200 Glennes Ln #112 · Dunedin, FL 34698

$155,000

2 bd · 1.5 ba · 1,070 sqft · Condo public records · 59 Days on market

Built 1968 $709/mo HOA · 33% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +10.1/30.0
• 1% rule +8.7/10.0
• ARV discount +7.5/15.0
• Schools +4.3/10.0
• Livability +4.3/5.0
• Rent growth +3.2/5.0
• DSCR +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Lovely 2 bdrm, 1 1/2 bath located in Douglas Arms in Dunedin. This is a first floor end unit with big windows letting in the natural light!!! Brand new A/C unit, 1/2 bath in master bdrm was just added, fresh paint, and newer carpet. This 55+ community is well maintained, no pets and no leasing are allowed. Some of the amenities include heated pool, shuffle board court, and a great location. You are close to downtown with all its speciality shops and restaurants. Watch a baseball game at the Blue Jays spring training stadium, ride your bike on the Pinellas Trail, catch the sunsets at the Dunedin Causeway and visit beautiful Honeymoon Island.

Key facts

• Shuffleboard courts
• Covered parking
• Community pool

Tags

• BONUS FLORIDA ROOM
• COVERED PARKING
• COMMUNITY POOL
• SHUFFLEBOARD COURTS
• NEAR PINELLAS TRAIL
• NEAR DUNEDIN CAUSEWAY

Property features AI

Finance

• Other: Unfurnished unit; No CDD; Living area reported as 1,070 (public records)
• Financial info: Total monthly fees: $709; Total annual fees: $8,508
• HOA & community: HOA: Stirling House (management: ProActive/Ariella) and Douglas Apartment Owner Association; Monthly condo fee: $709 (includes common area taxes, pool, escrow reserves, internet, structure & grounds maintenance, management, recreational facilities, sewer, trash, water); Community amenities: Clubhouse, Pool, Sidewalks; Senior community; Pets not allowed

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Public sewer; Broadband/high-speed internet available; Water connected; Sewer connected
• Home design: Condo - Hotel; Residential property; Completed condition; One story; Faces north; Unit on first floor
• Construction: Concrete construction; Shingle roof; Slab foundation; Building name: STIRLING HOUSE CONDO; Built as part of a condominium
• Exterior features: Enclosed patio/porch; Sidewalk; Sliding doors; Mature landscaping; Asphalt road access

Interior

• Kitchen: Dishwasher; Range; Refrigerator
• Bedrooms: 2 bedrooms (one on the first floor)
• Flooring: Ceramic tile
• Bathrooms: 1 full bathroom; 1 half bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Eat-in kitchen; Living room / dining room combo; Split bedroom layout; Florida room
• Laundry & utility: Washer; Dryer; Laundry closet

What this means for you Summary

Snapshot

• This is a 2-bed/1.5-bath condo listed at $155k.

Deal economics

• At list price, monthly cash flow is $-92 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $139k (10.4% below list).
• Meets the 1% rule at list price ($2k rent vs $155k).
• Recommended offer: $139k (10.4% below list) — sets the bar for cash-flow.
• Cap rate 5.6% vs local median 2.9% in Dunedin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 86/100 on livability (#15 in FL, #411 nationally) — a professional / high-income tenant draw. Strengths: crime A+, commute A+, housing A+; Watch: employment C-, amenities D.
• Pinellas (suburban): math 51% / reading 51% proficiency, ranked #31 of 73 in FL (top 42%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: San Jose Elementary School (math 62% / reading 62%, grade B, #608 of 2,144 statewide, top 29%, 331 students, 56% FRL); Dunedin Highland Middle School (math 53% / reading 52%, grade C+, #213 of 571 statewide, top 38%, 899 students, 53% FRL); Dunedin High School (math 36% / reading 45%, grade F, #294 of 667 statewide, top 44%, 1,203 students, 48% FRL) — zoned schools at 52% FRL track the district average.
• Market conditions: Rents rising (+2.7%/yr); 482 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 10d on market — plan ~1-2 weeks tenant-placement turnaround); 2,676 units permitted in Pinellas County in 2024 (1,422 in 5+ unit buildings).
• This rent runs 34% of the median local income ($74k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Pinellas County population projected at +14% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($150k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $114k; 35% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: HOA is 33% of rent.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $138,816 (10.4% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
3. Built in 1968 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.37% ✓
• Cap rate: 5.58%
• Cash-on-cash: -2.53%
• DSCR: 0.89
• GRM: 6.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.69% rent growth · sell at horizon

5-year hold

• IRR: -20.7%
• Equity multiple: 0.28×
• Total profit: $-31,151
• Equity at exit: $23,111

10-year hold

• IRR: -14.3%
• Equity multiple: 0.18×
• Total profit: $-35,460
• Equity at exit: $13,402

Cash invested: $43,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34698

• Rents YoY: 2.7%
• Active inventory: 482
• Price-to-rent: 6.1×

Monthly cashflow live

• Estimated rent: $2,123 high
• Mortgage (P&I): −$813
• Tax from tax record: −$182 /mo · $2,187/yr
• Insurance: −$65
• HOA: −$709
• Vacancy / Maint / Mgmt: −$446
• Net cashflow: $-92

Break-even live

Break-even rent $2,239

Max offer price $138,816

Occupancy floor 99%

Sensitivity live

Price	-10% $-4	-5% $-48	+0% $-92	+5% $-135	+10% $-179
Rent	-10% $-259	-5% $-175	+0% $-92	+5% $-8	+10% $76
Rate	-1.0pp $-14	-0.5pp $-52	base $-92	+0.5pp $-132	+1.0pp $-173

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $38,750
• Closing costs: $4,650
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
841 Patricia Ave Dunedin, FL	2.0	1.0–2.0	904	$1,950	$2.16	18d	2	0.16mi
841 Patricia Ave #103 Dunedin, FL	2.0	1.0	874	$2,000	$2.29	26d	1	0.16mi
920 Lakewood Dr Dunedin, FL	3.0	2.0	1457	$3,000	$2.06	26d	1	0.35mi
612 Bass Ct Dunedin, FL	1.0–2.0	1.0	698	$2,040	$2.92	0d	6	0.39mi
1187 Bass Blvd Unit C Dunedin, FL	2.0	1.0	850	$1,850	$2.18	19d	1	0.41mi
1187 Bass Blvd Unit A Dunedin, FL	2.0	1.0	850	$1,850	$2.18	26d	1	0.41mi
1196 Angle Rd Dunedin, FL	1.0	1.0	700	$1,675	$2.39	6d	1	0.41mi
580 Skinner Blvd Unit 4 Dunedin, FL	2.0	1.0	750	$2,045	$2.73	26d	1	0.44mi
1235 Bass Blvd Dunedin, FL	3.0	2.0	1300	$2,550	$1.96	19d	1	0.47mi
1268 Pinehurst Rd Dunedin, FL	1.0	1.0	1080	$1,500	$1.39	18d	1	0.50mi
556 Patricia Ave Dunedin, FL	2.0	1.0	850	$1,795	$2.11	6d	1	0.51mi
941 Highland Ave Unit D Dunedin, FL	1.0	1.0	1000	$1,300	$1.30	22d	1	0.51mi
525 Bay St Dunedin, FL	2.0	1.0	1104	$3,500	$3.17	6d	1	0.52mi
1388 Robin Hood Ln Unit 1141-B Dunedin, FL	2.0	1.0	1000	$1,595	$1.59	4d	1	0.56mi
1141 San Christopher Dr Apt B Dunedin, FL	2.0	1.0	1000	$1,595	$1.59	4d	1	0.57mi
451 Skinner Blvd Unit A Dunedin, FL	2.0	1.0	750	$1,500	$2.00	9d	1	0.59mi
1412 Gladys Cir Unit 1466152P Dunedin, FL	3.0	2.0	1097	$3,849	$3.51	0d	1	0.59mi
857 Lyndhurst St Unit D Dunedin, FL	2.0	2.0	1050	$1,700	$1.62	19d	1	0.59mi
690 Regina Rd Dunedin, FL	2.0	1.0	745	$2,195	$2.95	6d	1	0.59mi
825 Lyndhurst St Dunedin, FL	2.0	2.0	900	$1,850	$2.06	26d	1	0.59mi
825 Lyndhurst St Dunedin, FL	2.0	2.0	900	$1,850	$2.06	6d	1	0.59mi
1479 Ruth Rd Dunedin, FL	2.0	2.0	1235	$2,700	$2.19	26d	1	0.66mi
978 Cedarwood Ave Dunedin, FL	2.0	1.0	1100	$1,800	$1.64	26d	1	0.67mi
660 Beltrees St Dunedin, FL	1.0–3.0	1.0–1.5	905	$1,385	$1.53	9d	2	0.68mi
613 Lyndhurst St Dunedin, FL	3.0	2.0	1080	$1,995	$1.85	12d	1	0.69mi
613 Lyndhurst St Dunedin, FL	3.0	2.0	1080	$1,995	$1.85	0d	1	0.69mi
611 Lyndhurst St Dunedin, FL	3.0	2.0	1080	$1,995	$1.85	0d	1	0.69mi
611 Lyndhurst St Dunedin, FL	3.0	2.0	1080	$1,995	$1.85	6d	1	0.69mi
609 Dogwood Ct Unit 609 Dunedin, FL	2.0	1.0	725	$1,850	$2.55	26d	1	0.73mi
1525 Ruth Rd Dunedin, FL	2.0	2.0	1379	$3,200	$2.32	6d	1	0.73mi
2701 Dunedin Commons Pl Dunedin, FL	1.0–2.0	1.0–2.0	932	$3,250	$3.49	0d	13	0.82mi
350 President St Dunedin, FL	2.0	1.0	1000	$2,195	$2.19	0d	1	0.83mi
526 Belmist Ct Dunedin, FL	3.0	2.0	1480	$2,700	$1.82	26d	1	0.87mi
257 Milwaukee Ave Dunedin, FL	1.0–2.0	1.0–1.5	889	$1,460	$1.64	0d	8	0.87mi
405 Locklie St Unit 4055A Dunedin, FL	2.0	1.0	750	$1,695	$2.26	6d	1	0.93mi
1523 Bayshore Blvd Unit 6 Dunedin, FL	3.0	1.0	1061	$3,000	$2.83	26d	1	1.04mi
1580 Andover Dr Unit House Dunedin, FL	2.0	1.0	1241	$2,200	$1.77	26d	1	1.06mi
152 Macalpine Way Dunedin, FL	1.0–3.0	1.0–2.5	943	$2,084	$2.21	0d	41	1.06mi
1579 Bayshore Blvd Dunedin, FL	3.0	2.0	1040	$3,500	$3.37	9d	1	1.12mi
541 Roanoke St Dunedin, FL	2.0	2.0	912	$2,345	$2.57	16d	1	1.13mi

HOA detail condo

• Monthly dues: $709 · $8,508/yr
• Likely covers: pool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-22
   days on market $155,000 Active 59 DOM
2. 2026-06-18
   days on market $155,000 Active 56 DOM
3. 2026-06-17
   days on market $155,000 Active 55 DOM
4. 2026-06-16
   days on market $155,000 Active 54 DOM
5. 2026-06-15
   days on market $155,000 Active 53 DOM
6. 2026-06-13
   days on market $155,000 Active 51 DOM
7. 2026-06-09
   days on market $155,000 Active 47 DOM
8. 2026-06-08
   days on market $155,000 Active 46 DOM
9. 2026-06-07
   days on market $155,000 Active 45 DOM
10. 2026-06-04
    days on market $155,000 Active 42 DOM
11. 2026-06-03
    days on market $155,000 Active 41 DOM
12. 2026-06-01
    days on market $155,000 Active 39 DOM
13. 2026-05-31
    days on market $155,000 Active 38 DOM
14. 2026-04-23
    listed $155,000 Active
15. 2019-07-25
    soldstatus $114,500
16. 2019-05-03
    soldstatus $114,500 Sold 650-char remark

    Show marketing remark (650 chars)

    Lovely 2 bdrm, 1 1/2 bath located in Douglas Arms in Dunedin. This is a first floor end unit with big windows letting in the natural light!!! Brand new A/C unit, 1/2 bath in master bdrm was just added, fresh paint, and newer carpet. This 55+ community is well maintained, no pets and no leasing are allowed. Some of the amenities include heated pool, shuffle board court, and a great location. You are close to downtown with all its speciality shops and restaurants. Watch a baseball game at the Blue Jays spring training stadium, ride your bike on the Pinellas Trail, catch the sunsets at the Dunedin Causeway and visit beautiful Honeymoon Island.

17. 2019-03-19
    status Pending 650-char remark

    Show marketing remark (650 chars)

    Lovely 2 bdrm, 1 1/2 bath located in Douglas Arms in Dunedin. This is a first floor end unit with big windows letting in the natural light!!! Brand new A/C unit, 1/2 bath in master bdrm was just added, fresh paint, and newer carpet. This 55+ community is well maintained, no pets and no leasing are allowed. Some of the amenities include heated pool, shuffle board court, and a great location. You are close to downtown with all its speciality shops and restaurants. Watch a baseball game at the Blue Jays spring training stadium, ride your bike on the Pinellas Trail, catch the sunsets at the Dunedin Causeway and visit beautiful Honeymoon Island.

18. 2019-03-01
    listed $119,500 Active 650-char remark

    Show marketing remark (650 chars)

    Lovely 2 bdrm, 1 1/2 bath located in Douglas Arms in Dunedin. This is a first floor end unit with big windows letting in the natural light!!! Brand new A/C unit, 1/2 bath in master bdrm was just added, fresh paint, and newer carpet. This 55+ community is well maintained, no pets and no leasing are allowed. Some of the amenities include heated pool, shuffle board court, and a great location. You are close to downtown with all its speciality shops and restaurants. Watch a baseball game at the Blue Jays spring training stadium, ride your bike on the Pinellas Trail, catch the sunsets at the Dunedin Causeway and visit beautiful Honeymoon Island.

19. 2016-02-02
    soldstatus $56,500
20. 2016-01-29
    soldstatus $56,500 Sold 915-char remark

    Show marketing remark (915 chars)

    This 2 bedroom, 1 bath Condo is located in the Douglas Arms 55+ Active complex, just minutes from downtown Dunedin. Shopping, restaurants, and entertainment abound, within a few short blocks of this wonderful retirement community. This downstairs, furnished, corner unit features a large Florida room and an inside washer/dryer area, along with covered parking within close proximity of the front door. The air conditioning system is approximately 2 years old, and the water heater is less than a year old. The complex has a community pool, shuffleboard, laundry facility, elevators, and recreation room furnished with pool table, kitchen, and fireplace. Douglas Arms is located across the street from Mease Hospital. Drive to Honeymoon Island, just minutes away, to enjoy sailing, kayaking, or just strolling the beautiful, sandy beaches. No pets allowed in complex, and Douglas Arms is also a non-rental facility.

21. 2016-01-25
    status Pending 915-char remark

    Show marketing remark (915 chars)

    This 2 bedroom, 1 bath Condo is located in the Douglas Arms 55+ Active complex, just minutes from downtown Dunedin. Shopping, restaurants, and entertainment abound, within a few short blocks of this wonderful retirement community. This downstairs, furnished, corner unit features a large Florida room and an inside washer/dryer area, along with covered parking within close proximity of the front door. The air conditioning system is approximately 2 years old, and the water heater is less than a year old. The complex has a community pool, shuffleboard, laundry facility, elevators, and recreation room furnished with pool table, kitchen, and fireplace. Douglas Arms is located across the street from Mease Hospital. Drive to Honeymoon Island, just minutes away, to enjoy sailing, kayaking, or just strolling the beautiful, sandy beaches. No pets allowed in complex, and Douglas Arms is also a non-rental facility.

22. 2016-01-14
    historical Contingent - Inspections 915-char remark

    Show marketing remark (915 chars)

    This 2 bedroom, 1 bath Condo is located in the Douglas Arms 55+ Active complex, just minutes from downtown Dunedin. Shopping, restaurants, and entertainment abound, within a few short blocks of this wonderful retirement community. This downstairs, furnished, corner unit features a large Florida room and an inside washer/dryer area, along with covered parking within close proximity of the front door. The air conditioning system is approximately 2 years old, and the water heater is less than a year old. The complex has a community pool, shuffleboard, laundry facility, elevators, and recreation room furnished with pool table, kitchen, and fireplace. Douglas Arms is located across the street from Mease Hospital. Drive to Honeymoon Island, just minutes away, to enjoy sailing, kayaking, or just strolling the beautiful, sandy beaches. No pets allowed in complex, and Douglas Arms is also a non-rental facility.

23. 2015-10-26
    price $56,500 915-char remark

    Show marketing remark (915 chars)

    This 2 bedroom, 1 bath Condo is located in the Douglas Arms 55+ Active complex, just minutes from downtown Dunedin. Shopping, restaurants, and entertainment abound, within a few short blocks of this wonderful retirement community. This downstairs, furnished, corner unit features a large Florida room and an inside washer/dryer area, along with covered parking within close proximity of the front door. The air conditioning system is approximately 2 years old, and the water heater is less than a year old. The complex has a community pool, shuffleboard, laundry facility, elevators, and recreation room furnished with pool table, kitchen, and fireplace. Douglas Arms is located across the street from Mease Hospital. Drive to Honeymoon Island, just minutes away, to enjoy sailing, kayaking, or just strolling the beautiful, sandy beaches. No pets allowed in complex, and Douglas Arms is also a non-rental facility.

24. 2015-08-24
    price $57,500 915-char remark

    Show marketing remark (915 chars)

    This 2 bedroom, 1 bath Condo is located in the Douglas Arms 55+ Active complex, just minutes from downtown Dunedin. Shopping, restaurants, and entertainment abound, within a few short blocks of this wonderful retirement community. This downstairs, furnished, corner unit features a large Florida room and an inside washer/dryer area, along with covered parking within close proximity of the front door. The air conditioning system is approximately 2 years old, and the water heater is less than a year old. The complex has a community pool, shuffleboard, laundry facility, elevators, and recreation room furnished with pool table, kitchen, and fireplace. Douglas Arms is located across the street from Mease Hospital. Drive to Honeymoon Island, just minutes away, to enjoy sailing, kayaking, or just strolling the beautiful, sandy beaches. No pets allowed in complex, and Douglas Arms is also a non-rental facility.

25. 2015-07-16
    listed $59,900 Active 915-char remark

    Show marketing remark (915 chars)

    This 2 bedroom, 1 bath Condo is located in the Douglas Arms 55+ Active complex, just minutes from downtown Dunedin. Shopping, restaurants, and entertainment abound, within a few short blocks of this wonderful retirement community. This downstairs, furnished, corner unit features a large Florida room and an inside washer/dryer area, along with covered parking within close proximity of the front door. The air conditioning system is approximately 2 years old, and the water heater is less than a year old. The complex has a community pool, shuffleboard, laundry facility, elevators, and recreation room furnished with pool table, kitchen, and fireplace. Douglas Arms is located across the street from Mease Hospital. Drive to Honeymoon Island, just minutes away, to enjoy sailing, kayaking, or just strolling the beautiful, sandy beaches. No pets allowed in complex, and Douglas Arms is also a non-rental facility.

26. 2005-12-01
    soldstatus $95,000
27. 1998-01-05
    soldstatus $32,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,187 · $182/mo
• Projected year-2 tax: $2,187 · $182/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,474
• − Mortgage interest: −$8,682
• − Property taxes: −$2,187
• − Insurance: −$775
• − Repairs & maintenance: −$2,038
• − Management: −$2,038
• − HOA: −$8,508
• − Depreciation: −$4,509
• Taxable loss: −$3,263
• Est. tax savings @ 24.0%: +$783
• After-tax cash flow: $-316/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Pinellas
• NCES district ID: 1201560
• Math proficiency: 51% ▼ -5.00%
• Reading proficiency: 51% ▼ -3.00%
• Median HH income: $46,270
• Composite: 43.27/100
• National rank: #3046
• State rank: #31 of 73 in FL

Livability — Dunedin

• Score: 86/100
• State rank: #15
• US rank: #411

Category grades

Amenities D Commute A+ Cost of living A Crime A+ Employment C- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dunedin, FL
• County: Pinellas County · 939,478 people
• City population: 38,171
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 38,171
• Household income: $74,078
• Rent vs Own: 26.6% rent · 73.4% own
• Severe rent burden: 1390.0

Population outlook (Pinellas County) Hauer SSP2

• Today (2025): 1,027,532 people
• By 2030: 1,063,586 · +3.5%
• By 2040: 1,125,020 · +9.5%
• By 2050: 1,168,637 · +13.7%
• By 2075: 1,265,188 · +23.1%
• By 2100: 1,260,357 · +22.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (83%)
• Race & ethnicity: White 83% Two or more races 7% Hispanic / Latino 6% Black 5% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Lithuanian 4% Slovak 3% Romanian 3%
• Foreign-born: 8% · Canada, South Korea
• Languages at home: 92% English-only · Spanish 3% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Pinellas

• 2024 margin: Lean R (+5.2) · D 46.9% · R 52.1%
• 2008→2024 swing: -13.5pp toward R · 2008: 8.3pp · 2024: -5.2pp
• All cycles: 2024: R+5.2 2020: D+0.2 2016: R+1.1 2012: D+5.6 2008: D+8.3

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -515.66%
• Current HPI: 387.4694
• Rent YoY: ▲ 2.69%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+384.4% since first listed

14 events — show timeline

• 2026-04-23 Listed $155,000 Stellar MLS as Distributed by MLS Grid
• 2019-07-25 Sold (Public Records) $114,500 Public Records
• 2019-05-03 Sold (MLS) $114,500 Stellar MLS as Distributed by MLS Grid
• 2019-03-19 Pending — Stellar MLS as Distributed by MLS Grid
• 2019-03-01 Listed $119,500 Stellar MLS as Distributed by MLS Grid
• 2016-02-02 Sold (Public Records) $56,500 Public Records
• 2016-01-29 Sold (MLS) $56,500 Stellar MLS as Distributed by MLS Grid
• 2016-01-25 Pending — Stellar MLS as Distributed by MLS Grid
• 2016-01-14 Contingent — Stellar MLS as Distributed by MLS Grid
• 2015-10-26 Price Changed $56,500 Stellar MLS as Distributed by MLS Grid
• 2015-08-24 Price Changed $57,500 Stellar MLS as Distributed by MLS Grid
• 2015-07-16 Listed $59,900 Stellar MLS as Distributed by MLS Grid
• 2005-12-01 Sold (Public Records) $95,000 Public Records
• 1998-01-05 Sold (Public Records) $32,000 Public Records

Property tax history

+5.9%/yr

Latest (2025): $2,187 · -3.3% YoY. Source: county tax records.