4445 Wilson Rd · Groves, TX
Flood risk 6/10 · Moderate
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.58%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 25 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +3.9/10.0
- Livability +3.6/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$68,500
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
INVESTOR OPPORTUNITY in the heart of Groves and located within the highly sought-after Port Neches-Groves Independent School District! This property is full of potential and ready for someone with vision to bring it back to life. Featuring a great location and endless possibilities, this home could make an excellent investment property, rental, flip, or future family home. Whether you're an investor, renovator, or buyer looking for your next project, this is your chance to create something special. Conveniently located near local shopping, dining, and schools. Don't miss the opportunity to transform this property into something truly beautiful — call today to schedule your showing!
Key facts
- Dining
- Schools
- Local shopping
Tags
Property features AI
Exterior
- Parking: Attached garage (2 spaces); Carport (2 spaces)
- Utilities: Public water; Public sewer
- Home design: Residential single-family home
- Construction: Asbestos construction materials
- Exterior features: Chain-link fencing; Composition roof; Workshop (other structure); Publicly maintained road access
Interior
- Kitchen: Cooktop, Dishwasher, Refrigerator, Microwave, Oven
- Flooring: Carpet; Vinyl
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating (electric); Central air conditioning
- Interior features: Cooktop, Dishwasher, Refrigerator, Microwave, Oven; Carpet and vinyl flooring
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $68k.
Deal economics
- At list price, monthly cash flow is $818 ($10k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $68k).
- Cap rate 20.6% vs local median 4.0% in Groves — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 71/100 on livability (#315 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment C-, amenities F, commute F.
- Port Neches-Groves ISD (suburban): math 42% / reading 47% proficiency, ranked #260 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 92 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $474 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.39% ✓
- Cap rate
- 20.62%
- Cash-on-cash
- 51.18%
- DSCR
- 3.28
- GRM
- 3.5
CMA / ARV
- ARV (on-the-fly)
- $199,185
- Comps found
- 4
Show comp detail 4 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 4626 Harrison Ave | 0.47mi | 3/2.0 | 1,360 (+0%) | 19mo | $209,900 | $154 | 62 |
| 4625 Cleveland Ave | 0.62mi | 2/2.0 (-1) | 1,353 (-0%) | 10mo | $199,500 | $147 | 58 |
| 6438 Washington St | 0.67mi | 2/1.0 (-1) | 1,334 (-2%) | 2mo | $161,900 | $121 | 56 |
| 3817 Stuart Ave | 0.40mi | 2/1.0 (-1) | 1,188 (-12%) | 4mo | $135,000 | $114 | 48 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 49.0%
- Equity multiple
- 3.14×
- Total profit
- $41,022
- Equity at exit
- $10,214
- IRR
- 54.6%
- Equity multiple
- 6.37×
- Total profit
- $102,904
- Equity at exit
- $5,923
Cash invested: $19,180 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77619
- Active inventory
- 92
- Price-to-rent
- 3.5×
Monthly cashflow live
- Estimated rent
- $1,635 medium interval (Pro) →
- Mortgage (P&I)
- −$359
- Tax est. 1.5%
- −$86 /mo · $1,028/yr
- Insurance
- −$29
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$343
- Net cashflow
- $818
Break-even live
Sensitivity live
| Price | -10% $865 | -5% $842 | +0% $818 | +5% $794 | +10% $771 |
|---|---|---|---|---|---|
| Rent | -10% $689 | -5% $753 | +0% $818 | +5% $883 | +10% $947 |
| Rate | -1.0pp $852 | -0.5pp $835 | base $818 | +0.5pp $800 | +1.0pp $782 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,125
- Closing costs
- $2,055
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4700 Beaumont Ave Groves, TX | 2.0 | 2.0 | 1685 | $1,550 | $0.92 | 24d | 1 | 0.41mi |
| 5431 Marion Ave Groves, TX | 3.0 | 1.0 | 1100 | $1,500 | $1.36 | 44d | 1 | 0.92mi |
| 5989 32nd St Groves, TX | 2.0 | 1.0 | 1074 | $1,400 | $1.30 | 14d | 1 | 1.36mi |
Listing history 4 events
-
2026-06-16remarks 690-char remark
-
2026-06-16$68,500 Pending 3 DOM
-
2026-05-24$68,500 Active
-
2026-05-21$68,500 Active 696-char remark
Show marketing remark (696 chars)
INVESTOR OPPORTUNITY in the heart of Groves and located within the highly sought-after Port Neches-Groves Independent School District! This property is full of potential and ready for someone with vision to bring it back to life. Featuring a great location and endless possibilities, this home could make an excellent investment property, rental, flip, or future family home. Whether you're an investor, renovator, or buyer looking for your next project, this is your chance to create something special. Conveniently located near local shopping, dining, and schools. Don't miss the opportunity to transform this property into something truly beautiful — call today to schedule your showing!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 6/10 Major FEMA zone X · 58% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,616
- − Mortgage interest
- −$3,837
- − Property taxes
- −$1,028
- − Insurance
- −$342
- − Repairs & maintenance
- −$1,569
- − Management
- −$1,569
- − Depreciation
- −$1,993
- Taxable income
- $9,277
- Est. tax owed @ 24.0%
- −$2,227
- After-tax cash flow
- $7,589/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Port Neches-Groves ISD
- NCES district ID
- 4835430
- Math proficiency
- 42% ▼ -13.00%
- Reading proficiency
- 47% ▼ -5.00%
- Median HH income
- $54,661
- Composite
- 38.65/100
- National rank
- #4152
- State rank
- #260 of 826 in TX
Livability — Groves
- Score
- 71/100
- State rank
- #315
- US rank
- #7031
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Groves, TX
- County
- Jefferson County · 203,592 people
- City population
- 16,976
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 16,976
- Household income
- $73,710
- Rent vs Own
- Severe rent burden
- 131.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.62)
- Race & ethnicity
- White 53% Hispanic / Latino 30% Two or more races 18% Black 9% Asian 6%
- Hispanic origin (detail)
- Mexican 24% Dominican 2%
- Common ancestry
- Lithuanian 10% Serbian 1% Slovak 1%
- Foreign-born
- 16% · Canada, Vietnam, Jamaica
- Languages at home
- 72% English-only · Spanish 20% Vietnamese 5% Other Asian/Pacific 2%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -235.42%
- Current HPI
- 183.1358
- Rent YoY
- —
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
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| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
+0.0% since first listed2 events — show timeline
- 2026-05-24 Listed $68,500 BBOR
- 2026-05-21 Listed $68,500 Deep East Texas MLS
Property tax history
+5.7%/yrLatest (2025): $3,907 · +3.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…