103 Trinity Dr · Warner Robins, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 7/10 · Major
- Chance of severe wind over 30 yrs
- 78.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.9/10.0
- Livability +3.2/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$49,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks
Investors wanted. This home has been cleaned out and ready for a complete rehab. Make your offer today! Perfect for fix & flip investors looking to increase the value. It could be a nice addition to a buy- & -hold portfolio. Sold As-Is. NO BLIND OFFERS. Must use seller’s closing attorney, Sherman & Phalen, LLC
Key facts
- 7,840 sq ft lot
- Parking
- Built 1958
Property features AI
Exterior
- Parking: Carport (1 carport space)
- Utilities: Public water; Public sewer; Electric (110 volts); Electricity available; Water available
- Home design: One-level home
- Construction: Fiber cement construction; Composition roof; Combination foundation
- Exterior features: Back yard fencing; Fixer condition
Interior
- Kitchen: Kitchen appliances: Other; Kitchen with laundry area in kitchen
- Bedrooms: Three main-level bedrooms
- Flooring: Other flooring
- Bathrooms: One full bathroom; One half bathroom (main level)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: No shared/common walls; Attic
- Laundry & utility: Laundry located in the kitchen
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $50k.
Deal economics
- At list price, monthly cash flow is $674 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $50k).
- Cap rate 22.5% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
- Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 1.7% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.55% ✓
- Cap rate
- 22.51%
- Cash-on-cash
- 57.93%
- DSCR
- 3.58
- GRM
- 3.3
CMA / ARV
- ARV (on-the-fly)
- $96,288
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 214 Kingsbury Cir | 0.08mi | 3/1.0 | 845 (+4%) | 2mo | $124,000 | $147 | 89 |
| 221 Meadowdale Dr | 0.51mi | 2/1.0 (-1) | 800 (-2%) | 2mo | $1,100 | $1 | 67 |
| 724 Mcarthur Blvd | 0.34mi | 3/1.0 | 888 (+9%) | 4mo | $115,000 | $130 | 67 |
| 1312 Hartley Ave | 0.63mi | 2/1.0 (-1) | 825 (+1%) | 4mo | $140,000 | $170 | 61 |
| 308 Diggs Blvd | 0.49mi | 2/1.0 (-1) | 888 (+9%) | 0mo | $55,000 | $62 | 57 |
| 920 Mcarthur Blvd | 0.49mi | 2/1.0 (-1) | 888 (+9%) | 2mo | $48,000 | $54 | 56 |
| 215 Peachtree Cir | 0.47mi | 2/1.0 (-1) | 744 (-9%) | 4mo | $73,900 | $99 | 56 |
| 215 Peachtree Cir | 0.47mi | 2/1.0 (-1) | 744 (-9%) | 4mo | $73,900 | $99 | 56 |
| 711 Mcarthur Blvd | 0.41mi | 2/1.0 (-1) | 888 (+9%) | 8mo | $104,500 | $118 | 55 |
| 129 Tinker Blvd | 0.53mi | 2/1.0 (-1) | 888 (+9%) | 8mo | $100,000 | $113 | 49 |
| 118 Arnold Blvd | 0.73mi | 2/1.0 (-1) | 888 (+9%) | 4mo | $125,000 | $141 | 43 |
| 1326 Joseph Ave | 0.66mi | 2/1.0 (-1) | 725 (-11%) | 8mo | $116,000 | $160 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.67% rent growth · sell at horizon
- IRR
- 55.0%
- Equity multiple
- 3.38×
- Total profit
- $33,201
- Equity at exit
- $7,440
- IRR
- 59.5%
- Equity multiple
- 6.55×
- Total profit
- $77,553
- Equity at exit
- $4,314
Cash invested: $13,972 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31088
- Rents YoY
- 1.7%
- Active inventory
- 286
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $1,272 high interval (Pro) →
- Mortgage (P&I)
- −$262
- Tax from tax record
- −$48 /mo · $576/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$267
- Net cashflow
- $674
Break-even live
Sensitivity live
| Price | -10% $703 | -5% $689 | +0% $674 | +5% $660 | +10% $646 |
|---|---|---|---|---|---|
| Rent | -10% $574 | -5% $624 | +0% $674 | +5% $725 | +10% $775 |
| Rate | -1.0pp $700 | -0.5pp $687 | base $674 | +0.5pp $662 | +1.0pp $648 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,475
- Closing costs
- $1,497
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1436 Watson Blvd Warner Robins, GA | 2.0 | 1.5 | 1044 | $1,042 | $1.00 | 14d | 8 | 0.25mi |
| 1436 Watson Blvd Warner Robins, GA | 2.0 | 1.5 | 1044 | $1,070 | $1.02 | 44d | 6 | 0.25mi |
| 103 Dellwood Cir Warner Robins, GA | 2.0 | 1.0 | 1000 | $1,050 | $1.05 | 21d | 1 | 0.38mi |
| 103 Dellwood Cir Unit 107-B Warner Robins, GA | 2.0 | 1.0 | 850 | $725 | $0.85 | 21d | 1 | 0.40mi |
| Blue Pines Apartments Warner Robins, GA | 1.0–2.0 | 1.0 | 670 | $1,025 | $1.53 | 14d | 2 | 0.48mi |
| 114 Forrester Dr Warner Robins, GA | 3.0 | 1.0 | 810 | $1,100 | $1.36 | 44d | 1 | 0.56mi |
| 607 McArthur Blvd Warner Robins, GA | 2.0 | 1.0 | 804 | $1,250 | $1.55 | 21d | 1 | 0.62mi |
| 607 McArthur Blvd Warner Robins, GA | 2.0 | 1.0 | 804 | $1,250 | $1.55 | 44d | 1 | 0.62mi |
| 1311 Alma Ave Warner Robins, GA | 3.0 | 1.0 | 1073 | $1,150 | $1.07 | 44d | 1 | 0.76mi |
| 115 Arnold Blvd Warner Robins, GA | 3.0 | 2.0 | 1037 | $1,300 | $1.25 | 44d | 1 | 0.77mi |
| 805 Crestwood Ter Warner Robins, GA | 3.0 | 1.0 | 864 | $1,125 | $1.30 | 44d | 1 | 0.77mi |
| 314 McArthur Blvd Warner Robins, GA | 3.0 | 1.0 | 1100 | $1,400 | $1.27 | 44d | 1 | 0.81mi |
| 202 Wendan Way Warner Robins, GA | 4.0 | 1.0 | 1036 | $1,075 | $1.04 | 14d | 1 | 1.01mi |
| 319 Orchard Ln Warner Robins, GA | 3.0 | 1.0 | 950 | $1,400 | $1.47 | 44d | 1 | 1.09mi |
| 111 Marilyn Dr Warner Robins, GA | 3.0 | 1.0 | 912 | $1,175 | $1.29 | 21d | 1 | 1.11mi |
| 111 Marilyn Dr Warner Robins, GA | 3.0 | 1.0 | 912 | $1,250 | $1.37 | 44d | 1 | 1.11mi |
| 114 Forrester Dr Warner Robins, GA | 3.0 | 1.0 | 810 | $1,100 | $1.36 | 21d | 1 | 1.13mi |
| 318 Bruce St Warner Robins, GA | 3.0 | 1.0 | 960 | $1,150 | $1.20 | 44d | 1 | 1.22mi |
| 600 Arizona Ave Warner Robins, GA | 1.0–3.0 | 1.0–1.5 | 912 | $1,100 | $1.21 | 14d | 29 | 1.28mi |
| 210 Woodcrest Cir Warner Robins, GA | 2.0 | 2.0 | 823 | $1,250 | $1.52 | 44d | 1 | 1.35mi |
| 119 Vicki Lynn Dr Warner Robins, GA | 1.0–3.0 | 1.0–2.0 | 962 | $1,199 | $1.25 | 44d | 81 | 1.42mi |
| 119 Vicki Lynn Dr Warner Robins, GA | 1.0–3.0 | 1.0–2.0 | 962 | $1,139 | $1.18 | 14d | 9 | 1.42mi |
| 116 Vickie Dr Warner Robins, GA | 3.0 | 1.5 | 1056 | $1,300 | $1.23 | 21d | 1 | 1.43mi |
| 116 Vickie Dr Warner Robins, GA | 3.0 | 1.5 | 1056 | $1,300 | $1.23 | 44d | 1 | 1.43mi |
| 402 Curtis St Warner Robins, GA | 2.0 | 1.0 | 750 | $995 | $1.33 | 14d | 1 | 1.44mi |
| 311 2nd St Warner Robins, GA | 2.0 | 1.0 | 1000 | $1,100 | $1.10 | 21d | 1 | 1.46mi |
Listing history 3 events
-
2026-06-07statusdays on market $49,900 Pending 3 DOM
-
2026-06-03remarks 315-char remark
-
2026-06-03$49,900 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $576 · $48/mo
- Projected year-2 tax
- $576 · $48/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,265
- − Mortgage interest
- −$2,795
- − Property taxes
- −$576
- − Insurance
- −$250
- − Repairs & maintenance
- −$1,221
- − Management
- −$1,221
- − Depreciation
- −$1,452
- Taxable income
- $7,750
- Est. tax owed @ 24.0%
- −$1,860
- After-tax cash flow
- $6,233/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Warner Robins, GA
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 58,585
- Household income
- $83,082
- Rent vs Own
- Severe rent burden
- 1668.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Vietnam, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.75%
- Current HPI
- 219.8261
- Rent YoY
- ▲ 1.67%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
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Price history
1 event — show timeline
- 2026-06-03 Listed $49,900 FMLS
Property tax history
+4.9%/yrLatest (2025): $576 · +5.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…