300 Linda Cir · Roswell, NM
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $706 – $1,312
Heat risk 5/10 · Moderate
- Hot days now (above 100°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- ARV discount +7.5/15.0
- DSCR +4.6/10.0
- Livability +3.8/5.0
- 1% rule +3.6/10.0
- Rent growth +3.6/5.0
- Schools +2.6/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$193,000
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.
Key facts
- Covered patio
- Open-concept layout
- Spacious living room
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $193k.
Deal economics
- At list price, monthly cash flow is $59 ($706/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (14.3% below list).
- Recommended offer: $165k (14.3% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 75/100 on livability (#8 in NM, #4,339 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D, crime F, amenities F.
- Roswell Independent Schools (town): math 11% / reading 52% proficiency, ranked #16 of 29 in NM (top 55%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 75% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Del Norte Elementary (math 16% / reading 61%, grade F, #39 of 68 statewide, top 57%, 509 students, 100% FRL); Berrendo Middle (math 11% / reading 57%, grade F, #8 of 27 statewide, top 27%, 663 students, 100% FRL); Goddard High (math 32% / reading 52%, grade F, #59 of 110 statewide, top 53%, 1,155 students, 0% FRL).
- Market conditions: Rents rising fast (+4.3%/yr); 252 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 88 units permitted in Chaves County in 2024 (0 in 5+ unit buildings).
- This rent runs 32% of the median local income ($62k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 89 days — a 6% lower offer ($181k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 89 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.66%
- Cash-on-cash
- 1.31%
- DSCR
- 1.06
- GRM
- 9.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 4.32% rent growth · sell at horizon
- IRR
- -12.9%
- Equity multiple
- 0.53×
- Total profit
- $-25,329
- Equity at exit
- $28,777
- IRR
- -2.1%
- Equity multiple
- 0.85×
- Total profit
- $-7,961
- Equity at exit
- $16,687
Cash invested: $54,040 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 55 Moderately Landlord-Leaning
- State New Mexico
- 55 Moderately Landlord-Leaning · D+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 88201
- Rents YoY
- 4.3%
- Active inventory
- 252
- Price-to-rent
- 9.7×
Monthly cashflow live
- Estimated rent
- $1,654 medium interval (Pro) →
- Mortgage (P&I)
- −$1,012
- Tax from tax record
- −$155 /mo · $1,865/yr
- Insurance
- −$80
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$347
- Net cashflow
- $59
Break-even live
Sensitivity live
| Price | -10% $168 | -5% $113 | +0% $59 | +5% $4 | +10% $-50 |
|---|---|---|---|---|---|
| Rent | -10% $-72 | -5% $-7 | +0% $59 | +5% $124 | +10% $190 |
| Rate | -1.0pp $156 | -0.5pp $108 | base $59 | +0.5pp $9 | +1.0pp $-42 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $48,250
- Closing costs
- $5,790
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 1 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 703 Broken Arrow Rd Unit 743 Roswell, NM | 3.0 | 2.0 | 1405 | $1,850 | $1.32 | 45d | 1 | 0.43mi |
Listing history 28 events
-
2026-06-21days on market $193,000 Active 89 DOM
-
2026-06-19days on market $193,000 Active 87 DOM
-
2026-06-18days on market $193,000 Active 86 DOM
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2026-06-17days on market $193,000 Active 85 DOM
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2026-06-16days on market $193,000 Active 84 DOM
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2026-06-15days on market $193,000 Active 83 DOM
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2026-06-14days on market $193,000 Active 81 DOM
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2026-06-12days on market $193,000 Active 80 DOM
-
2026-06-09days on market $193,000 Active 77 DOM
-
2026-06-08days on market $193,000 Active 76 DOM
-
2026-06-07days on market $193,000 Active 75 DOM
-
2026-06-05days on market $193,000 Active 72 DOM
-
2026-06-03days on market $193,000 Active 71 DOM
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2026-06-02days on market $193,000 Active 70 DOM
-
2026-06-01days on market $193,000 Active 69 DOM
-
2026-05-31days on market $193,000 Active 68 DOM
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2026-05-30days on market $193,000 Active 67 DOM
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2026-04-20status Active 1092-char remark
Show marketing remark (1092 chars)
Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.
-
2026-03-31status Pending 1092-char remark
Show marketing remark (1092 chars)
Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.
-
2026-03-24$193,000 Active 702-char remark
Show marketing remark (702 chars)
Opportunity meets potential at 300 Linda Cir! Located in a desirable NE neighborhood, this 3-bedroom, 2-bath home is ready for someone to bring it back to its full glory. Featuring an open-concept layout with a spacious living room that flows into the kitchen and dining area, this home offers a solid foundation to make your own. The attached 1-car garage adds convenience, while the generously sized backyard and covered patio create the perfect space for relaxing or entertaining. With a little TLC, this property has incredible upside—whether you’re looking for your next home or an investment opportunity. Don’t miss the chance to transform this gem into something truly special!
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2026-02-27price $265,000 1092-char remark
Show marketing remark (1092 chars)
Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.
-
2026-01-16$275,000 Active 1092-char remark
Show marketing remark (1092 chars)
Welcome to 300 E Linda Vista Blvd — a beautifully updated 4-bedroom, 3-bath home offering space, style, and convenience in one of Roswell’s most desirable neighborhoods. Step inside to discover gorgeous tile and wood flooring throughout, setting the stage for warm, low-maintenance living. The open floor plan connects a formal dining area, spacious living room, and kitchen—perfect for entertaining or everyday comfort. A large den offers a second living area ideal for a cozy family room, playroom, or media space. Enjoy four well-sized bedrooms and three bathrooms, making this home functional for families or guests. The attached two-car garage adds extra storage and convenience. Outside, the fully fenced backyard features a durable tin fence and plenty of room for pets, play, or outdoor gatherings. There’s an outside full bathroom ideal for getting refreshed after yard work. Conveniently located near Linda Vista pool, parks, schools, and local dining, this home checks all the boxes for both comfort and location. RV gate in the back for additional parking.
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2025-11-18price $255,000
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2025-10-21price $260,000
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2025-08-22price $270,000
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2023-04-28soldstatus
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2007-04-27soldstatus
-
2005-09-01soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast NM · Resets to sale price
- Current annual tax
- $1,865 · $155/mo
- Projected year-2 tax
- $1,865 · $155/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 5/10 Major 7 d/yr ≥100°F today · 20 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,850
- − Mortgage interest
- −$10,811
- − Property taxes
- −$1,865
- − Insurance
- −$965
- − Repairs & maintenance
- −$1,588
- − Management
- −$1,588
- − Depreciation
- −$5,615
- Taxable loss
- −$2,582
- Est. tax savings @ 24.0%
- +$620
- After-tax cash flow
- $1,326/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Roswell Independent Schools
- NCES district ID
- 3502250
- Math proficiency
- 11% ▼ -9.00%
- Reading proficiency
- 52% ▲ 23.00%
- Median HH income
- $38,848
- Composite
- 26.21/100
- National rank
- #7262
- State rank
- #16 of 29 in NM
Livability — Roswell
- Score
- 75/100
- State rank
- #8
- US rank
- #4339
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Roswell, NM
- County
- Chaves County · 56,277 people
- City population
- 56,277
- Metro
- Roswell, NM
- Population (ZIP)
- 27,524
- Household income
- $61,780
- Rent vs Own
- Severe rent burden
- 603.0
Population outlook (Chaves County) Hauer SSP2
- Today (2025)
- 66,122 people
- By 2030
- 66,351 · +0.3%
- By 2040
- 66,818 · +1.1%
- By 2050
- 66,928 · +1.2%
- By 2075
- 65,474 · -1.0%
- By 2100
- 58,943 · -10.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- Hispanic / Latino 50% White 44% Two or more races 16% Asian 2% Black 1%
- Hispanic origin (detail)
- Mexican 38%
- Common ancestry
- Slovak 2% Italian 1% Serbian 1%
- Foreign-born
- 9% · Canada
- Languages at home
- 73% English-only · Spanish 23% Tagalog/Filipino 1% Other Asian/Pacific 1%
Political lean MEDSL · Chaves
- 2024 margin
- Solid R (+44.8) · D 26.8% · R 71.6% · Other 1.6%
- 2008→2024 swing
- -20.2pp toward R · 2008: -24.7pp · 2024: -44.8pp
- All cycles
- 2024: R+44.8 2020: R+41.3 2016: R+36.4 2012: R+32.4 2008: R+24.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -130.52%
- Current HPI
- 149.3526
- Rent YoY
- ▲ 4.32%
- Metro
- Roswell, NM
- State GDP YoY
- —
- F500 in state
- 0
Price history
-28.5% since first listed11 events — show timeline
- 2026-04-20 Relisted — NMMLS
- 2026-03-31 Pending — NMMLS
- 2026-03-24 Listed $193,000 NMMLS
- 2026-02-27 Price Changed $265,000 NMMLS
- 2026-01-16 Listed $275,000 NMMLS
- 2025-11-18 Price Changed $255,000 NMMLS
- 2025-10-21 Price Changed $260,000 NMMLS
- 2025-08-22 Price Changed $270,000 NMMLS
- 2023-04-28 Sold (Public Records) — Public Records
- 2007-04-27 Sold (Public Records) — Public Records
- 2005-09-01 Sold (Public Records) — Public Records
Property tax history
+5.3%/yrLatest (2025): $1,865 · -4.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…