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1581 Crestview Dr
B- Composite 69.13
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.6/5.0
  • Schools +3.1/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$42,900

1581 Crestview Dr · Sedalia, MO 65301
1 bd · 1.0 ba · 760 sqft · Manufactured public records · 27 Days on market
Built 1971 0.28 ac lot $100/mo HOA · 12% of rent

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

SELLERS MOTIVATED! Affordable country living opportunity just outside the Sedalia city limits! This fixer-upper single wide trailer sits on 4 lots and offers plenty of potential for an investor, handyman, or buyer looking to make it their own. Property is being sold AS IS. Features include 1 remodeled bedroom and an updated kitchen, a large living room and dining area, mud room, and 1 full bathroom. The home sits on a permanent foundation and includes propane heat, 2 window A/C units, vinyl windows, and a 3yr old metal roof. Outside you’ll find a fully fenced yard, 2 carports, and 2 storage sheds offering extra space for tools, equipment, or hobbies. All appliances stay including wash

Key facts

  • 2 carports
  • 2 storage sheds
  • Remodeled bedroom

Tags

REMODELED BEDROOMUPDATED KITCHENPERMANENT FOUNDATIONFULLY FENCED YARD2 CARPORTS2 STORAGE SHEDS

Property features AI

Finance

  • Other: Lot approximately 0.28 acres
  • HOA & community: Homeowners association with a $100 monthly fee

Exterior

  • Parking: No garage
  • Utilities: Water and sewer information not provided; Power information not provided
  • Home design: Manufactured house (single wide); Single-family residence
  • Construction: Manufactured construction
  • Exterior features: Full chain-link fence; Fenced yard

Interior

  • Bathrooms: One full bathroom
  • Heating & cooling: Propane heating; Window unit cooling
  • Interior features: Window air conditioning units; Propane heating

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $43k.

Deal economics

  • At list price, monthly cash flow is $303 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($830 rent vs $43k).
  • Recommended offer: $42k (1.5% below list) — sets the bar for market timing.
  • Cap rate 14.8% vs local median 4.3% in Sedalia — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#107 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D, crime F, commute F.
  • Smithton R-VI (rural): math 36% / reading 36% proficiency, ranked #200 of 324 in MO (top 62%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 213 active listings in the ZIP; 109 units permitted in Pettis County in 2024 (46 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($58k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $297 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • Pettis County population projected to shrink 7% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $12k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 27 days — a 2% lower offer ($42k) is reasonable based on typical stale-listing flexibility.
Recommended offer $42,256 (1.5% below list)

Questions for the listing agent

  1. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.94%
Cap rate
14.78%
Cash-on-cash
30.30%
DSCR
2.35
GRM
4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
25.0%
Equity multiple
2.03×
Total profit
$12,410
Equity at exit
$6,397
10-year hold
IRR
32.8%
Equity multiple
3.99×
Total profit
$35,868
Equity at exit
$3,709

Cash invested: $12,012 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 65301

Home prices YoY
-21.8%
Active inventory
213
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$830 medium interval (Pro) →
Mortgage (P&I)
$225
Tax from tax record
$10 /mo · $116/yr
Insurance
$18
HOA
$100
Vacancy / Maint / Mgmt
$174
Net cashflow
$303

Break-even live

Break-even rent $446
Max offer price $42,900
Occupancy floor 58%

Sensitivity live

Price -10% $328 -5% $315 +0% $303 +5% $291 +10% $279
Rent -10% $238 -5% $270 +0% $303 +5% $336 +10% $369
Rate -1.0pp $325 -0.5pp $314 base $303 +0.5pp $292 +1.0pp $281

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$10,725
Closing costs
$1,287
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

HOA detail

Monthly dues
$100 · $1,200/yr

Listing history 22 events

  1. 2026-06-19
    days on market $42,900 Active 27 DOM
  2. 2026-06-18
    days on market $42,900 Active 26 DOM
  3. 2026-06-17
    days on market $42,900 Active 25 DOM
  4. 2026-06-16
    days on market $42,900 Active 24 DOM
  5. 2026-06-15
    days on market $42,900 Active 23 DOM
  6. 2026-06-14
    days on market $42,900 Active 21 DOM
  7. 2026-06-13
    remarks 693-char remark
  8. 2026-06-13
    price $42,900 Active 20 DOM
  9. 2026-06-12
    days on market $44,900 Active 20 DOM
  10. 2026-06-09
    days on market $44,900 Active 17 DOM
  11. 2026-06-08
    days on market $44,900 Active 16 DOM
  12. 2026-06-07
    days on market $44,900 Active 15 DOM
  13. 2026-06-05
    days on market $44,900 Active 12 DOM
  14. 2026-06-03
    days on market $44,900 Active 11 DOM
  15. 2026-06-02
    days on market $44,900 Active 10 DOM
  16. 2026-06-01
    days on market $44,900 Active 9 DOM
  17. 2026-05-31
    days on market $44,900 Active 8 DOM
  18. 2026-05-30
    days on market $44,900 Active 7 DOM
  19. 2026-05-23
    price $44,900
  20. 2026-05-23
    listed $44,009 Active
  21. 2008-01-03
    soldstatus
  22. 2002-06-10
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$116 · $10/mo
Projected year-2 tax
$416 · $35/mo
Expected delta
+$300/yr (+$25/mo · 257.4%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$9,962
− Mortgage interest
−$2,403
− Property taxes
−$116
− Insurance
−$214
− Repairs & maintenance
−$797
− Management
−$797
− HOA
−$1,200
− Depreciation
−$1,248
Taxable income
$3,186
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$765
After-tax cash flow
$2,875/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Smithton R-VI
NCES district ID
2928380
Math proficiency
36% ▼ -4.00%
Reading proficiency
36% ▼ -9.00%
Median HH income
$45,716
Composite
30.77/100
National rank
#6155
State rank
#200 of 324 in MO

Livability — Sedalia

Score
71/100
State rank
#107
US rank
#6990

Category grades

Amenities D Commute F Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Pettis County · 35,091 people
City population
35,091
Metro
Sedalia, MO
Population (ZIP)
35,091
Household income
$58,064
Rent vs Own
33.9% rent · 66.1% own
Severe rent burden
1021.0

Population outlook (Pettis County) Hauer SSP2

Today (2025)
41,992 people
By 2030
41,584 · -1.0%
By 2040
40,483 · -3.6%
By 2050
39,049 · -7.0%
By 2075
35,413 · -15.7%
By 2100
30,870 · -26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (81%)
Race & ethnicity
White 81% Hispanic / Latino 10% Two or more races 7% Black 3%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Subsaharan African 3% Lithuanian 2% Italian 1%
Foreign-born
7% · Canada
Languages at home
87% English-only · Spanish 7% Russian/Polish/Slavic 4% German/W. Germanic 1%

Political lean MEDSL · Pettis

2024 margin
Solid R (+48.8) · D 24.9% · R 73.7% · Other 1.4%
2008→2024 swing
-26.3pp toward R · 2008: -22.4pp · 2024: -48.8pp
All cycles
2024: R+48.8 2020: R+47.5 2016: R+46.9 2012: R+28.8 2008: R+22.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -81.80%
Current HPI
292.8224
Rent YoY
Metro
Sedalia, MO
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+2.0% since first listed
4 events — show timeline
  • 2026-05-23 Price Changed $44,900 WCAR
  • 2026-05-23 Listed $44,009 WCAR
  • 2008-01-03 Sold (Public Records) Public Records
  • 2002-06-10 Sold (Public Records) Public Records

Property tax history

+1.3%/yr

Latest (2025): $116 · +4.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…