153 New St · Hellertown, PA 18055

$320,000

3 bd · 1.5 ba · 2,612 sqft · Townhouse public records · 19 Days on market

Built 1915 4,800 sqft lot $123/sqft · 21% below area Est $403k · 21% under

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +18.5/30.0
• ARV discount +15.0/15.0
• DSCR +5.8/10.0
• Schools +5.4/10.0
• 1% rule +4.9/10.0
• Livability +4.2/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Looking for space, character, and the opportunity to make a home truly your own in the highly sought-after Saucon Valley School District? This is it. Welcome to 153 New Street in Hellertown, PA. A home where timeless charm meets incredible potential. With over 2,600 square feet of living space, this 3 bedroom, 1.5 bath property offers the kind of room growing families need, along with the flexibility today’s buyers are searching for. Step inside and you’re immediately greeted by warm natural woodwork, expansive living areas, and a sense of history that simply can’t be replicated. The main living room is filled with natural light from a large bay window, creating a bright and inviting space perfect for everyday living or gathering with family and friends. The kitchen offers generous cabinetry and space to reimagine your dream layout, while maintaining the home’s original character. Upstairs, you’ll find three spacious bedrooms, including a rare walk-in closet feature in this age home, along with a full bath. One of the standout features of this home is the finished attic space. Ideal for a home office, playroom, or additional living area. Whether you work from home or need space for hobbies, this flexible area delivers. The addition takes this property to another level. Featuring its own private entrance, covered porch, and natural gas heat, this space opens the door to endless possibilities. Create an in-law suite, a private guest retreat, or the ultimate entertainment zone complete with a game room or bar setup. A second bay window fills the family room with light, making it a standout space in the home. Outside, enjoy a private, fenced yard with a concrete patio perfect for summer gatherings. The detached two-car garage offers excellent storage, along with a large shed for tools, equipment, or hobbies. Recent updates include a new roof in 2025, adding peace of mind for future owners. This home offers a unique opportunity for buyers looking to build equity and personalize a property with strong bones, generous space, and undeniable character. Thoughtful improvements over time will unlock its full potential. Located in Northampton County, this home is close to local parks, shopping, dining, and major commuting routes, all while being part of the desirable Saucon Valley School District. If you’ve been searching for a home with space, charm, and the opportunity to create something truly special, this is one you don’t want to miss.

Key facts

• 2 garage spots
• Built 1915
• Listed 19 days

Property features AI

Exterior

• Parking: Detached garage with two spaces; Garage with rear entry, covered parking and garage door opener; On-street parking; Alley access
• Utilities: Public water; Public sewer; Electric cooling fuel; Heating fuel: Oil and Natural Gas; Natural gas hot water
• Home design: Semi-detached home; Two-story (upper level bedrooms)
• Construction: Vinyl siding; Shingle roof; Permanent foundation; Built (year per assessor)
• Exterior features: Sidewalks; Patio(s); Porch(es)

Interior

• Kitchen: Eat-in kitchen
• Bedrooms: Three bedrooms on the upper level
• Flooring: Hardwood floors
• Bathrooms: One full bathroom (upper level); One half bathroom (main level)
• Heating & cooling: Hot water heating; Wall heating units; Ceiling fans; Window air conditioning units
• Interior features: Attic; Combination dining and living area; Curved staircase; Dining area; Eat-in kitchen; Full unfinished basement with interior access
• Laundry & utility: Laundry room

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath townhouse listed at $320k.

Deal economics

• At list price, monthly cash flow is $306 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $318k (0.7% below list).
• Recommended offer: $315k (1.5% below list) — sets the bar for market timing.
• Cap rate 7.4% vs local median 4.5% in Hellertown — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 85/100 on livability (#83 in PA, #609 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: commute F.
• Saucon Valley SD (suburban): math 57% / reading 66% proficiency, ranked #58 of 539 in PA (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease; only 18% free/reduced lunch — higher-income household profile.
• Market conditions: 95 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 67% of comp listings sitting > 30 days — soft ceiling on asking rent; 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 19 days — a 2% lower offer ($315k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1915 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $315,200 (1.5% below list)

Questions for the listing agent

1. Built in 1915 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.99% ✗
• Cap rate: 7.44%
• Cash-on-cash: 4.10%
• DSCR: 1.18
• GRM: 8.4

CMA / ARV

• ARV (median comp): $402,960
• List price: $320,000
• Delta: -20.59%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3483 Cobble Creek Ct	0.40mi	3/3.5	2,599 (-0%)	11mo	$510,000	$196	63
914 New York Ave	0.55mi	3/1.5	2,450 (-6%)	9mo	$310,000	$127	57
3478 Creekside Ct	0.37mi	3/2.5	2,554 (-2%)	24mo	$542,000	$212	55
1880 Felicity Ln	0.56mi	3/3.0	2,767 (+6%)	10mo	$435,000	$157	50
1856 Felicity Ln	0.55mi	2/2.0 (-1)	2,793 (+7%)	9mo	$430,000	$154	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -9.9%
• Equity multiple: 0.64×
• Total profit: $-32,313
• Equity at exit: $47,713

10-year hold

• IRR: -0.5%
• Equity multiple: 0.97×
• Total profit: $-2,853
• Equity at exit: $27,668

Cash invested: $89,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Pennsylvania: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

Methodology + full state rankings →

ZIP-level market 18055

• Home prices YoY: -32.4%
• Active inventory: 95
• Price-to-rent: 8.4×

Monthly cashflow live

• Estimated rent: $3,179 medium
• Mortgage (P&I): −$1,678
• Tax from tax record: −$394 /mo · $4,726/yr
• Insurance: −$133
• HOA: −$0
• Vacancy / Maint / Mgmt: −$668
• Net cashflow: $306

Break-even live

Break-even rent $2,792

Max offer price $320,000

Occupancy floor 85%

Sensitivity live

Price	-10% $487	-5% $397	+0% $306	+5% $216	+10% $125
Rent	-10% $55	-5% $181	+0% $306	+5% $432	+10% $557
Rate	-1.0pp $467	-0.5pp $388	base $306	+0.5pp $223	+1.0pp $139

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $80,000
• Closing costs: $9,600
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1540 Ravena St Bethlehem, PA	4.0	2.5	2106	$3,150	$1.50	44d	1	1.30mi
1600 Oakridge Ln Hellertown, PA	3.0	3.5	1782	$3,195	$1.79	44d	1	1.36mi
1600 Oakridge Ln Hellertown, PA	3.0	3.5	2202	$3,195	$1.45	3d	1	1.36mi

Listing history 8 events

1. 2026-06-03
   status $320,000 Pending 19 DOM
2. 2026-06-02
   days on market $320,000 Active 19 DOM

   Show marketing remark (2514 chars)

   Looking for space, character, and the opportunity to make a home truly your own in the highly sought-after Saucon Valley School District? This is it. Welcome to 153 New Street in Hellertown, PA. A home where timeless charm meets incredible potential. With over 2,600 square feet of living space, this 3 bedroom, 1.5 bath property offers the kind of room growing families need, along with the flexibility today’s buyers are searching for. Step inside and you’re immediately greeted by warm natural woodwork, expansive living areas, and a sense of history that simply can’t be replicated. The main living room is filled with natural light from a large bay window, creating a bright and inviting space perfect for everyday living or gathering with family and friends. The kitchen offers generous cabinetry and space to reimagine your dream layout, while maintaining the home’s original character. Upstairs, you’ll find three spacious bedrooms, including a rare walk-in closet feature in this age home, along with a full bath. One of the standout features of this home is the finished attic space. Ideal for a home office, playroom, or additional living area. Whether you work from home or need space for hobbies, this flexible area delivers. The addition takes this property to another level. Featuring its own private entrance, covered porch, and natural gas heat, this space opens the door to endless possibilities. Create an in-law suite, a private guest retreat, or the ultimate entertainment zone complete with a game room or bar setup. A second bay window fills the family room with light, making it a standout space in the home. Outside, enjoy a private, fenced yard with a concrete patio perfect for summer gatherings. The detached two-car garage offers excellent storage, along with a large shed for tools, equipment, or hobbies. Recent updates include a new roof in 2025, adding peace of mind for future owners. This home offers a unique opportunity for buyers looking to build equity and personalize a property with strong bones, generous space, and undeniable character. Thoughtful improvements over time will unlock its full potential. Located in Northampton County, this home is close to local parks, shopping, dining, and major commuting routes, all while being part of the desirable Saucon Valley School District. If you’ve been searching for a home with space, charm, and the opportunity to create something truly special, this is one you don’t want to miss.

3. 2026-06-01
   days on market $320,000 Active 18 DOM
4. 2026-05-31
   days on market $320,000 Active 17 DOM
5. 2026-05-31
   days on market $320,000 Active 16 DOM
6. 2026-05-15
   listed $320,000 Active 2514-char remark

   Show marketing remark (2514 chars)

   Looking for space, character, and the opportunity to make a home truly your own in the highly sought-after Saucon Valley School District? This is it. Welcome to 153 New Street in Hellertown, PA. A home where timeless charm meets incredible potential. With over 2,600 square feet of living space, this 3 bedroom, 1.5 bath property offers the kind of room growing families need, along with the flexibility today’s buyers are searching for. Step inside and you’re immediately greeted by warm natural woodwork, expansive living areas, and a sense of history that simply can’t be replicated. The main living room is filled with natural light from a large bay window, creating a bright and inviting space perfect for everyday living or gathering with family and friends. The kitchen offers generous cabinetry and space to reimagine your dream layout, while maintaining the home’s original character. Upstairs, you’ll find three spacious bedrooms, including a rare walk-in closet feature in this age home, along with a full bath. One of the standout features of this home is the finished attic space. Ideal for a home office, playroom, or additional living area. Whether you work from home or need space for hobbies, this flexible area delivers. The addition takes this property to another level. Featuring its own private entrance, covered porch, and natural gas heat, this space opens the door to endless possibilities. Create an in-law suite, a private guest retreat, or the ultimate entertainment zone complete with a game room or bar setup. A second bay window fills the family room with light, making it a standout space in the home. Outside, enjoy a private, fenced yard with a concrete patio perfect for summer gatherings. The detached two-car garage offers excellent storage, along with a large shed for tools, equipment, or hobbies. Recent updates include a new roof in 2025, adding peace of mind for future owners. This home offers a unique opportunity for buyers looking to build equity and personalize a property with strong bones, generous space, and undeniable character. Thoughtful improvements over time will unlock its full potential. Located in Northampton County, this home is close to local parks, shopping, dining, and major commuting routes, all while being part of the desirable Saucon Valley School District. If you’ve been searching for a home with space, charm, and the opportunity to create something truly special, this is one you don’t want to miss.

7. 2026-05-15
   listed $320,000 Active 2514-char remark

   Show marketing remark (2514 chars)

   Looking for space, character, and the opportunity to make a home truly your own in the highly sought-after Saucon Valley School District? This is it. Welcome to 153 New Street in Hellertown, PA. A home where timeless charm meets incredible potential. With over 2,600 square feet of living space, this 3 bedroom, 1.5 bath property offers the kind of room growing families need, along with the flexibility today’s buyers are searching for. Step inside and you’re immediately greeted by warm natural woodwork, expansive living areas, and a sense of history that simply can’t be replicated. The main living room is filled with natural light from a large bay window, creating a bright and inviting space perfect for everyday living or gathering with family and friends. The kitchen offers generous cabinetry and space to reimagine your dream layout, while maintaining the home’s original character. Upstairs, you’ll find three spacious bedrooms, including a rare walk-in closet feature in this age home, along with a full bath. One of the standout features of this home is the finished attic space. Ideal for a home office, playroom, or additional living area. Whether you work from home or need space for hobbies, this flexible area delivers. The addition takes this property to another level. Featuring its own private entrance, covered porch, and natural gas heat, this space opens the door to endless possibilities. Create an in-law suite, a private guest retreat, or the ultimate entertainment zone complete with a game room or bar setup. A second bay window fills the family room with light, making it a standout space in the home. Outside, enjoy a private, fenced yard with a concrete patio perfect for summer gatherings. The detached two-car garage offers excellent storage, along with a large shed for tools, equipment, or hobbies. Recent updates include a new roof in 2025, adding peace of mind for future owners. This home offers a unique opportunity for buyers looking to build equity and personalize a property with strong bones, generous space, and undeniable character. Thoughtful improvements over time will unlock its full potential. Located in Northampton County, this home is close to local parks, shopping, dining, and major commuting routes, all while being part of the desirable Saucon Valley School District. If you’ve been searching for a home with space, charm, and the opportunity to create something truly special, this is one you don’t want to miss.

8. 2026-05-12
   historical $320,000 2514-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

• Current annual tax: $4,726 · $394/mo
• Projected year-2 tax: $4,891 · $408/mo
• Expected delta: +$165/yr (+$14/mo · 3.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $38,148
• − Mortgage interest: −$17,925
• − Property taxes: −$4,726
• − Insurance: −$1,600
• − Repairs & maintenance: −$3,052
• − Management: −$3,052
• − Depreciation: −$9,309
• Taxable loss: −$1,516
• Est. tax savings @ 24.0%: +$364
• After-tax cash flow: $4,037/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Saucon Valley SD
• NCES district ID: 4211730
• Math proficiency: 57% ▬ 0.00%
• Reading proficiency: 66% ▼ -9.00%
• Median HH income: $67,374
• Composite: 53.95/100
• National rank: #1401
• State rank: #58 of 539 in PA

Livability — Hellertown

• Score: 85/100
• State rank: #83
• US rank: #609

Category grades

Amenities C+ Commute F Cost of living A+ Crime A+ Employment B+ Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Hellertown, PA
• Population (ZIP): 11,947

Population outlook (Northampton County) Hauer SSP2

• Today (2025): 312,227 people
• By 2030: 314,769 · +0.8%
• By 2040: 316,914 · +1.5%
• By 2050: 318,037 · +1.9%
• By 2075: 334,003 · +7.0%
• By 2100: 344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (85%)
• Race & ethnicity: White 85% Hispanic / Latino 10% Two or more races 6% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 3% Dominican 2%
• Common ancestry: Romanian 5% Polish 3% Subsaharan African 2%
• Foreign-born: 5% · Canada, China
• Languages at home: 91% English-only · Spanish 6% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Northampton

• 2024 margin: Toss-up / Even · D 48.6% · R 50.4%
• 2008→2024 swing: -14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
• All cycles: 2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -113.15%
• Current HPI: 236.3688
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.68%
• F500 in state: 34

Industry mix (Fortune 500 HQ in PA)

Industry	F500 HQs	Revenue
▸Healthcare	2	$309B
▸Insurance	2	$27B
▸Telecommunications / Media	1	$124B
▸Industrial Distribution	1	$22B
▸Financial Services	1	$20B
▸Chemicals / Materials	1	$18B

Price history

+0.0% since first listed

5 events — show timeline

• 2026-06-02 Pending — BRIGHT MLS
• 2026-06-02 Pending — GLVRMLS
• 2026-05-15 Listed $320,000 GLVRMLS
• 2026-05-15 Listed $320,000 BRIGHT MLS
• 2026-05-12 Coming Soon $320,000 BRIGHT MLS

Property tax history

+0.8%/yr

Latest (2026): $4,726 · +1.7% YoY. Source: county tax records.