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4391 Clark Cir SE
D+ Composite 49.07
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +18.5/30.0
  • ARV discount +7.9/15.0
  • DSCR +5.8/10.0
  • 1% rule +4.9/10.0
  • Livability +3.6/5.0
  • Rent growth +2.9/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$210,000

4391 Clark Cir SE · Acworth, GA 30102
3 bd · 2.0 ba · 1,222 sqft · Other · 121 Days on market
Built 1983 0.46 ac lot $172/sqft · at area comps Est $212k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fixer-Upper Opportunity. Mobile home situated on a solid parcel of land with great potential. The home is in need of repairs and updates, but the structure has good bones and offers a strong foundation for renovation or replacement. Ideal for investors or buyers looking to customize. The value is truly in the land - level, usable, and well-located. Property is being sold as-is.

Key facts

  • Strong foundation
  • Solid parcel
  • Level usable land

Tags

SOLID PARCELSTRONG FOUNDATIONLEVEL USABLE LAND

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $210k.

Deal economics

  • At list price, monthly cash flow is $199 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (0.5% below list).
  • Recommended offer: $185k (12.0% below list) — sets the bar for market timing.
  • Cap rate 7.4% vs local median 3.9% in Acworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 72/100 on livability (#68 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents rising (+1.7%/yr); 326 active listings in the ZIP; solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 121 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $14k; list at $210k implies a 1348% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $184,800 (12.0% below list)

Questions for the listing agent

  1. It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.99%
Cap rate
7.43%
Cash-on-cash
4.06%
DSCR
1.18
GRM
8.4

CMA / ARV

ARV (median comp)
$211,903
List price
$210,000
Delta
-0.90%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
-11.4%
Equity multiple
0.59×
Total profit
$-24,011
Equity at exit
$31,312
10-year hold
IRR
-4.1%
Equity multiple
0.74×
Total profit
$-15,177
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30102

Rents YoY
1.7%
Active inventory
326
Price-to-rent
8.4×

Monthly cashflow live

Estimated rent
$2,089 medium interval (Pro) →
Mortgage (P&I)
$1,101
Tax est. 1.5%
$262 /mo · $3,150/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$439
Net cashflow
$199

Break-even live

Break-even rent $1,837
Max offer price $210,000
Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 16 events

  1. 2026-06-18
    days on market $210,000 Active 121 DOM
  2. 2026-06-17
    days on market $210,000 Active 120 DOM
  3. 2026-06-16
    days on market $210,000 Active 119 DOM
  4. 2026-06-15
    days on market $210,000 Active 118 DOM
  5. 2026-06-13
    days on market $210,000 Active 116 DOM
  6. 2026-06-09
    days on market $210,000 Active 112 DOM
  7. 2026-06-08
    days on market $210,000 Active 111 DOM
  8. 2026-06-07
    days on market $210,000 Active 110 DOM
  9. 2026-06-04
    days on market $210,000 Active 107 DOM
  10. 2026-06-03
    days on market $210,000 Active 106 DOM
  11. 2026-06-02
    days on market $210,000 Active 105 DOM
  12. 2026-06-01
    days on market $210,000 Active 104 DOM
  13. 2026-05-31
    days on market $210,000 Active 103 DOM
  14. 2026-02-14
    listed $210,000 New 381-char remark
    Show marketing remark (410 chars)

    Fixer-Upper Opportunity. Mobile home situated on a solid parcel of land with great potential. The home is in need of repairs and updates, but the structure has good bones and offers a foundation for renovation or replacement. Ideal for investors or buyers looking to customize. The the land — level, usable, and well-located. Property is being sold as-is. Cat in home please do not let out. Thank you.

  15. 2026-02-14
    listed $210,000 Active 410-char remark
    Show marketing remark (410 chars)

    Fixer-Upper Opportunity. Mobile home situated on a solid parcel of land with great potential. The home is in need of repairs and updates, but the structure has good bones and offers a foundation for renovation or replacement. Ideal for investors or buyers looking to customize. The the land — level, usable, and well-located. Property is being sold as-is. Cat in home please do not let out. Thank you.

  16. 1982-06-01
    soldstatus $14,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$25,065
− Mortgage interest
−$11,763
− Property taxes
−$3,150
− Insurance
−$1,050
− Repairs & maintenance
−$2,005
− Management
−$2,005
− Depreciation
−$6,109
Taxable loss
−$1,018
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$244
After-tax cash flow
$2,630/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Acworth

Score
72/100
State rank
#68
US rank
#6208

Category grades

Amenities F Commute F Cost of living A Crime A+ Employment B- Housing A+ Health & safety B- User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Cherokee County · 289,977 people
City population
107,912
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
45,319
Household income
$97,676
Rent vs Own
23.4% rent · 76.6% own
Severe rent burden
940.0

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Hispanic / Latino 14% Black 14% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
15% · Canada, Jamaica, Vietnam
Languages at home
81% English-only · Spanish 12% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -209.73%
Current HPI
250.4575
Rent YoY
▲ 1.71%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+1348.3% since first listed
3 events — show timeline
  • 2026-02-14 Listed $210,000 FMLS
  • 2026-02-14 Listed $210,000 GAMLS
  • 1982-06-01 Sold (Public Records) $14,500 Public Records

Property tax history

+31.5%/yr

Latest (2025): $322 · +605.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…