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89 Huett Ln
C+ Composite 62.26
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +26.0/30.0
  • DSCR +8.8/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.9/10.0
  • Schools +4.6/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$104,900

89 Huett Ln · Pottsville, AR 72802
3 bd · 2.0 ba · 1,216 sqft · Manufactured · 41 Days on market
Built 1996 1.01 ac lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Unique opportunity featuring two manufactured homes on separate acreage offering flexibility for multi-generational living or potential investment use. The primary residence is a 2023 double wide manufactured home with 3 bedrooms and 2 bathrooms, featuring a modern farmhouse-style interior, spacious layout, and walk-in closets. The home also includes a backup generator and a detached storage building. This residence sits on approximately 1.46 acres. The second residence is a 3-bedroom, 2-bathroom single-wide manufactured home situated on approximately 1.01 acres. Improvements include a 24x20 shop, an attached storage area, and a greenhouse, providing excellent space for hobbies, storage, or gardening. This property offers the potential to purchase both homes together as a package, with the possibility of selling them separately. See MLS # 1343573 & MLS #1343543, and this one they are combined

Key facts

  • Country living
  • Greenhouse
  • 1.01 acre lot

Tags

POTTSVILLE SCHOOL DISTRICTGREENHOUSECOUNTRY LIVING

Property features AI

Finance

  • HOA & community: Monthly association fee; Near fire station

Exterior

  • Parking: Detached garage; 1 covered parking space
  • Security: Smoke detector(s)
  • Utilities: Propane available; Public water; Septic (septic tank) available
  • Home design: Single-story; Vinyl siding; Crawlspace foundation; Shingle (asphalt) roof; Shared road frontage
  • Construction: Vinyl siding construction; Built 25+ years ago
  • Exterior features: Cleared, open lot; Gravel driveway; Covered porch/patio; Outbuilding; Workshop; Smoke detectors

Interior

  • Kitchen: Dishwasher; Electric cooktop
  • Flooring: Carpet; Vinyl
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central heating; Electric cooling
  • Interior features: Built-in features; Walk-in closet(s); Window treatments; Blinds
  • Laundry & utility: Washer hookup; Dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $105k.

Deal economics

  • At list price, monthly cash flow is $262 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $105k).
  • Recommended offer: $102k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 69/100 on livability (#61 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Pottsville School District (rural): math 55% / reading 54% proficiency, ranked #8 of 238 in AR (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Pottsville Elementary School (math 77% / reading 52%, grade B, #24 of 454 statewide, top 6%, 599 students, 43% FRL); Pottsville Junior High School (math 44% / reading 53%, grade C-, #38 of 201 statewide, top 19%, 471 students, 36% FRL); Pottsville High School (math 27% / reading 47%, grade F, #64 of 292 statewide, top 26%, 379 students, 28% FRL) — zoned schools at 36% FRL track the district average.
  • Market conditions: 218 active listings in the ZIP; 55 units permitted in Pope County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $725 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Pope County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 41 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $101,753 (3.0% below list)

Questions for the listing agent

  1. It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.19%
Cap rate
9.29%
Cash-on-cash
10.70%
DSCR
1.48
GRM
7.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-0.3%
Equity multiple
0.99×
Total profit
$-301
Equity at exit
$15,641
10-year hold
IRR
9.4%
Equity multiple
1.72×
Total profit
$21,291
Equity at exit
$9,070

Cash invested: $29,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72802

Home prices YoY
-14.1%
Active inventory
218
Price-to-rent
7.0×

Monthly cashflow live

Estimated rent
$1,249 medium interval (Pro) →
Mortgage (P&I)
$550
Tax est. 1.5%
$131 /mo · $1,574/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$262
Net cashflow
$262

Break-even live

Break-even rent $918
Max offer price $104,900
Occupancy floor 74%

Sensitivity live

Price -10% $334 -5% $298 +0% $262 +5% $226 +10% $189
Rent -10% $163 -5% $213 +0% $262 +5% $311 +10% $361
Rate -1.0pp $315 -0.5pp $289 base $262 +0.5pp $235 +1.0pp $207

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,225
Closing costs
$3,147
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 14 events

  1. 2026-06-12
    pricestatusdays on marketlisting id $104,900 Pending 41 DOM
  2. 2026-06-09
    days on market $324,900 Active 84 DOM
  3. 2026-06-08
    days on market $324,900 Active 83 DOM
  4. 2026-06-07
    days on market $324,900 Active 82 DOM
  5. 2026-06-05
    days on market $324,900 Active 79 DOM
  6. 2026-06-03
    days on market $324,900 Active 78 DOM
  7. 2026-06-02
    days on market $324,900 Active 77 DOM
  8. 2026-06-01
    days on market $324,900 Active 76 DOM
  9. 2026-05-31
    remarks 699-char remark
  10. 2026-05-31
    pricedays on marketlisting id $324,900 Active 75 DOM
  11. 2026-05-31
    days on market $104,900 Active 41 DOM
  12. 2026-05-30
    days on market $104,900 Active 40 DOM
  13. 2026-04-20
    listed $104,900 Active
  14. 2026-03-13
    listed $324,900 Active 911-char remark
    Show marketing remark (911 chars)

    Unique opportunity featuring two manufactured homes on separate acreage offering flexibility for multi-generational living or potential investment use. The primary residence is a 2023 double wide manufactured home with 3 bedrooms and 2 bathrooms, featuring a modern farmhouse-style interior, spacious layout, and walk-in closets. The home also includes a backup generator and a detached storage building. This residence sits on approximately 1.46 acres. The second residence is a 3-bedroom, 2-bathroom single-wide manufactured home situated on approximately 1.01 acres. Improvements include a 24x20 shop, an attached storage area, and a greenhouse, providing excellent space for hobbies, storage, or gardening. This property offers the potential to purchase both homes together as a package, with the possibility of selling them separately. See MLS # 1343573 & MLS #1343543, and this one they are combined

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,990
− Mortgage interest
−$5,876
− Property taxes
−$1,574
− Insurance
−$524
− Repairs & maintenance
−$1,199
− Management
−$1,199
− Depreciation
−$3,052
Taxable income
$1,566
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$376
After-tax cash flow
$2,767/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pottsville School District
NCES district ID
0511700
Math proficiency
55% ▼ -13.00%
Reading proficiency
54% ▼ -10.00%
Median HH income
$46,088
Composite
46.15/100
National rank
#2501
State rank
#8 of 238 in AR

Livability — Pottsville

Score
69/100
State rank
#61
US rank
#8229

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment B Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pope County · 42,302 people
Metro
Russellville, AR
Population (ZIP)
23,283
Household income
$64,110
Rent vs Own
22.7% rent · 77.3% own
Severe rent burden
404.0

Population outlook (Pope County) Hauer SSP2

Today (2025)
66,303 people
By 2030
67,635 · +2.0%
By 2040
70,046 · +5.6%
By 2050
72,107 · +8.8%
By 2075
78,042 · +17.7%
By 2100
82,343 · +24.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 11% Two or more races 7% Black 2%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Serbian 2% Lithuanian 2% Slovak 2%
Foreign-born
6% · Canada
Languages at home
91% English-only · Spanish 8% French/Haitian/Cajun 1%

Political lean MEDSL · Pope

2024 margin
Solid R (+52.2) · D 22.7% · R 74.9% · Other 2.4%
2008→2024 swing
-8.9pp toward R · 2008: -43.3pp · 2024: -52.2pp
All cycles
2024: R+52.2 2020: R+50.4 2016: R+50.5 2012: R+47.2 2008: R+43.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -37.02%
Current HPI
225.2177
Rent YoY
Metro
Russellville, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

-67.7% since first listed
2 events — show timeline
  • 2026-04-20 Listed $104,900 NWARMLS
  • 2026-03-13 Listed $324,900 NWARMLS

Property tax history

-0.8%/yr

Latest (2025): $80 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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