89 Huett Ln · Pottsville, AR
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +26.0/30.0
- DSCR +8.8/10.0
- ARV discount +7.5/15.0
- 1% rule +6.9/10.0
- Schools +4.6/10.0
- Livability +3.5/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$104,900
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Unique opportunity featuring two manufactured homes on separate acreage offering flexibility for multi-generational living or potential investment use. The primary residence is a 2023 double wide manufactured home with 3 bedrooms and 2 bathrooms, featuring a modern farmhouse-style interior, spacious layout, and walk-in closets. The home also includes a backup generator and a detached storage building. This residence sits on approximately 1.46 acres. The second residence is a 3-bedroom, 2-bathroom single-wide manufactured home situated on approximately 1.01 acres. Improvements include a 24x20 shop, an attached storage area, and a greenhouse, providing excellent space for hobbies, storage, or gardening. This property offers the potential to purchase both homes together as a package, with the possibility of selling them separately. See MLS # 1343573 & MLS #1343543, and this one they are combined
Key facts
- Country living
- Greenhouse
- 1.01 acre lot
Tags
Property features AI
Finance
- HOA & community: Monthly association fee; Near fire station
Exterior
- Parking: Detached garage; 1 covered parking space
- Security: Smoke detector(s)
- Utilities: Propane available; Public water; Septic (septic tank) available
- Home design: Single-story; Vinyl siding; Crawlspace foundation; Shingle (asphalt) roof; Shared road frontage
- Construction: Vinyl siding construction; Built 25+ years ago
- Exterior features: Cleared, open lot; Gravel driveway; Covered porch/patio; Outbuilding; Workshop; Smoke detectors
Interior
- Kitchen: Dishwasher; Electric cooktop
- Flooring: Carpet; Vinyl
- Bathrooms: Two full bathrooms
- Heating & cooling: Central heating; Electric cooling
- Interior features: Built-in features; Walk-in closet(s); Window treatments; Blinds
- Laundry & utility: Washer hookup; Dryer hookup; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath manufactured listed at $105k.
Deal economics
- At list price, monthly cash flow is $262 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $105k).
- Recommended offer: $102k (3.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 69/100 on livability (#61 in AR) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
- Pottsville School District (rural): math 55% / reading 54% proficiency, ranked #8 of 238 in AR (top 3%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Pottsville Elementary School (math 77% / reading 52%, grade B, #24 of 454 statewide, top 6%, 599 students, 43% FRL); Pottsville Junior High School (math 44% / reading 53%, grade C-, #38 of 201 statewide, top 19%, 471 students, 36% FRL); Pottsville High School (math 27% / reading 47%, grade F, #64 of 292 statewide, top 26%, 379 students, 28% FRL) — zoned schools at 36% FRL track the district average.
- Market conditions: 218 active listings in the ZIP; 55 units permitted in Pope County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $725 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Pope County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
Negotiation context
- It's been on market 41 days — a 3% lower offer ($102k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- It's been on market 41 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.19% ✓
- Cap rate
- 9.29%
- Cash-on-cash
- 10.70%
- DSCR
- 1.48
- GRM
- 7.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -0.3%
- Equity multiple
- 0.99×
- Total profit
- $-301
- Equity at exit
- $15,641
- IRR
- 9.4%
- Equity multiple
- 1.72×
- Total profit
- $21,291
- Equity at exit
- $9,070
Cash invested: $29,372 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72802
- Home prices YoY
- -14.1%
- Active inventory
- 218
- Price-to-rent
- 7.0×
Monthly cashflow live
- Estimated rent
- $1,249 medium interval (Pro) →
- Mortgage (P&I)
- −$550
- Tax est. 1.5%
- −$131 /mo · $1,574/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$262
- Net cashflow
- $262
Break-even live
Sensitivity live
| Price | -10% $334 | -5% $298 | +0% $262 | +5% $226 | +10% $189 |
|---|---|---|---|---|---|
| Rent | -10% $163 | -5% $213 | +0% $262 | +5% $311 | +10% $361 |
| Rate | -1.0pp $315 | -0.5pp $289 | base $262 | +0.5pp $235 | +1.0pp $207 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,225
- Closing costs
- $3,147
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 14 events
-
2026-06-12pricestatusdays on market $104,900 Pending 41 DOM
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2026-06-09days on market $324,900 Active 84 DOM
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2026-06-08days on market $324,900 Active 83 DOM
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2026-06-07days on market $324,900 Active 82 DOM
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2026-06-05days on market $324,900 Active 79 DOM
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2026-06-03days on market $324,900 Active 78 DOM
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2026-06-02days on market $324,900 Active 77 DOM
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2026-06-01days on market $324,900 Active 76 DOM
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2026-05-31remarks 699-char remark
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2026-05-31pricedays on market $324,900 Active 75 DOM
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2026-05-31days on market $104,900 Active 41 DOM
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2026-05-30days on market $104,900 Active 40 DOM
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2026-04-20$104,900 Active
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2026-03-13$324,900 Active 911-char remark
Show marketing remark (911 chars)
Unique opportunity featuring two manufactured homes on separate acreage offering flexibility for multi-generational living or potential investment use. The primary residence is a 2023 double wide manufactured home with 3 bedrooms and 2 bathrooms, featuring a modern farmhouse-style interior, spacious layout, and walk-in closets. The home also includes a backup generator and a detached storage building. This residence sits on approximately 1.46 acres. The second residence is a 3-bedroom, 2-bathroom single-wide manufactured home situated on approximately 1.01 acres. Improvements include a 24x20 shop, an attached storage area, and a greenhouse, providing excellent space for hobbies, storage, or gardening. This property offers the potential to purchase both homes together as a package, with the possibility of selling them separately. See MLS # 1343573 & MLS #1343543, and this one they are combined
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,990
- − Mortgage interest
- −$5,876
- − Property taxes
- −$1,574
- − Insurance
- −$524
- − Repairs & maintenance
- −$1,199
- − Management
- −$1,199
- − Depreciation
- −$3,052
- Taxable income
- $1,566
- Est. tax owed @ 24.0%
- −$376
- After-tax cash flow
- $2,767/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pottsville School District
- NCES district ID
- 0511700
- Math proficiency
- 55% ▼ -13.00%
- Reading proficiency
- 54% ▼ -10.00%
- Median HH income
- $46,088
- Composite
- 46.15/100
- National rank
- #2501
- State rank
- #8 of 238 in AR
Livability — Pottsville
- Score
- 69/100
- State rank
- #61
- US rank
- #8229
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Pope County · 42,302 people
- Metro
- Russellville, AR
- Population (ZIP)
- 23,283
- Household income
- $64,110
- Rent vs Own
- Severe rent burden
- 404.0
Population outlook (Pope County) Hauer SSP2
- Today (2025)
- 66,303 people
- By 2030
- 67,635 · +2.0%
- By 2040
- 70,046 · +5.6%
- By 2050
- 72,107 · +8.8%
- By 2075
- 78,042 · +17.7%
- By 2100
- 82,343 · +24.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 11% Two or more races 7% Black 2%
- Hispanic origin (detail)
- Mexican 6%
- Common ancestry
- Serbian 2% Lithuanian 2% Slovak 2%
- Foreign-born
- 6% · Canada
- Languages at home
- 91% English-only · Spanish 8% French/Haitian/Cajun 1%
Political lean MEDSL · Pope
- 2024 margin
- Solid R (+52.2) · D 22.7% · R 74.9% · Other 2.4%
- 2008→2024 swing
- -8.9pp toward R · 2008: -43.3pp · 2024: -52.2pp
- All cycles
- 2024: R+52.2 2020: R+50.4 2016: R+50.5 2012: R+47.2 2008: R+43.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -37.02%
- Current HPI
- 225.2177
- Rent YoY
- —
- Metro
- Russellville, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
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| Food / Agriculture | 1 | $53B |
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| Retail / Energy | 1 | $22B |
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| Transportation / Logistics | 1 | $12B |
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| Energy | 1 | $4B |
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Price history
-67.7% since first listed2 events — show timeline
- 2026-04-20 Listed $104,900 NWARMLS
- 2026-03-13 Listed $324,900 NWARMLS
Property tax history
-0.8%/yrLatest (2025): $80 · +0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…