1913 Muriel Ave · Prichard, AL 36610

$24,900

2 bd · 2.0 ba · 1,140 sqft · SingleFamily public records · 56 Days on market

Built 1970 6,041 sqft lot $22/sqft · 14% below area Est $29k · 14% under ↓ 17% since listing

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +13.7/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Appreciation +5.2/10.0
• Livability +2.7/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0

Listing remarks

This 2-bedroom, 1-bath home is ready for its new owners! Enjoy a partially fenced yard with plenty of space for gardening, playtime, or pets to roam. Don’t miss your chance—contact your favorite realtor today to schedule a showing! Sale may be subject to Alabama’s One-Year Right of Redemption.

Key facts

• Space for gardening
• Space for playtime
• Space for pets

Tags

• PARTIALLY FENCED YARD
• SPACE FOR GARDENING
• SPACE FOR PLAYTIME
• SPACE FOR PETS

Property features AI

Finance

• Other: Land is not leased; Property has a view; Chain link fencing
• Financial info: No financial details provided
• HOA & community: Subdivision: Mcarthur Court

Exterior

• Parking: Driveway
• Security: No security features listed
• Utilities: Public sewer; No electric provider specified; No additional utilities listed
• Home design: Single family residence; Residential property; Built in 1970
• Construction: Wood siding exterior; Shingle roof; Pillar/post/pier foundation
• Exterior features: No exterior features listed

Interior

• Kitchen: Other kitchen features; Appliances: Other
• Bedrooms: 2 bedrooms
• Flooring: No flooring specified
• Bathrooms: 1 full bathroom
• Heating & cooling: No heating; No cooling
• Interior features: Other interior features
• Laundry & utility: No specific laundry or utility features listed

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $25k.

Deal economics

• At list price, monthly cash flow is $598 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($947 rent vs $25k).
• Recommended offer: $24k (3.0% below list) — sets the bar for market timing.
• Cap rate 35.1% vs local median 11.4% in Prichard — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 54/100 on livability (#472 in AL) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A; Watch: schools D-, crime F, amenities F.
• Mobile County (urban): math 15% / reading 39% proficiency, ranked #81 of 129 in AL (top 63%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 67% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 41 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 1,678 units permitted in Mobile County in 2024 (264 in 5+ unit buildings).

Forward outlook

• In year one you build about $265 of equity ($172 loan paydown + $93 appreciation (0.4% local appreciation)).
• Mobile County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
• At projected returns (0.4% appreciation + 3.0% rent growth), your $7k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• It's been on market 56 days — a 3% lower offer ($24k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $24,153 (3.0% below list)

Questions for the listing agent

1. It's been on market 56 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 3.80% ✓
• Cap rate: 35.11%
• Cash-on-cash: 102.91%
• DSCR: 5.58
• GRM: 2.2

CMA / ARV

• ARV (median comp): $28,847
• List price: $24,900
• Delta: -13.68%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
1207 Clara Ave	0.42mi	3/2.0 (+1)	1,240 (+9%)	9mo	$20,000	$16	54
853 Garrison Ave	0.69mi	3/1.5 (+1)	1,020 (-10%)	13mo	$15,000	$15	33

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

0.37% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 6.42×
• Total profit: $37,791
• Equity at exit: $7,697

10-year hold

• IRR: —
• Equity multiple: 13.29×
• Total profit: $85,716
• Equity at exit: $9,633

Cash invested: $6,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Alabama: 90 Strongly Landlord-Friendly · R+15
• County: — inherits STATE
• City: — inherits STATE

Right-to-evict in 7 days for non-payment; no rent control; preempted statewide; courts move quickly.

Methodology + full state rankings →

ZIP-level market 36610

• Home prices YoY: 0.9%
• Active inventory: 41
• Price-to-rent: 2.2×

Monthly cashflow live

• Estimated rent: $947 high
• Mortgage (P&I): −$131
• Tax from tax record: −$9 /mo · $112/yr
• Insurance: −$10
• HOA: −$0
• Vacancy / Maint / Mgmt: −$199
• Net cashflow: $598

Break-even live

Break-even rent $190

Max offer price $24,900

Occupancy floor 32%

Sensitivity live

Price	-10% $612	-5% $605	+0% $598	+5% $591	+10% $584
Rent	-10% $523	-5% $560	+0% $598	+5% $635	+10% $673
Rate	-1.0pp $610	-0.5pp $604	base $598	+0.5pp $591	+1.0pp $585

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $6,225
• Closing costs: $747
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
100 Dairy Rd Mobile, AL	2.0–3.0	2.0	999	$975	$0.98	14d	1	0.62mi
3427 Stovall St Mobile, AL	3.0	1.0	1025	$850	$0.83	22d	1	1.23mi
408 Rawls Ave Mobile, AL	2.0	1.0	1032	$1,100	$1.07	14d	1	1.39mi
2966 Northwest Dr Mobile, AL	3.0	1.0	792	$895	$1.13	22d	1	1.43mi
1701 Bear Fork Rd Unit 7 Mobile, AL	3.0	2.0	1064	$950	$0.89	44d	1	1.49mi
1701 Bear Fork Rd Unit 2 Mobile, AL	2.0	2.0	1064	$875	$0.82	44d	1	1.49mi

Listing history 17 events

1. 2026-06-18
   days on market $24,900 Active 56 DOM
2. 2026-06-17
   days on market $24,900 Active 55 DOM
3. 2026-06-16
   days on market $24,900 Active 54 DOM
4. 2026-06-15
   days on market $24,900 Active 53 DOM
5. 2026-06-14
   days on market $24,900 Active 51 DOM
6. 2026-06-13
   days on market $24,900 Active 50 DOM
7. 2026-06-10
   days on market $24,900 Active 48 DOM
8. 2026-06-09
   days on market $24,900 Active 47 DOM
9. 2026-06-08
   days on market $24,900 Active 46 DOM
10. 2026-06-07
    days on market $24,900 Active 45 DOM
11. 2026-06-05
    days on market $24,900 Active 42 DOM
12. 2026-06-03
    days on market $24,900 Active 41 DOM
13. 2026-06-02
    days on market $24,900 Active 40 DOM
14. 2026-06-01
    days on market $24,900 Active 39 DOM
15. 2026-05-31
    days on market $24,900 Active 38 DOM
16. 2026-05-30
    days on market $24,900 Active 37 DOM
17. 2026-04-23
    listed $29,900 Active 314-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AL · Resets to sale price

• Current annual tax: $112 · $9/mo
• Projected year-2 tax: $112 · $9/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥104°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,365
• − Mortgage interest: −$1,395
• − Property taxes: −$112
• − Insurance: −$124
• − Repairs & maintenance: −$909
• − Management: −$909
• − Depreciation: −$724
• Taxable income: $7,191
• Est. tax owed @ 24.0%: −$1,726
• After-tax cash flow: $5,449/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Mobile County
• NCES district ID: 0102370
• Math proficiency: 15% ▼ -28.00%
• Reading proficiency: 39% ▬ 0.00%
• Median HH income: $42,455
• Composite: 22.9/100
• National rank: #8002
• State rank: #81 of 129 in AL

Livability — Prichard

• Score: 54/100
• State rank: #472
• US rank: #24080

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment F Housing A Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Prichard, AL
• City population: 13,402
• Population (ZIP): 9,692

Population outlook (Mobile County) Hauer SSP2

• Today (2025): 415,303 people
• By 2030: 411,755 · -0.9%
• By 2040: 399,670 · -3.8%
• By 2050: 382,616 · -7.9%
• By 2075: 337,353 · -18.8%
• By 2100: 283,391 · -31.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (97%)
• Race & ethnicity: Black 97% Hispanic / Latino 1% White 1%
• Foreign-born: 0%

Political lean MEDSL · Mobile

• 2024 margin: R (+16.4) · D 41.3% · R 57.7%
• 2008→2024 swing: -7.7pp toward R · 2008: -8.7pp · 2024: -16.4pp
• All cycles: 2024: R+16.4 2020: R+11.9 2016: R+13.9 2012: R+9.3 2008: R+8.7

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.37%
• Current HPI: 42.6203
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.94%
• F500 in state: 4

Industry mix (Fortune 500 HQ in AL)

Industry	F500 HQs	Revenue
▸Financial Services	1	$8B
▸Healthcare	1	$5B

Price history

-16.7% since first listed

2 events — show timeline

• 2026-05-27 Price Changed $24,900 GCMLS AL
• 2026-04-23 Listed $29,900 GCMLS AL

Property tax history

+2.3%/yr

Latest (2025): $112 · +0.0% YoY. Source: county tax records.