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103 Trinity Dr
B+ Composite 77.54
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.9/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$49,900

103 Trinity Dr · Warner Robins, GA 31088
3 bd · 1.0 ba · 816 sqft · SingleFamily public records · 3 Days on market
Built 1958 7,840 sqft lot Est $96k · 48% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

Investors wanted. This home has been cleaned out and ready for a complete rehab. Make your offer today! Perfect for fix & flip investors looking to increase the value. It could be a nice addition to a buy- & -hold portfolio. Sold As-Is. NO BLIND OFFERS. Must use seller’s closing attorney, Sherman & Phalen, LLC

Key facts

  • 7,840 sq ft lot
  • Parking
  • Built 1958

Property features AI

Exterior

  • Parking: Carport (1 carport space)
  • Utilities: Public water; Public sewer; Electric (110 volts); Electricity available; Water available
  • Home design: One-level home
  • Construction: Fiber cement construction; Composition roof; Combination foundation
  • Exterior features: Back yard fencing; Fixer condition

Interior

  • Kitchen: Kitchen appliances: Other; Kitchen with laundry area in kitchen
  • Bedrooms: Three main-level bedrooms
  • Flooring: Other flooring
  • Bathrooms: One full bathroom; One half bathroom (main level)
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: No shared/common walls; Attic
  • Laundry & utility: Laundry located in the kitchen

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $50k.

Deal economics

  • At list price, monthly cash flow is $674 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $50k).
  • Cap rate 22.5% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Warner Robins Middle School (math 25% / reading 37%, grade F, #237 of 470 statewide, top 51%, 813 students, 84% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools average 84% FRL vs 46% district-wide (38 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Zoned-school proficiency averages 22% at this address vs 44% district-wide (-22 pts) — the specific schools serving this property underperform the Houston County average; the district grade overstates school quality for this exact location.
  • Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals lingering (median 45d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 50% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $345 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

  • Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $49,900

Questions for the listing agent

  1. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.55%
Cap rate
22.51%
Cash-on-cash
57.93%
DSCR
3.58
GRM
3.3

CMA / ARV

ARV (on-the-fly)
$96,288
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
214 Kingsbury Cir 0.08mi 3/1.0 845 (+4%) 2mo $124,000 $147 89
221 Meadowdale Dr 0.51mi 2/1.0 (-1) 800 (-2%) 2mo $1,100 $1 67
724 Mcarthur Blvd 0.34mi 3/1.0 888 (+9%) 4mo $115,000 $130 67
1312 Hartley Ave 0.63mi 2/1.0 (-1) 825 (+1%) 4mo $140,000 $170 61
308 Diggs Blvd 0.49mi 2/1.0 (-1) 888 (+9%) 0mo $55,000 $62 57
920 Mcarthur Blvd 0.49mi 2/1.0 (-1) 888 (+9%) 2mo $48,000 $54 56
215 Peachtree Cir 0.47mi 2/1.0 (-1) 744 (-9%) 4mo $73,900 $99 56
215 Peachtree Cir 0.47mi 2/1.0 (-1) 744 (-9%) 4mo $73,900 $99 56
711 Mcarthur Blvd 0.41mi 2/1.0 (-1) 888 (+9%) 8mo $104,500 $118 55
129 Tinker Blvd 0.53mi 2/1.0 (-1) 888 (+9%) 8mo $100,000 $113 49
118 Arnold Blvd 0.73mi 2/1.0 (-1) 888 (+9%) 4mo $125,000 $141 43
1326 Joseph Ave 0.66mi 2/1.0 (-1) 725 (-11%) 8mo $116,000 $160 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.67% rent growth · sell at horizon

5-year hold
IRR
55.0%
Equity multiple
3.38×
Total profit
$33,201
Equity at exit
$7,440
10-year hold
IRR
59.5%
Equity multiple
6.55×
Total profit
$77,553
Equity at exit
$4,314

Cash invested: $13,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31088

Rents YoY
1.7%
Active inventory
286
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$1,272 high interval (Pro) →
Mortgage (P&I)
$262
Tax from tax record
$48 /mo · $576/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$267
Net cashflow
$674

Break-even live

Break-even rent $418
Max offer price $49,900
Occupancy floor 42%

Sensitivity live

Price -10% $703 -5% $689 +0% $674 +5% $660 +10% $646
Rent -10% $574 -5% $624 +0% $674 +5% $725 +10% $775
Rate -1.0pp $700 -0.5pp $687 base $674 +0.5pp $662 +1.0pp $648

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,475
Closing costs
$1,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,042 $1.00 14d 8 0.25mi
1436 Watson Blvd Warner Robins, GA 2.0 1.5 1044 $1,070 $1.02 44d 6 0.25mi
103 Dellwood Cir Warner Robins, GA 2.0 1.0 1000 $1,050 $1.05 21d 1 0.38mi
103 Dellwood Cir Unit 107-B Warner Robins, GA 2.0 1.0 850 $725 $0.85 21d 1 0.40mi
Blue Pines Apartments Warner Robins, GA 1.0–2.0 1.0 670 $1,025 $1.53 14d 2 0.48mi
114 Forrester Dr Warner Robins, GA 3.0 1.0 810 $1,100 $1.36 44d 1 0.56mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 21d 1 0.62mi
607 McArthur Blvd Warner Robins, GA 2.0 1.0 804 $1,250 $1.55 44d 1 0.62mi
1311 Alma Ave Warner Robins, GA 3.0 1.0 1073 $1,150 $1.07 44d 1 0.76mi
115 Arnold Blvd Warner Robins, GA 3.0 2.0 1037 $1,300 $1.25 44d 1 0.77mi
805 Crestwood Ter Warner Robins, GA 3.0 1.0 864 $1,125 $1.30 44d 1 0.77mi
314 McArthur Blvd Warner Robins, GA 3.0 1.0 1100 $1,400 $1.27 44d 1 0.81mi
202 Wendan Way Warner Robins, GA 4.0 1.0 1036 $1,075 $1.04 14d 1 1.01mi
319 Orchard Ln Warner Robins, GA 3.0 1.0 950 $1,400 $1.47 44d 1 1.09mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,175 $1.29 21d 1 1.11mi
111 Marilyn Dr Warner Robins, GA 3.0 1.0 912 $1,250 $1.37 44d 1 1.11mi
114 Forrester Dr Warner Robins, GA 3.0 1.0 810 $1,100 $1.36 21d 1 1.13mi
318 Bruce St Warner Robins, GA 3.0 1.0 960 $1,150 $1.20 44d 1 1.22mi
600 Arizona Ave Warner Robins, GA 1.0–3.0 1.0–1.5 912 $1,100 $1.21 14d 29 1.28mi
210 Woodcrest Cir Warner Robins, GA 2.0 2.0 823 $1,250 $1.52 44d 1 1.35mi
119 Vicki Lynn Dr Warner Robins, GA 1.0–3.0 1.0–2.0 962 $1,199 $1.25 44d 81 1.42mi
119 Vicki Lynn Dr Warner Robins, GA 1.0–3.0 1.0–2.0 962 $1,139 $1.18 14d 9 1.42mi
116 Vickie Dr Warner Robins, GA 3.0 1.5 1056 $1,300 $1.23 21d 1 1.43mi
116 Vickie Dr Warner Robins, GA 3.0 1.5 1056 $1,300 $1.23 44d 1 1.43mi
402 Curtis St Warner Robins, GA 2.0 1.0 750 $995 $1.33 14d 1 1.44mi
311 2nd St Warner Robins, GA 2.0 1.0 1000 $1,100 $1.10 21d 1 1.46mi

Listing history 3 events

  1. 2026-06-07
    statusdays on market $49,900 Pending 3 DOM
  2. 2026-06-03
    remarks 315-char remark
  3. 2026-06-03
    listed $49,900 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$576 · $48/mo
Projected year-2 tax
$576 · $48/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥108°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,265
− Mortgage interest
−$2,795
− Property taxes
−$576
− Insurance
−$250
− Repairs & maintenance
−$1,221
− Management
−$1,221
− Depreciation
−$1,452
Taxable income
$7,750
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,860
After-tax cash flow
$6,233/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
58,585
Household income
$83,082
Rent vs Own
36.9% rent · 63.1% own
Severe rent burden
1668.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
9% · Canada, Vietnam, Jamaica
Languages at home
90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -135.75%
Current HPI
219.8261
Rent YoY
▲ 1.67%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2026-06-03 Listed $49,900 FMLS

Property tax history

+4.9%/yr

Latest (2025): $576 · +5.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…