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12050 E MCQUEEN DR Plan
D- Composite 36.21
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.2/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.0/5.0
  • Livability +3.1/5.0
  • 1% rule +3.0/10.0
  • DSCR +2.9/10.0
  • Schools +2.9/10.0
  • Rent growth +2.5/5.0
  • Appreciation +0.0/10.0

$249,900

12050 E MCQUEEN DR Plan · Prescott Valley, AZ 86327
3 bd · 2.0 ba · 1,344 sqft · Manufactured · 199 Days on market
Good condition $186/sqft · 51% above area

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Site 18 has 1,250 sq ft of this 3-bedroom, 2-bath home is luxury with an inviting open concept. Huge kitchen with solid surface, tiled backsplash, large island with power, and stainless-steel appliances. A separate laundry, walk-in closet, and a spacious bathroom with tiled shower, double sinks, separate vanity, and water closet. An inviting front deck, large shed with power, and 2-car covered parking! Check out all the amenities Desert Pines has to offer-call Eileen today at 928-327-7100 for a tour of this beautiful home and the community!

Key facts

  • Listed 199 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $250k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-140 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $230k (8.1% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $201k (19.6% below list).
  • Recommended offer: $201k (19.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.6% vs local median 3.1% in Prescott Valley — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 62/100 on livability (#126 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, crime A-; Watch: amenities F, commute F, health & safety F.
  • Humboldt Unified District (4469) (suburban): math 31% / reading 37% proficiency, ranked #94 of 249 in AZ (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Liberty Traditional School (math 56% / reading 53%, grade C, #208 of 1,109 statewide, top 19%, 785 students, 39% FRL); Bradshaw Mountain Middle School (math 24% / reading 39%, grade F, #78 of 218 statewide, top 36%, 280 students, 55% FRL); Bradshaw Mountain High School (math 15% / reading 26%, grade F, #222 of 381 statewide, top 59%, 1,697 students, 43% FRL) — zoned schools at 45% FRL track the district average.
  • Market conditions: 266 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 46d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,062 units permitted in Yavapai County in 2024 (98 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Yavapai County population projected at +10% by 2050 — modest demand growth; plan on rents tracking national, not racing it.

Negotiation context

  • It's been on market 199 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
Recommended offer $200,873 (19.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 199 days. Have you received any prior offers? Is the seller open to a 20% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.80%
Cap rate
5.62%
Cash-on-cash
-2.40%
DSCR
0.89
GRM
10.4

CMA / ARV

ARV (median comp)
$165,750
List price
$249,900
Delta
50.77%
Verdict
OVERPRICED
Comps
4 within 1.0 mi
Show comp detail 7 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
2142 Jackrabbit Dr #2142 0.49mi 2/2.0 (-1) 1,380 (+3%) 0mo $185,000 $134 68
12002 E Mcqueen Dr 0.03mi 3/2.0 1,171 (-13%) 22mo $217,232 $186 59
2211 Dove Dr 0.72mi 2/2.0 (-1) 1,333 (-1%) 10mo $235,000 $176 52
631 N Blue Spruce Dr 0.69mi 2/2.0 (-1) 1,344 (0%) 23mo $349,000 $260 44
617 N Blue Spruce Dr 0.70mi 2/2.0 (-1) 1,324 (-2%) 20mo $353,700 $267 43
11250 E State Route 69 #2229 0.66mi 2/2.0 (-1) 1,232 (-8%) 22mo $207,000 $168 32
614 N Blue Spruce Lot #144 Dr 0.70mi 2/2.0 (-1) 1,211 (-10%) 20mo $340,000 $281 30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-20.3%
Equity multiple
0.29×
Total profit
$-49,388
Equity at exit
$37,261
10-year hold
IRR
-13.3%
Equity multiple
0.22×
Total profit
$-54,373
Equity at exit
$21,607

Cash invested: $69,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

ZIP-level market 86327

Home prices YoY
-11.8%
Active inventory
266
Price-to-rent
10.4×

Monthly cashflow live

Estimated rent
$2,009 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax est. 1.5%
$312 /mo · $3,748/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$422
Net cashflow
$-140

Break-even live

Break-even rent $2,186
Max offer price $229,626
Occupancy floor

Sensitivity live

Price -10% $33 -5% $-54 +0% $-140 +5% $-226 +10% $-313
Rent -10% $-299 -5% $-219 +0% $-140 +5% $-61 +10% $19
Rate -1.0pp $-14 -0.5pp $-77 base $-140 +0.5pp $-205 +1.0pp $-271

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,475
Closing costs
$7,497
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
873 N Old Chisholm Trl Unit A Dewey, AZ 2.0 2.0 1200 $1,800 $1.50 45d 1 0.32mi
1298 Tapadero Dr Unit A Dewey, AZ 2.0 2.0 1134 $1,750 $1.54 23d 1 0.41mi
1131 Tapadero Dr Dewey, AZ 3.0 2.0 1590 $1,695 $1.07 45d 1 0.48mi
11501 E Wingfoot Ct Dewey, AZ 2.0 2.5 1467 $2,200 $1.50 45d 1 0.50mi
887 N Cochise Dr Dewey, AZ 2.0 2.0 1544 $1,625 $1.05 23d 1 0.96mi
175 N Village Way Dewey, AZ 2.0–3.0 2.0 1088 $2,400 $2.20 15d 20 1.00mi
556 N Robles St Dewey, AZ 3.0 2.0 1484 $2,200 $1.48 23d 1 1.01mi
12933 E Santiago St Dewey, AZ 3.0 2.0 1484 $1,950 $1.31 45d 1 1.31mi
1251 Barzona Ave #2 Dewey, AZ 3.0 2.0 1254 $1,745 $1.39 45d 1 1.45mi

Listing history 16 events

  1. 2026-06-21
    days on market $249,900 Active 199 DOM
  2. 2026-06-18
    days on market $249,900 Active 196 DOM
  3. 2026-06-17
    days on market $249,900 Active 195 DOM
  4. 2026-06-16
    days on market $249,900 Active 194 DOM
  5. 2026-06-15
    days on market $249,900 Active 193 DOM
  6. 2026-06-14
    days on market $249,900 Active 191 DOM
  7. 2026-06-13
    days on market $249,900 Active 190 DOM
  8. 2026-06-10
    days on market $249,900 Active 188 DOM
  9. 2026-06-09
    days on market $249,900 Active 187 DOM
  10. 2026-06-08
    days on market $249,900 Active 186 DOM
  11. 2026-06-07
    days on market $249,900 Active 185 DOM
  12. 2026-06-02
    days on market $249,900 Active 180 DOM
  13. 2026-06-01
    days on market $249,900 Active 179 DOM
  14. 2026-05-31
    days on market $249,900 Active 178 DOM
  15. 2026-05-30
    days on market $249,900 Active 177 DOM
  16. 2025-12-04
    listed $249,900 Active 546-char remark
    Show marketing remark (546 chars)

    Site 18 has 1,250 sq ft of this 3-bedroom, 2-bath home is luxury with an inviting open concept. Huge kitchen with solid surface, tiled backsplash, large island with power, and stainless-steel appliances. A separate laundry, walk-in closet, and a spacious bathroom with tiled shower, double sinks, separate vanity, and water closet. An inviting front deck, large shed with power, and 2-car covered parking! Check out all the amenities Desert Pines has to offer-call Eileen today at 928-327-7100 for a tour of this beautiful home and the community!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,105
− Mortgage interest
−$13,998
− Property taxes
−$3,748
− Insurance
−$1,250
− Repairs & maintenance
−$1,928
− Management
−$1,928
− Depreciation
−$7,270
Taxable loss
−$6,018
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,444
After-tax cash flow
$-237/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Good 80/100 Cosmetic rehab

This 3-bedroom, 2-bath home in Prescott Valley, AZ, is in good condition with a modern kitchen and spacious bathroom. It's move-in ready with a good curb appeal and minimal maintenance required.

Value-add opportunities

  • Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters.
  • Both Add a small outdoor seating area — Can increase the home's appeal and functionality for outdoor entertaining.
  • Both Install smart home features — Can increase the home's value by making it more modern and energy-efficient.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and curb appeal improvements — Enhances the home's curb appeal and can attract more buyers or renters.
  • Both Add a small outdoor seating area — Can increase the home's appeal and functionality for outdoor entertaining.
  • Both Install smart home features — Can increase the home's value by making it more modern and energy-efficient.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Humboldt Unified District (4469)
NCES district ID
0403870
Math proficiency
31% ▼ -13.00%
Reading proficiency
37% ▼ -14.00%
Median HH income
$45,326
Composite
29.06/100
National rank
#6605
State rank
#94 of 249 in AZ

Livability — Prescott Valley

Score
62/100
State rank
#126
US rank
#16160

Category grades

Amenities F Commute F Cost of living B- Crime A- Employment C Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Prescott Valley, AZ
County
Yavapai County · 190,406 people
City population
63,155
Metro
Prescott Valley-Prescott, AZ
Population (ZIP)
12,154
Household income
$71,512
Rent vs Own
9.0% rent · 91.0% own
Severe rent burden
70.0

Population outlook (Yavapai County) Hauer SSP2

Today (2025)
241,389 people
By 2030
249,523 · +3.4%
By 2040
259,966 · +7.7%
By 2050
264,736 · +9.7%
By 2075
269,334 · +11.6%
By 2100
256,505 · +6.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (86%)
Race & ethnicity
White 86% Hispanic / Latino 9% Two or more races 6%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Lithuanian 4% Romanian 3% Slovak 2%
Foreign-born
3% · Canada
Languages at home
95% English-only · Spanish 3% German/W. Germanic 1% French/Haitian/Cajun 1%

Political lean MEDSL · Yavapai

2024 margin
Solid R (+33.9) · D 32.6% · R 66.5%
2008→2024 swing
-9.5pp toward R · 2008: -24.4pp · 2024: -33.9pp
All cycles
2024: R+33.9 2020: R+29.3 2016: R+31.4 2012: R+30.7 2008: R+24.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -43.08%
Current HPI
320.6301
Rent YoY
Metro
Prescott Valley-Prescott, AZ
State GDP YoY
▲ 4.54%
F500 in state
20

Industry mix (Fortune 500 HQ in AZ)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2025-12-04 Listed $249,900 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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