3730 Lake Hawkins · Corpus Christi, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- ARV discount +15.0/15.0
- Cash flow +13.7/30.0
- 1% rule +5.3/10.0
- DSCR +4.1/10.0
- Schools +3.9/10.0
- Livability +3.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +2.2/10.0
$325,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!
Key facts
- Quiet cul-de-sac
- Large backyard
- Slate fireplace
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.5-bath single-family listed at $325k.
Deal economics
- At list price, monthly cash flow is $21 ($257/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $325k).
- Recommended offer: $286k (12.0% below list) — sets the bar for market timing.
- Cap rate 6.4% vs local median 3.6% in Corpus Christi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#66 in TX, #2,404 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Calallen ISD (urban): math 42% / reading 44% proficiency, ranked #249 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 182 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,397 units permitted in Nueces County in 2024 (47 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
- Nueces County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 128 days — a 12% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 12y ago; this cycle's ask has dropped $50k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.03% ✓
- Cap rate
- 6.37%
- Cash-on-cash
- 0.28%
- DSCR
- 1.01
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $398,764
- List price
- $325,000
- Delta
- -18.50%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 14929 Red River Dr | 0.58mi | 4/2.0 | 1,889 (-0%) | 4mo | $249,900 | $132 | 67 |
| 14910 Lake Athens Ave | 0.13mi | 4/2.0 | 2,174 (+15%) | 5mo | $399,999 | $184 | 63 |
| 4125 Rapids Dr | 0.54mi | 3/3.0 (-1) | 1,913 (+1%) | 5mo | $215,000 | $112 | 62 |
| 14905 Red River Dr | 0.60mi | 3/2.5 (-1) | 1,938 (+2%) | 2mo | $334,000 | $172 | 62 |
| 3554 Sepehr Lake Dr | 0.45mi | 4/3.0 | 2,042 (+8%) | 3mo | $372,282 | $182 | 62 |
| 4129 Wood River Dr | 0.56mi | 3/2.0 (-1) | 1,982 (+4%) | 3mo | $305,000 | $154 | 57 |
| 14924 Sandy Creek Ct | 0.50mi | 4/2.0 | 2,055 (+8%) | 6mo | $325,000 | $158 | 56 |
| 3537 Sahar Lake Dr | 0.40mi | 4/2.0 | 2,152 (+14%) | 3mo | $406,125 | $189 | 55 |
| 3505 Sepehr Lake Dr | 0.40mi | 4/2.0 | 2,152 (+14%) | 3mo | $415,510 | $193 | 54 |
| 3545 Sepehr Lake Dr | 0.42mi | 4/2.0 | 2,152 (+14%) | 3mo | $390,785 | $182 | 54 |
| 14729 Powell Dr | 0.48mi | 4/2.0 | 1,634 (-14%) | 1mo | $269,500 | $165 | 52 |
| 14618 Reagan Dr | 0.65mi | 3/2.0 (-1) | 2,137 (+13%) | 3mo | $185,000 | $87 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -15.7%
- Equity multiple
- 0.44×
- Total profit
- $-51,019
- Equity at exit
- $48,459
- IRR
- -7.1%
- Equity multiple
- 0.54×
- Total profit
- $-41,528
- Equity at exit
- $28,100
Cash invested: $91,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 78380
- Home prices YoY
- -1.9%
- Active inventory
- 182
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $3,345 medium interval (Pro) →
- Mortgage (P&I)
- −$1,704
- Tax from tax record
- −$720 /mo · $8,645/yr
- Insurance
- −$135
- HOA
- −$61
- Vacancy / Maint / Mgmt
- −$702
- Net cashflow
- $21
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $81,250
- Closing costs
- $9,750
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4510 Thoreau Cir Corpus Christi, TX | 3.0 | 2.5 | 2577 | $3,345 | $1.30 | 43d | 1 | 1.06mi |
HOA detail
- Monthly dues
- $61 · $732/yr
- Likely covers
- pool
Listing history 23 events
-
2026-06-18days on market $325,000 Active 128 DOM
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2026-06-17days on market $325,000 Active 127 DOM
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2026-06-16days on market $325,000 Active 126 DOM
-
2026-06-15days on market $325,000 Active 125 DOM
-
2026-06-14days on market $325,000 Active 123 DOM
-
2026-06-13days on market $325,000 Active 122 DOM
-
2026-06-10days on market $325,000 Active 120 DOM
-
2026-06-09days on market $325,000 Active 119 DOM
-
2026-06-09price $325,000 Active 118 DOM
-
2026-06-08days on market $339,500 Active 118 DOM
-
2026-06-07days on market $339,500 Active 117 DOM
-
2026-06-03days on market $339,500 Active 113 DOM
-
2026-06-02days on market $339,500 Active 112 DOM
-
2026-06-01days on market $339,500 Active 111 DOM
-
2026-05-31days on market $339,500 Active 110 DOM
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2026-05-30days on market $339,500 Active 109 DOM
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2026-05-14price $339,500 1700-char remark
Show marketing remark (1700 chars)
Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!
-
2026-04-13price $349,900 1700-char remark
Show marketing remark (1700 chars)
Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!
-
2026-04-01price $360,000 1700-char remark
Show marketing remark (1700 chars)
Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!
-
2026-02-09$375,000 Active 1700-char remark
Show marketing remark (1700 chars)
Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!
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2014-06-30soldstatus 361-char remark
Show marketing remark (361 chars)
This is a beautiful 2 story, 4 bedroom and 2.5 bath brick home on a cul-de-sac. The kitchen is complete with stainless steal appliances, granite counter tops, and a slate fireplace that is shared with the living room. Tile floor in kitchen and living room, and carpet in bedrooms. Builder listing has the property at 2200 sf. It will be measured by an appraiser
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2014-06-30soldstatus
Show marketing remark (361 chars)
This is a beautiful 2 story, 4 bedroom and 2.5 bath brick home on a cul-de-sac. The kitchen is complete with stainless steal appliances, granite counter tops, and a slate fireplace that is shared with the living room. Tile floor in kitchen and living room, and carpet in bedrooms. Builder listing has the property at 2200 sf. It will be measured by an appraiser
-
2014-05-22$240,000 361-char remark
Show marketing remark (361 chars)
This is a beautiful 2 story, 4 bedroom and 2.5 bath brick home on a cul-de-sac. The kitchen is complete with stainless steal appliances, granite counter tops, and a slate fireplace that is shared with the living room. Tile floor in kitchen and living room, and carpet in bedrooms. Builder listing has the property at 2200 sf. It will be measured by an appraiser
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $8,645 · $720/mo
- Projected year-2 tax
- $8,645 · $720/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $40,140
- − Mortgage interest
- −$18,205
- − Property taxes
- −$8,645
- − Insurance
- −$1,625
- − Repairs & maintenance
- −$3,211
- − Management
- −$3,211
- − HOA
- −$732
- − Depreciation
- −$9,455
- Taxable loss
- −$4,944
- Est. tax savings @ 24.0%
- +$1,186
- After-tax cash flow
- $1,443/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Calallen ISD
- NCES district ID
- 4812420
- Math proficiency
- 42% ▼ -15.00%
- Reading proficiency
- 44% ▼ -9.00%
- Median HH income
- $73,780
- Composite
- 39.25/100
- National rank
- #4004
- State rank
- #249 of 826 in TX
Livability — Corpus Christi
- Score
- 78/100
- State rank
- #66
- US rank
- #2404
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Corpus Christi, TX
- City population
- 296,836
- Population (ZIP)
- 23,752
Population outlook (Nueces County) Hauer SSP2
- Today (2025)
- 418,037 people
- By 2030
- 447,123 · +7.0%
- By 2040
- 505,911 · +21.0%
- By 2050
- 567,522 · +35.8%
- By 2075
- 729,686 · +74.6%
- By 2100
- 847,087 · +102.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (76%)
- Race & ethnicity
- Hispanic / Latino 76% Two or more races 38% White 23%
- Hispanic origin (detail)
- Mexican 71%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 52% English-only · Spanish 47%
Political lean MEDSL · Nueces
- 2024 margin
- R (+11.5) · D 43.8% · R 55.3%
- 2008→2024 swing
- -7.1pp toward R · 2008: -4.4pp · 2024: -11.5pp
- All cycles
- 2024: R+11.5 2020: R+2.9 2016: R+1.5 2012: R+3.2 2008: R+4.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -5.51%
- Current HPI
- 286.19
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
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Price history
+41.5% since first listed7 events — show timeline
- 2026-05-14 Price Changed $339,500 CBMLS
- 2026-04-13 Price Changed $349,900 CBMLS
- 2026-04-01 Price Changed $360,000 CBMLS
- 2026-02-09 Listed $375,000 CBMLS
- 2014-06-30 Sold (Public Records) — Public Records
- 2014-06-30 Sold (MLS) — CBMLS
- 2014-05-22 Listed $240,000 CBMLS
Property tax history
+3.5%/yrLatest (2025): $8,645 · +11.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…