3030 Hatton · San Antonio, TX 78237

$155,000

3 bd · 1.5 ba · 1,606 sqft · SingleFamily public records · 207 Days on market

Built 1958 7,361 sqft lot Est $186k · 17% under ↓ 6% since listing

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Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +12.4/30.0
• Appreciation +10.0/10.0
• 1% rule +4.5/10.0
• Rent growth +4.0/5.0
• Livability +4.0/5.0
• DSCR +3.7/10.0
• Condition / age +2.5/5.0
• Schools +1.3/10.0

Listing remarks

Welcome to this thoughtfully designed one-story, 4-bedroom, 2-bath home with a storage shed, offering comfort, functionality, and space to grow. The open floor plan features two spacious living areas and a dedicated dining room, perfect for entertaining or family gatherings. The kitchen offers gas cooking and plenty of workspace for the home chef. The primary bedroom provides a comfortable retreat, while the additional bedrooms offer flexibility for guests, a home office, or hobbies. Enjoy the large backyard with plenty of room for outdoor activities and future enhancements-all with no HOA. Schedule a private tour today!

Key facts

• Open floor plan
• Gas cooking
• Large backyard

Tags

• STORAGE SHED
• OPEN FLOOR PLAN
• TWO SPACIOUS LIVING AREAS
• DEDICATED DINING ROOM
• GAS COOKING
• LARGE BACKYARD

Property features AI

Finance

• Other:
• Financial info: Currently being leased; Down payment assistance resources available
• HOA & community: Subdivision: EDGEWOOD

Exterior

• Parking:
• Security:
• Utilities: Gas service: CPS; Electricity: CPS; Water: SAWS; Sewer: SAWS; City garbage service
• Home design: Pre-owned single-family property; Approximate age: 68 years
• Construction: Asbestos shingle exterior; Composition roof; Slab foundation
• Exterior features: City view; Street paved with curbs, gutters and sidewalks

Interior

• Kitchen: Eat-in kitchen; Stove/Range; Dishwasher; Vent fan; Kitchen dimensions: 10 x 12
• Bedrooms: Master bedroom on lower level with ceiling fan and full bath; Bedroom 2: 10 x 10; Bedroom 3: 10 x 10; Bedroom 4: 10 x 10; Master bedroom dimensions: 10 x 11
• Flooring: Carpeting; Ceramic tile; Laminate flooring
• Bathrooms: Two full bathrooms; Master bath with tub/shower combination and single vanity; Master bath dimensions: 6 x 9
• Heating & cooling: Central heating (natural gas); Central air conditioning
• Interior features: Ceiling fans; Two living areas; Eat-in kitchen; Ground level / no steps; Open floor plan; Cable TV available; High-speed internet; Some window coverings remain
• Laundry & utility: Washer connection; Dryer connection

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $155k.

Deal economics

• At list price, monthly cash flow is $-26 ($-316/yr) — negative.
• To cash-flow at today's rent, offer at most $150k (3.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $146k (5.5% below list).
• Recommended offer: $136k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.1% vs local median 3.8% in San Antonio — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 80/100 on livability (#31 in TX, #1,616 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
• Edgewood ISD (urban): math 12% / reading 21% proficiency, ranked #812 of 826 in TX (top 98%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Alonso S Perales El (math 22% / reading 27%, grade F, #3,052 of 4,322 statewide, top 74%, 353 students, 93% FRL); John F Kennedy H S (math 17% / reading 18%, grade F, #1,451 of 1,632 statewide, top 89%, 1,042 students, 92% FRL) — zoned schools average 93% FRL vs 24% district-wide (68 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising fast (+6.1%/yr); 135 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 8,308 units permitted in Bexar County in 2024 (2,506 in 5+ unit buildings).

Forward outlook

• In year one you build about $17k of equity ($1k loan paydown + $16k appreciation (10.0% local appreciation)).
• Bexar County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (10.0% appreciation + 6.1% rent growth), your $43k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$42k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 207 days — a 12% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts; this cycle's ask has dropped $10k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1958 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major wind risk, 78% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $136,400 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 207 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1958 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.95% ✗
• Cap rate: 6.09%
• Cash-on-cash: -0.73%
• DSCR: 0.97
• GRM: 8.8

CMA / ARV

• ARV (on-the-fly): $186,296
• Comps found: 2

Show comp detail 2 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
710 Darby	0.60mi	3/2.0	1,672 (+4%)	3mo	$160,000	$96	60
1051 Kirk Pl	0.64mi	3/2.0	1,421 (-12%)	22mo	$165,000	$116	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 6.13% rent growth · sell at horizon

5-year hold

• IRR: 24.9%
• Equity multiple: 3.02×
• Total profit: $87,591
• Equity at exit: $139,636

10-year hold

• IRR: 22.9%
• Equity multiple: 7.23×
• Total profit: $270,393
• Equity at exit: $301,131

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 78237

• Home prices YoY: 14.1%
• Rents YoY: 6.1%
• Active inventory: 135
• Price-to-rent: 8.8×

Monthly cashflow live

• Estimated rent: $1,465 high
• Mortgage (P&I): −$813
• Tax from tax record: −$306 /mo · $3,674/yr
• Insurance: −$65
• HOA: −$0
• Vacancy / Maint / Mgmt: −$308
• Net cashflow: $-26

Break-even live

Break-even rent $1,498

Max offer price $150,352

Occupancy floor 97%

Sensitivity live

Price	-10% $61	-5% $18	+0% $-26	+5% $-70	+10% $-114
Rent	-10% $-142	-5% $-84	+0% $-26	+5% $32	+10% $89
Rate	-1.0pp $52	-0.5pp $13	base $-26	+0.5pp $-66	+1.0pp $-107

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 8 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1135 Ceralvo St San Antonio, TX	3.0	2.0	1164	$1,450	$1.25	5d	1	0.85mi
1135 Ceralvo St San Antonio, TX	3.0	2.0	1164	$1,450	$1.25	22d	1	0.85mi
2114 Jupiter St San Antonio, TX	3.0	3.0	1233	$1,457	$1.18	22d	1	0.94mi
2003 S Zarzamora St San Antonio, TX	1.0–4.0	1.0–2.0	1028	$1,257	$1.22	24d	1	1.34mi
118 Carthage Ct San Antonio, TX	3.0	2.0	1368	$1,450	$1.06	18d	1	1.44mi
463 Linares St San Antonio, TX	3.0	1.0	1220	$1,400	$1.15	24d	1	1.44mi
1823 San Carlos St San Antonio, TX	3.0	2.0	1090	$1,099	$1.01	2d	1	1.44mi
2910 S Laredo St Unit 2 San Antonio, TX	2.0	2.0	2127	$1,295	$0.61	4d	1	1.49mi

Listing history 16 events

1. 2026-06-21
   days on market $155,000 Active 207 DOM
2. 2026-06-18
   days on market $155,000 Active 205 DOM
3. 2026-06-17
   days on market $155,000 Active 204 DOM
4. 2026-06-16
   days on market $155,000 Active 203 DOM
5. 2026-06-15
   days on market $155,000 Active 202 DOM
6. 2026-06-13
   days on market $155,000 Active 200 DOM
7. 2026-06-12
   days on market $155,000 Active 199 DOM
8. 2026-06-09
   days on market $155,000 Active 196 DOM
9. 2026-06-08
   days on market $155,000 Active 195 DOM
10. 2026-06-08
    days on market $155,000 Active 194 DOM
11. 2026-06-07
    statusdays on market $155,000 Active 193 DOM
12. 2026-06-03
    days on market $155,000 Price Change 190 DOM
13. 2026-06-02
    days on market $155,000 Price Change 189 DOM
14. 2026-06-01
    days on market $155,000 Price Change 188 DOM
15. 2026-05-31
    remarks 628-char remark
16. 2026-05-31
    listed $155,000 Price Change 187 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $3,674 · $306/mo
• Projected year-2 tax: $3,674 · $306/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥109°F today · 22 d/yr by 30 yrs out
• 💨 Wind 7/10 Severe 78% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $17,580
• − Mortgage interest: −$8,682
• − Property taxes: −$3,674
• − Insurance: −$775
• − Repairs & maintenance: −$1,406
• − Management: −$1,406
• − Depreciation: −$4,509
• Taxable loss: −$2,874
• Est. tax savings @ 24.0%: +$690
• After-tax cash flow: $374/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Edgewood ISD
• NCES district ID: 4818150
• Math proficiency: 12% ▼ -18.00%
• Reading proficiency: 21% ▼ -5.00%
• Median HH income: $27,419
• Composite: 12.82/100
• National rank: #9597
• State rank: #812 of 826 in TX

Livability — San Antonio

• Score: 80/100
• State rank: #31
• US rank: #1616

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: San Antonio, TX
• County: Bexar County · 1,990,555 people
• City population: 1,806,925
• Metro: San Antonio-New Braunfels, TX
• Population (ZIP): 37,379
• Household income: $42,772
• Rent vs Own: 38.7% rent · 61.3% own
• Severe rent burden: 1185.0

Population outlook (Bexar County) Hauer SSP2

• Today (2025): 2,336,851 people
• By 2030: 2,560,728 · +9.6%
• By 2040: 3,020,569 · +29.3%
• By 2050: 3,493,522 · +49.5%
• By 2075: 4,668,459 · +99.8%
• By 2100: 5,533,242 · +136.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Hispanic (95%)
• Race & ethnicity: Hispanic / Latino 95% Two or more races 50% White 3% Native American 2% Black 2%
• Hispanic origin (detail): Mexican 84%
• Foreign-born: 18% · Canada
• Languages at home: 34% English-only · Spanish 66%

Political lean MEDSL · Bexar

• 2024 margin: Lean D (+9.8) · D 54.3% · R 44.6% · Other 1.1%
• 2008→2024 swing: +4.2pp toward D · 2008: 5.6pp · 2024: 9.8pp
• All cycles: 2024: D+9.8 2020: D+18.2 2016: D+13.5 2012: D+4.6 2008: D+5.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 30.52%
• Current HPI: 247.7257
• Rent YoY: ▲ 6.13%
• Metro: San Antonio-New Braunfels, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-6.1% since first listed

5 events — show timeline

• 2026-05-26 Price Changed $155,000 LERA
• 2026-03-30 Price Changed $164,999 LERA
• 2026-03-30 Relisted — LERA
• 2026-02-25 Listing Removed — LERA
• 2025-10-23 Listed $165,000 LERA

Property tax history

+5.1%/yr

Latest (2025): $3,674 · -3.7% YoY. Source: county tax records.