5966 Herlong Dr · Milton, FL 32570

$270,000

3 bd · 2.0 ba · 2,033 sqft · SingleFamily public records · 59 Days on market

Built 2001 Est $319k · 15% under ↓ 6% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +14.4/15.0
• Cash flow +10.0/30.0
• Schools +5.3/10.0
• Livability +3.9/5.0
• Rent growth +3.2/5.0
• DSCR +2.9/10.0
• Condition / age +2.5/5.0
• 1% rule +2.4/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

Key facts

• Separate coffee bar
• Large covered patio
• Boat or rv storage

Tags

• WOOD BURNING FIREPLACE
• BREAKFAST BAR
• SEPARATE COFFEE BAR
• LARGE COVERED PATIO
• BOAT OR RV STORAGE
• 27.47 X 15.71 FT WORKSHOP

Property features AI

Finance

• HOA & community: No homeowners association

Exterior

• Parking: Four total parking spaces; Driveway; Converted garage; Open parking available
• Security: Smoke detector(s)
• Utilities: Private water source; Public sewer; Circuit breaker electric service; Cable available
• Home design: One-story home; Resale property; Not attached to another property; Slab foundation; Brick and frame construction; Composition roof; Has fireplace; Homestead property
• Construction: Brick and frame construction; Slab foundation; Composition roof; One level
• Exterior features: Covered patio/porch; Rain gutters; Back yard fencing; Workshop on the property; Interior lot; Paved road access (county maintained)

Interior

• Kitchen: Updated kitchen; Laminate counters; Pantry; New appliances and light fixtures; Dishwasher; Disposal; Refrigerator; Electric water heater
• Bedrooms: All bedrooms on the first level; Bedroom sizes approximately 10 x 13, 10 x 12, and 10 x 12
• Flooring: Tile; Carpet
• Bathrooms: Two full bathrooms; Updated bathrooms with new vanities
• Heating & cooling: Central heating; Solar heating; Fireplace(s); Central air; Ceiling fan(s)
• Interior features: Storm door(s); Storage; Baseboards; Ceiling fan(s); High ceilings; Vaulted ceiling(s); Smart thermostat; Blinds
• Laundry & utility: Laundry located inside

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $270k.

Deal economics

• At list price, monthly cash flow is $-162 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $241k (10.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $200k (25.8% below list).
• Recommended offer: $200k (25.8% below list) — sets the bar for 1% rule.
• Cap rate 5.6% vs local median 4.6% in Milton — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 78/100 on livability (#166 in FL, #2,480 nationally) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities D-, commute F.
• Santa Rosa (suburban): math 63% / reading 60% proficiency, ranked #8 of 73 in FL (top 11%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: W. H. Rhodes Elementary School (math 55% / reading 47%, grade C-, #1,043 of 2,144 statewide, top 49%, 812 students, 79% FRL); Martin Luther King Middle School (math 38% / reading 41%, grade F, #373 of 571 statewide, top 66%, 660 students, 69% FRL); Milton High School (math 44% / reading 42%, grade F, #255 of 667 statewide, top 39%, 2,085 students, 54% FRL) — zoned schools average 67% FRL vs 36% district-wide (31 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Zoned-school proficiency averages 44% at this address vs 62% district-wide (-17 pts) — the specific schools serving this property underperform the Santa Rosa average; the district grade overstates school quality for this exact location.
• Market conditions: Rents rising (+2.7%/yr); 360 active listings in the ZIP; 5 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,983 units permitted in Santa Rosa County in 2024 (128 in 5+ unit buildings).
• This rent runs 31% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
• Santa Rosa County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 59 days — a 3% lower offer ($262k) is reasonable based on typical stale-listing flexibility.
• 9 sale attempts since 25y ago; this cycle's ask has dropped $50k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $200,384 (25.8% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 59 days. Have you received any prior offers? Is the seller open to a 26% concession, seller financing, or rate buy-down credit?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.74% ✗
• Cap rate: 5.57%
• Cash-on-cash: -2.58%
• DSCR: 0.89
• GRM: 11.2

CMA / ARV

• ARV (on-the-fly): $319,181
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6896 Cedar Ridge Cir	0.12mi	4/2.0 (+1)	1,957 (-4%)	5mo	$289,000	$148	79
6902 Hanover Ct	0.23mi	4/2.0 (+1)	1,916 (-6%)	1mo	$369,000	$193	74
6758 Mid Ridge Ct	0.06mi	4/2.0 (+1)	1,936 (-5%)	23mo	$290,000	$150	65
6659 Ridge Crest Dr	0.15mi	3/2.0	1,818 (-11%)	17mo	$230,000	$127	61
6623 Ridge Crest Dr	0.27mi	3/2.0	1,750 (-14%)	4mo	$265,000	$151	61
5972 Rustic Ridge Cir	0.28mi	3/2.0	1,808 (-11%)	18mo	$299,500	$166	54
5948 Rustic Ridge Cir	0.29mi	3/2.0	1,800 (-12%)	20mo	$290,000	$161	51
6776 Barnwood Dr	0.37mi	3/2.0	1,821 (-10%)	23mo	$285,000	$157	46
5811 Rustic Ridge Cir	0.49mi	3/2.0	1,827 (-10%)	21mo	$300,000	$164	43
5385 Azimuth Way Lot 11B	0.68mi	4/2.5 (+1)	1,891 (-7%)	9mo	$309,990	$164	42
5805 Rustic Ridge Cir	0.50mi	3/2.0	1,826 (-10%)	22mo	$285,000	$156	42
6598 Magnolia St	0.63mi	3/1.5	1,773 (-13%)	10mo	$199,000	$112	39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.7% rent growth · sell at horizon

5-year hold

• IRR: -20.9%
• Equity multiple: 0.28×
• Total profit: $-54,739
• Equity at exit: $40,258

10-year hold

• IRR: -15.0%
• Equity multiple: 0.16×
• Total profit: $-63,618
• Equity at exit: $23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32570

• Home prices YoY: -15.1%
• Rents YoY: 2.7%
• Active inventory: 360
• Price-to-rent: 11.2×

Monthly cashflow live

• Estimated rent: $2,004 high
• Mortgage (P&I): −$1,416
• Tax from tax record: −$217 /mo · $2,604/yr
• Insurance: −$112
• HOA: −$0
• Vacancy / Maint / Mgmt: −$421
• Net cashflow: $-162

Break-even live

Break-even rent $2,209

Max offer price $241,320

Occupancy floor —

Sensitivity live

Price	-10% $-10	-5% $-86	+0% $-162	+5% $-239	+10% $-315
Rent	-10% $-321	-5% $-242	+0% $-162	+5% $-83	+10% $-4
Rate	-1.0pp $-26	-0.5pp $-94	base $-162	+0.5pp $-232	+1.0pp $-303

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $67,500
• Closing costs: $8,100
• Reserves months: —
• Total cash needed: —

Rent comps 5 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6707 Cedar Ridge Cir Milton, FL	3.0	2.5	1669	$1,900	$1.14	16d	1	0.11mi
6747 Weathered Dr Milton, FL	3.0	2.0	1546	$1,800	$1.16	25d	1	0.32mi
6716 Barnwood Dr Milton, FL	3.0	2.0	1753	$1,850	$1.06	25d	1	0.36mi
5733 Orange St Milton, FL	3.0	1.5	1640	$1,500	$0.91	25d	1	0.86mi
5431 Munson Hwy Milton, FL	3.0	2.0	2412	$2,100	$0.87	25d	1	1.20mi

Listing history 40 events

1. 2026-06-02
   remarks 699-char remark
2. 2026-06-02
   statusdays on marketlisting id $270,000 Pending 59 DOM
3. 2026-06-01
   days on market $270,000 Active 61 DOM
4. 2026-05-31
   days on market $270,000 Active 60 DOM
5. 2026-05-31
   days on market $270,000 Active 59 DOM
6. 2026-05-15
   price $283,000

   Show marketing remark (1639 chars)

   This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

7. 2026-05-15
   price $283,000 1639-char remark

   Show marketing remark (1639 chars)

   This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

8. 2026-04-30
   price $298,000

   Show marketing remark (1639 chars)

   This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

9. 2026-04-30
   price $298,000 1639-char remark

   Show marketing remark (1639 chars)

   This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

10. 2026-04-16
    price $314,000

    Show marketing remark (1639 chars)

    This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

11. 2026-04-16
    price $314,000 1639-char remark

    Show marketing remark (1639 chars)

    This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

12. 2026-04-03
    status Active 1639-char remark

    Show marketing remark (1639 chars)

    This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

13. 2026-04-01
    listed $320,000 Active

    Show marketing remark (1639 chars)

    This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

14. 2026-04-01
    listed $320,000 Active 1639-char remark

    Show marketing remark (1639 chars)

    This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

15. 2026-04-01
    historical 1639-char remark

    Show marketing remark (1639 chars)

    This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

16. 2026-04-01
    soldstatus $320,000

    Show marketing remark (1639 chars)

    This spacious 4-bedroom, 2-bath brick home offers 2,220 sq ft of comfortable, well-thought-out living space. Step inside to a welcoming living room with a cozy wood-burning fireplace, plus a separate family room for extra flexibility and everyday living. The generous master suite is a true retreat, featuring a large bedroom, a private sitting room, and a luxurious en-suite bathroom with double vanities, a garden tub/shower combo, and a large walk-in closet. In the kitchen, you'll love the breakfast bar that opens to an additional dining area, plenty of cabinet space, stainless steel appliances, and a convenient separate coffee bar--perfect for busy mornings or casual entertaining. Three bedrooms feature brand-new carpet, while the fourth bedroom was thoughtfully created by converting the 2-car garage, along with a handy storage room or flex space. Fresh paint throughout the home gives everything a clean, bright feel, a new water heater (2025), and a newer HVAC (2021) adds modern peace of mind. Out back, enjoy the large covered and lighted concrete patio, a charming garden on one side, and boat or RV storage on the other with electricity already pulled to the yard. The standout feature is the impressive 27.47 x 15.71 ft workshop/shed, complete with two A/C units and its own electrical panel--making it bright, comfortable, and ready for projects, hobbies, or a creative workspace. This move-in ready brick home blends practical features with comfortable living--come see all it has to offer! Solar panels are in working order, paid in full and sold as-is. Electric bill uploaded in docs section ($44/month).ROOF IS 2023

17. 2023-02-13
    soldstatus $285,000
18. 2023-02-10
    soldstatus $284,990 Sold 739-char remark

    Show marketing remark (739 chars)

    Multiple offers! Move in ready! This home is conveniently located near the new Publix in Milton and under 10 minutes from the entrance to Whiting Field and sits on over a quarter acre lot with NO HOA. This home features SOLAR PANELS to be paid off at closing. Come pick your new Shingle color, seller is offering NEW ROOF to be installed prior to closing. This home features 2 large living spaces, a Wood Burning Fireplace, Inside Laundry, Stainless Steel Appliances in the Kitchen, The Double Garage has been half converted to offer both a 4th bedroom as well as additional storage. Perfect home for first time homebuyers, military, or retirees. Call today for a personalized tour or for more info on the 100% FINANCING options available!

19. 2023-01-06
    historical Contingent 739-char remark

    Show marketing remark (739 chars)

    Multiple offers! Move in ready! This home is conveniently located near the new Publix in Milton and under 10 minutes from the entrance to Whiting Field and sits on over a quarter acre lot with NO HOA. This home features SOLAR PANELS to be paid off at closing. Come pick your new Shingle color, seller is offering NEW ROOF to be installed prior to closing. This home features 2 large living spaces, a Wood Burning Fireplace, Inside Laundry, Stainless Steel Appliances in the Kitchen, The Double Garage has been half converted to offer both a 4th bedroom as well as additional storage. Perfect home for first time homebuyers, military, or retirees. Call today for a personalized tour or for more info on the 100% FINANCING options available!

20. 2023-01-02
    price $284,990 739-char remark

    Show marketing remark (739 chars)

    Multiple offers! Move in ready! This home is conveniently located near the new Publix in Milton and under 10 minutes from the entrance to Whiting Field and sits on over a quarter acre lot with NO HOA. This home features SOLAR PANELS to be paid off at closing. Come pick your new Shingle color, seller is offering NEW ROOF to be installed prior to closing. This home features 2 large living spaces, a Wood Burning Fireplace, Inside Laundry, Stainless Steel Appliances in the Kitchen, The Double Garage has been half converted to offer both a 4th bedroom as well as additional storage. Perfect home for first time homebuyers, military, or retirees. Call today for a personalized tour or for more info on the 100% FINANCING options available!

21. 2022-12-13
    price $294,990 739-char remark

    Show marketing remark (739 chars)

    Multiple offers! Move in ready! This home is conveniently located near the new Publix in Milton and under 10 minutes from the entrance to Whiting Field and sits on over a quarter acre lot with NO HOA. This home features SOLAR PANELS to be paid off at closing. Come pick your new Shingle color, seller is offering NEW ROOF to be installed prior to closing. This home features 2 large living spaces, a Wood Burning Fireplace, Inside Laundry, Stainless Steel Appliances in the Kitchen, The Double Garage has been half converted to offer both a 4th bedroom as well as additional storage. Perfect home for first time homebuyers, military, or retirees. Call today for a personalized tour or for more info on the 100% FINANCING options available!

22. 2022-11-26
    listed $300,000 Active 739-char remark

    Show marketing remark (739 chars)

    Multiple offers! Move in ready! This home is conveniently located near the new Publix in Milton and under 10 minutes from the entrance to Whiting Field and sits on over a quarter acre lot with NO HOA. This home features SOLAR PANELS to be paid off at closing. Come pick your new Shingle color, seller is offering NEW ROOF to be installed prior to closing. This home features 2 large living spaces, a Wood Burning Fireplace, Inside Laundry, Stainless Steel Appliances in the Kitchen, The Double Garage has been half converted to offer both a 4th bedroom as well as additional storage. Perfect home for first time homebuyers, military, or retirees. Call today for a personalized tour or for more info on the 100% FINANCING options available!

23. 2022-10-15
    historical
24. 2022-09-27
    price $330,000
25. 2022-08-30
    price $354,900
26. 2022-08-06
    price $360,000
27. 2022-08-03
    price $315,000
28. 2022-07-27
    price $320,000
29. 2022-07-15
    listed $325,000 Active
30. 2020-05-06
    soldstatus $185,000
31. 2020-05-06
    soldstatus $185,000
32. 2019-08-28
    listed $183,900
33. 2015-06-03
    historical
34. 2015-04-10
    listed $170,000
35. 2010-06-25
    soldstatus $165,000
36. 2010-06-08
    soldstatus $165,000
37. 2010-01-06
    listed $174,900
38. 2001-10-04
    soldstatus $104,475
39. 2001-03-27
    listed $104,475
40. 2001-02-06
    soldstatus $300,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,604 · $217/mo
• Projected year-2 tax: $2,604 · $217/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 5/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,046
• − Mortgage interest: −$15,124
• − Property taxes: −$2,604
• − Insurance: −$1,350
• − Repairs & maintenance: −$1,924
• − Management: −$1,924
• − Depreciation: −$7,855
• Taxable loss: −$6,734
• Est. tax savings @ 24.0%: +$1,616
• After-tax cash flow: $-332/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Santa Rosa
• NCES district ID: 1201650
• Math proficiency: 63% ▼ -6.00%
• Reading proficiency: 60% ▼ -5.00%
• Median HH income: $58,161
• Composite: 53.12/100
• National rank: #1511
• State rank: #8 of 73 in FL

Livability — Milton

• Score: 78/100
• State rank: #166
• US rank: #2480

Category grades

Amenities D- Commute F Cost of living A+ Crime B- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Milton, FL
• County: Santa Rosa County · 194,764 people
• City population: 69,025
• Metro: Pensacola-Ferry Pass-Brent, FL
• Population (ZIP): 37,197
• Household income: $77,222
• Rent vs Own: 30.6% rent · 69.4% own
• Severe rent burden: 590.0

Population outlook (Santa Rosa County) Hauer SSP2

• Today (2025): 195,978 people
• By 2030: 209,782 · +7.0%
• By 2040: 235,293 · +20.1%
• By 2050: 256,408 · +30.8%
• By 2075: 298,074 · +52.1%
• By 2100: 303,216 · +54.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (80%)
• Race & ethnicity: White 80% Two or more races 7% Black 6% Hispanic / Latino 6% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2%
• Common ancestry: Italian 4% Lithuanian 3% Portuguese 2%
• Foreign-born: 4% · Canada
• Languages at home: 94% English-only · Spanish 4% Other Asian/Pacific 1%

Political lean MEDSL · Santa Rosa

• 2024 margin: Solid R (+51.0) · D 24.1% · R 75.0%
• 2008→2024 swing: -3.0pp toward R · 2008: -47.9pp · 2024: -51.0pp
• All cycles: 2024: R+51.0 2020: R+46.5 2016: R+53.5 2012: R+52.6 2008: R+47.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -51.06%
• Current HPI: 287.7469
• Rent YoY: ▲ 2.70%
• Metro: Pensacola-Ferry Pass-Brent, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-5.7% since first listed

35 events — show timeline

• 2026-05-15 Price Changed $283,000 PARMLS
• 2026-05-15 Price Changed $283,000 NAMLS
• 2026-04-30 Price Changed $298,000 PARMLS
• 2026-04-30 Price Changed $298,000 NAMLS
• 2026-04-16 Price Changed $314,000 PARMLS
• 2026-04-16 Price Changed $314,000 NAMLS
• 2026-04-03 Relisted — NAMLS
• 2026-04-01 Sold (Public Records) $320,000 Public Records
• 2026-04-01 Listing Removed — NAMLS
• 2026-04-01 Listed $320,000 NAMLS
• 2026-04-01 Listed $320,000 PARMLS
• 2023-02-13 Sold (Public Records) $285,000 Public Records
• 2023-02-10 Sold (MLS) $284,990 PARMLS
• 2023-01-06 Contingent — PARMLS
• 2023-01-02 Price Changed $284,990 PARMLS
• 2022-12-13 Price Changed $294,990 PARMLS
• 2022-11-26 Listed $300,000 PARMLS
• 2022-10-15 Listing Removed — PARMLS
• 2022-09-27 Price Changed $330,000 PARMLS
• 2022-08-30 Price Changed $354,900 PARMLS
• 2022-08-06 Price Changed $360,000 PARMLS
• 2022-08-03 Price Changed $315,000 PARMLS
• 2022-07-27 Price Changed $320,000 PARMLS
• 2022-07-15 Listed $325,000 PARMLS
• 2020-05-06 Sold (Public Records) $185,000 Public Records
• 2020-05-06 Sold (MLS) $185,000 PARMLS
• 2019-08-28 Listed $183,900 PARMLS
• 2015-06-03 Listing Removed — PARMLS
• 2015-04-10 Listed $170,000 PARMLS
• 2010-06-25 Sold (Public Records) $165,000 Public Records
• 2010-06-08 Sold (MLS) $165,000 PARMLS
• 2010-01-06 Listed $174,900 PARMLS
• 2001-10-04 Sold (MLS) $104,475 PARMLS
• 2001-03-27 Listed $104,475 PARMLS
• 2001-02-06 Sold (Public Records) $300,000 Public Records

Property tax history

+2.8%/yr

Latest (2025): $2,604 · -4.0% YoY. Source: county tax records.