4391 Clark Cir SE · Acworth, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 5/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 16.0%
Air-quality risk 4/10 · Minor
- Unhealthy air days now
- 6 days/yr
- Unhealthy air days in 30 yrs
- 7 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +18.5/30.0
- ARV discount +7.9/15.0
- DSCR +5.8/10.0
- 1% rule +4.9/10.0
- Livability +3.6/5.0
- Rent growth +2.9/5.0
- Schools +2.9/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$210,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fixer-Upper Opportunity. Mobile home situated on a solid parcel of land with great potential. The home is in need of repairs and updates, but the structure has good bones and offers a strong foundation for renovation or replacement. Ideal for investors or buyers looking to customize. The value is truly in the land - level, usable, and well-located. Property is being sold as-is.
Key facts
- Strong foundation
- Solid parcel
- Level usable land
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath other listed at $210k.
Deal economics
- At list price, monthly cash flow is $199 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $209k (0.5% below list).
- Recommended offer: $185k (12.0% below list) — sets the bar for market timing.
- Cap rate 7.4% vs local median 3.9% in Acworth — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 72/100 on livability (#68 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A+, cost of living A; Watch: amenities F, commute F.
- Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.7%/yr); 326 active listings in the ZIP; solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 121 days — a 12% lower offer ($185k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $14k; list at $210k implies a 1348% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 121 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.99% ✗
- Cap rate
- 7.43%
- Cash-on-cash
- 4.06%
- DSCR
- 1.18
- GRM
- 8.4
CMA / ARV
- ARV (median comp)
- $211,903
- List price
- $210,000
- Delta
- -0.90%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
-3.0% appreciation · 1.71% rent growth · sell at horizon
- IRR
- -11.4%
- Equity multiple
- 0.59×
- Total profit
- $-24,011
- Equity at exit
- $31,312
- IRR
- -4.1%
- Equity multiple
- 0.74×
- Total profit
- $-15,177
- Equity at exit
- $18,157
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 30102
- Rents YoY
- 1.7%
- Active inventory
- 326
- Price-to-rent
- 8.4×
Monthly cashflow live
- Estimated rent
- $2,089 medium interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax est. 1.5%
- −$262 /mo · $3,150/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$439
- Net cashflow
- $199
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 16 events
-
2026-06-18days on market $210,000 Active 121 DOM
-
2026-06-17days on market $210,000 Active 120 DOM
-
2026-06-16days on market $210,000 Active 119 DOM
-
2026-06-15days on market $210,000 Active 118 DOM
-
2026-06-13days on market $210,000 Active 116 DOM
-
2026-06-09days on market $210,000 Active 112 DOM
-
2026-06-08days on market $210,000 Active 111 DOM
-
2026-06-07days on market $210,000 Active 110 DOM
-
2026-06-04days on market $210,000 Active 107 DOM
-
2026-06-03days on market $210,000 Active 106 DOM
-
2026-06-02days on market $210,000 Active 105 DOM
-
2026-06-01days on market $210,000 Active 104 DOM
-
2026-05-31days on market $210,000 Active 103 DOM
-
2026-02-14$210,000 New 381-char remark
Show marketing remark (410 chars)
Fixer-Upper Opportunity. Mobile home situated on a solid parcel of land with great potential. The home is in need of repairs and updates, but the structure has good bones and offers a foundation for renovation or replacement. Ideal for investors or buyers looking to customize. The the land — level, usable, and well-located. Property is being sold as-is. Cat in home please do not let out. Thank you.
-
2026-02-14$210,000 Active 410-char remark
Show marketing remark (410 chars)
Fixer-Upper Opportunity. Mobile home situated on a solid parcel of land with great potential. The home is in need of repairs and updates, but the structure has good bones and offers a foundation for renovation or replacement. Ideal for investors or buyers looking to customize. The the land — level, usable, and well-located. Property is being sold as-is. Cat in home please do not let out. Thank you.
-
1982-06-01soldstatus $14,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 5/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
- Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $25,065
- − Mortgage interest
- −$11,763
- − Property taxes
- −$3,150
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$2,005
- − Management
- −$2,005
- − Depreciation
- −$6,109
- Taxable loss
- −$1,018
- Est. tax savings @ 24.0%
- +$244
- After-tax cash flow
- $2,630/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Bartow County
- NCES district ID
- 1300330
- Math proficiency
- 33% ▼ -8.00%
- Reading proficiency
- 34% ▼ -7.00%
- Median HH income
- $50,596
- Composite
- 29.16/100
- National rank
- #6577
- State rank
- #70 of 174 in GA
Livability — Acworth
- Score
- 72/100
- State rank
- #68
- US rank
- #6208
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Cherokee County · 289,977 people
- City population
- 107,912
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- Population (ZIP)
- 45,319
- Household income
- $97,676
- Rent vs Own
- Severe rent burden
- 940.0
Population outlook (Bartow County) Hauer SSP2
- Today (2025)
- 107,887 people
- By 2030
- 109,594 · +1.6%
- By 2040
- 111,038 · +2.9%
- By 2050
- 109,046 · +1.1%
- By 2075
- 99,484 · -7.8%
- By 2100
- 83,431 · -22.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 63% Hispanic / Latino 14% Black 14% Two or more races 6% Asian 4%
- Hispanic origin (detail)
- Mexican 7% Puerto Rican 2%
- Common ancestry
- Lithuanian 2% Romanian 2% Slovak 2%
- Foreign-born
- 15% · Canada, Jamaica, Vietnam
- Languages at home
- 81% English-only · Spanish 12% Other Indo-European 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Bartow
- 2024 margin
- Solid R (+51.0) · D 24.2% · R 75.2%
- 2008→2024 swing
- -5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
- All cycles
- 2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -209.73%
- Current HPI
- 250.4575
- Rent YoY
- ▲ 1.71%
- Metro
- Atlanta-Sandy Springs-Alpharetta, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
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| Retail | 1 | $160B |
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| Transportation / Logistics | 1 | $91B |
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| Airlines | 1 | $62B |
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| Consumer Goods | 1 | $47B |
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| Utilities | 1 | $25B |
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Price history
+1348.3% since first listed3 events — show timeline
- 2026-02-14 Listed $210,000 FMLS
- 2026-02-14 Listed $210,000 GAMLS
- 1982-06-01 Sold (Public Records) $14,500 Public Records
Property tax history
+31.5%/yrLatest (2025): $322 · +605.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…