CashFlowRE
Sign in Sign up
2102 Crescent Pointe Pkwy
D+ Composite 49.21
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.7/30.0
  • DSCR +7.3/10.0
  • 1% rule +6.7/10.0
  • Livability +4.2/5.0
  • Rent growth +3.3/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • ARV discount +0.0/15.0
  • Appreciation +0.0/10.0

$379,900

2102 Crescent Pointe Pkwy · College Station, TX 77845
4 bd · 4.5 ba · 1,864 sqft · Townhouse public records · 33 Days on market
Built 2020 2,221 sqft lot $204/sqft · 29% above area Est $304k · 25% over $120/mo HOA · 3% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious & Well-Appointed Townhome in Crescent Pointe – Prime College Station Location! Beautiful 4-bedroom, 4.5-bath ACE townhome located in the highly desirable Crescent Pointe community. This thoughtfully designed home features an open-concept floor plan with a large, functional kitchen offering granite countertops, an oversized island, stainless steel appliances, elegant cabinetry, and a corner pantry, perfect for both everyday living and entertaining. High ceilings with extensive crown molding add a refined touch, while gorgeous luxury vinyl plank flooring runs throughout the entire home, including the staircases. Each generously sized bedroom includes its own private en-su

Key facts

  • Elegant cabinetry
  • Granite countertops
  • Oversized island

Tags

OPEN-CONCEPT FLOOR PLANLARGE FUNCTIONAL KITCHENGRANITE COUNTERTOPSOVERSIZED ISLANDSTAINLESS STEEL APPLIANCESELEGANT CABINETRY

Property features AI

Finance

  • HOA & community: Homeowners association with management and grounds maintenance; HOA fee $120 monthly

Exterior

  • Parking: Attached 2-car garage with garage door opener; 2 covered parking spaces
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Electricity available
  • Home design: Residential townhouse; Two levels; Subdivision: Ace Townhome
  • Construction: HardiPlank, stone and stucco exterior; Composition/shingle roof; Slab foundation; Built with energy-efficient HVAC, insulation and windows
  • Exterior features: Wood fencing; Maintenance grounds (HOA provided)

Interior

  • Kitchen: Granite counters; Kitchen island; Electric oven; Built-in electric oven; Dishwasher; Electric range; Microwave; Refrigerator; Disposal
  • Flooring: Other
  • Bathrooms: 4 full bathrooms; 1 half bathroom
  • Heating & cooling: Central heating (electric); Central air (electric); Ceiling fans; Thermostat
  • Interior features: Granite counters; High ceilings; Ceiling fans; Kitchen island; Low emissivity windows; Plantation shutters; Window treatments; Electric oven; Built-in electric oven; Dishwasher; Electric range; Disposal; Microwave; Refrigerator; Electric water heater
  • Laundry & utility: Washer; Dryer; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/4.5-bath townhouse listed at $380k.

Deal economics

  • At list price, monthly cash flow is $654 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($4k rent vs $380k).
  • Recommended offer: $369k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.4% vs local median 3.3% in College Station — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#11 in TX, #994 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, crime A-; Watch: employment C-.
  • Bryan ISD (urban): math 30% / reading 32% proficiency, ranked #608 of 826 in TX (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.1%/yr); 1179 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,211 units permitted in Brazos County in 2024 (768 in 5+ unit buildings).
  • At $4,432/mo this rent would consume 60% of the median local household income ($89k/yr) (locally 3329% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Brazos County population projected at +55% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($369k) is reasonable based on typical stale-listing flexibility.
  • 5 sale attempts since 6y ago; this cycle's ask is 19895% above the opening price — seller raised mid-cycle; expect resistance to lowballs.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $368,503 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
8.36%
Cash-on-cash
7.37%
DSCR
1.33
GRM
7.1

CMA / ARV

ARV (median comp)
$303,924
List price
$379,900
Delta
25.00%
Verdict
OVERPRICED
Comps
16 within 1.0 mi
Show comp detail 5 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3804 Silverthorne Ln 0.32mi 4/3.5 1,858 (-0%) 20mo $333,000 $179 64
3825 Blackhawk Ln 0.37mi 3/3.5 (-1) 1,818 (-2%) 11mo $324,900 $179 61
1758 Lonetree Dr 0.39mi 3/3.0 (-1) 1,610 (-14%) 8mo $334,000 $207 42
1617 Buena Vis 0.46mi 3/2.5 (-1) 1,598 (-14%) 8mo $339,999 $213 34
1756 Dakota Ln 0.51mi 3/2.0 (-1) 1,605 (-14%) 16mo $349,000 $217 24

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.13% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.82×
Total profit
$-19,144
Equity at exit
$56,644
10-year hold
IRR
5.1%
Equity multiple
1.38×
Total profit
$40,154
Equity at exit
$32,847

Cash invested: $106,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77845

Rents YoY
3.1%
Active inventory
1179
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$4,432 high interval (Pro) →
Mortgage (P&I)
$1,992
Tax from tax record
$577 /mo · $6,926/yr
Insurance
$158
HOA
$120
Vacancy / Maint / Mgmt
$931
Net cashflow
$654

Break-even live

Break-even rent $3,605
Max offer price $379,900
Occupancy floor 80%

Sensitivity live

Price -10% $869 -5% $761 +0% $654 +5% $546 +10% $439
Rent -10% $304 -5% $479 +0% $654 +5% $829 +10% $1,004
Rate -1.0pp $845 -0.5pp $750 base $654 +0.5pp $555 +1.0pp $455

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$94,975
Closing costs
$11,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2126 Crescent Pointe Pkwy College Station, TX 4.0 4.5 1864 $650 $0.35 44d 1 0.05mi
1416 Crescent Ridge Dr Unit 1328076P College Station, TX 4.0 3.0 1980 $7,187 $3.63 22d 1 0.12mi
1761 Dakota Ln College Station, TX 3.0 2.5 1598 $2,250 $1.41 22d 1 0.46mi
1762 Dakota Ln Unit 1328094P College Station, TX 3.0 3.0 1506 $2,852 $1.89 22d 1 0.49mi
1720 Summit Crossing Ln College Station, TX 1.0–3.0 1.0–2.0 983 $2,205 $2.24 14d 46 0.66mi
4150 Pendleton Dr Bryan, TX 1.0–3.0 1.0–3.0 1061 $1,955 $1.84 14d 28 0.80mi
5040 Mooney Falls Dr Unit 1328058P Bryan, TX 3.0 2.0 1840 $5,551 $3.02 14d 1 1.15mi
5041 Mooney Falls Dr Bryan, TX 3.0 2.0 1814 $2,400 $1.32 44d 1 1.18mi

HOA detail

Monthly dues
$120 · $1,440/yr

Listing history 8 events

  1. 2026-05-30
    days on market $379,900 Active 33 DOM
  2. 2026-05-08
    price $2,100
  3. 2026-04-27
    listed $379,900 Active 1211-char remark
  4. 2026-03-30
    price $2,475
  5. 2026-02-23
    listed $2,525
  6. 2024-02-20
    historical $2,425
  7. 2024-01-08
    listed $2,425
  8. 2020-05-04
    listed $267,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,926 · $577/mo
Projected year-2 tax
$6,952 · $579/mo
Expected delta
+$27/yr (+$2/mo · 0.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 8/10 Severe 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$53,185
− Mortgage interest
−$21,280
− Property taxes
−$6,926
− Insurance
−$1,900
− Repairs & maintenance
−$4,255
− Management
−$4,255
− HOA
−$1,440
− Depreciation
−$11,052
Taxable income
$2,078
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$499
After-tax cash flow
$7,345/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bryan ISD
NCES district ID
4811790
Math proficiency
30% ▼ -8.00%
Reading proficiency
32% ▼ -3.00%
Median HH income
$41,895
Composite
26.26/100
National rank
#7253
State rank
#608 of 826 in TX

Livability — College Station

Score
83/100
State rank
#11
US rank
#994

Category grades

Amenities A+ Commute A+ Cost of living A- Crime A- Employment C- Housing A- Health & safety B User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
College Station, TX
County
Brazos County · 233,400 people
City population
131,628
Metro
College Station-Bryan, TX
Population (ZIP)
76,764
Household income
$88,851
Rent vs Own
37.2% rent · 62.8% own
Severe rent burden
3329.0

Population outlook (Brazos County) Hauer SSP2

Today (2025)
267,942 people
By 2030
296,630 · +10.7%
By 2040
354,560 · +32.3%
By 2050
414,616 · +54.7%
By 2075
562,158 · +109.8%
By 2100
678,828 · +153.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Hispanic / Latino 16% Two or more races 9% Asian 8% Black 5%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Lithuanian 2% Romanian 2% Italian 2%
Foreign-born
11% · Canada, China, South Korea
Languages at home
83% English-only · Spanish 8% Other Indo-European 3% Chinese 2%

Political lean MEDSL · Brazos

2024 margin
Strong R (+24.9) · D 36.9% · R 61.7% · Other 1.4%
2008→2024 swing
+4.1pp toward D · 2008: -28.9pp · 2024: -24.9pp
All cycles
2024: R+24.9 2020: R+14.3 2016: R+23.7 2012: R+35.3 2008: R+28.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -133.31%
Current HPI
175.9669
Rent YoY
▲ 3.13%
Metro
College Station-Bryan, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.3% since first listed
10 events — show timeline
  • 2026-06-07 Rental Removed $1,900 BCSRMLS
  • 2026-05-31 Listed for Rent $1,900 BCSRMLS
  • 2026-05-30 Rental Removed $2,100 BCSRMLS
  • 2026-05-08 Price Changed $2,100 BCSRMLS
  • 2026-04-27 Listed $379,900 BCSRMLS
  • 2026-03-30 Price Changed $2,475 BCSRMLS
  • 2026-02-23 Listed for Rent $2,525 BCSRMLS
  • 2024-02-20 Rental Removed $2,425 BCSRMLS
  • 2024-01-08 Listed for Rent $2,425 BCSRMLS
  • 2020-05-04 Listed $267,900 BCSRMLS

Property tax history

+59.9%/yr

Latest (2025): $6,926 · +1.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…