CashFlowRE
Sign in Sign up
210 N 17th St #906
C Composite 55.89
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +11.3/30.0
  • 1% rule +10.0/10.0
  • Appreciation +5.3/10.0
  • Rent growth +4.8/5.0
  • DSCR +3.3/10.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.2/10.0

$52,500

210 N 17th St #906 · St. Louis, MO 63103
1 bd · 1.0 ba · 648 sqft · Condo public records · 42 Days on market
Built 1959 $81/sqft · 33% below area Est $78k · 33% under $583/mo HOA · 50% of rent ↓ 18% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Stylish 1 Bed/1 Bath Condo With A Balcony | Fully Furnished | Move-In Ready ** Experience the ultimate in urban convenience at Blu City Spaces, perfectly positioned steps from the energy of Washington Avenue and the excitement of every St Louis Sporting Venue.. This high-rise delivers everything you need for effortless downtown living. Gourmet Kitchen * Custom cabinetry and granite countertops create the perfect space for culinary adventures * Private Balcony will be your personal outdoor retreat * ideal for morning coffee or evening relaxation ** FULLY FURNISHED - TURNKEY LIVING - SIMPLY BRING YOUR SUITCASES AND SETTLE IN ** This well-maintained urban high-rise offers --- 24-hour doorman service for security and convenience ** Club room featuring TV and pool table for entertainment ** State-of-the-art fitness center & Bike Storage ** Outdoor patio with grills and comfortable lounge seating ** Gated, secure covered parking **

Key facts

  • $583 HOA
  • Built 1959
  • Listed 41 days

Property features AI

Finance

  • Other: Home warranty available
  • HOA & community: HOA managed by Civitas Realtor; Monthly association fee ($583); Association amenities include barbecue, fitness center, game room, meeting room, parking, storage, coin laundry, outside management, and security; Association fee covers janitorial service, grounds and parking/road maintenance, repairs, common area and exterior maintenance, sewer and water

Exterior

  • Parking: Building offers parking (association-managed)
  • Security: Front desk; Association security
  • Utilities: Public water; Public sewer; 220-volt electric; Cable available and connected; Electricity available and connected; Natural gas available and connected; Water available and connected; Sewer available and connected
  • Home design: Condominium (attached); One level
  • Construction: Concrete construction
  • Exterior features: City lot; Close to clubhouse

Interior

  • Kitchen: Kitchen (main level)
  • Bedrooms: One bedroom on the main level
  • Bathrooms: One full bathroom (main level)
  • Heating & cooling: Natural gas heating; Wall/window AC unit(s)
  • Interior features: Living room on the main level; Kitchen on the main level; Bathroom on the main level; Patio; Lobby; Front desk; Bike storage; Coin laundry; Building patio
  • Laundry & utility: Coin laundry in building

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath condo listed at $52k.

Deal economics

  • At list price, monthly cash flow is $-19 ($-230/yr) — negative.
  • To cash-flow at today's rent, offer at most $50k (5.3% below list).
  • Meets the 1% rule at list price ($1k rent vs $52k).
  • Recommended offer: $50k (5.3% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • St. Louis City (urban): math 10% / reading 18% proficiency, ranked #312 of 324 in MO (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 80% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Peabody Elem. (math 5% / reading 5%, grade F, #1,072 of 1,115 statewide, top 98%, 152 students, 98% FRL); Vashon High (math 2% / reading 2%, grade F, #520 of 521 statewide, top 100%, 568 students, 100% FRL) — zoned schools average 99% FRL vs 80% district-wide (18 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising fast (+9.2%/yr); 70 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals leasing fast (median 9d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 294 units permitted in St. Louis city in 2024 (227 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($41k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $712 of equity ($363 loan paydown + $349 appreciation (0.7% local appreciation)).
  • St. Louis County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (0.7% appreciation + 8.0% rent growth), your $15k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 42 days — a 3% lower offer ($51k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 9y ago; this cycle's ask has dropped $3k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: HOA is 50% of rent; built in 1959 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $49,725 (5.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 42 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  3. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.23%
Cap rate
5.85%
Cash-on-cash
-1.57%
DSCR
0.93
GRM
3.7

CMA / ARV

ARV (median comp)
$78,452
List price
$52,500
Delta
-33.08%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi

Projected returns pro-forma

0.66% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
6.9%
Equity multiple
1.37×
Total profit
$5,479
Equity at exit
$17,012
10-year hold
IRR
18.1%
Equity multiple
3.84×
Total profit
$41,758
Equity at exit
$21,919

Cash invested: $14,700 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 63103

Home prices YoY
0.6%
Rents YoY
9.2%
Active inventory
70
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$1,173 high interval (Pro) →
Mortgage (P&I)
$275
Tax est. 1.5%
$66 /mo · $788/yr
Insurance
$22
HOA
$583
Vacancy / Maint / Mgmt
$246
Net cashflow
$-19

Break-even live

Break-even rent $1,197
Max offer price $49,725
Occupancy floor 97%

Sensitivity live

Price -10% $17 -5% $-1 +0% $-19 +5% $-37 +10% $-55
Rent -10% $-112 -5% $-66 +0% $-19 +5% $27 +10% $73
Rate -1.0pp $7 -0.5pp $-6 base $-19 +0.5pp $-33 +1.0pp $-47

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$13,125
Closing costs
$1,575
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
210 N 17th St Saint Louis, MO 1.0 1.0 648 $950 $1.47 44d 1 0.05mi
210 N 17th St Saint Louis, MO 1.0 427 $800 $1.87 15d 1 0.05mi
110 N 17th St Saint Louis, MO 2.0 1.0 653 $805 $1.23 8d 1 0.07mi
1717 Olive St Saint Louis, MO 2.0 1.0–2.0 957 $2,200 $2.30 2d 64 0.08mi
1815 Locust St Saint Louis, MO 1.0–2.0 1.0–2.0 983 $1,235 $1.26 44d 7 0.17mi
1531 Washington Ave St. Louis, MO 1.0–2.0 1.0 656 $1,020 $1.55 2d 5 0.20mi
1900 Washington Ave Saint Louis, MO 1.0–2.0 1.0–2.0 960 $1,295 $1.35 2d 12 0.24mi
300 N Tucker Blvd St. Louis, MO 1.0–2.0 1.0–2.0 1013 $1,200 $1.18 2d 10 0.39mi
1300 Convention Plz Saint Louis, MO 2.0 1.0 877 $1,188 $1.35 44d 1 0.39mi
2200 Locust St Saint Louis, MO 1.0–2.0 1.0–1.5 862 $1,395 $1.62 4d 6 0.41mi
1133 Washington Ave St. Louis, MO 2.0 1.0–2.0 637 $1,034 $1.62 44d 1 0.42mi
1110 Washington Ave Saint Louis, MO 1.0–2.0 1.0–2.0 1006 $995 $0.99 3d 19 0.46mi
2206 Lucas Ave St. Louis, MO 1.0–2.0 1.0–2.0 1047 $1,250 $1.19 2d 20 0.46mi
416 N 23rd St St. Louis, MO 1.0–2.0 1.0 780 $1,275 $1.63 5d 23 0.48mi
1000 Washington Ave Saint Louis, MO 1.0–2.0 1.0–2.0 959 $1,200 $1.25 2d 24 0.51mi
917 Locust St St. Louis, MO 1.0 1.0 683 $1,305 $1.91 17d 3 0.56mi
1023 Spruce St St. Louis, MO 1.0–2.0 1.0–2.0 957 $1,075 $1.12 2d 17 0.59mi
206 N 9th St Unit 514 St. Louis, MO 1.0 1.0 675 $975 $1.44 44d 1 0.59mi
206 N 9th St Unit 811 St. Louis, MO 1.0 1.0 633 $895 $1.41 8d 1 0.59mi
206 N 9th St Unit 509 St. Louis, MO 1.0 1.0 701 $925 $1.32 44d 1 0.59mi
206 N 9th St Unit 502 St. Louis, MO 1.0 1.0 626 $895 $1.43 44d 1 0.59mi
2605-2637 Washington Ave St. Louis, MO 1.0–2.0 1.0–2.0 775 $1,350 $1.74 12d 7 0.63mi
800 Olive St Saint Louis, MO 1.0–2.0 1.0–2.0 1063 $998 $0.94 2d 26 0.63mi
1115 Carr St St. Louis, MO 1.0–2.0 1.0 747 $975 $1.30 5d 13 0.65mi
720 Olive St St. Louis, MO 3.0 1.0–2.0 1778 $2,447 $1.38 2d 15 0.67mi
515 Olive St Saint Louis, MO 1.0–2.0 1.0–2.5 1117 $1,285 $1.15 2d 26 0.80mi
614 S 7th St Unit 402 St. Louis, MO 1.0 1.0 735 $1,150 $1.56 44d 1 0.87mi
1 Cardinal Way Saint Louis, MO 1.0–2.0 1.0–2.0 905 $1,795 $1.98 2d 23 0.87mi
1204 N 8th St St. Louis, MO 1.0–3.0 1.0 740 $676 $0.91 2d 19 0.87mi
300 S Broadway Apt 404 St. Louis, MO 1.0 501 $1,350 $2.69 44d 1 0.90mi
300 S Broadway St. Louis, MO 1.0 1.0 710 $1,985 $2.79 21d 10 0.92mi
400 N 4th St Saint Louis, MO 2.0 1.0–2.0 1162 $1,997 $1.72 2d 1 0.96mi
1901 Park Ave Unit 2F St. Louis, MO 1.0 1.0 725 $1,395 $1.92 44d 1 1.04mi
618 N 2nd St Unit 405 St. Louis, MO 1.0 1.0 744 $1,266 $1.70 15d 1 1.06mi
618 N 2nd St Saint Louis, MO 1.0 1.0 791 $1,545 $1.95 20d 4 1.07mi
700 N 2nd St Saint Louis, MO 1.0 1.0 654 $1,378 $2.10 20d 5 1.08mi
701 N 1st St St. Louis, MO 1.0–2.0 1.0 894 $1,485 $1.66 2d 8 1.11mi
3307 Olive St St. Louis, MO 1.0–2.0 1.0 912 $855 $0.94 44d 1 1.29mi
2729 Park Ave Unit 1321-D St. Louis, MO 1.0 1.0 660 $850 $1.29 44d 1 1.31mi
1515 S 7th St St. Louis, MO 2.0 1.0–2.0 791 $2,350 $2.97 2d 1 1.35mi

HOA detail condo

Monthly dues
$583 · $6,996/yr
Likely covers
poolgymdoormansecurity
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 32 events

  1. 2026-06-19
    price $52,500 Active 42 DOM
  2. 2026-06-18
    days on market $55,900 Active 42 DOM
  3. 2026-06-17
    days on market $55,900 Active 41 DOM
  4. 2026-06-16
    days on market $55,900 Active 40 DOM
  5. 2026-06-15
    days on market $55,900 Active 39 DOM
  6. 2026-06-13
    days on market $55,900 Active 37 DOM
  7. 2026-06-09
    days on market $55,900 Active 33 DOM
  8. 2026-06-08
    days on market $55,900 Active 32 DOM
  9. 2026-06-07
    days on market $55,900 Active 31 DOM
  10. 2026-06-05
    days on market $55,900 Active 28 DOM
  11. 2026-06-03
    days on market $55,900 Active 27 DOM
  12. 2026-06-02
    days on market $55,900 Active 26 DOM
  13. 2026-06-01
    days on market $55,900 Active 25 DOM
  14. 2026-05-31
    days on market $55,900 Active 24 DOM
  15. 2026-05-08
    listed $55,900 Active 2936-char remark
  16. 2026-05-06
    historical $55,900 2936-char remark
  17. 2025-06-30
    soldstatus Closed 966-char remark
    Show marketing remark (966 chars)

    Stylish 1 Bed/1 Bath Condo With A Balcony | Fully Furnished | Move-In Ready ** Experience the ultimate in urban convenience at Blu City Spaces, perfectly positioned steps from the energy of Washington Avenue and the excitement of every St Louis Sporting Venue.. This high-rise delivers everything you need for effortless downtown living. Gourmet Kitchen * Custom cabinetry and granite countertops create the perfect space for culinary adventures * Private Balcony will be your personal outdoor retreat * ideal for morning coffee or evening relaxation ** FULLY FURNISHED - TURNKEY LIVING - SIMPLY BRING YOUR SUITCASES AND SETTLE IN ** This well-maintained urban high-rise offers --- 24-hour doorman service for security and convenience ** Club room featuring TV and pool table for entertainment ** State-of-the-art fitness center & Bike Storage ** Outdoor patio with grills and comfortable lounge seating ** Gated, secure covered parking **

  18. 2025-06-16
    status Pending 966-char remark
    Show marketing remark (966 chars)

    Stylish 1 Bed/1 Bath Condo With A Balcony | Fully Furnished | Move-In Ready ** Experience the ultimate in urban convenience at Blu City Spaces, perfectly positioned steps from the energy of Washington Avenue and the excitement of every St Louis Sporting Venue.. This high-rise delivers everything you need for effortless downtown living. Gourmet Kitchen * Custom cabinetry and granite countertops create the perfect space for culinary adventures * Private Balcony will be your personal outdoor retreat * ideal for morning coffee or evening relaxation ** FULLY FURNISHED - TURNKEY LIVING - SIMPLY BRING YOUR SUITCASES AND SETTLE IN ** This well-maintained urban high-rise offers --- 24-hour doorman service for security and convenience ** Club room featuring TV and pool table for entertainment ** State-of-the-art fitness center & Bike Storage ** Outdoor patio with grills and comfortable lounge seating ** Gated, secure covered parking **

  19. 2025-06-10
    listed $53,115 Active 966-char remark
    Show marketing remark (966 chars)

    Stylish 1 Bed/1 Bath Condo With A Balcony | Fully Furnished | Move-In Ready ** Experience the ultimate in urban convenience at Blu City Spaces, perfectly positioned steps from the energy of Washington Avenue and the excitement of every St Louis Sporting Venue.. This high-rise delivers everything you need for effortless downtown living. Gourmet Kitchen * Custom cabinetry and granite countertops create the perfect space for culinary adventures * Private Balcony will be your personal outdoor retreat * ideal for morning coffee or evening relaxation ** FULLY FURNISHED - TURNKEY LIVING - SIMPLY BRING YOUR SUITCASES AND SETTLE IN ** This well-maintained urban high-rise offers --- 24-hour doorman service for security and convenience ** Club room featuring TV and pool table for entertainment ** State-of-the-art fitness center & Bike Storage ** Outdoor patio with grills and comfortable lounge seating ** Gated, secure covered parking **

  20. 2025-05-11
    historical $925
  21. 2025-05-05
    listed $925
  22. 2025-05-05
    historical $925
  23. 2025-05-01
    historical $925
  24. 2025-05-01
    listed $925
  25. 2025-02-09
    listed $925
  26. 2025-02-04
    historical $1,000
  27. 2025-01-11
    listed $1,000
  28. 2018-03-01
    status Pending
    Show marketing remark (1001 chars)

    This sweet 1bd/1ba condo features not only fine finishes but a balcony, in unit washer/dryer & covered assigned parking!! You will love the open floor plan, IKEA cabinets, granite counter tops, stainless steel appliances and ample closet space. Out on the balcony you have a great downtown view especially at night with the city lights. As a resident at Blu CitySpaces you will also be allowed to utilize the upscale amenities including club room, patio with gas grills, fitness center, bike storage and door person 24 hours a day. Great location near Wash Ave, sporting events, galleries, Peabody Opera House, Culinaria, SLU Law, City Garden and all the great events the happen downtown. This is a great downtown value so don't let this one get away!! This is a short sale contingent upon third party lien holder approval. Owner paid $142,400 in 2007. This is a great opportunity for quality downtown condo with city view form the balcony!! Own for less than most rents! Bulding is FHA approved.

  29. 2018-03-01
    soldstatus Closed
    Show marketing remark (1001 chars)

    This sweet 1bd/1ba condo features not only fine finishes but a balcony, in unit washer/dryer & covered assigned parking!! You will love the open floor plan, IKEA cabinets, granite counter tops, stainless steel appliances and ample closet space. Out on the balcony you have a great downtown view especially at night with the city lights. As a resident at Blu CitySpaces you will also be allowed to utilize the upscale amenities including club room, patio with gas grills, fitness center, bike storage and door person 24 hours a day. Great location near Wash Ave, sporting events, galleries, Peabody Opera House, Culinaria, SLU Law, City Garden and all the great events the happen downtown. This is a great downtown value so don't let this one get away!! This is a short sale contingent upon third party lien holder approval. Owner paid $142,400 in 2007. This is a great opportunity for quality downtown condo with city view form the balcony!! Own for less than most rents! Bulding is FHA approved.

  30. 2017-12-02
    historical Contingent (Short Sale)
    Show marketing remark (1001 chars)

    This sweet 1bd/1ba condo features not only fine finishes but a balcony, in unit washer/dryer & covered assigned parking!! You will love the open floor plan, IKEA cabinets, granite counter tops, stainless steel appliances and ample closet space. Out on the balcony you have a great downtown view especially at night with the city lights. As a resident at Blu CitySpaces you will also be allowed to utilize the upscale amenities including club room, patio with gas grills, fitness center, bike storage and door person 24 hours a day. Great location near Wash Ave, sporting events, galleries, Peabody Opera House, Culinaria, SLU Law, City Garden and all the great events the happen downtown. This is a great downtown value so don't let this one get away!! This is a short sale contingent upon third party lien holder approval. Owner paid $142,400 in 2007. This is a great opportunity for quality downtown condo with city view form the balcony!! Own for less than most rents! Bulding is FHA approved.

  31. 2017-11-22
    price $65,000
    Show marketing remark (1001 chars)

    This sweet 1bd/1ba condo features not only fine finishes but a balcony, in unit washer/dryer & covered assigned parking!! You will love the open floor plan, IKEA cabinets, granite counter tops, stainless steel appliances and ample closet space. Out on the balcony you have a great downtown view especially at night with the city lights. As a resident at Blu CitySpaces you will also be allowed to utilize the upscale amenities including club room, patio with gas grills, fitness center, bike storage and door person 24 hours a day. Great location near Wash Ave, sporting events, galleries, Peabody Opera House, Culinaria, SLU Law, City Garden and all the great events the happen downtown. This is a great downtown value so don't let this one get away!! This is a short sale contingent upon third party lien holder approval. Owner paid $142,400 in 2007. This is a great opportunity for quality downtown condo with city view form the balcony!! Own for less than most rents! Bulding is FHA approved.

  32. 2017-10-27
    listed $68,000 Active
    Show marketing remark (1001 chars)

    This sweet 1bd/1ba condo features not only fine finishes but a balcony, in unit washer/dryer & covered assigned parking!! You will love the open floor plan, IKEA cabinets, granite counter tops, stainless steel appliances and ample closet space. Out on the balcony you have a great downtown view especially at night with the city lights. As a resident at Blu CitySpaces you will also be allowed to utilize the upscale amenities including club room, patio with gas grills, fitness center, bike storage and door person 24 hours a day. Great location near Wash Ave, sporting events, galleries, Peabody Opera House, Culinaria, SLU Law, City Garden and all the great events the happen downtown. This is a great downtown value so don't let this one get away!! This is a short sale contingent upon third party lien holder approval. Owner paid $142,400 in 2007. This is a great opportunity for quality downtown condo with city view form the balcony!! Own for less than most rents! Bulding is FHA approved.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥109°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$14,076
− Mortgage interest
−$2,941
− Property taxes
−$788
− Insurance
−$262
− Repairs & maintenance
−$1,126
− Management
−$1,126
− HOA
−$6,996
− Depreciation
−$1,527
Taxable loss
−$691
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$166
After-tax cash flow
$-64/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
St. Louis City
NCES district ID
2929280
Math proficiency
10% ▼ -6.00%
Reading proficiency
18% ▼ -3.00%
Median HH income
$35,685
Composite
11.54/100
National rank
#9699
State rank
#312 of 324 in MO

Livability — St. Louis

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
St. Louis, MO
County
Saint Louis City · 254,015 people
City population
283,259
Metro
St. Louis, MO-IL
Population (ZIP)
8,778
Household income
$40,943
Rent vs Own
82.5% rent · 17.5% own
Severe rent burden
960.0

Population outlook (St. Louis County) Hauer SSP2

Today (2025)
315,737 people
By 2030
313,865 · -0.6%
By 2040
305,439 · -3.3%
By 2050
296,529 · -6.1%
By 2075
271,028 · -14.2%
By 2100
255,359 · -19.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.65)
Race & ethnicity
White 43% Black 40% Asian 8% Two or more races 6% Hispanic / Latino 3%
Common ancestry
Romanian 3% Lithuanian 2% Italian 2%
Foreign-born
8% · Canada, China
Languages at home
87% English-only · Other Indo-European 4% Spanish 3% Arabic 1%

Political lean MEDSL · St. Louis

2024 margin
Solid D (+64.7) · D 81.4% · R 16.7% · Other 2.0%
2008→2024 swing
-3.5pp toward R · 2008: 68.2pp · 2024: 64.7pp
All cycles
2024: D+64.7 2020: D+66.2 2016: D+63.7 2012: D+66.6 2008: D+68.2

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.66%
Current HPI
116.4477
Rent YoY
▲ 9.20%
Metro
St. Louis, MO-IL
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

-17.8% since first listed
18 events — show timeline
  • 2026-05-08 Listed $55,900 MARIS as Distributed by MLS Grid
  • 2026-05-06 Coming Soon $55,900 MARIS as Distributed by MLS Grid
  • 2025-06-30 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2025-06-16 Pending MARIS as Distributed by MLS Grid
  • 2025-06-10 Listed $53,115 MARIS as Distributed by MLS Grid
  • 2025-05-11 Rental Removed $925 SHOWMOJO
  • 2025-05-05 Listed for Rent $925 SHOWMOJO
  • 2025-05-05 Rental Removed $925 SHOWMOJO2
  • 2025-05-01 Rental Removed $925 SHOWMOJO
  • 2025-05-01 Listed for Rent $925 SHOWMOJO2
  • 2025-02-09 Listed for Rent $925 SHOWMOJO
  • 2025-02-04 Rental Removed $1,000 SHOWMOJO
  • 2025-01-11 Listed for Rent $1,000 SHOWMOJO
  • 2018-03-01 Pending MARIS as Distributed by MLS Grid
  • 2018-03-01 Sold (MLS) MARIS as Distributed by MLS Grid
  • 2017-12-02 Contingent MARIS as Distributed by MLS Grid
  • 2017-11-22 Price Changed $65,000 MARIS as Distributed by MLS Grid
  • 2017-10-27 Listed $68,000 MARIS as Distributed by MLS Grid

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…