CashFlowRE
Sign in Sign up
3730 Lake Hawkins
C- Composite 53.15
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.7/30.0
  • 1% rule +5.3/10.0
  • DSCR +4.1/10.0
  • Schools +3.9/10.0
  • Livability +3.9/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +2.2/10.0

$325,000

3730 Lake Hawkins · Corpus Christi, TX 78380
4 bd · 2.5 ba · 1,896 sqft · SingleFamily public records · 128 Days on market
Built 2007 8,133 sqft lot $171/sqft · 7% below area Est $399k · 18% under $61/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!

Key facts

  • Quiet cul-de-sac
  • Large backyard
  • Slate fireplace

Tags

SLATE FIREPLACEGRANITE COUNTERSSPLIT BEDROOM CONCEPTLARGE BACKYARDQUIET CUL-DE-SACHOA PIER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $325k.

Deal economics

  • At list price, monthly cash flow is $21 ($257/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $325k).
  • Recommended offer: $286k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.4% vs local median 3.6% in Corpus Christi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#66 in TX, #2,404 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Calallen ISD (urban): math 42% / reading 44% proficiency, ranked #249 of 826 in TX (top 30%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 182 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 1,397 units permitted in Nueces County in 2024 (47 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Nueces County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 128 days — a 12% lower offer ($286k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 12y ago; this cycle's ask has dropped $50k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $286,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 128 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.03%
Cap rate
6.37%
Cash-on-cash
0.28%
DSCR
1.01
GRM
8.1

CMA / ARV

ARV (median comp)
$398,764
List price
$325,000
Delta
-18.50%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
14929 Red River Dr 0.58mi 4/2.0 1,889 (-0%) 4mo $249,900 $132 67
14910 Lake Athens Ave 0.13mi 4/2.0 2,174 (+15%) 5mo $399,999 $184 63
4125 Rapids Dr 0.54mi 3/3.0 (-1) 1,913 (+1%) 5mo $215,000 $112 62
14905 Red River Dr 0.60mi 3/2.5 (-1) 1,938 (+2%) 2mo $334,000 $172 62
3554 Sepehr Lake Dr 0.45mi 4/3.0 2,042 (+8%) 3mo $372,282 $182 62
4129 Wood River Dr 0.56mi 3/2.0 (-1) 1,982 (+4%) 3mo $305,000 $154 57
14924 Sandy Creek Ct 0.50mi 4/2.0 2,055 (+8%) 6mo $325,000 $158 56
3537 Sahar Lake Dr 0.40mi 4/2.0 2,152 (+14%) 3mo $406,125 $189 55
3505 Sepehr Lake Dr 0.40mi 4/2.0 2,152 (+14%) 3mo $415,510 $193 54
3545 Sepehr Lake Dr 0.42mi 4/2.0 2,152 (+14%) 3mo $390,785 $182 54
14729 Powell Dr 0.48mi 4/2.0 1,634 (-14%) 1mo $269,500 $165 52
14618 Reagan Dr 0.65mi 3/2.0 (-1) 2,137 (+13%) 3mo $185,000 $87 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.7%
Equity multiple
0.44×
Total profit
$-51,019
Equity at exit
$48,459
10-year hold
IRR
-7.1%
Equity multiple
0.54×
Total profit
$-41,528
Equity at exit
$28,100

Cash invested: $91,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 78380

Home prices YoY
-1.9%
Active inventory
182
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$3,345 medium interval (Pro) →
Mortgage (P&I)
$1,704
Tax from tax record
$720 /mo · $8,645/yr
Insurance
$135
HOA
$61
Vacancy / Maint / Mgmt
$702
Net cashflow
$21

Break-even live

Break-even rent $3,318
Max offer price $325,000
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$81,250
Closing costs
$9,750
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4510 Thoreau Cir Corpus Christi, TX 3.0 2.5 2577 $3,345 $1.30 43d 1 1.06mi

HOA detail

Monthly dues
$61 · $732/yr
Likely covers
pool

Listing history 23 events

  1. 2026-06-18
    days on market $325,000 Active 128 DOM
  2. 2026-06-17
    days on market $325,000 Active 127 DOM
  3. 2026-06-16
    days on market $325,000 Active 126 DOM
  4. 2026-06-15
    days on market $325,000 Active 125 DOM
  5. 2026-06-14
    days on market $325,000 Active 123 DOM
  6. 2026-06-13
    days on market $325,000 Active 122 DOM
  7. 2026-06-10
    days on market $325,000 Active 120 DOM
  8. 2026-06-09
    days on market $325,000 Active 119 DOM
  9. 2026-06-09
    price $325,000 Active 118 DOM
  10. 2026-06-08
    days on market $339,500 Active 118 DOM
  11. 2026-06-07
    days on market $339,500 Active 117 DOM
  12. 2026-06-03
    days on market $339,500 Active 113 DOM
  13. 2026-06-02
    days on market $339,500 Active 112 DOM
  14. 2026-06-01
    days on market $339,500 Active 111 DOM
  15. 2026-05-31
    days on market $339,500 Active 110 DOM
  16. 2026-05-30
    days on market $339,500 Active 109 DOM
  17. 2026-05-14
    price $339,500 1700-char remark
    Show marketing remark (1700 chars)

    Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!

  18. 2026-04-13
    price $349,900 1700-char remark
    Show marketing remark (1700 chars)

    Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!

  19. 2026-04-01
    price $360,000 1700-char remark
    Show marketing remark (1700 chars)

    Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!

  20. 2026-02-09
    listed $375,000 Active 1700-char remark
    Show marketing remark (1700 chars)

    Motivated Seller, Come take a LOOK, and Seller open to considering concessions with an acceptable offer. EMPTY NESTERS, READY TO MOVE! Great Value IN THE LAKES NORTHWEST – CALALLEN! Looking for a home in Corpus Christi, Texas? ~~ 3730 Lake Hawkins Court | Robstown, TX~~ 4 Bedrooms | 2.5 Baths | Brick Two-Story | Large Yard Welcome to one of Calallen’s most sought-after communities — The Lakes Northwest! This beautiful brick two-story offers space, style, and a location everyone wants. ~~ Home highlights ~~ Tons of Kitchen cabinets, Unique Slate Fireplace custom feature, granite counters, Split bedroom concept with Primary downstairs. Originally A custom Build, by Josh Tucker Homes, custom plantation shutters. • 4 spacious bedrooms & 2.5 baths – room for everyone • Classic brick exterior with timeless curb appeal • Two-story layout with flexible living and entertaining spaces • Large backyard with plenty of room to add a pool, outdoor kitchen, or play space • Nestled on a quiet cul-de-sac in a well-established neighborhood ~Corpus Christi, TX ~ Robstown physical address ~~ Why you’ll love the location: • Zoned in the highly rated Calallen ISD • Easy access to Corpus Christi, TX shopping, dining, and major routes • Community feel with pride of ownership throughout Enjoy the lake on the HOA pier, lake and the subdivision Park. This home is perfect for buyers looking for space to grow, a prime location, and outdoor potential—all in one of the area’s most desirable neighborhoods. Homes in The Lakes Northwest don’t last—schedule your private showing today!

  21. 2014-06-30
    soldstatus 361-char remark
    Show marketing remark (361 chars)

    This is a beautiful 2 story, 4 bedroom and 2.5 bath brick home on a cul-de-sac. The kitchen is complete with stainless steal appliances, granite counter tops, and a slate fireplace that is shared with the living room. Tile floor in kitchen and living room, and carpet in bedrooms. Builder listing has the property at 2200 sf. It will be measured by an appraiser

  22. 2014-06-30
    soldstatus
    Show marketing remark (361 chars)

    This is a beautiful 2 story, 4 bedroom and 2.5 bath brick home on a cul-de-sac. The kitchen is complete with stainless steal appliances, granite counter tops, and a slate fireplace that is shared with the living room. Tile floor in kitchen and living room, and carpet in bedrooms. Builder listing has the property at 2200 sf. It will be measured by an appraiser

  23. 2014-05-22
    listed $240,000 361-char remark
    Show marketing remark (361 chars)

    This is a beautiful 2 story, 4 bedroom and 2.5 bath brick home on a cul-de-sac. The kitchen is complete with stainless steal appliances, granite counter tops, and a slate fireplace that is shared with the living room. Tile floor in kitchen and living room, and carpet in bedrooms. Builder listing has the property at 2200 sf. It will be measured by an appraiser

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$8,645 · $720/mo
Projected year-2 tax
$8,645 · $720/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$40,140
− Mortgage interest
−$18,205
− Property taxes
−$8,645
− Insurance
−$1,625
− Repairs & maintenance
−$3,211
− Management
−$3,211
− HOA
−$732
− Depreciation
−$9,455
Taxable loss
−$4,944
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,186
After-tax cash flow
$1,443/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Calallen ISD
NCES district ID
4812420
Math proficiency
42% ▼ -15.00%
Reading proficiency
44% ▼ -9.00%
Median HH income
$73,780
Composite
39.25/100
National rank
#4004
State rank
#249 of 826 in TX

Livability — Corpus Christi

Score
78/100
State rank
#66
US rank
#2404

Category grades

Amenities C Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Corpus Christi, TX
City population
296,836
Population (ZIP)
23,752

Population outlook (Nueces County) Hauer SSP2

Today (2025)
418,037 people
By 2030
447,123 · +7.0%
By 2040
505,911 · +21.0%
By 2050
567,522 · +35.8%
By 2075
729,686 · +74.6%
By 2100
847,087 · +102.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (76%)
Race & ethnicity
Hispanic / Latino 76% Two or more races 38% White 23%
Hispanic origin (detail)
Mexican 71%
Foreign-born
5% · Canada, Vietnam
Languages at home
52% English-only · Spanish 47%

Political lean MEDSL · Nueces

2024 margin
R (+11.5) · D 43.8% · R 55.3%
2008→2024 swing
-7.1pp toward R · 2008: -4.4pp · 2024: -11.5pp
All cycles
2024: R+11.5 2020: R+2.9 2016: R+1.5 2012: R+3.2 2008: R+4.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -5.51%
Current HPI
286.19
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+41.5% since first listed
7 events — show timeline
  • 2026-05-14 Price Changed $339,500 CBMLS
  • 2026-04-13 Price Changed $349,900 CBMLS
  • 2026-04-01 Price Changed $360,000 CBMLS
  • 2026-02-09 Listed $375,000 CBMLS
  • 2014-06-30 Sold (Public Records) Public Records
  • 2014-06-30 Sold (MLS) CBMLS
  • 2014-05-22 Listed $240,000 CBMLS

Property tax history

+3.5%/yr

Latest (2025): $8,645 · +11.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…