Elementary School (math 12% / reading 27%, grade F, #467 of 627 statewide, top 76%, 368 students, 75% FRL); Mattie T Blount High School (math 2% / reading 3%, grade F, #291 of 305 statewide, top 100%, 1,176 students, 86% FRL).
  • Zoned-school proficiency averages 11% at this address vs 27% district-wide (-16 pts) — the specific schools serving this property underperform the Mobile County average; the district grade overstates school quality for this exact location.
  • Market conditions: 92 active listings in the ZIP; 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($49k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $49,151 (1.5% below list)

Questions for the listing agent

  1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
3.42%
Cap rate
30.43%
Cash-on-cash
86.21%
DSCR
4.84
GRM
2.4

CMA / ARV

ARV (on-the-fly)
$213,312
Comps found
1
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4803 Outlaw Rd 0.16mi 4/2.0 (-1) 1,815 (+12%) 7mo $240,000 $132 61

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
86.7%
Equity multiple
5.00×
Total profit
$55,867
Equity at exit
$7,440
10-year hold
IRR
89.8%
Equity multiple
10.38×
Total profit
$131,070
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Alabama
90 Strongly Landlord-Friendly · R+15
County
— inherits STATE
City
— inherits STATE
Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

ZIP-level market 36613

Home prices YoY
-23.9%
Active inventory
92
Price-to-rent
2.4×

Monthly cashflow live

Estimated rent
$1,707 medium interval (Pro) →
Mortgage (P&I)
$262
Tax est. 1.5%
$62 /mo · $748/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$358
Net cashflow
$1,004

Break-even live

Break-even rent $437
Max offer price $49,900
Occupancy floor 36%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 19 events

  1. 2026-06-18
    days on market $49,900 Active 21 DOM
  2. 2026-06-17
    price $49,900 Active 20 DOM
  3. 2026-06-17
    days on market $59,900 Active 20 DOM
  4. 2026-06-16
    days on market $59,900 Active 19 DOM
  5. 2026-06-15
    days on market $59,900 Active 18 DOM
  6. 2026-06-14
    days on market $59,900 Active 16 DOM
  7. 2026-06-13
    days on market $59,900 Active 15 DOM
  8. 2026-06-10
    days on market $59,900 Active 13 DOM
  9. 2026-06-09
    pricedays on market $59,900 Active 12 DOM
  10. 2026-06-08
    days on market $69,900 Active 11 DOM
  11. 2026-06-07
    days on market $69,900 Active 10 DOM
  12. 2026-06-05
    days on market $69,900 Active 7 DOM
  13. 2026-06-03
    days on market $69,900 Active 6 DOM
  14. 2026-06-03
    price $69,900 Active 5 DOM
  15. 2026-06-02
    days on market $79,900 Active 5 DOM
  16. 2026-06-01
    days on market $79,900 Active 4 DOM
  17. 2026-05-31
    days on market $79,900 Active 3 DOM
  18. 2026-05-30
    days on market $79,900 Active 2 DOM
  19. 2026-05-28
    listed $79,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,485
− Mortgage interest
−$2,795
− Property taxes
−$748
− Insurance
−$250
− Repairs & maintenance
−$1,639
− Management
−$1,639
− Depreciation
−$1,452
Taxable income
$11,962
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,871
After-tax cash flow
$9,174/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 13 photos

Poor 20/100 Extensive rehab

This property requires extensive rehabilitation, including structural repairs, plumbing, electrical, and interior work. Immediate attention to these issues is necessary to improve the property's value and safety.

Repairs flagged

  • Major Exposed plumbing — Needs full replacement
  • Major Exposed water heater — Needs full replacement
  • Major Exposed electrical wiring — Needs full replacement
  • Major Exposed subflooring — Needs full replacement
  • Major Siding — Needs full replacement

Value-add opportunities

  • Both Landscaping and vegetation control — Improves curb appeal and safety
  • Both Full replacement of plumbing, electrical, and water heater — Essential for functionality and safety
  • Both Rehabilitation of siding and exterior — Enhances curb appeal and structural integrity
  • Both Rehabilitation of interior walls and paint — Enhances interior aesthetics and safety

Renovation cost estimate screening

Repair itemSeverityEst. cost
Exposed plumbing · Needs full replacement Major $15,000–50,000
Exposed water heater · Needs full replacement Major $15,000–50,000
Exposed electrical wiring · Needs full replacement Major $15,000–50,000
Exposed subflooring · Needs full replacement Major $15,000–50,000
Siding · Needs full replacement Major $15,000–50,000
Total estimated repair cost · 5 items $75,000–250,000

Value-add ROI direction

  • Both Landscaping and vegetation control — Improves curb appeal and safety
  • Both Full replacement of plumbing, electrical, and water heater — Essential for functionality and safety
  • Both Rehabilitation of siding and exterior — Enhances curb appeal and structural integrity
  • Both Rehabilitation of interior walls and paint — Enhances interior aesthetics and safety

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Mobile County
NCES district ID
0102370
Math proficiency
15% ▼ -28.00%
Reading proficiency
39% ▬ 0.00%
Median HH income
$42,455
Composite
22.9/100
National rank
#8002
State rank
#81 of 129 in AL

Livability — Prichard

Score
54/100
State rank
#472
US rank
#24080

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prichard, AL
City population
13,402
Population (ZIP)
12,082

Population outlook (Mobile County) Hauer SSP2

Today (2025)
415,303 people
By 2030
411,755 · -0.9%
By 2040
399,670 · -3.8%
By 2050
382,616 · -7.9%
By 2075
337,353 · -18.8%
By 2100
283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (52%)
Race & ethnicity
Black 52% White 44% Two or more races 3% Hispanic / Latino 2%
Common ancestry
Lithuanian 2% Italian 2% Slovak 2%
Foreign-born
0%
Languages at home
99% English-only · Spanish 1%

Political lean MEDSL · Mobile

2024 margin
R (+16.4) · D 41.3% · R 57.7%
2008→2024 swing
-7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
All cycles
2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -65.49%
Current HPI
208.8677
Rent YoY
Metro
State GDP YoY
▲ 2.94%
F500 in state
4

Industry mix (Fortune 500 HQ in AL)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-05-28 Listed $79,900 Greater Alabama MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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