1039 Center Crest Blvd · Davenport, FL 33837

$125,000

1 bd · 1.5 ba · 494 sqft · Manufactured public records · 94 Days on market

Built 2018 2,405 sqft lot $58/mo HOA · 4% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +21.1/30.0
• ARV discount +7.5/15.0
• DSCR +6.7/10.0
• 1% rule +6.4/10.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.8/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

Key facts

• Clubhouse
• Stone landscaping
• Pool

Tags

• STONE LANDSCAPING
• NEWLY INSTALLED CARPORT
• SEPARATE STORAGE SHED
• CLUBHOUSE
• POOL
• SOCIAL ACTIVITIES

Property features AI

Finance

• Other: Lease restrictions apply; Living area ~494 sq ft (owner provided); Building area ~574 sq ft (public records)
• HOA & community: Center Crest RV Park HOA (fees required, approval required); HOA dues approximately $58 monthly ($696 annually); Senior community; Pets allowed (cats and dogs OK; breed restrictions apply)

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Electricity connected; Water connected
• Home design: Manufactured single wide home; One story; Faces east; Entry on crawlspace foundation
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Built as manufactured home
• Exterior features: Awning(s); Concrete road access

Interior

• Kitchen: Dishwasher; Range; Refrigerator
• Bedrooms: 1 bedroom
• Flooring: Linoleum
• Bathrooms: 1 full bath; 1 half bath
• Heating & cooling: Central heating; Central air
• Interior features: Window treatments
• Laundry & utility: Washer; Dryer; Laundry inside

What this means for you Summary

Snapshot

• This is a 1-bed/1.5-bath manufactured listed at $125k.

Deal economics

• At list price, monthly cash flow is $179 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $125k).
• Recommended offer: $114k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 70/100 on livability (#423 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, health & safety A+; Watch: schools D+, employment D+, amenities F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-2.7%/yr); 1382 active listings in the ZIP; solid renter incomes; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $864 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 94 days — a 9% lower offer ($114k) is reasonable based on typical stale-listing flexibility.
• 5 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $113,750 (9.0% below list)

Questions for the listing agent

1. It's been on market 94 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.14% ✓
• Cap rate: 8.01%
• Cash-on-cash: 6.14%
• DSCR: 1.27
• GRM: 7.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -10.5%
• Equity multiple: 0.63×
• Total profit: $-12,941
• Equity at exit: $18,638

10-year hold

• IRR: -6.4%
• Equity multiple: 0.65×
• Total profit: $-12,373
• Equity at exit: $10,808

Cash invested: $35,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33837

• Home prices YoY: -33.9%
• Rents YoY: -2.7%
• Active inventory: 1382
• Price-to-rent: 7.3×

Monthly cashflow live

• Estimated rent: $1,419 medium
• Mortgage (P&I): −$656
• Tax from tax record: −$176 /mo · $2,116/yr
• Insurance: −$52
• HOA: −$58
• Vacancy / Maint / Mgmt: −$298
• Net cashflow: $179

Break-even live

Break-even rent $1,192

Max offer price $125,000

Occupancy floor 82%

Sensitivity live

Price	-10% $250	-5% $214	+0% $179	+5% $144	+10% $108
Rent	-10% $67	-5% $123	+0% $179	+5% $235	+10% $291
Rate	-1.0pp $242	-0.5pp $211	base $179	+0.5pp $147	+1.0pp $114

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $31,250
• Closing costs: $3,750
• Reserves months: —
• Total cash needed: —

HOA detail

• Monthly dues: $58 · $696/yr
• Likely covers: landscapingpool

Listing history 29 events

1. 2026-06-18
   days on market $125,000 Active 94 DOM
2. 2026-06-17
   days on market $125,000 Active 93 DOM
3. 2026-06-16
   days on market $125,000 Active 92 DOM
4. 2026-06-15
   days on market $125,000 Active 91 DOM
5. 2026-06-13
   days on market $125,000 Active 89 DOM
6. 2026-06-10
   days on market $125,000 Active 86 DOM
7. 2026-06-09
   days on market $125,000 Active 85 DOM
8. 2026-06-08
   days on market $125,000 Active 84 DOM
9. 2026-06-07
   days on market $125,000 Active 83 DOM
10. 2026-06-05
    days on market $125,000 Active 80 DOM
11. 2026-06-03
    days on market $125,000 Active 79 DOM
12. 2026-06-03
    days on market $125,000 Active 78 DOM
13. 2026-06-01
    days on market $125,000 Active 77 DOM
14. 2026-05-31
    days on market $125,000 Active 76 DOM
15. 2026-03-11
    listed $125,000 Active
16. 2024-02-26
    soldstatus $125,000
17. 2024-02-23
    soldstatus $125,000 Closed 429-char remark

    Show marketing remark (429 chars)

    Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

18. 2024-02-09
    status Pending 429-char remark

    Show marketing remark (429 chars)

    Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

19. 2023-12-09
    status Active 429-char remark

    Show marketing remark (429 chars)

    Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

20. 2023-12-06
    historical 429-char remark

    Show marketing remark (429 chars)

    Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

21. 2023-06-19
    status Active 429-char remark

    Show marketing remark (429 chars)

    Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

22. 2023-06-02
    historical 429-char remark

    Show marketing remark (429 chars)

    Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

23. 2023-03-03
    listed $133,000 Active 429-char remark

    Show marketing remark (429 chars)

    Wonderful friendly community at Center Crest RV! This 1 bed, 1 bath 2018 manufactured home is in pristine condition. The stone walls and landscaping are top notch! The included shed has washer, dryer and an additional commode! LOW HOA of $696.00 per year makes this very affordable living. Enjoy the CLUBHOUSE and POOL with your friendly neighbors. Frequent activities at the clubhouse make for friendly gatherings and fun times!

24. 2019-12-06
    soldstatus $72,000
25. 2019-12-05
    soldstatus $72,000 Sold 653-char remark

    Show marketing remark (653 chars)

    GATED 55+ PARK WITH LIKE NEW, 2018 SKYLINE PARK MODEL HOME WITH ONE BEDROOM AND ONE BATH WITH SHOWER STALL. COMES FURNISHED WITH DINETTE SET, LIVING ROOM FURNITURE, QUEEN SIZE BED. THE HOME HAS HEAVY DUTY VINYL FLOORING THAT LOOKS LIKE REAL FLOOR TILES. THE DETACHED SHED INCLUDES WASHER, DRYER, AND TOILET AND WORKTABLE. LOT HAS BEAUTIFUL LANDSCAPING WITH IRRIGATION. DOUBLE STAINLESS SINK IN KITCHEN, ELECTRIC RANGE WITH MICROWAVE OVER, AND A DISHWASHER. LOOKS LIKE CORIAN COUNTERTOP IN KITCHEN, HUTCH IN DINETTE AREA W/ MIRROR AND STORAGE. CABINETS ARE MAHOGANY. BEST PRICE ANYWHERE FOR THIS LOT AND BEAUTIFUL HOME. CALL NOW FOR YOUR PRIVATE SHOWING.

26. 2019-11-27
    status Pending 653-char remark

    Show marketing remark (653 chars)

    GATED 55+ PARK WITH LIKE NEW, 2018 SKYLINE PARK MODEL HOME WITH ONE BEDROOM AND ONE BATH WITH SHOWER STALL. COMES FURNISHED WITH DINETTE SET, LIVING ROOM FURNITURE, QUEEN SIZE BED. THE HOME HAS HEAVY DUTY VINYL FLOORING THAT LOOKS LIKE REAL FLOOR TILES. THE DETACHED SHED INCLUDES WASHER, DRYER, AND TOILET AND WORKTABLE. LOT HAS BEAUTIFUL LANDSCAPING WITH IRRIGATION. DOUBLE STAINLESS SINK IN KITCHEN, ELECTRIC RANGE WITH MICROWAVE OVER, AND A DISHWASHER. LOOKS LIKE CORIAN COUNTERTOP IN KITCHEN, HUTCH IN DINETTE AREA W/ MIRROR AND STORAGE. CABINETS ARE MAHOGANY. BEST PRICE ANYWHERE FOR THIS LOT AND BEAUTIFUL HOME. CALL NOW FOR YOUR PRIVATE SHOWING.

27. 2019-11-09
    listed $79,900 Active 653-char remark

    Show marketing remark (653 chars)

    GATED 55+ PARK WITH LIKE NEW, 2018 SKYLINE PARK MODEL HOME WITH ONE BEDROOM AND ONE BATH WITH SHOWER STALL. COMES FURNISHED WITH DINETTE SET, LIVING ROOM FURNITURE, QUEEN SIZE BED. THE HOME HAS HEAVY DUTY VINYL FLOORING THAT LOOKS LIKE REAL FLOOR TILES. THE DETACHED SHED INCLUDES WASHER, DRYER, AND TOILET AND WORKTABLE. LOT HAS BEAUTIFUL LANDSCAPING WITH IRRIGATION. DOUBLE STAINLESS SINK IN KITCHEN, ELECTRIC RANGE WITH MICROWAVE OVER, AND A DISHWASHER. LOOKS LIKE CORIAN COUNTERTOP IN KITCHEN, HUTCH IN DINETTE AREA W/ MIRROR AND STORAGE. CABINETS ARE MAHOGANY. BEST PRICE ANYWHERE FOR THIS LOT AND BEAUTIFUL HOME. CALL NOW FOR YOUR PRIVATE SHOWING.

28. 2014-02-04
    soldstatus $40,000
29. 1996-02-16
    soldstatus $12,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,116 · $176/mo
• Projected year-2 tax: $2,116 · $176/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 22% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,028
• − Mortgage interest: −$7,002
• − Property taxes: −$2,116
• − Insurance: −$625
• − Repairs & maintenance: −$1,362
• − Management: −$1,362
• − HOA: −$696
• − Depreciation: −$3,636
• Taxable income: $228
• Est. tax owed @ 24.0%: −$55
• After-tax cash flow: $2,094/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Davenport

• Score: 70/100
• State rank: #423
• US rank: #7541

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment D+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Davenport, FL
• County: Polk County · 740,051 people
• City population: 104,279
• Metro: Lakeland-Winter Haven, FL
• Population (ZIP): 47,389
• Household income: $81,276
• Rent vs Own: 18.5% rent · 81.5% own
• Severe rent burden: 424.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.68)
• Race & ethnicity: Hispanic / Latino 42% White 36% Two or more races 16% Black 15% Asian 2%
• Hispanic origin (detail): Mexican 7% Puerto Rican 22% Cuban 2% Dominican 1%
• Common ancestry: Hispanic 5% Romanian 3% Lithuanian 1%
• Foreign-born: 18% · Canada, Jamaica
• Languages at home: 55% English-only · Spanish 35% French/Haitian/Cajun 6% Other Indo-European 2%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -131.62%
• Current HPI: 256.8165
• Rent YoY: ▼ -2.73%
• Metro: Lakeland-Winter Haven, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+916.3% since first listed

15 events — show timeline

• 2026-03-11 Listed $125,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-26 Sold (Public Records) $125,000 Public Records
• 2024-02-23 Sold (MLS) $125,000 Stellar MLS as Distributed by MLS Grid
• 2024-02-09 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-12-09 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-12-06 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-06-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-06-02 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2023-03-03 Listed $133,000 Stellar MLS as Distributed by MLS Grid
• 2019-12-06 Sold (Public Records) $72,000 Public Records
• 2019-12-05 Sold (MLS) $72,000 Stellar MLS as Distributed by MLS Grid
• 2019-11-27 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-11-09 Listed $79,900 Stellar MLS as Distributed by MLS Grid
• 2014-02-04 Sold (Public Records) $40,000 Public Records
• 1996-02-16 Sold (Public Records) $12,300 Public Records

Property tax history

+14.6%/yr

Latest (2025): $2,116 · +32.5% YoY. Source: county tax records.