4181 Silver Dome Rd · Denton, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 6/10 · Moderate
- Hot days now (above 110°F)
- 6 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 24.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 4 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Livability +4.4/5.0
- Schools +3.5/10.0
- Rent growth +2.6/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$64,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Rare Corner Lot 2BD/2BA! Move-in ready 2014 Heritage home on one of the largest corner lots in the park, directly across from the pool and clubhouse. Features: Deck (needs repairs) Double carport Storage shed Concrete patio pad for outdoor furniture New appliances, new toilets, new blinds Light staging items included Lot & Park Info: Lot rent: $925/month Buyer must be approved by park management
Key facts
- Move-in ready
- Across from pool
- Largest corner lots
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath land listed at $65k.
Deal economics
- At list price, monthly cash flow is $631 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $65k).
- Recommended offer: $64k (1.5% below list) — sets the bar for market timing.
- Cap rate 18.0% vs local median 3.4% in Denton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 88/100 on livability (#2 in TX, #210 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+.
- Denton ISD (urban): math 36% / reading 43% proficiency, ranked #383 of 826 in TX (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents flat; 279 active listings in the ZIP; solid renter incomes; 10,531 units permitted in Denton County in 2024 (2,713 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Denton County population projected at +66% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.3% rent growth), your $18k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- It's been on market 23 days — a 2% lower offer ($64k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 6→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.11% ✓
- Cap rate
- 17.96%
- Cash-on-cash
- 41.65%
- DSCR
- 2.85
- GRM
- 4.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.31% rent growth · sell at horizon
- IRR
- 35.2%
- Equity multiple
- 2.43×
- Total profit
- $26,076
- Equity at exit
- $9,677
- IRR
- 40.5%
- Equity multiple
- 4.33×
- Total profit
- $60,518
- Equity at exit
- $5,611
Cash invested: $18,172 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 76208
- Home prices YoY
- -20.9%
- Rents YoY
- 0.3%
- Active inventory
- 279
- Price-to-rent
- 4.0×
Monthly cashflow live
- Estimated rent
- $1,366 medium interval (Pro) →
- Mortgage (P&I)
- −$340
- Tax est. 1.5%
- −$81 /mo · $974/yr
- Insurance
- −$27
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$287
- Net cashflow
- $631
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $16,225
- Closing costs
- $1,947
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 19 events
-
2026-06-18days on market $64,900 Active 23 DOM
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2026-06-17days on market $64,900 Active 22 DOM
-
2026-06-16days on market $64,900 Active 21 DOM
-
2026-06-15days on market $64,900 Active 20 DOM
-
2026-06-13days on market $64,900 Active 18 DOM
-
2026-06-09days on market $64,900 Active 14 DOM
-
2026-06-08days on market $64,900 Active 13 DOM
-
2026-06-07days on market $64,900 Active 12 DOM
-
2026-06-04days on market $64,900 Active 9 DOM
-
2026-06-03days on market $64,900 Active 8 DOM
-
2026-06-02days on market $64,900 Active 7 DOM
-
2026-06-01days on market $64,900 Active 6 DOM
-
2026-05-31days on market $64,900 Active 5 DOM
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2026-03-11$64,900 Active 421-char remark
Show marketing remark (421 chars)
Rare Corner Lot 2BD/2BA! Move-in ready 2014 Heritage home on one of the largest corner lots in the park, directly across from the pool and clubhouse. Features: Deck (needs repairs) Double carport Storage shed Concrete patio pad for outdoor furniture New appliances, new toilets, new blinds Light staging items included Lot & Park Info: Lot rent: $925/month Buyer must be approved by park management
-
2024-08-07historical
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2024-07-19$194,990 Active
-
2017-07-16historical
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2017-07-15$25,000 Active
-
2004-06-10soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 6 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 24% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 4 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,394
- − Mortgage interest
- −$3,635
- − Property taxes
- −$974
- − Insurance
- −$324
- − Repairs & maintenance
- −$1,312
- − Management
- −$1,312
- − Depreciation
- −$1,888
- Taxable income
- $6,949
- Est. tax owed @ 24.0%
- −$1,668
- After-tax cash flow
- $5,901/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Denton ISD
- NCES district ID
- 4816740
- Math proficiency
- 36% ▼ -18.00%
- Reading proficiency
- 43% ▼ -9.00%
- Median HH income
- $58,913
- Composite
- 34.91/100
- National rank
- #5075
- State rank
- #383 of 826 in TX
Livability — Denton
- Score
- 88/100
- State rank
- #2
- US rank
- #210
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Denton County · 901,654 people
- City population
- 127,990
- Metro
- Dallas-Fort Worth-Arlington, TX
- Population (ZIP)
- 30,025
- Household income
- $88,967
- Rent vs Own
- Severe rent burden
- 1072.0
Population outlook (Denton County) Hauer SSP2
- Today (2025)
- 1,053,010 people
- By 2030
- 1,192,269 · +13.2%
- By 2040
- 1,472,920 · +39.9%
- By 2050
- 1,746,506 · +65.9%
- By 2075
- 2,358,497 · +124.0%
- By 2100
- 2,779,183 · +163.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.64)
- Race & ethnicity
- White 51% Hispanic / Latino 29% Two or more races 15% Black 12% Asian 4% Native American 2%
- Hispanic origin (detail)
- Mexican 22% Puerto Rican 2%
- Common ancestry
- Romanian 2% Portuguese 2% Slovak 2%
- Foreign-born
- 13% · Canada, China, South Korea
- Languages at home
- 76% English-only · Spanish 18% Chinese 1% Other Asian/Pacific 1%
Political lean MEDSL · Denton
- 2024 margin
- R (+13.2) · D 42.7% · R 55.8% · Other 1.5%
- 2008→2024 swing
- +11.0pp toward D · 2008: -24.2pp · 2024: -13.2pp
- All cycles
- 2024: R+13.2 2020: R+8.1 2016: R+20.2 2012: R+31.7 2008: R+24.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -64.64%
- Current HPI
- 244.3487
- Rent YoY
- ▲ 0.31%
- Metro
- Dallas-Fort Worth-Arlington, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Price history
+159.6% since first listed6 events — show timeline
- 2026-03-11 Listed $64,900 ForSaleByOwner.com
- 2024-08-07 Listing Removed — NTREIS
- 2024-07-19 Listed $194,990 NTREIS
- 2017-07-16 Listing Removed — NTREIS
- 2017-07-15 Listed $25,000 NTREIS
- 2004-06-10 Sold (Public Records) — Public Records
Property tax history
+55.0%/yrLatest (2025): $74,994 · +24.3% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…