707 E Pool Rd · Joplin, MO 64801

$64,900

2 bd · 2.0 ba · 1,155 sqft · Other · 75 Days on market

Built 1895 0.30 ac lot ↓ 44% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Rent growth +3.2/5.0
• Livability +3.2/5.0
• Schools +2.9/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

Key facts

• Wood flooring
• Back yard
• Stylish staircase

Tags

• WOOD FLOORING
• STYLISH STAIRCASE
• LARGE SUNROOM
• BACK YARD

Property features AI

Finance

• Financial info: Annual tax information available (not included per instructions)

Exterior

• Parking: No designated parking
• Utilities: Public sewer
• Home design: Single-family residence; Single family - freestanding
• Construction: Asbestos construction materials; Block foundation; Shingle roof; Built area above grade: 1,155
• Exterior features: Covered wrap-around porch; Cleared lot

Interior

• Kitchen: No appliances listed
• Bedrooms: 6 total rooms (includes bedrooms and living areas)
• Flooring: Concrete; Vinyl; Wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Has heating; Window unit cooling
• Interior features: Accessible entrance; Crawl space basement
• Laundry & utility: No washer/dryer or utility appliances listed

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath other listed at $65k.

Deal economics

• At list price, monthly cash flow is $557 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $65k).
• Recommended offer: $61k (6.0% below list) — sets the bar for market timing.
• Cap rate 16.6% vs local median 5.1% in Joplin — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 64/100 on livability (#318 in MO) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime F, amenities F, commute F.
• Joplin Schools (urban): math 30% / reading 39% proficiency, ranked #231 of 324 in MO (top 71%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Mckinley Elem. (math 22% / reading 22%, grade F, #910 of 1,115 statewide, top 83%, 310 students, 81% FRL); East Middle (math 22% / reading 40%, grade F, #279 of 391 statewide, top 72%, 597 students, 66% FRL) — zoned schools average 74% FRL vs 54% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: Rents rising (+3.0%/yr); 371 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 602 units permitted in Jasper County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $449 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $18k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 75 days — a 6% lower offer ($61k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 4y ago; this cycle's ask has dropped $20k (24%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1895 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $61,006 (6.0% below list)

Questions for the listing agent

1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1895 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.90% ✓
• Cap rate: 16.60%
• Cash-on-cash: 36.81%
• DSCR: 2.64
• GRM: 4.4

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 2.95% rent growth · sell at horizon

5-year hold

• IRR: 32.6%
• Equity multiple: 2.37×
• Total profit: $24,919
• Equity at exit: $9,677

10-year hold

• IRR: 39.6%
• Equity multiple: 4.70×
• Total profit: $67,147
• Equity at exit: $5,611

Cash invested: $18,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 81 Strongly Landlord-Friendly
• State Missouri: 81 Strongly Landlord-Friendly · R+10
• County: — inherits STATE
• City: — inherits STATE

Generally landlord-friendly; St Louis has some habitability requirements.

Methodology + full state rankings →

ZIP-level market 64801

• Rents YoY: 3.0%
• Active inventory: 371
• Price-to-rent: 4.4×

Monthly cashflow live

• Estimated rent: $1,231 high
• Mortgage (P&I): −$340
• Tax from tax record: −$47 /mo · $568/yr
• Insurance: −$27
• HOA: −$0
• Vacancy / Maint / Mgmt: −$258
• Net cashflow: $557

Break-even live

Break-even rent $525

Max offer price $64,900

Occupancy floor 50%

Sensitivity live

Price	-10% $594	-5% $576	+0% $557	+5% $539	+10% $521
Rent	-10% $460	-5% $509	+0% $557	+5% $606	+10% $655
Rate	-1.0pp $590	-0.5pp $574	base $557	+0.5pp $541	+1.0pp $523

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $16,225
• Closing costs: $1,947
• Reserves months: —
• Total cash needed: —

Rent comps 12 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
211 S Galena Ave Joplin, MO	3.0	2.0	1200	$1,550	$1.29	21d	1	0.23mi
1013 Broadway St Joplin, MO	3.0	1.0	917	$995	$1.09	21d	1	0.27mi
1012 Central St Joplin, MO	3.0	2.0	1100	$1,395	$1.27	21d	1	0.31mi
101 N Main Street Rd Unit 1806 Joplin, MO	3.0	2.0	1386	$1,300	$0.94	21d	1	0.43mi
120 /122 S Pearl Ave #122 Joplin, MO	3.0	2.0	1200	$1,250	$1.04	21d	1	0.66mi
306 N Connor Ave Joplin, MO	2.0	1.0	1072	$1,000	$0.93	21d	1	0.92mi
524 S Moffet Ave Joplin, MO	3.0	1.0	900	$855	$0.95	21d	1	0.92mi
1880 E Kensington St Joplin, MO	3.0	2.0	1036	$1,400	$1.35	21d	1	0.94mi
120 S Brownell Ave Joplin, MO	3.0	1.0	1092	$900	$0.82	21d	1	1.06mi
220 S Florida Ave Joplin, MO	3.0	2.0	1180	$1,400	$1.19	21d	1	1.14mi
1119 S Saint Louis Ave Joplin, MO	2.0	1.5	904	$1,100	$1.22	21d	1	1.22mi
623 W Junge Blvd Joplin, MO	3.0	2.0	1217	$1,500	$1.23	21d	1	1.41mi

Listing history 22 events

1. 2026-06-05
   status $64,900 Pending 75 DOM
2. 2026-06-03
   days on market $64,900 Active 75 DOM
3. 2026-06-02
   days on market $64,900 Active 74 DOM
4. 2026-06-01
   days on market $64,900 Active 73 DOM
5. 2026-05-31
   days on market $64,900 Active 72 DOM
6. 2026-05-30
   days on market $64,900 Active 71 DOM
7. 2026-05-18
   price $64,900 362-char remark

   Show marketing remark (362 chars)

   Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

8. 2026-05-12
   price $64,900
9. 2026-04-13
   price $79,900 362-char remark

   Show marketing remark (362 chars)

   Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

10. 2026-04-13
    price $79,900

    Show marketing remark (362 chars)

    Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

11. 2026-04-10
    status Active 362-char remark

    Show marketing remark (362 chars)

    Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

12. 2026-04-10
    status Active

    Show marketing remark (362 chars)

    Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

13. 2026-03-19
    status Pending 362-char remark

    Show marketing remark (362 chars)

    Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

14. 2026-03-19
    status Pending

    Show marketing remark (362 chars)

    Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

15. 2026-02-25
    listed $84,900 Active 362-char remark

    Show marketing remark (362 chars)

    Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

16. 2026-02-25
    listed $84,900 Active

    Show marketing remark (362 chars)

    Traditional 2 Story, 2 Bedroom, 2 Bathroom home located in the heart of Joplin. Home features wood flooring and trim, a stylish staircase, and a large sunroom that could also serve as a 2nd living area, office, or family room. Back Yard is perfect for all types of social activities. Could make a great home or investment opportunity. Don't miss out on this one!

17. 2022-11-18
    soldstatus
18. 2022-11-17
    soldstatus Closed 530-char remark

    Show marketing remark (530 chars)

    Step back to a more peaceful time where you could sit on your wrap around porch and watch the world go by. This historic home is filled with charming touches throughout. The original hardwood floors are stunning and the wood trim will not be found in newer homes. With a main floor primary bedroom and bath as well a a spacious sunroom that makes a wonderful playroom, home office, or 2nd living area. The two additional pass-through bedrooms have ample closet space and could also be used as a bedroom with adjoining living room.

19. 2022-11-08
    status Active 530-char remark

    Show marketing remark (530 chars)

    Step back to a more peaceful time where you could sit on your wrap around porch and watch the world go by. This historic home is filled with charming touches throughout. The original hardwood floors are stunning and the wood trim will not be found in newer homes. With a main floor primary bedroom and bath as well a a spacious sunroom that makes a wonderful playroom, home office, or 2nd living area. The two additional pass-through bedrooms have ample closet space and could also be used as a bedroom with adjoining living room.

20. 2022-10-07
    status Pending 530-char remark

    Show marketing remark (530 chars)

    Step back to a more peaceful time where you could sit on your wrap around porch and watch the world go by. This historic home is filled with charming touches throughout. The original hardwood floors are stunning and the wood trim will not be found in newer homes. With a main floor primary bedroom and bath as well a a spacious sunroom that makes a wonderful playroom, home office, or 2nd living area. The two additional pass-through bedrooms have ample closet space and could also be used as a bedroom with adjoining living room.

21. 2022-10-01
    listed $114,900 Active 530-char remark

    Show marketing remark (530 chars)

    Step back to a more peaceful time where you could sit on your wrap around porch and watch the world go by. This historic home is filled with charming touches throughout. The original hardwood floors are stunning and the wood trim will not be found in newer homes. With a main floor primary bedroom and bath as well a a spacious sunroom that makes a wonderful playroom, home office, or 2nd living area. The two additional pass-through bedrooms have ample closet space and could also be used as a bedroom with adjoining living room.

22. 1996-03-18
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

• Current annual tax: $568 · $47/mo
• Projected year-2 tax: $630 · $52/mo
• Expected delta: +$61/yr (+$5/mo · 10.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥106°F today · 19 d/yr by 30 yrs out
• 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,766
• − Mortgage interest: −$3,635
• − Property taxes: −$568
• − Insurance: −$324
• − Repairs & maintenance: −$1,181
• − Management: −$1,181
• − Depreciation: −$1,888
• Taxable income: $5,987
• Est. tax owed @ 24.0%: −$1,437
• After-tax cash flow: $5,251/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Joplin Schools
• NCES district ID: 2916350
• Math proficiency: 30% ▼ -3.00%
• Reading proficiency: 39% ▼ -3.00%
• Median HH income: $38,648
• Composite: 28.82/100
• National rank: #6657
• State rank: #231 of 324 in MO

Livability — Joplin

• Score: 64/100
• State rank: #318
• US rank: #14578

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D- Housing A+ Health & safety D- User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Joplin, MO
• County: Jasper County · 79,035 people
• City population: 73,303
• Metro: Joplin, MO
• Population (ZIP): 36,287
• Household income: $52,620
• Rent vs Own: 46.7% rent · 53.3% own
• Severe rent burden: 1710.0

Population outlook (Jasper County) Hauer SSP2

• Today (2025): 120,033 people
• By 2030: 120,091 · +0.0%
• By 2040: 119,297 · -0.6%
• By 2050: 117,705 · -1.9%
• By 2075: 110,402 · -8.0%
• By 2100: 99,719 · -16.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 8% Hispanic / Latino 6% Black 3% Asian 2% Native American 1%
• Hispanic origin (detail): Mexican 4%
• Common ancestry: Slovak 2% Lithuanian 2% Italian 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 3% Other Asian/Pacific 1%

Political lean MEDSL · Jasper

• 2024 margin: Solid R (+46.8) · D 25.9% · R 72.7% · Other 1.4%
• 2008→2024 swing: -13.6pp toward R · 2008: -33.2pp · 2024: -46.8pp
• All cycles: 2024: R+46.8 2020: R+46.2 2016: R+50.8 2012: R+41.0 2008: R+33.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -174.15%
• Current HPI: 248.5056
• Rent YoY: ▲ 2.95%
• Metro: Joplin, MO
• State GDP YoY: ▲ 1.84%
• F500 in state: 20

Industry mix (Fortune 500 HQ in MO)

Industry	F500 HQs	Revenue
▸Healthcare	1	$163B
▸Insurance	1	$21B
▸Industrial Technology	1	$17B
▸Retail	1	$16B
▸Industrial Distribution	1	$10B
▸Utilities	1	$9B

Price history

-43.5% since first listed

16 events — show timeline

• 2026-05-18 Price Changed $64,900 SOMO
• 2026-05-12 Price Changed $64,900 OGAR
• 2026-04-13 Price Changed $79,900 SOMO
• 2026-04-13 Price Changed $79,900 OGAR
• 2026-04-10 Relisted — SOMO
• 2026-04-10 Relisted — OGAR
• 2026-03-19 Pending — SOMO
• 2026-03-19 Pending — OGAR
• 2026-02-25 Listed $84,900 OGAR
• 2026-02-25 Listed $84,900 SOMO
• 2022-11-18 Sold (Public Records) — Public Records
• 2022-11-17 Sold (MLS) — OGAR
• 2022-11-08 Relisted — OGAR
• 2022-10-07 Pending — OGAR
• 2022-10-01 Listed $114,900 OGAR
• 1996-03-18 Sold (Public Records) — Public Records

Property tax history

+3.5%/yr

Latest (2025): $568 · +27.5% YoY. Source: county tax records.