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300 Linda Cir
D Composite 43.07
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.0/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.6/10.0
  • Livability +3.8/5.0
  • 1% rule +3.6/10.0
  • Rent growth +3.6/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$193,000

300 Linda Cir · Roswell, NM 88201
3 bd · 2.0 ba · 1,263 sqft · SingleFamily public records · 89 Days on market
Built 1962 7,700 sqft lot ↓ 29% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.

Key facts

  • Covered patio
  • Open-concept layout
  • Spacious living room

Tags

OPEN-CONCEPT LAYOUTSPACIOUS LIVING ROOMGENEROUSLY SIZED BACKYARDCOVERED PATIO

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $193k.

Deal economics

  • At list price, monthly cash flow is $59 ($706/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (14.3% below list).
  • Recommended offer: $165k (14.3% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 75/100 on livability (#8 in NM, #4,339 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
  • Roswell Independent Schools (town): math 11% / reading 52% proficiency, ranked #16 of 29 in NM (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Del Norte Elementary (math 16% / reading 61%, grade F, #39 of 68 statewide, top 57%, 509 students, 100% FRL); Berrendo Middle (math 11% / reading 57%, grade F, #8 of 27 statewide, top 27%, 663 students, 100% FRL); Goddard High (math 32% / reading 52%, grade F, #59 of 110 statewide, top 53%, 1,155 students, 0% FRL).
  • Market conditions: Rents rising fast (+4.3%/yr); 252 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 88 units permitted in Chaves County in 2024 (0 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 89 days — a 6% lower offer ($181k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $165,417 (14.3% below list)

Questions for the listing agent

  1. It's been on market 89 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.66%
Cash-on-cash
1.31%
DSCR
1.06
GRM
9.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 4.32% rent growth · sell at horizon

5-year hold
IRR
-12.9%
Equity multiple
0.53×
Total profit
$-25,329
Equity at exit
$28,777
10-year hold
IRR
-2.1%
Equity multiple
0.85×
Total profit
$-7,961
Equity at exit
$16,687

Cash invested: $54,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
55 Moderately Landlord-Leaning
State New Mexico
55 Moderately Landlord-Leaning · D+3
County
— inherits STATE
City
— inherits STATE
3-day notice but with cure rights; relocation assistance in some cities.

ZIP-level market 88201

Rents YoY
4.3%
Active inventory
252
Price-to-rent
9.7×

Monthly cashflow live

Estimated rent
$1,654 medium interval (Pro) →
Mortgage (P&I)
$1,012
Tax from tax record
$155 /mo · $1,865/yr
Insurance
$80
HOA
$0
Vacancy / Maint / Mgmt
$347
Net cashflow
$59

Break-even live

Break-even rent $1,580
Max offer price $193,000
Occupancy floor 91%

Sensitivity live

Price -10% $168 -5% $113 +0% $59 +5% $4 +10% $-50
Rent -10% $-72 -5% $-7 +0% $59 +5% $124 +10% $190
Rate -1.0pp $156 -0.5pp $108 base $59 +0.5pp $9 +1.0pp $-42

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$48,250
Closing costs
$5,790
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
703 Broken Arrow Rd Unit 743 Roswell, NM 3.0 2.0 1405 $1,850 $1.32 45d 1 0.43mi

Listing history 28 events

  1. 2026-06-21
    days on market $193,000 Active 89 DOM
  2. 2026-06-19
    days on market $193,000 Active 87 DOM
  3. 2026-06-18
    days on market $193,000 Active 86 DOM
  4. 2026-06-17
    days on market $193,000 Active 85 DOM
  5. 2026-06-16
    days on market $193,000 Active 84 DOM
  6. 2026-06-15
    days on market $193,000 Active 83 DOM
  7. 2026-06-14
    days on market $193,000 Active 81 DOM
  8. 2026-06-12
    days on market $193,000 Active 80 DOM
  9. 2026-06-09
    days on market $193,000 Active 77 DOM
  10. 2026-06-08
    days on market $193,000 Active 76 DOM
  11. 2026-06-07
    days on market $193,000 Active 75 DOM
  12. 2026-06-05
    days on market $193,000 Active 72 DOM
  13. 2026-06-03
    days on market $193,000 Active 71 DOM
  14. 2026-06-02
    days on market $193,000 Active 70 DOM
  15. 2026-06-01
    days on market $193,000 Active 69 DOM
  16. 2026-05-31
    days on market $193,000 Active 68 DOM
  17. 2026-05-30
    days on market $193,000 Active 67 DOM
  18. 2026-04-20
    status Active 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.

  19. 2026-03-31
    status Pending 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.

  20. 2026-03-24
    listed $193,000 Active 702-char remark
    Show marketing remark (702 chars)

    Opportunity meets potential at 300 Linda Cir! Located in a desirable NE neighborhood, this 3-bedroom, 2-bath home is ready for someone to bring it back to its full glory. Featuring an open-concept layout with a spacious living room that flows into the kitchen and dining area, this home offers a solid foundation to make your own. The attached 1-car garage adds convenience, while the generously sized backyard and covered patio create the perfect space for relaxing or entertaining. With a little TLC, this property has incredible upside—whether you’re looking for your next home or an investment opportunity. Don’t miss the chance to transform this gem into something truly special!

  21. 2026-02-27
    price $265,000 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.

  22. 2026-01-16
    listed $275,000 Active 1092-char remark
    Show marketing remark (1092 chars)

    Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.

  23. 2025-11-18
    price $255,000
  24. 2025-10-21
    price $260,000
  25. 2025-08-22
    price $270,000
  26. 2023-04-28
    soldstatus
  27. 2007-04-27
    soldstatus
  28. 2005-09-01
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NM · Resets to sale price

Current annual tax
$1,865 · $155/mo
Projected year-2 tax
$1,865 · $155/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 5/10 Major 7 d/yr ≥100°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,850
− Mortgage interest
−$10,811
− Property taxes
−$1,865
− Insurance
−$965
− Repairs & maintenance
−$1,588
− Management
−$1,588
− Depreciation
−$5,615
Taxable loss
−$2,582
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$620
After-tax cash flow
$1,326/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Roswell Independent Schools
NCES district ID
3502250
Math proficiency
11% ▼ -9.00%
Reading proficiency
52% ▲ 23.00%
Median HH income
$38,848
Composite
26.21/100
National rank
#7262
State rank
#16 of 29 in NM

Livability — Roswell

Score
75/100
State rank
#8
US rank
#4339

Category grades

Amenities F Commute A+ Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Roswell, NM
County
Chaves County · 56,277 people
City population
56,277
Metro
Roswell, NM
Population (ZIP)
27,524
Household income
$61,780
Rent vs Own
24.5% rent · 75.5% own
Severe rent burden
603.0

Population outlook (Chaves County) Hauer SSP2

Today (2025)
66,122 people
By 2030
66,351 · +0.3%
By 2040
66,818 · +1.1%
By 2050
66,928 · +1.2%
By 2075
65,474 · -1.0%
By 2100
58,943 · -10.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
Hispanic / Latino 50% White 44% Two or more races 16% Asian 2% Black 1%
Hispanic origin (detail)
Mexican 38%
Common ancestry
Slovak 2% Italian 1% Serbian 1%
Foreign-born
9% · Canada
Languages at home
73% English-only · Spanish 23% Tagalog/Filipino 1% Other Asian/Pacific 1%

Political lean MEDSL · Chaves

2024 margin
Solid R (+44.8) · D 26.8% · R 71.6% · Other 1.6%
2008→2024 swing
-20.2pp toward R · 2008: -24.7pp · 2024: -44.8pp
All cycles
2024: R+44.8 2020: R+41.3 2016: R+36.4 2012: R+32.4 2008: R+24.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.52%
Current HPI
149.3526
Rent YoY
▲ 4.32%
Metro
Roswell, NM
State GDP YoY
F500 in state
0

Price history

-28.5% since first listed
11 events — show timeline
  • 2026-04-20 Relisted NMMLS
  • 2026-03-31 Pending NMMLS
  • 2026-03-24 Listed $193,000 NMMLS
  • 2026-02-27 Price Changed $265,000 NMMLS
  • 2026-01-16 Listed $275,000 NMMLS
  • 2025-11-18 Price Changed $255,000 NMMLS
  • 2025-10-21 Price Changed $260,000 NMMLS
  • 2025-08-22 Price Changed $270,000 NMMLS
  • 2023-04-28 Sold (Public Records) Public Records
  • 2007-04-27 Sold (Public Records) Public Records
  • 2005-09-01 Sold (Public Records) Public Records

Property tax history

+5.3%/yr

Latest (2025): $1,865 · -4.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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