29 Century Blvd · Avon Park, FL 33825

$145,000

2 bd · 2.0 ba · 1,452 sqft · Manufactured public records · 194 Days on market

Built 1981 0.45 ac lot $10/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.1/30.0
• ARV discount +7.5/15.0
• DSCR +4.6/10.0
• Schools +3.6/10.0
• Livability +3.6/5.0
• 1% rule +3.3/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

BEAUTIFULLY FURNISHED AND MOVE IN READY!!! This home is over 2000 square feet and includes a whole home Generac (propane) generator, a shed and an extra long carport. Home features new sub floor with new wood flooring, new light fixtures, new ceiling fans, new kitchen cabinets and countertops, new textured (dry wall) walls and new carpet in enclosed Florida room, per owner. A/C was installed in 2009, windows in 2011 and roof in 2017. You'll love the spacious open floor plan with lots of natural light! Located close to shopping, restaurants, medical etc. on a large lot in the much sought after Knoll Subdivision. Being sold as is with time for inspection. Floor lamp in living room is excluded but can be purchased separately.

Key facts

• Open floor plan
• Enclosed porch
• 0.45 acre lot

Tags

• OPEN FLOOR PLAN
• ENCLOSED PORCH
• WOOD LAMINATE FLOORING
• NEWER KITCHEN CABINETS
• WHOLE HOME GENERAC GENERATOR
• STORAGE SHEDS WITH ELECTRIC

Property features AI

Finance

• HOA & community: Homeowners association with annual fee ($125); Clubhouse; Senior community

Exterior

• Parking: Carport (1 space)
• Utilities: Public water; Septic tank (no sewer); Electric with generator; Cable available
• Home design: Residential mobile home; One level
• Construction: Aluminum siding and frame construction; Other roof type
• Exterior features: Enclosed patio/side porch; Shed(s); Workshop

Interior

• Kitchen: Oven; Range; Refrigerator; Electric water heater
• Flooring: Laminate; Simulated wood
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating (electric); Central air conditioning (electric)
• Interior features: Ceiling fans; Cathedral and vaulted ceilings; High ceilings; High-speed internet; Blinds; Partially furnished
• Laundry & utility: Washer; Dryer

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $145k.

Deal economics

• At list price, monthly cash flow is $48 ($578/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $120k (17.3% below list).
• Recommended offer: $120k (17.3% below list) — sets the bar for 1% rule.
• Cap rate 6.7% vs local median 3.8% in Avon Park — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#407 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: crime D+, amenities F, commute F.
• Highlands (other): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Sun 'N Lake Elementary School (math 63% / reading 59%, grade B, #653 of 2,144 statewide, top 31%, 618 students, 67% FRL); Avon Park Middle School (math 37% / reading 35%, grade F, #410 of 571 statewide, top 72%, 638 students, 77% FRL); Avon Park High School (math 35% / reading 39%, grade F, #340 of 667 statewide, top 52%, 928 students, 67% FRL) — zoned schools at 70% FRL track the district average.
• Market conditions: 478 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 980 units permitted in Highlands County in 2024 (80 in 5+ unit buildings).
• This rent runs 31% of the median local income ($47k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

• It's been on market 194 days — a 12% lower offer ($128k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 7y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $119,961 (17.3% below list)

Questions for the listing agent

1. It's been on market 194 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.83% ✗
• Cap rate: 6.69%
• Cash-on-cash: 1.42%
• DSCR: 1.06
• GRM: 10.1

CMA / ARV

• ARV (on-the-fly): $95,832
• Comps found: 5

Show comp detail 5 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
93 S Rally Rd	0.18mi	2/2.0	1,381 (-5%)	2mo	$260,000	$188	82
102 S Rally Rd	0.16mi	2/2.0	1,520 (+5%)	14mo	$100,000	$66	73
128 S Winter Cir	0.10mi	3/2.0 (+1)	1,497 (+3%)	21mo	$198,888	$133	68
17 Century Blvd	0.09mi	3/2.0 (+1)	1,524 (+5%)	18mo	$95,000	$62	67
37438 Barbara Dr	0.53mi	2/2.0	1,600 (+10%)	3mo	$65,000	$41	56

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -14.1%
• Equity multiple: 0.50×
• Total profit: $-20,471
• Equity at exit: $21,620

10-year hold

• IRR: -5.3%
• Equity multiple: 0.65×
• Total profit: $-14,055
• Equity at exit: $12,537

Cash invested: $40,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33825

• Home prices YoY: -25.9%
• Active inventory: 478
• Price-to-rent: 10.1×

Monthly cashflow live

• Estimated rent: $1,200 medium
• Mortgage (P&I): −$760
• Tax from tax record: −$69 /mo · $824/yr
• Insurance: −$60
• HOA: −$10
• Vacancy / Maint / Mgmt: −$252
• Net cashflow: $48

Break-even live

Break-even rent $1,139

Max offer price $145,000

Occupancy floor 91%

Sensitivity live

Price	-10% $130	-5% $89	+0% $48	+5% $7	+10% $-34
Rent	-10% $-47	-5% $1	+0% $48	+5% $96	+10% $143
Rate	-1.0pp $121	-0.5pp $85	base $48	+0.5pp $11	+1.0pp $-28

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $36,250
• Closing costs: $4,350
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
565 Luminary LOOP Avon Park, FL	2.0–3.0	1.5–2.0	1142	$994	$0.87	25d	6	1.46mi

HOA detail

• Monthly dues: $10 · $120/yr

Listing history 25 events

1. 2026-06-21
   days on market $145,000 Active 194 DOM
2. 2026-06-19
   days on market $145,000 Active 192 DOM
3. 2026-06-18
   days on market $145,000 Active 191 DOM
4. 2026-06-17
   days on market $145,000 Active 190 DOM
5. 2026-06-16
   days on market $145,000 Active 189 DOM
6. 2026-06-15
   days on market $145,000 Active 188 DOM
7. 2026-06-14
   days on market $145,000 Active 186 DOM
8. 2026-06-10
   days on market $145,000 Active 183 DOM
9. 2026-06-09
   days on market $145,000 Active 182 DOM
10. 2026-06-08
    days on market $145,000 Active 181 DOM
11. 2026-06-07
    days on market $145,000 Active 180 DOM
12. 2026-06-02
    days on market $145,000 Active 175 DOM
13. 2026-06-01
    days on market $145,000 Active 174 DOM
14. 2026-05-31
    days on market $145,000 Active 173 DOM
15. 2026-05-30
    days on market $145,000 Active 172 DOM
16. 2025-12-09
    listed $145,000 Active
17. 2023-03-21
    soldstatus $132,000
18. 2023-03-08
    soldstatus $132,000 Closed 732-char remark

    Show marketing remark (732 chars)

    BEAUTIFULLY FURNISHED AND MOVE IN READY!!! This home is over 2000 square feet and includes a whole home Generac (propane) generator, a shed and an extra long carport. Home features new sub floor with new wood flooring, new light fixtures, new ceiling fans, new kitchen cabinets and countertops, new textured (dry wall) walls and new carpet in enclosed Florida room, per owner. A/C was installed in 2009, windows in 2011 and roof in 2017. You'll love the spacious open floor plan with lots of natural light! Located close to shopping, restaurants, medical etc. on a large lot in the much sought after Knoll Subdivision. Being sold as is with time for inspection. Floor lamp in living room is excluded but can be purchased separately.

19. 2023-02-15
    status Pending 732-char remark

    Show marketing remark (732 chars)

    BEAUTIFULLY FURNISHED AND MOVE IN READY!!! This home is over 2000 square feet and includes a whole home Generac (propane) generator, a shed and an extra long carport. Home features new sub floor with new wood flooring, new light fixtures, new ceiling fans, new kitchen cabinets and countertops, new textured (dry wall) walls and new carpet in enclosed Florida room, per owner. A/C was installed in 2009, windows in 2011 and roof in 2017. You'll love the spacious open floor plan with lots of natural light! Located close to shopping, restaurants, medical etc. on a large lot in the much sought after Knoll Subdivision. Being sold as is with time for inspection. Floor lamp in living room is excluded but can be purchased separately.

20. 2022-11-29
    listed $154,000 Active 732-char remark

    Show marketing remark (732 chars)

    BEAUTIFULLY FURNISHED AND MOVE IN READY!!! This home is over 2000 square feet and includes a whole home Generac (propane) generator, a shed and an extra long carport. Home features new sub floor with new wood flooring, new light fixtures, new ceiling fans, new kitchen cabinets and countertops, new textured (dry wall) walls and new carpet in enclosed Florida room, per owner. A/C was installed in 2009, windows in 2011 and roof in 2017. You'll love the spacious open floor plan with lots of natural light! Located close to shopping, restaurants, medical etc. on a large lot in the much sought after Knoll Subdivision. Being sold as is with time for inspection. Floor lamp in living room is excluded but can be purchased separately.

21. 2019-08-07
    soldstatus $56,000
22. 2019-08-05
    soldstatus $56,000 325-char remark

    Show marketing remark (325 chars)

    Mobile Home in the Knolls subdivision. This home is over 2,000 square feet and includes a whole house generator for any power outages you won't have any concerns. The windows have been updated with double pane windows. The A/C has been installed in 2015. Includes a large carport, enclosed Florida room and is priced to sell!

23. 2019-04-08
    listed $64,900 325-char remark

    Show marketing remark (325 chars)

    Mobile Home in the Knolls subdivision. This home is over 2,000 square feet and includes a whole house generator for any power outages you won't have any concerns. The windows have been updated with double pane windows. The A/C has been installed in 2015. Includes a large carport, enclosed Florida room and is priced to sell!

24. 1995-12-29
    soldstatus $35,000
25. 1993-07-01
    soldstatus $35,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $824 · $69/mo
• Projected year-2 tax: $1,204 · $100/mo
• Expected delta: +$379/yr (+$32/mo · 46.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,395
• − Mortgage interest: −$8,122
• − Property taxes: −$824
• − Insurance: −$725
• − Repairs & maintenance: −$1,152
• − Management: −$1,152
• − HOA: −$120
• − Depreciation: −$4,218
• Taxable loss: −$1,917
• Est. tax savings @ 24.0%: +$460
• After-tax cash flow: $1,039/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Highlands
• NCES district ID: 1200840
• Math proficiency: 45% ▼ -7.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,276
• Composite: 36.42/100
• National rank: #4672
• State rank: #54 of 73 in FL

Livability — Avon Park

• Score: 71/100
• State rank: #407
• US rank: #7205

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment F Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Highlands County · 98,898 people
• City population: 25,501
• Metro: Sebring-Avon Park, FL
• Population (ZIP): 25,501
• Household income: $46,949
• Rent vs Own: 25.9% rent · 74.1% own
• Severe rent burden: 691.0

Population outlook (Highlands County) Hauer SSP2

• Today (2025): 99,674 people
• By 2030: 99,615 · -0.1%
• By 2040: 99,342 · -0.3%
• By 2050: 98,242 · -1.4%
• By 2075: 93,291 · -6.4%
• By 2100: 79,894 · -19.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.64)
• Race & ethnicity: White 51% Hispanic / Latino 27% Black 17% Two or more races 11% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 13% Cuban 2%
• Common ancestry: Slovak 2% Lithuanian 2% Iranian 1%
• Foreign-born: 10% · Canada, Vietnam, Guatemala
• Languages at home: 74% English-only · Spanish 24% Tagalog/Filipino 1%

Political lean MEDSL · Highlands

• 2024 margin: Solid R (+40.8) · D 29.3% · R 70.1%
• 2008→2024 swing: -22.7pp toward R · 2008: -18.1pp · 2024: -40.8pp
• All cycles: 2024: R+40.8 2020: R+34.4 2016: R+32.0 2012: R+23.0 2008: R+18.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -98.54%
• Current HPI: 281.8067
• Rent YoY: —
• Metro: Sebring-Avon Park, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+314.3% since first listed

10 events — show timeline

• 2025-12-09 Listed $145,000 HAOR as distributed by MLS GRID
• 2023-03-21 Sold (Public Records) $132,000 Public Records
• 2023-03-08 Sold (MLS) $132,000 HAOR as distributed by MLS GRID
• 2023-02-15 Pending — HAOR as distributed by MLS GRID
• 2022-11-29 Listed $154,000 HAOR as distributed by MLS GRID
• 2019-08-07 Sold (Public Records) $56,000 Public Records
• 2019-08-05 Sold (MLS) $56,000 HAOR as distributed by MLS GRID
• 2019-04-08 Listed $64,900 HAOR as distributed by MLS GRID
• 1995-12-29 Sold (Public Records) $35,000 Public Records
• 1993-07-01 Sold (Public Records) $35,000 Public Records

Property tax history

+10.5%/yr

Latest (2025): $824 · -6.8% YoY. Source: county tax records.