2102 Crescent Pointe Pkwy · College Station, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 8/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.7/30.0
- DSCR +7.3/10.0
- 1% rule +6.7/10.0
- Livability +4.2/5.0
- Rent growth +3.3/5.0
- Schools +2.6/10.0
- Condition / age +2.5/5.0
- ARV discount +0.0/15.0
- Appreciation +0.0/10.0
$379,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Spacious & Well-Appointed Townhome in Crescent Pointe – Prime College Station Location! Beautiful 4-bedroom, 4.5-bath ACE townhome located in the highly desirable Crescent Pointe community. This thoughtfully designed home features an open-concept floor plan with a large, functional kitchen offering granite countertops, an oversized island, stainless steel appliances, elegant cabinetry, and a corner pantry, perfect for both everyday living and entertaining. High ceilings with extensive crown molding add a refined touch, while gorgeous luxury vinyl plank flooring runs throughout the entire home, including the staircases. Each generously sized bedroom includes its own private en-su
Key facts
- Elegant cabinetry
- Granite countertops
- Oversized island
Tags
Property features AI
Finance
- HOA & community: Homeowners association with management and grounds maintenance; HOA fee $120 monthly
Exterior
- Parking: Attached 2-car garage with garage door opener; 2 covered parking spaces
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Electricity available
- Home design: Residential townhouse; Two levels; Subdivision: Ace Townhome
- Construction: HardiPlank, stone and stucco exterior; Composition/shingle roof; Slab foundation; Built with energy-efficient HVAC, insulation and windows
- Exterior features: Wood fencing; Maintenance grounds (HOA provided)
Interior
- Kitchen: Granite counters; Kitchen island; Electric oven; Built-in electric oven; Dishwasher; Electric range; Microwave; Refrigerator; Disposal
- Flooring: Other
- Bathrooms: 4 full bathrooms; 1 half bathroom
- Heating & cooling: Central heating (electric); Central air (electric); Ceiling fans; Thermostat
- Interior features: Granite counters; High ceilings; Ceiling fans; Kitchen island; Low emissivity windows; Plantation shutters; Window treatments; Electric oven; Built-in electric oven; Dishwasher; Electric range; Disposal; Microwave; Refrigerator; Electric water heater
- Laundry & utility: Washer; Dryer; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/4.5-bath townhouse listed at $380k.
Deal economics
- At list price, monthly cash flow is $654 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $380k).
- Recommended offer: $369k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.4% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
- Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.1%/yr); 1179 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
- At $4,432/mo this rent would consume 60% of the median local household income ($89k/yr) (locally 3329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
- Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 33 days — a 3% lower offer ($369k) is reasonable based on typical stale-listing flexibility.
- 5 sale attempts since 6y ago; this cycle's ask is 19895% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.17% ✓
- Cap rate
- 8.36%
- Cash-on-cash
- 7.37%
- DSCR
- 1.33
- GRM
- 7.1
CMA / ARV
- ARV (median comp)
- $303,924
- List price
- $379,900
- Delta
- 25.00%
- Verdict
- OVERPRICED
- Comps
- 16 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3804 Silverthorne Ln | 0.32mi | 4/3.5 | 1,858 (-0%) | 20mo | $333,000 | $179 | 64 |
| 3825 Blackhawk Ln | 0.37mi | 3/3.5 (-1) | 1,818 (-2%) | 11mo | $324,900 | $179 | 61 |
| 1758 Lonetree Dr | 0.39mi | 3/3.0 (-1) | 1,610 (-14%) | 8mo | $334,000 | $207 | 42 |
| 1617 Buena Vis | 0.46mi | 3/2.5 (-1) | 1,598 (-14%) | 8mo | $339,999 | $213 | 34 |
| 1756 Dakota Ln | 0.51mi | 3/2.0 (-1) | 1,605 (-14%) | 16mo | $349,000 | $217 | 24 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.13% rent growth · sell at horizon
- IRR
- -4.8%
- Equity multiple
- 0.82×
- Total profit
- $-19,144
- Equity at exit
- $56,644
- IRR
- 5.1%
- Equity multiple
- 1.38×
- Total profit
- $40,154
- Equity at exit
- $32,847
Cash invested: $106,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77845
- Rents YoY
- 3.1%
- Active inventory
- 1179
- Price-to-rent
- 7.1×
Monthly cashflow live
- Estimated rent
- $4,432 high interval (Pro) →
- Mortgage (P&I)
- −$1,992
- Tax from tax record
- −$577 /mo · $6,926/yr
- Insurance
- −$158
- HOA
- −$120
- Vacancy / Maint / Mgmt
- −$931
- Net cashflow
- $654
Break-even live
Sensitivity live
| Price | -10% $869 | -5% $761 | +0% $654 | +5% $546 | +10% $439 |
|---|---|---|---|---|---|
| Rent | -10% $304 | -5% $479 | +0% $654 | +5% $829 | +10% $1,004 |
| Rate | -1.0pp $845 | -0.5pp $750 | base $654 | +0.5pp $555 | +1.0pp $455 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $94,975
- Closing costs
- $11,397
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 2126 Crescent Pointe Pkwy College Station, TX | 4.0 | 4.5 | 1864 | $650 | $0.35 | 44d | 1 | 0.05mi |
| 1416 Crescent Ridge Dr Unit 1328076P College Station, TX | 4.0 | 3.0 | 1980 | $7,187 | $3.63 | 22d | 1 | 0.12mi |
| 1761 Dakota Ln College Station, TX | 3.0 | 2.5 | 1598 | $2,250 | $1.41 | 22d | 1 | 0.46mi |
| 1762 Dakota Ln Unit 1328094P College Station, TX | 3.0 | 3.0 | 1506 | $2,852 | $1.89 | 22d | 1 | 0.49mi |
| 1720 Summit Crossing Ln College Station, TX | 1.0–3.0 | 1.0–2.0 | 983 | $2,205 | $2.24 | 14d | 46 | 0.66mi |
| 4150 Pendleton Dr Bryan, TX | 1.0–3.0 | 1.0–3.0 | 1061 | $1,955 | $1.84 | 14d | 28 | 0.80mi |
| 5040 Mooney Falls Dr Unit 1328058P Bryan, TX | 3.0 | 2.0 | 1840 | $5,551 | $3.02 | 14d | 1 | 1.15mi |
| 5041 Mooney Falls Dr Bryan, TX | 3.0 | 2.0 | 1814 | $2,400 | $1.32 | 44d | 1 | 1.18mi |
HOA detail
- Monthly dues
- $120 · $1,440/yr
Listing history 8 events
-
2026-05-30days on market $379,900 Active 33 DOM
-
2026-05-08price $2,100
-
2026-04-27$379,900 Active 1211-char remark
-
2026-03-30price $2,475
-
2026-02-23$2,525
-
2024-02-20historical $2,425
-
2024-01-08$2,425
-
2020-05-04$267,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,926 · $577/mo
- Projected year-2 tax
- $6,952 · $579/mo
- Expected delta
- +$27/yr (+$2/mo · 0.4%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $53,185
- − Mortgage interest
- −$21,280
- − Property taxes
- −$6,926
- − Insurance
- −$1,900
- − Repairs & maintenance
- −$4,255
- − Management
- −$4,255
- − HOA
- −$1,440
- − Depreciation
- −$11,052
- Taxable income
- $2,078
- Est. tax owed @ 24.0%
- −$499
- After-tax cash flow
- $7,345/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bryan ISD
- NCES district ID
- 4811790
- Math proficiency
- 30% ▼ -8.00%
- Reading proficiency
- 32% ▼ -3.00%
- Median HH income
- $41,895
- Composite
- 26.26/100
- National rank
- #7253
- State rank
- #608 of 826 in TX
Livability — College Station
- Score
- 83/100
- State rank
- #11
- US rank
- #994
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- College Station, TX
- County
- Brazos County · 233,400 people
- City population
- 131,628
- Metro
- College Station-Bryan, TX
- Population (ZIP)
- 76,764
- Household income
- $88,851
- Rent vs Own
- Severe rent burden
- 3329.0
Population outlook (Brazos County) Hauer SSP2
- Today (2025)
- 267,942 people
- By 2030
- 296,630 · +10.7%
- By 2040
- 354,560 · +32.3%
- By 2050
- 414,616 · +54.7%
- By 2075
- 562,158 · +109.8%
- By 2100
- 678,828 · +153.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Lithuanian 2% Romanian 2% Italian 2%
- Foreign-born
- 11% · Canada, China, South Korea
- Languages at home
- 83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%
Political lean MEDSL · Brazos
- 2024 margin
- Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
- 2008→2024 swing
- +4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
- All cycles
- 2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -133.31%
- Current HPI
- 175.9669
- Rent YoY
- ▲ 3.13%
- Metro
- College Station-Bryan, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
-99.3% since first listed10 events — show timeline
- 2026-06-07 Rental Removed $1,900 BCSRMLS
- 2026-05-31 Listed for Rent $1,900 BCSRMLS
- 2026-05-30 Rental Removed $2,100 BCSRMLS
- 2026-05-08 Price Changed $2,100 BCSRMLS
- 2026-04-27 Listed $379,900 BCSRMLS
- 2026-03-30 Price Changed $2,475 BCSRMLS
- 2026-02-23 Listed for Rent $2,525 BCSRMLS
- 2024-02-20 Rental Removed $2,425 BCSRMLS
- 2024-01-08 Listed for Rent $2,425 BCSRMLS
- 2020-05-04 Listed $267,900 BCSRMLS
Property tax history
+59.9%/yrLatest (2025): $6,926 · +1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…