CashFlowRE
Sign in Sign up
No image
C- Composite 51.7
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.6/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.9/10.0
  • 1% rule +5.7/10.0
  • Rent growth +2.5/5.0
  • Schools +2.5/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$119,900

134 Enlow Rd · Batesburg-Leesville, SC 29006
2 bd · 2.0 ba · 1,260 sqft · SingleFamily · 108 Days on market
Built 2002 1.30 ac lot ↓ 20% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to 134 Enlow Road in Batesburg, SC — a peaceful rural retreat with modern comfort and room to breathe. This 1,260 sq ft home offers an inviting open floor plan. Situated on a generous 1.30-acre lot, the property provides privacy, space, and the quiet country setting so many buyers are seeking. Well Recently Inspected on April 9, 2026 and passed with flying colors. Inside, you’ll find 2 spacious bedrooms and 2 full bathrooms. The main bathroom features a convenient tub/shower combo, while the owner’s suite includes its own private bath with a walk-in shower. The home’s layout is bright and functional, ideal for first-time buyers, downsizers, or anyone wanting

Key facts

  • Metal roof
  • Private bath
  • 1.30-acre lot

Tags

1.30-ACRE LOTMETAL ROOFPRIVATE BATHWALK-IN SHOWERQUIET COUNTRY SETTING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $120k.

Deal economics

  • At list price, monthly cash flow is $183 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $120k).
  • Recommended offer: $109k (9.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Lexington 03 (rural): math 26% / reading 33% proficiency, ranked #56 of 80 in SC (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 70 active listings in the ZIP; 52 units permitted in Saluda County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 108 days — a 9% lower offer ($109k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 52% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $109,109 (9.0% below list)

Questions for the listing agent

  1. It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.07%
Cap rate
8.12%
Cash-on-cash
6.53%
DSCR
1.29
GRM
7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.2%
Equity multiple
0.77×
Total profit
$-7,770
Equity at exit
$17,877
10-year hold
IRR
3.4%
Equity multiple
1.25×
Total profit
$8,301
Equity at exit
$10,367

Cash invested: $33,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29006

Home prices YoY
-6.3%
Active inventory
70
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$1,280 medium interval (Pro) →
Mortgage (P&I)
$629
Tax est. 1.5%
$150 /mo · $1,798/yr
Insurance
$50
HOA
$0
Vacancy / Maint / Mgmt
$269
Net cashflow
$183

Break-even live

Break-even rent $1,049
Max offer price $119,900
Occupancy floor 81%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$29,975
Closing costs
$3,597
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 5 events

  1. 2026-04-24
    status Pending
  2. 2026-04-15
    price $119,900
  3. 2026-03-14
    price $129,900
  4. 2026-02-11
    price $139,900
  5. 2026-01-05
    listed $149,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 52% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,362
− Mortgage interest
−$6,716
− Property taxes
−$1,798
− Insurance
−$600
− Repairs & maintenance
−$1,229
− Management
−$1,229
− Depreciation
−$3,488
Taxable income
$302
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$73
After-tax cash flow
$2,121/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Lexington 03
NCES district ID
4502760
Math proficiency
26% ▼ -18.00%
Reading proficiency
33% ▼ -6.00%
Median HH income
$40,709
Composite
24.88/100
National rank
#7586
State rank
#56 of 80 in SC

Livability — Batesburg-Leesville

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
8,987

Population outlook (Saluda County) Hauer SSP2

Today (2025)
20,730 people
By 2030
20,822 · +0.4%
By 2040
20,759 · +0.1%
By 2050
20,369 · -1.7%
By 2075
19,208 · -7.3%
By 2100
18,173 · -12.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (63%)
Race & ethnicity
White 63% Black 18% Hispanic / Latino 16% Two or more races 8%
Hispanic origin (detail)
Mexican 11%
Common ancestry
Slovak 2% Lithuanian 1% Italian 1%
Foreign-born
8% · Canada
Languages at home
85% English-only · Spanish 13% German/W. Germanic 2%

Political lean MEDSL · Saluda

2024 margin
Solid R (+44.4) · D 27.2% · R 71.6% · Other 1.2%
2008→2024 swing
-22.6pp toward R · 2008: -21.7pp · 2024: -44.4pp
All cycles
2024: R+44.4 2020: R+35.0 2016: R+31.7 2012: R+21.1 2008: R+21.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -17.26%
Current HPI
256.774
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-20.0% since first listed
5 events — show timeline
  • 2026-04-24 Pending Consolidated MLS
  • 2026-04-15 Price Changed $119,900 Consolidated MLS
  • 2026-03-14 Price Changed $129,900 Consolidated MLS
  • 2026-02-11 Price Changed $139,900 Consolidated MLS
  • 2026-01-05 Listed $149,900 Consolidated MLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…