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4445 Wilson Rd
B- Composite 69.92
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +3.9/10.0
  • Livability +3.6/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$68,500

4445 Wilson Rd · Groves, TX 77619
3 bd · 2.0 ba · 1,355 sqft · SingleFamily public records · 3 Days on market
Built 1962 10,454 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

INVESTOR OPPORTUNITY in the heart of Groves and located within the highly sought-after Port Neches-Groves Independent School District! This property is full of potential and ready for someone with vision to bring it back to life. Featuring a great location and endless possibilities, this home could make an excellent investment property, rental, flip, or future family home. Whether you're an investor, renovator, or buyer looking for your next project, this is your chance to create something special. Conveniently located near local shopping, dining, and schools. Don't miss the opportunity to transform this property into something truly beautiful — call today to schedule your showing!

Key facts

  • Dining
  • Schools
  • Local shopping

Tags

LOCAL SHOPPINGDININGSCHOOLS

Property features AI

Exterior

  • Parking: Attached garage (2 spaces); Carport (2 spaces)
  • Utilities: Public water; Public sewer
  • Home design: Residential single-family home
  • Construction: Asbestos construction materials
  • Exterior features: Chain-link fencing; Composition roof; Workshop (other structure); Publicly maintained road access

Interior

  • Kitchen: Cooktop, Dishwasher, Refrigerator, Microwave, Oven
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Cooktop, Dishwasher, Refrigerator, Microwave, Oven; Carpet and vinyl flooring

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $68k.

Deal economics

  • At list price, monthly cash flow is $818 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $68k).
  • Cap rate 20.6% vs local median 4.0% in Groves — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 71/100 on livability (#315 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A; Watch: employment C-, amenities F, commute F.
  • Port Neches-Groves ISD (suburban): math 42% / reading 47% proficiency, ranked #260 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: 92 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $474 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $19k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $68,500

Questions for the listing agent

  1. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.39%
Cap rate
20.62%
Cash-on-cash
51.18%
DSCR
3.28
GRM
3.5

CMA / ARV

ARV (on-the-fly)
$199,185
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
4626 Harrison Ave 0.47mi 3/2.0 1,360 (+0%) 19mo $209,900 $154 62
4625 Cleveland Ave 0.62mi 2/2.0 (-1) 1,353 (-0%) 10mo $199,500 $147 58
6438 Washington St 0.67mi 2/1.0 (-1) 1,334 (-2%) 2mo $161,900 $121 56
3817 Stuart Ave 0.40mi 2/1.0 (-1) 1,188 (-12%) 4mo $135,000 $114 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
49.0%
Equity multiple
3.14×
Total profit
$41,022
Equity at exit
$10,214
10-year hold
IRR
54.6%
Equity multiple
6.37×
Total profit
$102,904
Equity at exit
$5,923

Cash invested: $19,180 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77619

Active inventory
92
Price-to-rent
3.5×

Monthly cashflow live

Estimated rent
$1,635 medium interval (Pro) →
Mortgage (P&I)
$359
Tax est. 1.5%
$86 /mo · $1,028/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$343
Net cashflow
$818

Break-even live

Break-even rent $599
Max offer price $68,500
Occupancy floor 45%

Sensitivity live

Price -10% $865 -5% $842 +0% $818 +5% $794 +10% $771
Rent -10% $689 -5% $753 +0% $818 +5% $883 +10% $947
Rate -1.0pp $852 -0.5pp $835 base $818 +0.5pp $800 +1.0pp $782

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,125
Closing costs
$2,055
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4700 Beaumont Ave Groves, TX 2.0 2.0 1685 $1,550 $0.92 24d 1 0.41mi
5431 Marion Ave Groves, TX 3.0 1.0 1100 $1,500 $1.36 44d 1 0.92mi
5989 32nd St Groves, TX 2.0 1.0 1074 $1,400 $1.30 14d 1 1.36mi

Listing history 4 events

  1. 2026-06-16
    remarks 690-char remark
  2. 2026-06-16
    listing id $68,500 Pending 3 DOM
  3. 2026-05-24
    listed $68,500 Active
  4. 2026-05-21
    listed $68,500 Active 696-char remark
    Show marketing remark (696 chars)

    INVESTOR OPPORTUNITY in the heart of Groves and located within the highly sought-after Port Neches-Groves Independent School District! This property is full of potential and ready for someone with vision to bring it back to life. Featuring a great location and endless possibilities, this home could make an excellent investment property, rental, flip, or future family home. Whether you're an investor, renovator, or buyer looking for your next project, this is your chance to create something special. Conveniently located near local shopping, dining, and schools. Don't miss the opportunity to transform this property into something truly beautiful — call today to schedule your showing!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X · 58% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 25 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,616
− Mortgage interest
−$3,837
− Property taxes
−$1,028
− Insurance
−$342
− Repairs & maintenance
−$1,569
− Management
−$1,569
− Depreciation
−$1,993
Taxable income
$9,277
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,227
After-tax cash flow
$7,589/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Port Neches-Groves ISD
NCES district ID
4835430
Math proficiency
42% ▼ -13.00%
Reading proficiency
47% ▼ -5.00%
Median HH income
$54,661
Composite
38.65/100
National rank
#4152
State rank
#260 of 826 in TX

Livability — Groves

Score
71/100
State rank
#315
US rank
#7031

Category grades

Amenities F Commute F Cost of living A+ Crime C+ Employment C- Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Groves, TX
County
Jefferson County · 203,592 people
City population
16,976
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
16,976
Household income
$73,710
Rent vs Own
22.1% rent · 77.9% own
Severe rent burden
131.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.62)
Race & ethnicity
White 53% Hispanic / Latino 30% Two or more races 18% Black 9% Asian 6%
Hispanic origin (detail)
Mexican 24% Dominican 2%
Common ancestry
Lithuanian 10% Serbian 1% Slovak 1%
Foreign-born
16% · Canada, Vietnam, Jamaica
Languages at home
72% English-only · Spanish 20% Vietnamese 5% Other Asian/Pacific 2%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -235.42%
Current HPI
183.1358
Rent YoY
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-05-24 Listed $68,500 BBOR
  • 2026-05-21 Listed $68,500 Deep East Texas MLS

Property tax history

+5.7%/yr

Latest (2025): $3,907 · +3.5% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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