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2720 Halite Bnd Plan
C+ Composite 63.41
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +27.6/30.0
  • DSCR +9.7/10.0
  • 1% rule +7.5/10.0
  • ARV discount +7.5/15.0
  • Schools +4.2/10.0
  • Livability +4.0/5.0
  • Condition / age +4.0/5.0
  • Appreciation +2.5/10.0
  • Rent growth +2.0/5.0
  • Manufactured-home adj. -5.5

$129,995

2720 Halite Bnd Plan · Pflugerville, TX 78660
4 bd · 2.0 ba · 1,620 sqft · Manufactured · 547 Days on market
Manufactured home Good condition $80/sqft · 58% below area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This brand-new home features 4 generously sized bedrooms and 2 modern bathrooms, providing a fresh and stylish living space. The open-concept layout includes a spacious living area that flows seamlessly into the dining and kitchen spaces, perfect for everyday living and entertaining. The kitchen features high-end appliances, and ample storage. The primary suite offers a private en-suite bathroom for ultimate convenience. Outside, you'll find a well-maintained yard, ideal for enjoying the outdoors. Don t miss this opportunity to own a fresh, move-in-ready home! Apply Today! * Note: Finishes and color scheme pictured may vary by location.

Key facts

  • High-end appliances
  • Well-maintained yard
  • Open-concept layout

Tags

OPEN-CONCEPT LAYOUTHIGH-END APPLIANCESPRIVATE EN-SUITE BATHROOMWELL-MAINTAINED YARD

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath manufactured listed at $130k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $386 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $114k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.9% vs local median 2.9% in Pflugerville — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#26 in TX, #1,492 nationally) — a professional / high-income tenant draw. Strengths: employment A+, housing A+, health & safety A+; Watch: commute F.
  • Pflugerville ISD (suburban): math 33% / reading 42% proficiency, ranked #421 of 826 in TX (top 51%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Dessau El (math 10% / reading 17%, grade F, #4,138 of 4,322 statewide, top 96%, 575 students, 70% FRL); Cele Middle (math 39% / reading 46%, grade D-, #553 of 1,662 statewide, top 34%, 747 students, 22% FRL); Hendrickson H S (math 44% / reading 64%, grade C-, #422 of 1,632 statewide, top 26%, 2,175 students, 24% FRL).
  • Market conditions: Rents soft (-2.0%/yr); 1511 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 64d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 68% of comp listings sitting > 30 days — soft ceiling on asking rent; high-income renter base; 17,121 units permitted in Travis County in 2024 (11,963 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($113k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $899 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Travis County population projected at +60% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 547 days — a 12% lower offer ($114k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $114,395 (12.0% below list)

Questions for the listing agent

  1. It's been on market 547 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.25%
Cap rate
9.86%
Cash-on-cash
12.74%
DSCR
1.57
GRM
6.7

CMA / ARV

ARV (median comp)
$312,500
List price
$129,995
Delta
-58.40%
Verdict
UNDERPRICED
Comps
2 within 2.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
13810 Geelong Dr 0.94mi 4/2.0 1,672 (+3%) 1mo $279,900 $167 59
1608 Jonas Cv 1.01mi 5/2.0 (+1) 1,643 (+1%) 0mo $456,790 $278 58
13517 Stocksbridge Dr 1.20mi 3/2.0 (-1) 1,551 (-4%) 0mo $364,330 $235 53
14008 Heywood Dr 0.72mi 3/2.0 (-1) 1,521 (-6%) 0mo $285,000 $187 51
1208 Crumpton Dr 1.26mi 3/2.0 (-1) 1,528 (-6%) 1mo $387,310 $253 50
1216 Crumpton Dr 1.24mi 3/2.0 (-1) 1,528 (-6%) 1mo $384,350 $252 50
2717 Towy Rd 1.29mi 3/2.0 (-1) 1,533 (-5%) 2mo $342,750 $224 50
13409 Underbank Rd 1.17mi 4/2.0 1,468 (-9%) 2mo $339,900 $232 48
1409 Old Tract Rd 1.30mi 3/2.0 (-1) 1,452 (-10%) 2mo $299,990 $207 41
14200 Lyndora Ln 0.92mi 3/2.0 (-1) 1,450 (-10%) 2mo $299,000 $206 41
1701 Samoa Ct 1.36mi 3/2.5 (-1) 1,814 (+12%) 1mo $450,000 $248 37
2714 St Regis Dr 1.17mi 3/2.0 (-1) 1,230 (-24%) 0mo $306,610 $249 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-0.9%
Equity multiple
0.97×
Total profit
$-1,199
Equity at exit
$19,383
10-year hold
IRR
5.3%
Equity multiple
1.34×
Total profit
$12,323
Equity at exit
$11,240

Cash invested: $36,399 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Active competition Active MLS

For sale now
5 active
Median asking
$109,995 ($64/sqft)
Median days on market
49 d
This list price
100% of active listings are priced below it
ARV vs active asking
+201.9% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78660

Home prices YoY
-34.0%
Rents YoY
-2.0%
Active inventory
1511
Price-to-rent
6.7×

Monthly cashflow live

Estimated rent
$1,626 high interval (Pro) →
Mortgage (P&I)
$682
Tax est. 1.5%
$162 /mo · $1,950/yr
Insurance
$54
HOA
$0
Lot rent leased land?
$0
Vacancy / Maint / Mgmt
$342
Net cashflow
$386

Break-even live

Break-even rent $1,137
Max offer price $129,995
Occupancy floor 71%

Sensitivity live

Price -10% $476 -5% $431 +0% $386 +5% $341 +10% $297
Rent -10% $258 -5% $322 +0% $386 +5% $451 +10% $515
Rate -1.0pp $452 -0.5pp $419 base $386 +0.5pp $353 +1.0pp $318

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,499
Closing costs
$3,900
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3300 Golden Aspen Loop Pflugerville, TX 3.0–4.0 2.0 1470 $1,699 $1.16 6d 1 0.02mi
2800 Halite Bnd Pflugerville, TX 3.0 2.0 1200 $1,700 $1.42 42d 1 0.31mi
2800 Halite Bnd #1105 Pflugerville, TX 3.0 2.0 1250 $1,700 $1.36 113d 1 0.31mi
2804 Halite Bnd Pflugerville, TX 3.0 2.0 1400 $1,800 $1.29 42d 1 0.32mi
2804 Halite Bnd #1103 Pflugerville, TX 3.0 2.0 1349 $1,800 $1.33 62d 1 0.32mi
14417 Koti Way Pflugerville, TX 3.0 2.0 1474 $1,999 $1.36 139d 1 0.47mi
14408 Koti Way Pflugerville, TX 4.0 2.0 1668 $2,200 $1.32 139d 1 0.50mi
14408 Koti Way Pflugerville, TX 4.0 2.0 1668 $2,100 $1.26 8d 1 0.50mi
2809 Schwartz Ln Pflugerville, TX 4.0 2.5 1856 $2,100 $1.13 42d 1 0.51mi
14307 Macquarie Dr Pflugerville, TX 4.0 2.0 2025 $2,275 $1.12 82d 1 0.52mi
2808 Schwartz Ln Pflugerville, TX 3.0 2.0 1479 $1,850 $1.25 94d 1 0.52mi
2720 Schwartz Ln Pflugerville, TX 4.0 2.5 1874 $2,000 $1.07 8d 1 0.54mi
2920 Tweedy Trl Pflugerville, TX 3.0 2.0 1481 $3,300 $2.23 8d 1 0.56mi
2920 Tweedy Trl Pflugerville, TX 3.0 2.0 1481 $5,000 $3.38 107d 1 0.56mi
14425 Treyvon Rd Pflugerville, TX 4.0 2.0 1707 $2,199 $1.29 8d 1 0.58mi
14213 Cantarra Dr Pflugerville, TX 4.0 2.0 1827 $2,200 $1.20 64d 1 0.59mi
2909 Tweedy Trl Pflugerville, TX 4.0 2.5 2188 $2,200 $1.01 80d 1 0.59mi
14128 Macquarie Dr Pflugerville, TX 3.0 2.0 1368 $1,860 $1.36 67d 1 0.63mi
2612 Schwartz Ln Pflugerville, TX 4.0 2.0 1653 $2,099 $1.27 106d 1 0.64mi
14105 Cantarra Dr Pflugerville, TX 4.0 2.0 1992 $2,250 $1.13 119d 1 0.65mi
14013 Heywood Dr Pflugerville, TX 4.0 2.0 1672 $2,100 $1.26 94d 1 0.67mi
2913 Louris Ln Pflugerville, TX 4.0 2.0 2017 $2,200 $1.09 8d 1 0.68mi
2704 Shimsham Dr Pflugerville, TX 4.0 2.5 1950 $2,200 $1.13 42d 1 0.69mi
14015 Macquarie Dr Pflugerville, TX 4.0 2.5 2141 $2,300 $1.07 82d 1 0.70mi
3025 Egan Dr Pflugerville, TX 4.0 2.0 1863 $2,200 $1.18 8d 1 0.70mi
14102 Macquarie Dr Pflugerville, TX 3.0 2.5 1779 $2,100 $1.18 0d 1 0.71mi
14007 Levy Ln Pflugerville, TX 3.0 2.0 1368 $1,800 $1.32 8d 1 0.71mi
2712 Louris Ln Pflugerville, TX 3.0 2.0 1220 $2,099 $1.72 63d 1 0.71mi
14209 Eientrill Pass Pflugerville, TX 4.0 2.0 1627 $2,000 $1.23 8d 1 0.73mi
14308 Eientrill Pass Pflugerville, TX 3.0 2.0 1276 $1,924 $1.51 8d 1 0.74mi
14108 Boquist Dr Pflugerville, TX 4.0 2.0 1999 $2,200 $1.10 140d 1 0.74mi
3103 Crystal Bend Dr Pflugerville, TX 4.0 2.5 2189 $2,200 $1.01 119d 1 0.78mi
14101 Heimhome Bnd Pflugerville, TX 4.0 2.5 1984 $2,100 $1.06 139d 1 0.81mi
2528 Willkomen Way Pflugerville, TX 4.0 2.0 1707 $2,199 $1.29 79d 1 0.82mi
14017 Saving Grace Way Pflugerville, TX 4.0 2.0 1627 $2,050 $1.26 83d 1 0.86mi
1620 Purple Martin Dr Pflugerville, TX 4.0 2.5 2144 $2,399 $1.12 56d 1 0.86mi
14305 Sandrock Bnd Pflugerville, TX 3.0 2.0 1266 $1,745 $1.38 42d 1 0.88mi
1610 Purple Martin Dr Pflugerville, TX 3.0 2.0 1914 $2,299 $1.20 8d 1 0.89mi
14229 Sandrock Bnd Pflugerville, TX 4.0 2.5 1950 $1,975 $1.01 8d 1 0.89mi
2541 Forgetmenot Ln Pflugerville, TX 4.0 2.5 2003 $2,400 $1.20 139d 1 0.89mi

Listing history 50 events

  1. 2026-09-24
    days on market $129,995 Active 547 DOM
  2. 2026-09-23
    days on market $129,995 Active 546 DOM
  3. 2026-09-22
    days on market $129,995 Active 545 DOM
  4. 2026-09-21
    days on market $129,995 Active 544 DOM
  5. 2026-09-20
    days on market $129,995 Active 543 DOM
  6. 2026-09-19
    days on market $129,995 Active 542 DOM
  7. 2026-09-18
    days on market $129,995 Active 541 DOM
  8. 2026-09-17
    days on market $129,995 Active 540 DOM
  9. 2026-09-16
    days on market $129,995 Active 539 DOM
  10. 2026-09-15
    days on market $129,995 Active 538 DOM
  11. 2026-09-14
    days on market $129,995 Active 537 DOM
  12. 2026-09-13
    days on market $129,995 Active 536 DOM
  13. 2026-09-12
    days on market $129,995 Active 535 DOM
  14. 2026-09-11
    days on market $129,995 Active 534 DOM
  15. 2026-09-05
    days on market $129,995 Active 528 DOM
  16. 2026-09-04
    days on market $129,995 Active 527 DOM
  17. 2026-09-03
    days on market $129,995 Active 526 DOM
  18. 2026-08-31
    days on market $129,995 Active 523 DOM
  19. 2026-08-30
    days on market $129,995 Active 522 DOM
  20. 2026-08-29
    days on market $129,995 Active 521 DOM
  21. 2026-08-28
    days on market $129,995 Active 520 DOM
  22. 2026-08-27
    days on market $129,995 Active 519 DOM
  23. 2026-08-25
    days on market $129,995 Active 517 DOM
  24. 2026-08-24
    days on market $129,995 Active 516 DOM
  25. 2026-08-23
    days on market $129,995 Active 515 DOM
  26. 2026-08-22
    days on market $129,995 Active 514 DOM
  27. 2026-08-21
    days on market $129,995 Active 513 DOM
  28. 2026-08-20
    days on market $129,995 Active 512 DOM
  29. 2026-08-19
    days on market $129,995 Active 511 DOM
  30. 2026-08-18
    days on market $129,995 Active 510 DOM
  31. 2026-08-17
    days on market $129,995 Active 509 DOM
  32. 2026-08-16
    days on market $129,995 Active 508 DOM
  33. 2026-08-15
    days on market $129,995 Active 507 DOM
  34. 2026-08-14
    days on market $129,995 Active 506 DOM
  35. 2026-08-13
    days on market $129,995 Active 505 DOM
  36. 2026-08-12
    days on market $129,995 Active 504 DOM
  37. 2026-08-11
    days on market $129,995 Active 503 DOM
  38. 2026-08-10
    days on market $129,995 Active 502 DOM
  39. 2026-08-09
    days on market $129,995 Active 501 DOM
  40. 2026-08-08
    days on market $129,995 Active 500 DOM
  41. 2026-08-06
    days on market $129,995 Active 498 DOM
  42. 2026-08-05
    days on market $129,995 Active 497 DOM
  43. 2026-08-04
    days on market $129,995 Active 496 DOM
  44. 2026-08-03
    days on market $129,995 Active 495 DOM
  45. 2026-07-31
    days on market $129,995 Active 492 DOM
  46. 2026-07-30
    days on market $129,995 Active 490 DOM
  47. 2026-07-28
    days on market $129,995 Active 489 DOM
  48. 2026-07-26
    days on market $129,995 Active 487 DOM
  49. 2026-07-24
    days on market $129,995 Active 485 DOM
  50. 2026-07-23
    days on market $129,995 Active 484 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,515
− Mortgage interest
−$7,282
− Property taxes
−$1,950
− Insurance
−$650
− Repairs & maintenance
−$1,561
− Management
−$1,561
− Depreciation
−$3,782
Taxable income
$2,729
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$655
After-tax cash flow
$3,981/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab Est. rehab $8,100–$24,300 screening

This move-in-ready manufactured home features modern finishes and a spacious layout, ideal for both resale and rental.

Value-add opportunities

  • Resale Paint exterior — Enhances curb appeal
  • Rental Clean gutters — Keeps home in good condition

ⓘ Rehab cost is a screening estimate — Cosmetic scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 42/100

Zoned Schools

Elementary Wilhelmina Delco El F TX #2,668/4,322 Nat'l #27,846/41,679 Middle Bohls Middle High Hendrickson H S C- TX #422/1,632 Nat'l #4,773/17,239

Schools (NCES district)

District
Pflugerville ISD
NCES district ID
4834830
Math proficiency
33% ▼ -16.00%
Reading proficiency
42% ▼ -7.00%
Median HH income
$66,723
Composite
33.99/100
National rank
#5321
State rank
#421 of 826 in TX
A Composite livability gradescore 81/100

Livability — Pflugerville

Score
81/100
State rank
#26
US rank
#1492

Category grades

Amenities C+ Commute F Cost of living B+ Crime B Employment A+ Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Travis County · 1,545,133 people
City population
124,834
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
124,834
Household income
$113,205
Rent vs Own
33.9% rent · 66.1% own
Severe rent burden
11% of renters

Population outlook (Travis County) Hauer SSP2

Today (2025)
1,545,133 people
By 2030
1,729,269 · +11.9%
By 2040
2,097,596 · +35.8%
By 2050
2,463,890 · +59.5%
By 2075
3,249,374 · +110.3%
By 2100
3,801,868 · +146.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.72)
Race & ethnicity
Hispanic / Latino 35% White 34% Two or more races 19% Black 16% Asian 10%
Hispanic origin (detail)
Mexican 25% Puerto Rican 2% Cuban 2%
Common ancestry
Lithuanian 4% Slovak 3% Italian 1%
Foreign-born
18% · Canada, Vietnam, China
Languages at home
69% English-only · Spanish 19% Other Indo-European 3% Vietnamese 3%

Political lean MEDSL · Travis

2024 margin
Solid D (+39.3) · D 68.8% · R 29.4% · Other 1.8%
2008→2024 swing
+9.9pp toward D · 2008: 29.4pp · 2024: 39.3pp
All cycles
2024: D+39.3 2020: D+45.0 2016: D+38.9 2012: D+23.9 2008: D+29.4

Not yet ingested

Civics

Price history

1 event — show timeline
  • 2025-03-27 Listed $129,995 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…