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5993 Jaguar Rd
D Composite 42.07
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +8.4/30.0
  • Appreciation +8.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.9/10.0
  • Livability +3.3/5.0
  • 1% rule +2.6/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • DSCR +2.3/10.0

$165,000

5993 Jaguar Rd · Ropesville, TX 79358
3 bd · 1.5 ba · 1,785 sqft · SingleFamily · 103 Days on market
Built 1950 2.00 ac lot ↓ 24% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Two acres, endless opportunity. Mature pine trees, surrounding the entire property. The opportunities are endless! Dream home, hobby farm, or weekend retreat in the country. Room to spread out, build, and breathe- all while being surrounded by nature's best. Three houses non this 2 acre property but only one is move in ready.

Key facts

  • Hobby farm
  • Surrounded by nature
  • Mature pine trees

Tags

TWO ACRESMATURE PINE TREESHOBBY FARMWEEKEND RETREATSURROUNDED BY NATURE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $165k.

Deal economics

  • At list price, monthly cash flow is $-147 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $144k (12.9% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $126k (23.8% below list).
  • Recommended offer: $126k (23.8% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 66/100 on livability (#593 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: employment C-, health & safety C-, schools D+.
  • Ropes ISD (rural): math 54% / reading 61% proficiency, ranked #87 of 826 in TX (top 10%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 110 active listings in the ZIP; 7 units permitted in Hockley County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $11k of equity ($1k loan paydown + $10k appreciation (6.0% local appreciation)).
  • Hockley County population projected at +21% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 4, paydown + projected appreciation supports a ~$38k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($150k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 6→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $125,703 (23.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
  3. Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.76%
Cap rate
5.22%
Cash-on-cash
-3.82%
DSCR
0.83
GRM
10.9

CMA / ARV

No comps found within radius.

Projected returns pro-forma

5.99% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
12.2%
Equity multiple
1.83×
Total profit
$38,206
Equity at exit
$103,645
10-year hold
IRR
13.0%
Equity multiple
3.59×
Total profit
$119,775
Equity at exit
$187,886

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 79358

Home prices YoY
3.1%
Active inventory
110
Price-to-rent
10.9×

Monthly cashflow live

Estimated rent
$1,257 medium interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$264
Net cashflow
$-147

Break-even live

Break-even rent $1,443
Max offer price $143,696
Occupancy floor

Sensitivity live

Price -10% $-33 -5% $-90 +0% $-147 +5% $-204 +10% $-261
Rent -10% $-247 -5% $-197 +0% $-147 +5% $-98 +10% $-48
Rate -1.0pp $-64 -0.5pp $-105 base $-147 +0.5pp $-190 +1.0pp $-233

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 26 events

  1. 2026-06-21
    days on market $165,000 Active 103 DOM
  2. 2026-06-18
    days on market $165,000 Active 100 DOM
  3. 2026-06-17
    days on market $165,000 Active 99 DOM
  4. 2026-06-16
    days on market $165,000 Active 98 DOM
  5. 2026-06-15
    days on market $165,000 Active 97 DOM
  6. 2026-06-14
    days on market $165,000 Active 95 DOM
  7. 2026-06-13
    days on market $165,000 Active 94 DOM
  8. 2026-06-10
    days on market $165,000 Active 92 DOM
  9. 2026-06-09
    days on market $165,000 Active 91 DOM
  10. 2026-06-08
    days on market $165,000 Active 90 DOM
  11. 2026-06-07
    days on market $165,000 Active 89 DOM
  12. 2026-06-03
    days on market $165,000 Active 85 DOM
  13. 2026-06-02
    days on market $165,000 Active 84 DOM
  14. 2026-06-01
    days on market $165,000 Active 83 DOM
  15. 2026-05-31
    days on market $165,000 Active 82 DOM
  16. 2026-05-30
    days on market $165,000 Active 81 DOM
  17. 2026-05-05
    price $170,000 327-char remark
    Show marketing remark (327 chars)

    Two acres, endless opportunity. Mature pine trees, surrounding the entire property. The opportunities are endless! Dream home, hobby farm, or weekend retreat in the country. Room to spread out, build, and breathe- all while being surrounded by nature's best. Three houses non this 2 acre property but only one is move in ready.

  18. 2026-04-14
    price $175,000 327-char remark
    Show marketing remark (327 chars)

    Two acres, endless opportunity. Mature pine trees, surrounding the entire property. The opportunities are endless! Dream home, hobby farm, or weekend retreat in the country. Room to spread out, build, and breathe- all while being surrounded by nature's best. Three houses non this 2 acre property but only one is move in ready.

  19. 2026-03-24
    price $180,000 327-char remark
    Show marketing remark (327 chars)

    Two acres, endless opportunity. Mature pine trees, surrounding the entire property. The opportunities are endless! Dream home, hobby farm, or weekend retreat in the country. Room to spread out, build, and breathe- all while being surrounded by nature's best. Three houses non this 2 acre property but only one is move in ready.

  20. 2026-03-04
    price $185,000
    Show marketing remark (327 chars)

    Two acres, endless opportunity. Mature pine trees, surrounding the entire property. The opportunities are endless! Dream home, hobby farm, or weekend retreat in the country. Room to spread out, build, and breathe- all while being surrounded by nature's best. Three houses non this 2 acre property but only one is move in ready.

  21. 2026-03-04
    listed $185,000 Active 327-char remark
    Show marketing remark (327 chars)

    Two acres, endless opportunity. Mature pine trees, surrounding the entire property. The opportunities are endless! Dream home, hobby farm, or weekend retreat in the country. Room to spread out, build, and breathe- all while being surrounded by nature's best. Three houses non this 2 acre property but only one is move in ready.

  22. 2026-02-23
    price $190,000
  23. 2026-01-22
    price $195,000
  24. 2025-11-18
    price $210,000
  25. 2025-10-15
    price $215,000
  26. 2025-10-08
    price $225,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 6 d/yr ≥99°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 2% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$15,084
− Mortgage interest
−$9,243
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$1,207
− Management
−$1,207
− Depreciation
−$4,800
Taxable loss
−$4,672
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,121
After-tax cash flow
$-645/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Ropes ISD
NCES district ID
4837830
Math proficiency
54% ▲ 13.00%
Reading proficiency
61% ▲ 4.00%
Median HH income
$53,496
Composite
49.31/100
National rank
#2023
State rank
#87 of 826 in TX

Livability — Ropesville

Score
66/100
State rank
#593
US rank
#11327

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment C- Housing A+ Health & safety C- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Population (ZIP)
1,458

Population outlook (Hockley County) Hauer SSP2

Today (2025)
25,295 people
By 2030
26,230 · +3.7%
By 2040
28,268 · +11.8%
By 2050
30,536 · +20.7%
By 2075
36,867 · +45.7%
By 2100
40,662 · +60.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Hispanic / Latino 29% Two or more races 23% Black 1%
Hispanic origin (detail)
Mexican 27%
Common ancestry
Slovak 4% Iranian 2% Italian 2%
Foreign-born
2% · Canada
Languages at home
85% English-only · Spanish 13% German/W. Germanic 2%

Political lean MEDSL · Hockley

2024 margin
Solid R (+66.3) · D 16.6% · R 82.8%
2008→2024 swing
-14.0pp toward R · 2008: -52.3pp · 2024: -66.3pp
All cycles
2024: R+66.3 2020: R+62.4 2016: R+62.3 2012: R+57.0 2008: R+52.3

Not yet ingested

Civics

Market trends

HPI YoY
▲ 5.99%
Current HPI
197.172
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-24.4% since first listed
10 events — show timeline
  • 2026-05-05 Price Changed $170,000 LARMLS
  • 2026-04-14 Price Changed $175,000 LARMLS
  • 2026-03-24 Price Changed $180,000 LARMLS
  • 2026-03-04 Price Changed $185,000 LARMLS
  • 2026-03-04 Listed $185,000 LARMLS
  • 2026-02-23 Price Changed $190,000 LARMLS
  • 2026-01-22 Price Changed $195,000 LARMLS
  • 2025-11-18 Price Changed $210,000 LARMLS
  • 2025-10-15 Price Changed $215,000 LARMLS
  • 2025-10-08 Price Changed $225,000 LARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…