9000 US Highway 192 #166 · Four Corners, FL 34714

$80,000

1 bd · 1.0 ba · 279 sqft · Condo public records · 51 Days on market

Built 1978 $256/mo HOA · 19% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +28.5/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +4.8/10.0
• Schools +3.5/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +1.6/5.0

Listing remarks MLS

YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

Key facts

• Gated community
• Lakefront setting
• Newer windows

Tags

• WATERFRONT PARADISE
• GATED COMMUNITY
• LAKEFRONT SETTING
• OVERSIZED LOT
• NEWER WINDOWS
• HEATED SWIMMING POOLS

Property features AI

Finance

• Other: Furnished; Association fee includes guard (24-hour), cable TV, common area taxes, pool, escrow reserves, grounds maintenance, management, sewer, trash, water and recreational facilities
• Financial info: Total monthly fees $256; total annual fees $3,072; Lease restrictions apply
• HOA & community: Association: Sabrina Stone; Monthly HOA $256 (required) — Quarterly fee $768; Association requires buyer approval; Association amenities include clubhouse, pool, tennis and shuffleboard courts, playground, recreation facilities, golf, dog park, gated community, community mailbox, private road, and more; Senior community; Pets allowed

Exterior

• Parking: Driveway
• Security: Gated community (association)
• Utilities: Private water; Private sewer; Broadband/high-speed internet available; Cable available; Electricity connected; Sewer connected; Water connected
• Home design: Manufactured single-wide home; One story; Faces north; On waterfront with canal and lake views and water access (Lake Davenport)
• Construction: Vinyl siding; Metal roof; Crawlspace foundation; Estimated building area 519 sq ft; Built on approximately 0.06-acre lot
• Exterior features: Deck; Rain gutters; Level, paved, private lot; Private maintained road

Interior

• Kitchen: Range; Range hood; Microwave; Refrigerator; Electric water heater
• Bedrooms: 1 bedroom
• Flooring: Laminate
• Bathrooms: 1 full bathroom
• Heating & cooling: Central heating (electric); Central air conditioning
• Interior features: Built-in features; Ceiling fans; Decorative electric fireplace; Florida room
• Laundry & utility: Washer; Dryer; Laundry inside

What this means for you Summary

Snapshot

• This is a 1-bed/1.0-bath condo listed at $80k.

Deal economics

• At list price, monthly cash flow is $261 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $80k).
• Recommended offer: $78k (3.0% below list) — sets the bar for market timing.
• Cap rate 10.2% vs local median 3.2% in Four Corners — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#453 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A-; Watch: schools F, amenities F, health & safety F.
• Polk (suburban): math 39% / reading 43% proficiency, ranked #62 of 73 in FL (top 85%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents falling (-3.5%/yr); 716 active listings in the ZIP; 1 comparable units currently listed for rent nearby; solid renter incomes; 10,384 units permitted in Polk County in 2024 (1,716 in 5+ unit buildings).

Forward outlook

• In year one you build about $289 of equity ($553 loan paydown + $-264 appreciation (-0.3% local appreciation)).
• Polk County population projected at +33% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-0.3% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 51 days — a 3% lower offer ($78k) is reasonable based on typical stale-listing flexibility.
• 8 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $77,600 (3.0% below list)

Questions for the listing agent

1. It's been on market 51 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1978 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
8. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
9. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.70% ✓
• Cap rate: 10.21%
• Cash-on-cash: 14.01%
• DSCR: 1.62
• GRM: 4.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.33% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: 9.2%
• Equity multiple: 1.41×
• Total profit: $9,282
• Equity at exit: $21,918

10-year hold

• IRR: 11.5%
• Equity multiple: 2.07×
• Total profit: $24,012
• Equity at exit: $25,322

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34714

• Home prices YoY: -0.1%
• Rents YoY: -3.5%
• Active inventory: 716
• Price-to-rent: 4.9×

Monthly cashflow live

• Estimated rent: $1,356 medium
• Mortgage (P&I): −$420
• Tax from tax record: −$101 /mo · $1,213/yr
• Insurance: −$33
• HOA: −$256
• Vacancy / Maint / Mgmt: −$285
• Net cashflow: $261

Break-even live

Break-even rent $1,025

Max offer price $80,000

Occupancy floor 76%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,000
• Closing costs: $2,400
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
9000 US Highway 192 #115 Clermont, FL	1.0	1.0	364	$950	$2.61	10d	1	0.13mi

HOA detail condo

• Monthly dues: $256 · $3,072/yr
• Likely covers: watersewertrashcablepoolsecurity
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 39 events

1. 2026-06-18
   days on market $80,000 Active 51 DOM
2. 2026-06-17
   days on market $80,000 Active 50 DOM
3. 2026-06-16
   days on market $80,000 Active 49 DOM
4. 2026-06-15
   days on market $80,000 Active 48 DOM
5. 2026-06-13
   days on market $80,000 Active 46 DOM
6. 2026-06-10
   days on market $80,000 Active 43 DOM
7. 2026-06-09
   days on market $80,000 Active 42 DOM
8. 2026-06-08
   days on market $80,000 Active 41 DOM
9. 2026-06-07
   days on market $80,000 Active 40 DOM
10. 2026-06-05
    days on market $80,000 Active 37 DOM
11. 2026-06-03
    days on market $80,000 Active 36 DOM
12. 2026-06-03
    days on market $80,000 Active 35 DOM
13. 2026-06-01
    days on market $80,000 Active 34 DOM
14. 2026-05-31
    days on market $80,000 Active 33 DOM
15. 2026-04-28
    listed $80,000 Active
16. 2023-11-15
    soldstatus $75,000
17. 2023-11-10
    soldstatus $75,000 Closed 852-char remark

    Show marketing remark (852 chars)

    YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

18. 2023-10-06
    status Pending 852-char remark

    Show marketing remark (852 chars)

    YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

19. 2023-10-04
    price $75,000 852-char remark

    Show marketing remark (852 chars)

    YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

20. 2023-08-23
    status Active 852-char remark

    Show marketing remark (852 chars)

    YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

21. 2023-07-21
    status Pending 852-char remark

    Show marketing remark (852 chars)

    YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

22. 2023-07-05
    price $83,000 852-char remark

    Show marketing remark (852 chars)

    YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

23. 2023-06-26
    listed $87,000 Active 852-char remark

    Show marketing remark (852 chars)

    YOU OWN THE LAND Back to the market due to financing, almost the price of only the land. This is a one bed one bath home located ON THE CANAL, BEAUTIFUL DECK !! This home offers newer windows in the Florida room . You have a GREAT VIEW up the canal, and an oversized lot . ORO is a gated lakefront community and features two heated pools, tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, , bingo, etc. The HOA fee at $591 /quarter, covers water/sewer/basic cable/trash/lawn mowing. YOU OWN THE LAND!!!!!!!!!!!!!. Check it out. This home is being sold "as is" Cash Only. .. .55 plus community

24. 2020-12-15
    soldstatus $43,000
25. 2020-11-25
    soldstatus $43,000 Sold 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

26. 2020-10-20
    status Pending 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

27. 2020-10-19
    status Active 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

28. 2020-10-12
    status Pending 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

29. 2020-08-10
    price $52,500 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

30. 2020-08-10
    status Active 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

31. 2020-07-23
    historical 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

32. 2020-05-19
    status Active 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

33. 2020-04-25
    historical 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

34. 2020-03-07
    price $34,900 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

35. 2019-10-25
    listed $37,900 Active 948-char remark

    Show marketing remark (948 chars)

    55+. This is a one bed/one bath home located ON THE CANAL with a BRAND NEW deck and dock! This home offers newer windows in the Florida room and NEW FLOORING and otherupdates. You have a GREAT VIEW up the canal, and an oversized lot with a fruit tree. Check this out and see how you can make this home your own for full time living OR your vacation getaway home. ORO is a gated lakefront community and features two heated pools, lighted tennis courts, pickle ball, shuffleboard, par 3 free golf course, and horseshoes. There is a boat ramp so you can bring your own boat and enjoy the water on 175 acre Lake Davenport. The Clubhouse has a library, a lounge where you can play cards or relax, and a large auditorium for community events, church, bingo, etc. The HOA fee at $517/quarter ($173/mo) covers water/sewer/basic cable/trash/lawn mowing. NO LOT RENT. Check it out. This home is being sold "as is with right to inspect". No VA/FHA.

36. 2018-03-21
    historical
37. 2017-12-05
    listed $39,900 Active
38. 1981-02-01
    soldstatus $20,000
39. 1977-04-01
    soldstatus $5,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,213 · $101/mo
• Projected year-2 tax: $1,213 · $101/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 23 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,274
• − Mortgage interest: −$4,481
• − Property taxes: −$1,213
• − Insurance: −$400
• − Repairs & maintenance: −$1,302
• − Management: −$1,302
• − HOA: −$3,072
• − Depreciation: −$2,327
• Taxable income: $2,177
• Est. tax owed @ 24.0%: −$522
• After-tax cash flow: $2,615/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Polk
• NCES district ID: 1201590
• Math proficiency: 39% ▼ -11.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $43,979
• Composite: 34.74/100
• National rank: #5132
• State rank: #62 of 73 in FL

Livability — Four Corners

• Score: 69/100
• State rank: #453
• US rank: #8218

Category grades

Amenities F Commute C+ Cost of living A- Crime B- Employment C Housing A+ Health & safety F User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Four Corners, FL
• County: Lake County · 364,602 people
• City population: 27,422
• Metro: Orlando-Kissimmee-Sanford, FL
• Population (ZIP): 28,200
• Household income: $75,392
• Rent vs Own: 49.3% rent · 50.7% own
• Severe rent burden: 953.0

Population outlook (Polk County) Hauer SSP2

• Today (2025): 752,975 people
• By 2030: 804,621 · +6.9%
• By 2040: 906,117 · +20.3%
• By 2050: 1,000,476 · +32.9%
• By 2075: 1,197,520 · +59.0%
• By 2100: 1,271,518 · +68.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.59)
• Race & ethnicity: White 56% Hispanic / Latino 30% Two or more races 25% Black 6% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 17% Dominican 2%
• Common ancestry: Romanian 3% Lithuanian 3% Italian 2%
• Foreign-born: 13% · Canada, Jamaica
• Languages at home: 76% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · Polk

• 2024 margin: Strong R (+20.7) · D 39.2% · R 59.9%
• 2008→2024 swing: -14.6pp toward R · 2008: -6.1pp · 2024: -20.7pp
• All cycles: 2024: R+20.7 2020: R+14.4 2016: R+14.1 2012: R+6.8 2008: R+6.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.33%
• Current HPI: 256.1331
• Rent YoY: ▼ -3.46%
• Metro: Orlando-Kissimmee-Sanford, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1500.0% since first listed

25 events — show timeline

• 2026-04-28 Listed $80,000 Stellar MLS as Distributed by MLS Grid
• 2023-11-15 Sold (Public Records) $75,000 Public Records
• 2023-11-10 Sold (MLS) $75,000 Stellar MLS as Distributed by MLS Grid
• 2023-10-06 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-10-04 Price Changed $75,000 Stellar MLS as Distributed by MLS Grid
• 2023-08-23 Relisted — Stellar MLS as Distributed by MLS Grid
• 2023-07-21 Pending — Stellar MLS as Distributed by MLS Grid
• 2023-07-05 Price Changed $83,000 Stellar MLS as Distributed by MLS Grid
• 2023-06-26 Listed $87,000 Stellar MLS as Distributed by MLS Grid
• 2020-12-15 Sold (Public Records) $43,000 Public Records
• 2020-11-25 Sold (MLS) $43,000 Stellar MLS as Distributed by MLS Grid
• 2020-10-20 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-10-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-10-12 Pending — Stellar MLS as Distributed by MLS Grid
• 2020-08-10 Price Changed $52,500 Stellar MLS as Distributed by MLS Grid
• 2020-08-10 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-07-23 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-05-19 Relisted — Stellar MLS as Distributed by MLS Grid
• 2020-04-25 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2020-03-07 Price Changed $34,900 Stellar MLS as Distributed by MLS Grid
• 2019-10-25 Listed $37,900 Stellar MLS as Distributed by MLS Grid
• 2018-03-21 Listing Removed — Stellar MLS as Distributed by MLS Grid
• 2017-12-05 Listed $39,900 Stellar MLS as Distributed by MLS Grid
• 1981-02-01 Sold (Public Records) $20,000 Public Records
• 1977-04-01 Sold (Public Records) $5,000 Public Records

Property tax history

+20.6%/yr

Latest (2025): $1,213 · +13.2% YoY. Source: county tax records.