340 Canal Way · Oldsmar, FL 34677

$168,000

2 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 86 Days on market

Built 1993 4,225 sqft lot Est $171k · at est. $50/mo HOA · 3% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +25.0/30.0
• ARV discount +8.3/15.0
• DSCR +8.1/10.0
• 1% rule +6.7/10.0
• Schools +4.3/10.0
• Livability +4.2/5.0
• Condition / age +2.5/5.0
• Rent growth +1.9/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Just listed in Gull-Aire Village. Wonderful 1993 Jacobsen is ready for a new owner. Cathedral ceilings. Open floor plan great for entertaining. Newer flooring, dishwasher, and disposal. This charming home has two bedrooms with two baths. Neutral kitchen with adjoining dining room. Inside laundry. Air-conditioned Flex room on front of home that would be perfect for a home office, den or third bedroom. Carport parking with extra parking pad. Utility room for storage or bikes too! Gull-Aire Village is an active 55+ community and offers clubhouse, library, shuffleboard, Bocce Ball court and large heated pool and spa. Golf Cart friendly. HOA is only $50 a month. You own your own land. One pet-any size. You can walk to AMC Theatres, Beall's, Marshalls, Earth Fare, Pet Smart and Dollar Store. Restaurants within walking distance include Shaker and Peel, Craft Street Kitchen and Eve's Family Restaurant. Just minutes to Westfield Mall, Walmart, Publix and Countryside Hospital. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and to be verified by Buyers.

Key facts

• Fitness center
• Shuffleboard courts
• Clubhouse

Tags

• COVERED CARPORT
• EXTRA STORAGE
• CLUBHOUSE
• HEATED POOL
• FITNESS CENTER
• SHUFFLEBOARD COURTS

Property features AI

Finance

• Other: Living area reported as 1,056 square feet; Total acreage between 0 and less than 1/4 acre (approx. 0.1 acre)
• Financial info: Total annual fees $600; Lease restrictions apply
• HOA & community: HOA managed by Ameri-Tech Property Management; Monthly HOA fee of $50 (required); association approval required; Community pool; Senior community; Pets allowed

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Electricity connected; Cable connected
• Home design: Manufactured home (double wide); One-story; Faces west
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation
• Exterior features: Other exterior features; Asphalt road access

Interior

• Kitchen: Dishwasher; Microwave; Range; Refrigerator
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air conditioning
• Interior features: Cathedral ceilings; Ceiling fans; Open floor plan
• Laundry & utility: Separate laundry room

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $168k.

Deal economics

• At list price, monthly cash flow is $-63 ($-753/yr) — negative.
• To cash-flow at today's rent, offer at most $157k (6.6% below list).
• Meets the 1% rule at list price ($2k rent vs $168k).
• Recommended offer: $157k (6.6% below list) — sets the bar for cash-flow.
• Cap rate 8.9% vs local median 2.7% in Oldsmar — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 83/100 on livability (#49 in FL, #908 nationally) — a professional / high-income tenant draw. Strengths: housing A+, health & safety A+, commute A; Watch: amenities D-.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Oldsmar Elementary School (math 60% / reading 57%, grade B-, #735 of 2,144 statewide, top 35%, 546 students, 52% FRL); Joseph L. Carwise Middle School (math 66% / reading 57%, grade B+, #124 of 571 statewide, top 22%, 1,098 students, 38% FRL); East Lake High School (math 44% / reading 65%, grade C-, #138 of 667 statewide, top 21%, 2,286 students, 23% FRL).
• Market conditions: Rents soft (-2.6%/yr); 290 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 86 days — a 6% lower offer ($158k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 6y ago; this cycle's ask has dropped $42k (20%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: flood insurance adds $427/mo.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance); severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $156,911 (6.6% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 86 days. Have you received any prior offers? Is the seller open to a 7% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.17% ✓
• Cap rate: 8.89%
• Cash-on-cash: 9.28%
• DSCR: 1.41
• GRM: 7.1

CMA / ARV

• ARV (on-the-fly): $171,072
• Comps found: 4

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
223 Dolphin Dr N	0.13mi	2/2.0	1,150 (+9%)	2mo	$235,000	$204	78
245 Pelican Dr N	0.24mi	2/2.0	1,104 (+4%)	10mo	$169,900	$154	73
38 Willow Creek Ct #5	0.74mi	2/2.0	1,120 (+6%)	1mo	$142,500	$127	54
43 New Fawn Ct #28	0.65mi	2/2.0	1,104 (+4%)	17mo	$179,000	$162	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -23.6%
• Equity multiple: 0.22×
• Total profit: $-36,681
• Equity at exit: $25,049

10-year hold

• IRR: -37.8%
• Equity multiple: -0.24×
• Total profit: $-58,126
• Equity at exit: $14,526

Cash invested: $47,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34677

• Rents YoY: -2.6%
• Active inventory: 290
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $1,969 high
• Mortgage (P&I): −$881
• Tax from tax record: −$191 /mo · $2,288/yr
• Insurance: −$70
• Flood insurance flood zone: −$427 /mo · $5,118/yr
• HOA: −$50
• Vacancy / Maint / Mgmt: −$413
• Net cashflow: $-63

Break-even live

Break-even rent $2,048

Max offer price $156,911

Occupancy floor 98%

Sensitivity live

Price	-10% $32	-5% $-15	+0% $-63	+5% $-110	+10% $-158
Rent	-10% $-218	-5% $-141	+0% $-63	+5% $15	+10% $93
Rate	-1.0pp $22	-0.5pp $-20	base $-63	+0.5pp $-106	+1.0pp $-151

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,000
• Closing costs: $5,040
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
225 Tarpon Ln Oldsmar, FL	2.0	2.0	1120	$2,400	$2.14	6d	1	0.12mi
211 Countryside Key Blvd Oldsmar, FL	2.0	2.5	1280	$1,899	$1.48	26d	1	0.16mi
1 Pelican Dr N Oldsmar, FL	2.0	2.0	960	$2,000	$2.08	12d	1	0.30mi
86 Pelican Dr N Oldsmar, FL	2.0	2.0	864	$1,450	$1.68	26d	1	0.38mi
116 Dolphin Dr S Oldsmar, FL	2.0	2.0	1090	$2,495	$2.29	0d	1	0.41mi
3001 Landmark Blvd #101 Palm Harbor, FL	2.0	2.0	1353	$1,950	$1.44	26d	1	0.50mi
2012 Dover Ct Oldsmar, FL	2.0	2.0	1143	$2,200	$1.92	26d	1	0.56mi
161 Lakeside Dr Oldsmar, FL	2.0	2.0	1094	$2,000	$1.83	19d	1	0.59mi
107 Windward Pl Unit 107 Oldsmar, FL	2.0	2.0	879	$2,000	$2.28	19d	1	0.64mi
1924 Dover Ct Oldsmar, FL	3.0	2.0	1269	$2,315	$1.82	9d	1	0.64mi
108 Nina Way #3 Oldsmar, FL	2.0	2.0	1094	$1,695	$1.55	26d	1	0.66mi
414 Meadow Ln Oldsmar, FL	1.0	1.0	700	$1,450	$2.07	26d	1	0.66mi
114 Meadow Ln #114 Oldsmar, FL	2.0	2.0	879	$1,700	$1.93	26d	1	0.69mi
112 Woodlands Ct Unit 1 Oldsmar, FL	2.0	2.0	1196	$1,800	$1.51	26d	1	0.76mi
3455 Countryside Blvd #4 Clearwater, FL	3.0	2.0	995	$2,050	$2.06	6d	1	0.76mi
36 Magnolia Ct #4 Safety Harbor, FL	2.0	2.0	864	$1,450	$1.68	19d	1	0.79mi
122 Caryl Way Bldg 1 Oldsmar, FL	2.0	2.0	1094	$1,850	$1.69	26d	1	0.82mi
109 Nancy Dr Oldsmar, FL	2.0	2.0	1094	$1,750	$1.60	4d	1	0.82mi
109 Nancy Dr Oldsmar, FL	2.0	2.0	1094	$1,750	$1.60	18d	1	0.82mi
218 Caryl Way Oldsmar, FL	2.0	2.0	1094	$1,740	$1.59	14d	1	0.83mi
3590 Magnolia Ridge Cir Unit G Palm Harbor, FL	2.0	2.0	1090	$1,695	$1.56	26d	1	0.86mi
3460 Countryside Blvd #60 Clearwater, FL	2.0	2.5	1349	$2,500	$1.85	9d	1	0.88mi
109 Pine Ct Oldsmar, FL	2.0	2.0	1054	$2,300	$2.18	26d	1	0.90mi
103 Palmetto Ct #103 Oldsmar, FL	2.0	2.0	1054	$1,800	$1.71	26d	1	0.90mi
207 Palmetto Ct Oldsmar, FL	2.0	2.0	1054	$1,700	$1.61	26d	1	0.90mi
3583 Whispering Oaks Ln Palm Harbor, FL	2.0	2.5	1124	$1,800	$1.60	26d	1	0.91mi
1810 Driftwood Cir S Oldsmar, FL	2.0	2.0	1456	$2,700	$1.85	6d	1	0.91mi
284 Woodlake Wynde Oldsmar, FL	2.0	2.0	924	$2,000	$2.16	26d	1	0.92mi
336 Woodlake Wynde Oldsmar, FL	2.0	2.0	924	$2,000	$2.16	19d	1	0.92mi
2998 Bonaventure Cir #104 Palm Harbor, FL	2.0	2.0	900	$1,723	$1.91	0d	1	0.92mi
3028 Bonaventure Cir #103 Palm Harbor, FL	2.0	2.0	900	$1,500	$1.67	26d	1	0.94mi
132 E Cypress Ct Oldsmar, FL	2.0	2.0	1054	$1,800	$1.71	21d	1	0.97mi
2897 Thaxton Dr #65 Palm Harbor, FL	2.0	2.5	1390	$2,280	$1.64	6d	1	0.97mi
274 Cypress Ln Oldsmar, FL	2.0	2.0	1054	$1,600	$1.52	26d	1	0.98mi
135 W Cypress Ct Oldsmar, FL	2.0	2.0	1054	$2,100	$1.99	26d	1	0.98mi
2879 Thaxton Dr #55 Palm Harbor, FL	2.0	2.5	1396	$2,200	$1.58	6d	1	0.98mi
2843 Thaxton Dr #38 Palm Harbor, FL	2.0	2.5	1406	$2,000	$1.42	6d	1	1.01mi
207 Woodlake Wynde Unit 207 Oldsmar, FL	2.0	2.0	924	$1,900	$2.06	0d	1	1.01mi
2843 Thaxton Dr #38 Palm Harbor, FL	2.0	2.5	1406	$2,100	$1.49	26d	1	1.01mi
212 Cypress Ln Oldsmar, FL	2.0	2.0	1053	$1,600	$1.52	9d	1	1.03mi

HOA detail

• Monthly dues: $50 · $600/yr
• Likely covers: pool

Listing history 34 events

1. 2026-06-22
   days on market $168,000 Active 86 DOM
2. 2026-06-18
   days on market $168,000 Active 83 DOM
3. 2026-06-17
   days on market $168,000 Active 82 DOM
4. 2026-06-16
   days on market $168,000 Active 81 DOM
5. 2026-06-15
   days on market $168,000 Active 80 DOM
6. 2026-06-13
   days on market $168,000 Active 78 DOM
7. 2026-06-09
   days on market $168,000 Active 74 DOM
8. 2026-06-08
   days on market $168,000 Active 73 DOM
9. 2026-06-07
   days on market $168,000 Active 72 DOM
10. 2026-06-04
    days on market $168,000 Active 69 DOM
11. 2026-06-03
    days on market $168,000 Active 68 DOM
12. 2026-06-01
    days on market $168,000 Active 66 DOM
13. 2026-05-31
    days on market $168,000 Active 65 DOM
14. 2026-05-23
    price $168,000
15. 2026-05-18
    price $176,000
16. 2026-05-06
    price $184,000
17. 2026-04-03
    price $198,000
18. 2026-03-27
    listed $210,000 Active
19. 2022-05-25
    soldstatus $185,000
20. 2022-05-23
    soldstatus $185,000 Closed 1126-char remark

    Show marketing remark (1126 chars)

    Just listed in Gull-Aire Village. Wonderful 1993 Jacobsen is ready for a new owner. Cathedral ceilings. Open floor plan great for entertaining. Newer flooring, dishwasher, and disposal. This charming home has two bedrooms with two baths. Neutral kitchen with adjoining dining room. Inside laundry. Air-conditioned Flex room on front of home that would be perfect for a home office, den or third bedroom. Carport parking with extra parking pad. Utility room for storage or bikes too! Gull-Aire Village is an active 55+ community and offers clubhouse, library, shuffleboard, Bocce Ball court and large heated pool and spa. Golf Cart friendly. HOA is only $50 a month. You own your own land. One pet-any size. You can walk to AMC Theatres, Beall's, Marshalls, Earth Fare, Pet Smart and Dollar Store. Restaurants within walking distance include Shaker and Peel, Craft Street Kitchen and Eve's Family Restaurant. Just minutes to Westfield Mall, Walmart, Publix and Countryside Hospital. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and to be verified by Buyers.

21. 2022-05-05
    status Pending 1126-char remark

    Show marketing remark (1126 chars)

    Just listed in Gull-Aire Village. Wonderful 1993 Jacobsen is ready for a new owner. Cathedral ceilings. Open floor plan great for entertaining. Newer flooring, dishwasher, and disposal. This charming home has two bedrooms with two baths. Neutral kitchen with adjoining dining room. Inside laundry. Air-conditioned Flex room on front of home that would be perfect for a home office, den or third bedroom. Carport parking with extra parking pad. Utility room for storage or bikes too! Gull-Aire Village is an active 55+ community and offers clubhouse, library, shuffleboard, Bocce Ball court and large heated pool and spa. Golf Cart friendly. HOA is only $50 a month. You own your own land. One pet-any size. You can walk to AMC Theatres, Beall's, Marshalls, Earth Fare, Pet Smart and Dollar Store. Restaurants within walking distance include Shaker and Peel, Craft Street Kitchen and Eve's Family Restaurant. Just minutes to Westfield Mall, Walmart, Publix and Countryside Hospital. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and to be verified by Buyers.

22. 2022-04-26
    listed $199,900 Active 1126-char remark

    Show marketing remark (1126 chars)

    Just listed in Gull-Aire Village. Wonderful 1993 Jacobsen is ready for a new owner. Cathedral ceilings. Open floor plan great for entertaining. Newer flooring, dishwasher, and disposal. This charming home has two bedrooms with two baths. Neutral kitchen with adjoining dining room. Inside laundry. Air-conditioned Flex room on front of home that would be perfect for a home office, den or third bedroom. Carport parking with extra parking pad. Utility room for storage or bikes too! Gull-Aire Village is an active 55+ community and offers clubhouse, library, shuffleboard, Bocce Ball court and large heated pool and spa. Golf Cart friendly. HOA is only $50 a month. You own your own land. One pet-any size. You can walk to AMC Theatres, Beall's, Marshalls, Earth Fare, Pet Smart and Dollar Store. Restaurants within walking distance include Shaker and Peel, Craft Street Kitchen and Eve's Family Restaurant. Just minutes to Westfield Mall, Walmart, Publix and Countryside Hospital. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and to be verified by Buyers.

23. 2021-04-20
    soldstatus $125,000
24. 2021-04-07
    soldstatus $125,000 Closed 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

25. 2021-04-01
    status Pending 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

26. 2021-03-04
    status Pending 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

27. 2021-02-19
    status Active 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

28. 2021-02-08
    status Pending 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

29. 2021-01-31
    price $139,900 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

30. 2020-12-21
    price $142,500 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

31. 2020-11-30
    listed $145,000 Active 732-char remark

    Show marketing remark (732 chars)

    Live the Florida lifestyle in the Gull-Aire Village 55+ community. Great Value. Perfect winter retreat. Charming well maintained home. Desirable floor plan with spacious living room right next to the neutral kitchen and formal dining room. Office, flex-room on the front of the home. Carport parking for your car. Gull-Aire Village is 55+ offers an active lifestyle clubhouse, library, shuffleboard, Bocce ball court, large heated pool & spa. Golf cart friendly. HOA is $40.00 per month. One pet- any size. You own the land. Restaurants and shopping within walking distance. About 20 minutes to the beautiful beaches of Honeymoon Island and Caladesi State Parks. Room sizes are approximate and should be verified by the Buyer.

32. 2003-09-03
    soldstatus $65,000
33. 1992-07-28
    soldstatus $60,800
34. 1990-08-01
    soldstatus $1,295,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,288 · $191/mo
• Projected year-2 tax: $2,288 · $191/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 9/10 Extreme FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 2/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,627
• − Mortgage interest: −$9,411
• − Property taxes: −$2,288
• − Insurance: −$5,958
• − Repairs & maintenance: −$1,890
• − Management: −$1,890
• − HOA: −$600
• − Depreciation: −$4,887
• Taxable loss: −$3,298
• Est. tax savings @ 24.0%: +$791
• After-tax cash flow: $38/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Oldsmar

• Score: 83/100
• State rank: #49
• US rank: #908

Category grades

Amenities D- Commute A Cost of living B+ Crime B+ Employment B- Housing A+ Health & safety A+ User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Oldsmar, FL
• County: Pinellas County · 939,478 people
• City population: 22,762
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 22,762
• Household income: $93,474
• Rent vs Own: 19.5% rent · 80.5% own
• Severe rent burden: 548.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (72%)
• Race & ethnicity: White 72% Hispanic / Latino 15% Two or more races 11% Black 4% Asian 4%
• Hispanic origin (detail): Mexican 3% Puerto Rican 4% Cuban 2%
• Common ancestry: Romanian 5% Slovak 3% Lithuanian 2%
• Foreign-born: 12% · Canada, Jamaica, China
• Languages at home: 85% English-only · Spanish 8% Other Indo-European 3% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -215.17%
• Current HPI: 296.7786
• Rent YoY: ▼ -2.58%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-87.0% since first listed

21 events — show timeline

• 2026-05-23 Price Changed $168,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-18 Price Changed $176,000 Stellar MLS as Distributed by MLS Grid
• 2026-05-06 Price Changed $184,000 Stellar MLS as Distributed by MLS Grid
• 2026-04-03 Price Changed $198,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-27 Listed $210,000 Stellar MLS as Distributed by MLS Grid
• 2022-05-25 Sold (Public Records) $185,000 Public Records
• 2022-05-23 Sold (MLS) $185,000 Stellar MLS as Distributed by MLS Grid
• 2022-05-05 Pending — Stellar MLS as Distributed by MLS Grid
• 2022-04-26 Listed $199,900 Stellar MLS as Distributed by MLS Grid
• 2021-04-20 Sold (Public Records) $125,000 Public Records
• 2021-04-07 Sold (MLS) $125,000 Stellar MLS as Distributed by MLS Grid
• 2021-04-01 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-03-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-02-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2021-02-08 Pending — Stellar MLS as Distributed by MLS Grid
• 2021-01-31 Price Changed $139,900 Stellar MLS as Distributed by MLS Grid
• 2020-12-21 Price Changed $142,500 Stellar MLS as Distributed by MLS Grid
• 2020-11-30 Listed $145,000 Stellar MLS as Distributed by MLS Grid
• 2003-09-03 Sold (Public Records) $65,000 Public Records
• 1992-07-28 Sold (Public Records) $60,800 Public Records
• 1990-08-01 Sold (Public Records) $1,295,000 Public Records

Property tax history

+5.5%/yr

Latest (2025): $2,288 · +3.7% YoY. Source: county tax records.