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2419 Woodstock Ave
C Composite 57.33
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +24.7/30.0
  • DSCR +8.0/10.0
  • ARV discount +6.1/15.0
  • 1% rule +6.0/10.0
  • Livability +4.2/5.0
  • Rent growth +4.0/5.0
  • Condition / age +2.5/5.0
  • Schools +1.8/10.0
  • Appreciation +0.0/10.0

$134,999

2419 Woodstock Ave · Swissvale, PA 15218
3 bd · 1.5 ba · 1,266 sqft · SingleFamily public records · 42 Days on market
Built 1910 1,799 sqft lot $107/sqft · at area comps Est $131k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear

Key facts

  • Covered front porch
  • Cosmetic upgrades
  • Full basement

Tags

SINGLE FAMILY RESIDENCECOSMETIC UPGRADESFULL BASEMENTOFF STREET COVERED PARKINGCOVERED FRONT PORCHSIDE PATIO

Property features AI

Finance

  • HOA & community: Public transportation access

Exterior

  • Parking: Covered off-street parking for 1 vehicle
  • Utilities: Public water; Public sewer
  • Home design: Two-story residence; Resale property; Asphalt roof; Brick and frame construction
  • Construction: Brick and frame construction; Asphalt roof
  • Exterior features: 25 x 70 lot dimensions

Interior

  • Kitchen: Microwave; Refrigerator; Stove; Some gas appliances
  • Bedrooms: Two upper-level bedrooms; Additional bonus room on the main level
  • Flooring: Carpet; Vinyl
  • Bathrooms: One full bathroom
  • Heating & cooling: Forced air heating (gas); Central electric air conditioning
  • Interior features: Multi-pane windows; Unfinished basement
  • Laundry & utility: Has basement (unfinished) — utility space available

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $135k.

Deal economics

  • At list price, monthly cash flow is $282 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $135k).
  • Recommended offer: $131k (3.0% below list) — sets the bar for market timing.
  • Cap rate 8.8% vs local median 6.3% in Swissvale — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 84/100 on livability (#95 in PA, #694 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-, amenities D+.
  • Woodland Hills SD (suburban): math 13% / reading 30% proficiency, ranked #486 of 539 in PA (top 90%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+6.0%/yr); 78 active listings in the ZIP; 22 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 2,996 units permitted in Allegheny County in 2024 (1,588 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 6.0% rent growth), your $38k cash investment doubles in ~9 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($131k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $100k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Watch-outs: built in 1910 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $130,949 (3.0% below list)

Questions for the listing agent

  1. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1910 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.10%
Cap rate
8.80%
Cash-on-cash
8.95%
DSCR
1.40
GRM
7.6

CMA / ARV

ARV (median comp)
$130,862
List price
$134,999
Delta
3.16%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7608 Cheyenne St 0.16mi 3/1.5 1,188 (-6%) 0mo $225,000 $189 82
2602 Belmar Pl 0.30mi 3/1.0 1,232 (-3%) 5mo $50,000 $41 75
2517 S Braddock Ave 0.17mi 3/1.0 1,160 (-8%) 5mo $55,900 $48 72
7471 Church St 0.54mi 3/1.5 1,266 (0%) 6mo $180,000 $142 70
967 Illinois Ave 0.59mi 3/2.0 1,264 (-0%) 5mo $214,000 $169 66
2252 Milligan Ave 0.30mi 3/2.5 1,380 (+9%) 2mo $193,000 $140 65
2115 Delaware Ave 0.49mi 3/1.0 1,344 (+6%) 2mo $148,000 $110 63
2323 Manor 0.21mi 3/1.0 1,100 (-13%) 4mo $135,000 $123 63
2206 Milligan Ave 0.35mi 4/2.5 (+1) 1,355 (+7%) 2mo $175,000 $129 61
7800 Union Ave 0.50mi 3/1.0 1,176 (-7%) 6mo $60,000 $51 58
8101 Saint Lawrence Ave 0.65mi 2/1.0 (-1) 1,226 (-3%) 4mo $200,000 $163 54
7454 Fleming St 0.74mi 4/2.0 (+1) 1,404 (+11%) 2mo $259,000 $184 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.02% rent growth · sell at horizon

5-year hold
IRR
0.5%
Equity multiple
1.02×
Total profit
$739
Equity at exit
$20,129
10-year hold
IRR
12.9%
Equity multiple
2.17×
Total profit
$44,096
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 15218

Rents YoY
6.0%
Active inventory
78
Price-to-rent
7.6×

Monthly cashflow live

Estimated rent
$1,488 high interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$129 /mo · $1,549/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$312
Net cashflow
$282

Break-even live

Break-even rent $1,131
Max offer price $134,999
Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 22 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7645 Highland Ave Pittsburgh, PA 3.0 1.0 1161 $1,325 $1.14 7d 1 0.20mi
2255 Hawthorne Ave Unit 2255 Swissvale, PA 2.0 1.0 1020 $1,000 $0.98 12d 1 0.29mi
2219 Manor Ave Pittsburgh, PA 3.0 1.0 1638 $1,600 $0.98 23d 1 0.29mi
2323 Patterson Ave Pittsburgh, PA 3.0 1.0 1440 $1,800 $1.25 43d 1 0.38mi
2323 Patterson Ave Unit NA Pittsburgh, PA 3.0 1.0 1440 $1,500 $1.04 23d 1 0.38mi
2673 Woodstock Ave Pittsburgh, PA 3.0 1.0 1000 $1,190 $1.19 23d 1 0.40mi
212 Kenmawr Ave Braddock, PA 2.0 1.5 1417 $1,300 $0.92 43d 1 0.50mi
2210 Hampton St Pittsburgh, PA 3.0 1.5 1512 $1,650 $1.09 23d 1 0.53mi
1003 Smokey Wood Dr Swissvale, PA 1.0–2.0 1.0 874 $1,475 $1.69 4d 4 0.61mi
144 Comrie Ave Braddock, PA 3.0 1.0 1000 $1,250 $1.25 23d 1 0.75mi
7009 Church St Pittsburgh, PA 3.0 2.0 1800 $1,550 $0.86 43d 1 0.82mi
931 Hilltop St Homestead, PA 3.0 1.5 1312 $1,500 $1.14 14d 1 0.94mi
7225 Whipple St Unit 72255 Pittsburgh, PA 3.0 1.5 1440 $1,695 $1.18 2d 1 0.97mi
442 Locust St Pittsburgh, PA 2.0 1.0 1600 $2,600 $1.62 2d 1 1.03mi
214 Vine St Homestead, PA 2.0 1.0 1034 $1,150 $1.11 43d 1 1.07mi
537 6th St Braddock, PA 3.0 1.0 1360 $1,400 $1.03 43d 1 1.15mi
621 E 9th Ave Homestead, PA 2.0 2.0 1400 $1,425 $1.02 23d 1 1.25mi
826 Walnut St Pittsburgh, PA 2.0 1.0 1270 $1,195 $0.94 43d 1 1.33mi
1027 Lancaster Ave Unit 2 Pittsburgh, PA 2.0 2.0 1300 $2,599 $2.00 1d 1 1.37mi
565 Ardmore Blvd Pittsburgh, PA 4.0 1.0 1368 $1,450 $1.06 10d 1 1.39mi
623 E 18th Ave Homestead, PA 2.0 1.0 1156 $1,600 $1.38 43d 1 1.42mi
100 Bryn Mawr Ct W Pittsburgh, PA 1.0–2.0 1.0–2.0 975 $1,904 $1.95 2d 15 1.47mi

Listing history 32 events

  1. 2026-06-18
    days on market $134,999 Active 42 DOM
  2. 2026-06-17
    days on market $134,999 Active 41 DOM
  3. 2026-06-16
    days on market $134,999 Active 40 DOM
  4. 2026-06-15
    days on market $134,999 Active 39 DOM
  5. 2026-06-13
    days on market $134,999 Active 37 DOM
  6. 2026-06-10
    price $134,999 Active 33 DOM
  7. 2026-06-09
    days on market $137,000 Active 33 DOM
  8. 2026-06-08
    days on market $137,000 Active 32 DOM
  9. 2026-06-07
    days on market $137,000 Active 31 DOM
  10. 2026-06-05
    days on market $137,000 Active 28 DOM
  11. 2026-06-03
    days on market $137,000 Active 27 DOM
  12. 2026-06-02
    days on market $137,000 Active 26 DOM
  13. 2026-06-01
    days on market $137,000 Active 25 DOM
  14. 2026-05-31
    days on market $137,000 Active 24 DOM
  15. 2026-05-07
    listed $137,000 Active 973-char remark
  16. 2023-11-04
    historical $1,200
  17. 2023-10-25
    price $1,200
  18. 2023-10-11
    price $1,300
  19. 2023-09-29
    price $1,380
  20. 2023-09-20
    price $1,425
  21. 2023-09-15
    price $1,475
  22. 2023-09-02
    listed $1,450
  23. 2023-08-14
    soldstatus $100,000
  24. 2023-08-07
    soldstatus $100,000 Closed 120-char remark
    Show marketing remark (120 chars)

    Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear

  25. 2023-07-08
    status Pending 120-char remark
    Show marketing remark (120 chars)

    Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear

  26. 2023-06-15
    listed $120,000 Active 120-char remark
    Show marketing remark (120 chars)

    Spacious home including first floor den/sunroom, freshly painted throughout, bright rooms, covered parking space at rear

  27. 2016-05-12
    price $30,500
    Show marketing remark (279 chars)

    Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.

  28. 2016-05-12
    price $34,900
    Show marketing remark (279 chars)

    Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.

  29. 2016-05-12
    soldstatus $30,500 Sold
    Show marketing remark (279 chars)

    Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.

  30. 2016-05-12
    soldstatus $30,500
    Show marketing remark (279 chars)

    Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.

  31. 2016-04-11
    historical Contingent
    Show marketing remark (279 chars)

    Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.

  32. 2016-04-02
    listed $34,900 Active
    Show marketing remark (279 chars)

    Good condition. Front and back porch, built-in bookcase, high efficiency furnace 2014, newer carpet 2011, Laminated flooring in the dining room and kitchen, glass block windows, accessible location near busway and minutes from the Parkway. 1 Rear covered Carport. Move Right In.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,549 · $129/mo
Projected year-2 tax
$1,841 · $153/mo
Expected delta
+$292/yr (+$24/mo · 18.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥98°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 0% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,852
− Mortgage interest
−$7,562
− Property taxes
−$1,549
− Insurance
−$675
− Repairs & maintenance
−$1,428
− Management
−$1,428
− Depreciation
−$3,927
Taxable income
$1,283
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$308
After-tax cash flow
$3,076/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Woodland Hills SD
NCES district ID
4216500
Math proficiency
13% ▼ -13.00%
Reading proficiency
30% ▼ -10.00%
Median HH income
$41,803
Composite
18.31/100
National rank
#8954
State rank
#486 of 539 in PA

Livability — Swissvale

Score
84/100
State rank
#95
US rank
#694

Category grades

Amenities D+ Commute A+ Cost of living A+ Crime C- Employment C Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Swissvale, PA
County
Allegheny County · 1,022,028 people
City population
13,443
Metro
Pittsburgh, PA
Population (ZIP)
13,379
Household income
$67,960
Rent vs Own
43.2% rent · 56.8% own
Severe rent burden
605.0

Population outlook (Allegheny County) Hauer SSP2

Today (2025)
1,250,282 people
By 2030
1,256,482 · +0.5%
By 2040
1,256,318 · +0.5%
By 2050
1,244,169 · -0.5%
By 2075
1,197,693 · -4.2%
By 2100
1,093,187 · -12.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (69%)
Race & ethnicity
White 69% Black 19% Two or more races 7% Hispanic / Latino 4% Asian 3%
Common ancestry
Romanian 6% Serbian 2% Lithuanian 2%
Foreign-born
6% · Canada, China
Languages at home
94% English-only · Spanish 2% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Allegheny

2024 margin
Strong D (+20.3) · D 59.7% · R 39.4%
2008→2024 swing
+4.8pp toward D · 2008: 15.5pp · 2024: 20.3pp
All cycles
2024: D+20.3 2020: D+20.4 2016: D+16.4 2012: D+14.4 2008: D+15.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -188.20%
Current HPI
297.8483
Rent YoY
▲ 6.02%
Metro
Pittsburgh, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+286.8% since first listed
19 events — show timeline
  • 2026-06-09 Price Changed $134,999 West Penn MLS
  • 2026-05-07 Listed $137,000 West Penn MLS
  • 2023-11-04 Rental Removed $1,200 BUILDIUM
  • 2023-10-25 Price Changed $1,200 BUILDIUM
  • 2023-10-11 Price Changed $1,300 BUILDIUM
  • 2023-09-29 Price Changed $1,380 BUILDIUM
  • 2023-09-20 Price Changed $1,425 BUILDIUM
  • 2023-09-15 Price Changed $1,475 BUILDIUM
  • 2023-09-02 Listed for Rent $1,450 BUILDIUM
  • 2023-08-14 Sold (Public Records) $100,000 Public Records
  • 2023-08-07 Sold (MLS) $100,000 West Penn MLS
  • 2023-07-08 Pending West Penn MLS
  • 2023-06-15 Listed $120,000 West Penn MLS
  • 2016-05-12 Price Changed $30,500 West Penn MLS
  • 2016-05-12 Sold (Public Records) $30,500 Public Records
  • 2016-05-12 Sold (MLS) $30,500 West Penn MLS
  • 2016-05-12 Price Changed $34,900 West Penn MLS
  • 2016-04-11 Contingent West Penn MLS
  • 2016-04-02 Listed $34,900 West Penn MLS

Property tax history

+6.7%/yr

Latest (2026): $1,549 · +5.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…