134 Enlow Rd · Batesburg-Leesville, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 6/10 · Moderate
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 16 days/yr
Wind risk 6/10 · Moderate
- Chance of severe wind over 30 yrs
- 52.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.6/30.0
- ARV discount +7.5/15.0
- DSCR +6.9/10.0
- 1% rule +5.7/10.0
- Rent growth +2.5/5.0
- Schools +2.5/10.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$119,900
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Welcome to 134 Enlow Road in Batesburg, SC — a peaceful rural retreat with modern comfort and room to breathe. This 1,260 sq ft home offers an inviting open floor plan. Situated on a generous 1.30-acre lot, the property provides privacy, space, and the quiet country setting so many buyers are seeking. Well Recently Inspected on April 9, 2026 and passed with flying colors. Inside, you’ll find 2 spacious bedrooms and 2 full bathrooms. The main bathroom features a convenient tub/shower combo, while the owner’s suite includes its own private bath with a walk-in shower. The home’s layout is bright and functional, ideal for first-time buyers, downsizers, or anyone wanting
Key facts
- Metal roof
- Private bath
- 1.30-acre lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $120k.
Deal economics
- At list price, monthly cash flow is $183 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $120k).
- Recommended offer: $109k (9.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Lexington 03 (rural): math 26% / reading 33% proficiency, ranked #56 of 80 in SC (top 70%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 70 active listings in the ZIP; 52 units permitted in Saluda County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $829 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 108 days — a 9% lower offer ($109k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: major wind risk, 52% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 108 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.07% ✓
- Cap rate
- 8.12%
- Cash-on-cash
- 6.53%
- DSCR
- 1.29
- GRM
- 7.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.2%
- Equity multiple
- 0.77×
- Total profit
- $-7,770
- Equity at exit
- $17,877
- IRR
- 3.4%
- Equity multiple
- 1.25×
- Total profit
- $8,301
- Equity at exit
- $10,367
Cash invested: $33,572 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29006
- Home prices YoY
- -6.3%
- Active inventory
- 70
- Price-to-rent
- 7.8×
Monthly cashflow live
- Estimated rent
- $1,280 medium interval (Pro) →
- Mortgage (P&I)
- −$629
- Tax est. 1.5%
- −$150 /mo · $1,798/yr
- Insurance
- −$50
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$269
- Net cashflow
- $183
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $29,975
- Closing costs
- $3,597
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 5 events
-
2026-04-24status Pending
-
2026-04-15price $119,900
-
2026-03-14price $129,900
-
2026-02-11price $139,900
-
2026-01-05$149,900 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 6/10 Major 7 d/yr ≥107°F today · 16 d/yr by 30 yrs out
- Wind 6/10 Major 52% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,362
- − Mortgage interest
- −$6,716
- − Property taxes
- −$1,798
- − Insurance
- −$600
- − Repairs & maintenance
- −$1,229
- − Management
- −$1,229
- − Depreciation
- −$3,488
- Taxable income
- $302
- Est. tax owed @ 24.0%
- −$73
- After-tax cash flow
- $2,121/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lexington 03
- NCES district ID
- 4502760
- Math proficiency
- 26% ▼ -18.00%
- Reading proficiency
- 33% ▼ -6.00%
- Median HH income
- $40,709
- Composite
- 24.88/100
- National rank
- #7586
- State rank
- #56 of 80 in SC
Livability — Batesburg-Leesville
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Population (ZIP)
- 8,987
Population outlook (Saluda County) Hauer SSP2
- Today (2025)
- 20,730 people
- By 2030
- 20,822 · +0.4%
- By 2040
- 20,759 · +0.1%
- By 2050
- 20,369 · -1.7%
- By 2075
- 19,208 · -7.3%
- By 2100
- 18,173 · -12.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Majority White (63%)
- Race & ethnicity
- White 63% Black 18% Hispanic / Latino 16% Two or more races 8%
- Hispanic origin (detail)
- Mexican 11%
- Common ancestry
- Slovak 2% Lithuanian 1% Italian 1%
- Foreign-born
- 8% · Canada
- Languages at home
- 85% English-only · Spanish 13% German/W. Germanic 2%
Political lean MEDSL · Saluda
- 2024 margin
- Solid R (+44.4) · D 27.2% · R 71.6% · Other 1.2%
- 2008→2024 swing
- -22.6pp toward R · 2008: -21.7pp · 2024: -44.4pp
- All cycles
- 2024: R+44.4 2020: R+35.0 2016: R+31.7 2012: R+21.1 2008: R+21.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -17.26%
- Current HPI
- 256.774
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-20.0% since first listed5 events — show timeline
- 2026-04-24 Pending — Consolidated MLS
- 2026-04-15 Price Changed $119,900 Consolidated MLS
- 2026-03-14 Price Changed $129,900 Consolidated MLS
- 2026-02-11 Price Changed $139,900 Consolidated MLS
- 2026-01-05 Listed $149,900 Consolidated MLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…