2419 Woodstock Ave · Swissvale, PA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $511 – $949
Heat risk 4/10 · Minor
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- 0.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 5 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +24.7/30.0
- DSCR +8.0/10.0
- ARV discount +6.1/15.0
- 1% rule +6.0/10.0
- Livability +4.2/5.0
- Rent growth +4.0/5.0
- Condition / age +2.5/5.0
- Schools +1.8/10.0
- Appreciation +0.0/10.0
$134,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear
Key facts
- Covered front porch
- Cosmetic upgrades
- Full basement
Tags
Property features AI
Finance
- HOA & community: Public transportation access
Exterior
- Parking: Covered off-street parking for 1 vehicle
- Utilities: Public water; Public sewer
- Home design: Two-story residence; Resale property; Asphalt roof; Brick and frame construction
- Construction: Brick and frame construction; Asphalt roof
- Exterior features: 25 x 70 lot dimensions
Interior
- Kitchen: Microwave; Refrigerator; Stove; Some gas appliances
- Bedrooms: Two upper-level bedrooms; Additional bonus room on the main level
- Flooring: Carpet; Vinyl
- Bathrooms: One full bathroom
- Heating & cooling: Forced air heating (gas); Central electric air conditioning
- Interior features: Multi-pane windows; Unfinished basement
- Laundry & utility: Has basement (unfinished) — utility space available
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath single-family listed at $135k.
Deal economics
- At list price, monthly cash flow is $282 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $135k).
- Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
- Cap rate 8.8% vs local median 6.3% in Swissvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 84/100 on livability (#95 in PA, #694 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-, amenities D+.
- Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising fast (+6.0%/yr); 78 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 6.0% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 42 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $100k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Questions for the listing agent
- It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.10% ✓
- Cap rate
- 8.80%
- Cash-on-cash
- 8.95%
- DSCR
- 1.40
- GRM
- 7.6
CMA / ARV
- ARV (median comp)
- $130,862
- List price
- $134,999
- Delta
- 3.16%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 7608 Cheyenne St | 0.16mi | 3/1.5 | 1,188 (-6%) | 0mo | $225,000 | $189 | 82 |
| 2602 Belmar Pl | 0.30mi | 3/1.0 | 1,232 (-3%) | 5mo | $50,000 | $41 | 75 |
| 2517 S Braddock Ave | 0.17mi | 3/1.0 | 1,160 (-8%) | 5mo | $55,900 | $48 | 72 |
| 7471 Church St | 0.54mi | 3/1.5 | 1,266 (0%) | 6mo | $180,000 | $142 | 70 |
| 967 Illinois Ave | 0.59mi | 3/2.0 | 1,264 (-0%) | 5mo | $214,000 | $169 | 66 |
| 2252 Milligan Ave | 0.30mi | 3/2.5 | 1,380 (+9%) | 2mo | $193,000 | $140 | 65 |
| 2115 Delaware Ave | 0.49mi | 3/1.0 | 1,344 (+6%) | 2mo | $148,000 | $110 | 63 |
| 2323 Manor | 0.21mi | 3/1.0 | 1,100 (-13%) | 4mo | $135,000 | $123 | 63 |
| 2206 Milligan Ave | 0.35mi | 4/2.5 (+1) | 1,355 (+7%) | 2mo | $175,000 | $129 | 61 |
| 7800 Union Ave | 0.50mi | 3/1.0 | 1,176 (-7%) | 6mo | $60,000 | $51 | 58 |
| 8101 Saint Lawrence Ave | 0.65mi | 2/1.0 (-1) | 1,226 (-3%) | 4mo | $200,000 | $163 | 54 |
| 7454 Fleming St | 0.74mi | 4/2.0 (+1) | 1,404 (+11%) | 2mo | $259,000 | $184 | 38 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 6.02% rent growth · sell at horizon
- IRR
- 0.5%
- Equity multiple
- 1.02×
- Total profit
- $739
- Equity at exit
- $20,129
- IRR
- 12.9%
- Equity multiple
- 2.17×
- Total profit
- $44,096
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 62 Landlord-Friendly
- State Pennsylvania
- 62 Landlord-Friendly · EVEN
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 15218
- Rents YoY
- 6.0%
- Active inventory
- 78
- Price-to-rent
- 7.6×
Monthly cashflow live
- Estimated rent
- $1,488 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$129 /mo · $1,549/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$312
- Net cashflow
- $282
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 22 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 7645 Highland Ave Pittsburgh, PA | 3.0 | 1.0 | 1161 | $1,325 | $1.14 | 7d | 1 | 0.20mi |
| 2255 Hawthorne Ave Unit 2255 Swissvale, PA | 2.0 | 1.0 | 1020 | $1,000 | $0.98 | 12d | 1 | 0.29mi |
| 2219 Manor Ave Pittsburgh, PA | 3.0 | 1.0 | 1638 | $1,600 | $0.98 | 23d | 1 | 0.29mi |
| 2323 Patterson Ave Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,800 | $1.25 | 43d | 1 | 0.38mi |
| 2323 Patterson Ave Unit NA Pittsburgh, PA | 3.0 | 1.0 | 1440 | $1,500 | $1.04 | 23d | 1 | 0.38mi |
| 2673 Woodstock Ave Pittsburgh, PA | 3.0 | 1.0 | 1000 | $1,190 | $1.19 | 23d | 1 | 0.40mi |
| 212 Kenmawr Ave Braddock, PA | 2.0 | 1.5 | 1417 | $1,300 | $0.92 | 43d | 1 | 0.50mi |
| 2210 Hampton St Pittsburgh, PA | 3.0 | 1.5 | 1512 | $1,650 | $1.09 | 23d | 1 | 0.53mi |
| 1003 Smokey Wood Dr Swissvale, PA | 1.0–2.0 | 1.0 | 874 | $1,475 | $1.69 | 4d | 4 | 0.61mi |
| 144 Comrie Ave Braddock, PA | 3.0 | 1.0 | 1000 | $1,250 | $1.25 | 23d | 1 | 0.75mi |
| 7009 Church St Pittsburgh, PA | 3.0 | 2.0 | 1800 | $1,550 | $0.86 | 43d | 1 | 0.82mi |
| 931 Hilltop St Homestead, PA | 3.0 | 1.5 | 1312 | $1,500 | $1.14 | 14d | 1 | 0.94mi |
| 7225 Whipple St Unit 72255 Pittsburgh, PA | 3.0 | 1.5 | 1440 | $1,695 | $1.18 | 2d | 1 | 0.97mi |
| 442 Locust St Pittsburgh, PA | 2.0 | 1.0 | 1600 | $2,600 | $1.62 | 2d | 1 | 1.03mi |
| 214 Vine St Homestead, PA | 2.0 | 1.0 | 1034 | $1,150 | $1.11 | 43d | 1 | 1.07mi |
| 537 6th St Braddock, PA | 3.0 | 1.0 | 1360 | $1,400 | $1.03 | 43d | 1 | 1.15mi |
| 621 E 9th Ave Homestead, PA | 2.0 | 2.0 | 1400 | $1,425 | $1.02 | 23d | 1 | 1.25mi |
| 826 Walnut St Pittsburgh, PA | 2.0 | 1.0 | 1270 | $1,195 | $0.94 | 43d | 1 | 1.33mi |
| 1027 Lancaster Ave Unit 2 Pittsburgh, PA | 2.0 | 2.0 | 1300 | $2,599 | $2.00 | 1d | 1 | 1.37mi |
| 565 Ardmore Blvd Pittsburgh, PA | 4.0 | 1.0 | 1368 | $1,450 | $1.06 | 10d | 1 | 1.39mi |
| 623 E 18th Ave Homestead, PA | 2.0 | 1.0 | 1156 | $1,600 | $1.38 | 43d | 1 | 1.42mi |
| 100 Bryn Mawr Ct W Pittsburgh, PA | 1.0–2.0 | 1.0–2.0 | 975 | $1,904 | $1.95 | 2d | 15 | 1.47mi |
Listing history 32 events
-
2026-06-18days on market $134,999 Active 42 DOM
-
2026-06-17days on market $134,999 Active 41 DOM
-
2026-06-16days on market $134,999 Active 40 DOM
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2026-06-15days on market $134,999 Active 39 DOM
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2026-06-13days on market $134,999 Active 37 DOM
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2026-06-10price $134,999 Active 33 DOM
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2026-06-09days on market $137,000 Active 33 DOM
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2026-06-08days on market $137,000 Active 32 DOM
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2026-06-07days on market $137,000 Active 31 DOM
-
2026-06-05days on market $137,000 Active 28 DOM
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2026-06-03days on market $137,000 Active 27 DOM
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2026-06-02days on market $137,000 Active 26 DOM
-
2026-06-01days on market $137,000 Active 25 DOM
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2026-05-31days on market $137,000 Active 24 DOM
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2026-05-07$137,000 Active 973-char remark
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2023-11-04historical $1,200
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2023-10-25price $1,200
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2023-10-11price $1,300
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2023-09-29price $1,380
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2023-09-20price $1,425
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2023-09-15price $1,475
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2023-09-02$1,450
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2023-08-14soldstatus $100,000
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2023-08-07soldstatus $100,000 Closed 120-char remark
Show marketing remark (120 chars)
Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear
-
2023-07-08status Pending 120-char remark
Show marketing remark (120 chars)
Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear
-
2023-06-15$120,000 Active 120-char remark
Show marketing remark (120 chars)
Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear
-
2016-05-12price $30,500
Show marketing remark (279 chars)
Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.
-
2016-05-12price $34,900
Show marketing remark (279 chars)
Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.
-
2016-05-12soldstatus $30,500 Sold
Show marketing remark (279 chars)
Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.
-
2016-05-12soldstatus $30,500
Show marketing remark (279 chars)
Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.
-
2016-04-11historical Contingent
Show marketing remark (279 chars)
Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.
-
2016-04-02$34,900 Active
Show marketing remark (279 chars)
Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast PA · Partial reset (capped growth)
- Current annual tax
- $1,549 · $129/mo
- Projected year-2 tax
- $1,841 · $153/mo
- Expected delta
- +$292/yr (+$24/mo · 18.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
- Wind 2/10 Low 0% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,852
- − Mortgage interest
- −$7,562
- − Property taxes
- −$1,549
- − Insurance
- −$675
- − Repairs & maintenance
- −$1,428
- − Management
- −$1,428
- − Depreciation
- −$3,927
- Taxable income
- $1,283
- Est. tax owed @ 24.0%
- −$308
- After-tax cash flow
- $3,076/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Woodland Hills SD
- NCES district ID
- 4216500
- Math proficiency
- 13% ▼ -13.00%
- Reading proficiency
- 30% ▼ -10.00%
- Median HH income
- $41,803
- Composite
- 18.31/100
- National rank
- #8954
- State rank
- #486 of 539 in PA
Livability — Swissvale
- Score
- 84/100
- State rank
- #95
- US rank
- #694
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Swissvale, PA
- County
- Allegheny County · 1,022,028 people
- City population
- 13,443
- Metro
- Pittsburgh, PA
- Population (ZIP)
- 13,379
- Household income
- $67,960
- Rent vs Own
- Severe rent burden
- 605.0
Population outlook (Allegheny County) Hauer SSP2
- Today (2025)
- 1,250,282 people
- By 2030
- 1,256,482 · +0.5%
- By 2040
- 1,256,318 · +0.5%
- By 2050
- 1,244,169 · -0.5%
- By 2075
- 1,197,693 · -4.2%
- By 2100
- 1,093,187 · -12.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (69%)
- Race & ethnicity
- White 69% Black 19% Two or more races 7% Hispanic / Latino 4% Asian 3%
- Common ancestry
- Romanian 6% Serbian 2% Lithuanian 2%
- Foreign-born
- 6% · Canada, China
- Languages at home
- 94% English-only · Spanish 2% Other Indo-European 1% Chinese 1%
Political lean MEDSL · Allegheny
- 2024 margin
- Strong D (+20.3) · D 59.7% · R 39.4%
- 2008→2024 swing
- +4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
- All cycles
- 2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -188.20%
- Current HPI
- 297.8483
- Rent YoY
- ▲ 6.02%
- Metro
- Pittsburgh, PA
- State GDP YoY
- ▲ 1.68%
- F500 in state
- 34
Industry mix (Fortune 500 HQ in PA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 2 | $309B |
|
||
| Insurance | 2 | $27B |
|
||
| Telecommunications / Media | 1 | $124B |
|
||
| Industrial Distribution | 1 | $22B |
|
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| Financial Services | 1 | $20B |
|
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| Chemicals / Materials | 1 | $18B |
|
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Price history
+286.8% since first listed19 events — show timeline
- 2026-06-09 Price Changed $134,999 West Penn MLS
- 2026-05-07 Listed $137,000 West Penn MLS
- 2023-11-04 Rental Removed $1,200 BUILDIUM
- 2023-10-25 Price Changed $1,200 BUILDIUM
- 2023-10-11 Price Changed $1,300 BUILDIUM
- 2023-09-29 Price Changed $1,380 BUILDIUM
- 2023-09-20 Price Changed $1,425 BUILDIUM
- 2023-09-15 Price Changed $1,475 BUILDIUM
- 2023-09-02 Listed for Rent $1,450 BUILDIUM
- 2023-08-14 Sold (Public Records) $100,000 Public Records
- 2023-08-07 Sold (MLS) $100,000 West Penn MLS
- 2023-07-08 Pending — West Penn MLS
- 2023-06-15 Listed $120,000 West Penn MLS
- 2016-05-12 Price Changed $30,500 West Penn MLS
- 2016-05-12 Sold (Public Records) $30,500 Public Records
- 2016-05-12 Sold (MLS) $30,500 West Penn MLS
- 2016-05-12 Price Changed $34,900 West Penn MLS
- 2016-04-11 Contingent — West Penn MLS
- 2016-04-02 Listed $34,900 West Penn MLS
Property tax history
+6.7%/yrLatest (2026): $1,549 · +5.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…