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7509 Brookline Ave 🏗️ New Construction
F Composite 30.39
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Cash flow +7.4/30.0
  • Schools +3.7/10.0
  • Livability +3.2/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.1/10.0
  • DSCR +1.5/10.0
  • Appreciation +0.0/10.0

$329,990

7509 Brookline Ave · Lakewood Park, FL 34951
3 bd · 2.0 ba · 1,477 sqft · Land · 142 Days on market
Built 2026 10,500 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to our Prescott floor plan. The thoughtfully designed single-story home offers effortless flow and modern finishes. This open-concept layout connects the kitchen, dining, and living areas, creating a bright and inviting central space for daily living and entertaining. The kitchen features white shaker cabinets, granite countertops, and stainless steel appliances. The private owner's suite includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide flexible space for whatever fits your needs. The covered patio provides relaxing outdoor space and easy access to the back yard. With its functional layout and timeless style, the Prescott delivers comfort and convenience, all on one level.

Key facts

  • Open layout
  • Beautiful cabinetry
  • Granite countertops

Tags

OPEN LAYOUTWELL-EQUIPPED KITCHENSEPARATE DINING AREABEAUTIFUL CABINETRYGRANITE COUNTERTOPSSTAINLESS STEEL APPLIANCES

Property features AI

Finance

  • Other: Lot approximately 0.24 acres (0 to less than 1/4 acre); Paved road access; Unfurnished; Builder-provided living area: 1,477 (builder source); Permit number: 2506-009097

Exterior

  • Parking: Attached 2-car garage (19 x 20) with garage door opener; Driveway
  • Security: Smoke detector(s)
  • Utilities: Well water; Septic tank; Electricity connected; Sewer connected; Water connected
  • Home design: Single family residence; Residential property; One-story; Faces south; Under construction (projected completion March 20, 2026); New construction
  • Construction: Block and stucco construction; Shingle roof; Slab foundation; Built by Century Complete (Model: PRESCOTT-A6)
  • Exterior features: Outdoor lighting; Sidewalk; Sliding doors; Other exterior features

Interior

  • Kitchen: Dishwasher; Microwave; Range; Electric water heater
  • Bedrooms: 3 bedrooms
  • Flooring: Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Electric heating; Heat pump; Central air conditioning
  • Interior features: Open floorplan; Stone counters; Thermostat; Walk-in closets; Double-pane insulated/thermal windows
  • Laundry & utility: Inside laundry room with washer and electric dryer hookups

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. Builder plan / spec listing (the home may be to-be-built); metrics use comparable previous sales.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath land listed at $330k.

Deal economics

  • At list price, monthly cash flow is $-428 ($-5k/yr) — negative.
  • To cash-flow at today's rent, offer at most $268k (18.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $234k (28.9% below list).
  • Recommended offer: $234k (28.9% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 63/100 on livability (#719 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: amenities F, commute F, health & safety D-.
  • St. Lucie (urban): math 40% / reading 48% proficiency, ranked #51 of 73 in FL (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Manatee Academy K-8 (math 53% / reading 51%, grade C-, #990 of 2,144 statewide, top 48%, 1,664 students, 65% FRL); Southern Oaks Middle School (math 39% / reading 43%, grade F, #353 of 571 statewide, top 63%, 894 students, 76% FRL); Fort Pierce Central High School (math 15% / reading 45%, grade F, #441 of 667 statewide, top 67%, 3,091 students, 62% FRL).
  • Market conditions: 296 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 4,868 units permitted in St. Lucie County in 2024 (268 in 5+ unit buildings).
  • This rent runs 45% of the median local income ($63k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • St. Lucie County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 142 days — a 12% lower offer ($290k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $55k; list at $330k implies a 500% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $234,492 (28.9% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 142 days. Have you received any prior offers? Is the seller open to a 29% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.71%
Cap rate
4.74%
Cash-on-cash
-5.56%
DSCR
0.75
GRM
11.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-25.8%
Equity multiple
0.13×
Total profit
$-80,697
Equity at exit
$49,203
10-year hold
IRR
-22.3%
Equity multiple
-0.14×
Total profit
$-105,227
Equity at exit
$28,532

Cash invested: $92,397 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 34951

Home prices YoY
-23.6%
Active inventory
296
Price-to-rent
11.7×

Monthly cashflow live

Estimated rent
$2,345 high interval (Pro) →
Mortgage (P&I)
$1,731
Tax est. 1.5%
$412 /mo · $4,950/yr
Insurance
$137
HOA
$0
Vacancy / Maint / Mgmt
$492
Net cashflow
$-428

Break-even live

Break-even rent $2,887
Max offer price $268,058
Occupancy floor

Sensitivity live

Price -10% $-200 -5% $-314 +0% $-428 +5% $-542 +10% $-656
Rent -10% $-613 -5% $-521 +0% $-428 +5% $-335 +10% $-243
Rate -1.0pp $-262 -0.5pp $-344 base $-428 +0.5pp $-514 +1.0pp $-600

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$82,498
Closing costs
$9,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 10 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7503 Paso Robles Blvd Fort Pierce, FL 3.0 2.0 1260 $2,000 $1.59 25d 1 0.16mi
7500 Pensacola Rd Fort Pierce, FL 3.0 2.0 1125 $2,150 $1.91 15d 1 0.44mi
985 23rd Pl SW Vero Beach, FL 3.0 2.0 1176 $2,200 $1.87 23d 1 0.58mi
2450 8th Ave SW Vero Beach, FL 3.0 2.0 1388 $2,100 $1.51 23d 1 0.75mi
6906 Ocala Ave Fort Pierce, FL 3.0 2.0 1175 $1,955 $1.66 15d 1 0.78mi
7403 Winter Garden Pkwy Fort Pierce, FL 3.0 2.0 1372 $2,200 $1.60 23d 1 0.91mi
7704 Pacific Ave Fort Pierce, FL 3.0 2.0 1719 $2,500 $1.45 15d 1 1.07mi
2320 Water Oaks Ln Unit 111 Vero Beach, FL 3.0 2.0 1811 $3,500 $1.93 23d 1 1.34mi
2199 Harwick Cir SW Vero Beach, FL 3.0 2.0 1676 $2,400 $1.43 23d 1 1.46mi
5510 Shannon Dr Fort Pierce, FL 3.0 2.0 1594 $2,350 $1.47 15d 1 1.49mi

Listing history 36 events

  1. 2026-06-17
    status $329,990 Pending 142 DOM
  2. 2026-06-17
    days on market $329,990 Active 142 DOM
  3. 2026-06-16
    days on market $329,990 Active 141 DOM
  4. 2026-06-15
    days on market $329,990 Active 140 DOM
  5. 2026-06-14
    days on market $329,990 Active 138 DOM
  6. 2026-06-13
    days on market $329,990 Active 137 DOM
  7. 2026-06-10
    days on market $329,990 Active 135 DOM
  8. 2026-06-09
    days on market $329,990 Active 134 DOM
  9. 2026-06-08
    days on market $329,990 Active 133 DOM
  10. 2026-06-07
    days on market $329,990 Active 132 DOM
  11. 2026-06-05
    days on market $329,990 Active 129 DOM
  12. 2026-06-03
    days on market $329,990 Active 128 DOM
  13. 2026-06-02
    days on market $329,990 Active 127 DOM
  14. 2026-06-01
    days on market $329,990 Active 126 DOM
  15. 2026-05-31
    days on market $329,990 Active 125 DOM
  16. 2026-05-30
    days on market $329,990 Active 124 DOM
  17. 2026-05-22
    status Active 738-char remark
    Show marketing remark (738 chars)

    Welcome to our Prescott floor plan. The thoughtfully designed single-story home offers effortless flow and modern finishes. This open-concept layout connects the kitchen, dining, and living areas, creating a bright and inviting central space for daily living and entertaining. The kitchen features white shaker cabinets, granite countertops, and stainless steel appliances. The private owner's suite includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide flexible space for whatever fits your needs. The covered patio provides relaxing outdoor space and easy access to the back yard. With its functional layout and timeless style, the Prescott delivers comfort and convenience, all on one level.

  18. 2026-05-15
    historical 738-char remark
    Show marketing remark (738 chars)

    Welcome to our Prescott floor plan. The thoughtfully designed single-story home offers effortless flow and modern finishes. This open-concept layout connects the kitchen, dining, and living areas, creating a bright and inviting central space for daily living and entertaining. The kitchen features white shaker cabinets, granite countertops, and stainless steel appliances. The private owner's suite includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide flexible space for whatever fits your needs. The covered patio provides relaxing outdoor space and easy access to the back yard. With its functional layout and timeless style, the Prescott delivers comfort and convenience, all on one level.

  19. 2026-05-12
    price $329,990 738-char remark
    Show marketing remark (738 chars)

    Welcome to our Prescott floor plan. The thoughtfully designed single-story home offers effortless flow and modern finishes. This open-concept layout connects the kitchen, dining, and living areas, creating a bright and inviting central space for daily living and entertaining. The kitchen features white shaker cabinets, granite countertops, and stainless steel appliances. The private owner's suite includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide flexible space for whatever fits your needs. The covered patio provides relaxing outdoor space and easy access to the back yard. With its functional layout and timeless style, the Prescott delivers comfort and convenience, all on one level.

  20. 2026-05-11
    price $329,990 594-char remark
    Show marketing remark (594 chars)

    The Prescott Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, Quartz countertops, and stainless-steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, and energy-efficient Low-E insulated dual-pane vinyl windows. A one-year limited home warranty.

  21. 2026-05-11
    price $329,990
    Show marketing remark (594 chars)

    The Prescott Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, Quartz countertops, and stainless-steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, and energy-efficient Low-E insulated dual-pane vinyl windows. A one-year limited home warranty.

  22. 2026-05-06
    status Active 738-char remark
    Show marketing remark (738 chars)

    Welcome to our Prescott floor plan. The thoughtfully designed single-story home offers effortless flow and modern finishes. This open-concept layout connects the kitchen, dining, and living areas, creating a bright and inviting central space for daily living and entertaining. The kitchen features white shaker cabinets, granite countertops, and stainless steel appliances. The private owner's suite includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide flexible space for whatever fits your needs. The covered patio provides relaxing outdoor space and easy access to the back yard. With its functional layout and timeless style, the Prescott delivers comfort and convenience, all on one level.

  23. 2026-04-26
    historical 738-char remark
    Show marketing remark (738 chars)

    Welcome to our Prescott floor plan. The thoughtfully designed single-story home offers effortless flow and modern finishes. This open-concept layout connects the kitchen, dining, and living areas, creating a bright and inviting central space for daily living and entertaining. The kitchen features white shaker cabinets, granite countertops, and stainless steel appliances. The private owner's suite includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide flexible space for whatever fits your needs. The covered patio provides relaxing outdoor space and easy access to the back yard. With its functional layout and timeless style, the Prescott delivers comfort and convenience, all on one level.

  24. 2026-04-09
    listed $336,990 Active 738-char remark
    Show marketing remark (738 chars)

    Welcome to our Prescott floor plan. The thoughtfully designed single-story home offers effortless flow and modern finishes. This open-concept layout connects the kitchen, dining, and living areas, creating a bright and inviting central space for daily living and entertaining. The kitchen features white shaker cabinets, granite countertops, and stainless steel appliances. The private owner's suite includes a walk-in closet and an ensuite bath with dual vanities. Two additional bedrooms provide flexible space for whatever fits your needs. The covered patio provides relaxing outdoor space and easy access to the back yard. With its functional layout and timeless style, the Prescott delivers comfort and convenience, all on one level.

  25. 2026-02-19
    listed $336,990 Active 594-char remark
    Show marketing remark (594 chars)

    The Prescott Plan features an airy open layout with a seamless transition between the Living Room, a well-equipped Kitchen, and a separate Dining Area, ideal for entertaining. The kitchen stands out with its beautiful cabinetry, Quartz countertops, and stainless-steel appliances, including a range with a microwave hood and dishwasher. The serene primary suite includes a private bath with dual vanity sinks and a generous walk-in closet. Additional highlights include a convenient two-car garage, and energy-efficient Low-E insulated dual-pane vinyl windows. A one-year limited home warranty.

  26. 2026-02-02
    price $336,990
  27. 2026-01-26
    listed $329,990 Active
  28. 2025-01-29
    soldstatus $55,000
  29. 2005-07-14
    soldstatus $85,000
  30. 2003-10-08
    soldstatus $30,000
  31. 2003-09-30
    soldstatus $15,000
  32. 2003-09-30
    soldstatus $15,000
  33. 2003-09-12
    historical
  34. 2003-09-12
    historical
  35. 2003-07-24
    listed $15,000
  36. 2003-07-24
    listed $15,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$28,139
− Mortgage interest
−$18,485
− Property taxes
−$4,950
− Insurance
−$1,650
− Repairs & maintenance
−$2,251
− Management
−$2,251
− Depreciation
−$9,600
Taxable loss
−$11,047
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$2,651
After-tax cash flow
$-2,485/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Lucie
NCES district ID
1201770
Math proficiency
40% ▼ -11.00%
Reading proficiency
48% ▼ -4.00%
Median HH income
$44,737
Composite
37.28/100
National rank
#4449
State rank
#51 of 73 in FL

Livability — Lakewood Park

Score
63/100
State rank
#719
US rank
#15407

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment C Housing A+ Health & safety D- User ratings C

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Lakewood Park, FL
County
Saint Lucie County · 337,150 people
Metro
Port St. Lucie, FL
Population (ZIP)
17,148
Household income
$63,122
Rent vs Own
11.7% rent · 88.3% own
Severe rent burden
140.0

Population outlook (St. Lucie County) Hauer SSP2

Today (2025)
338,016 people
By 2030
355,687 · +5.2%
By 2040
385,521 · +14.1%
By 2050
406,106 · +20.1%
By 2075
441,054 · +30.5%
By 2100
436,885 · +29.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (74%)
Race & ethnicity
White 74% Black 13% Hispanic / Latino 8% Two or more races 7% Asian 2%
Hispanic origin (detail)
Mexican 2% Puerto Rican 2% Cuban 2%
Common ancestry
Romanian 3% Italian 2% Lithuanian 2%
Foreign-born
10% · Canada, Jamaica, Vietnam
Languages at home
88% English-only · Spanish 7% French/Haitian/Cajun 3% Vietnamese 1%

Political lean MEDSL · St. Lucie

2024 margin
Lean R (+9.1) · D 45.1% · R 54.2%
2008→2024 swing
-21.2pp toward R · 2008: 12.1pp · 2024: -9.1pp
All cycles
2024: R+9.1 2020: R+1.6 2016: R+2.5 2012: D+7.9 2008: D+12.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -106.06%
Current HPI
343.1376
Rent YoY
Metro
Port St. Lucie, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2099.9% since first listed
20 events — show timeline
  • 2026-05-22 Relisted Zillow
  • 2026-05-15 Delisted Zillow
  • 2026-05-12 Price Changed $329,990 Zillow
  • 2026-05-11 Price Changed $329,990 RAIRCMLS
  • 2026-05-11 Price Changed $329,990 Stellar MLS as Distributed by MLS Grid
  • 2026-05-06 Relisted Zillow
  • 2026-04-26 Delisted Zillow
  • 2026-04-09 Listed $336,990 Zillow
  • 2026-02-19 Listed $336,990 RAIRCMLS
  • 2026-02-02 Price Changed $336,990 Stellar MLS as Distributed by MLS Grid
  • 2026-01-26 Listed $329,990 Stellar MLS as Distributed by MLS Grid
  • 2025-01-29 Sold (Public Records) $55,000 Public Records
  • 2005-07-14 Sold (Public Records) $85,000 Public Records
  • 2003-10-08 Sold (Public Records) $30,000 Public Records
  • 2003-09-30 Sold (MLS) $15,000 Beaches MLS
  • 2003-09-30 Sold (MLS) $15,000 Beaches MLS
  • 2003-09-12 Listing Removed Beaches MLS
  • 2003-09-12 Listing Removed Beaches MLS
  • 2003-07-24 Listed $15,000 Beaches MLS
  • 2003-07-24 Listed $15,000 Beaches MLS

Property tax history

+19.2%/yr

Latest (2025): $609 · +13.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…