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6 Ahearn Dr
C- Composite 54.32
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +15.0/15.0
  • Cash flow +13.8/30.0
  • 1% rule +9.1/10.0
  • Schools +4.8/10.0
  • DSCR +4.2/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$139,900

6 Ahearn Dr · Upper Mount Bethel, PA 18343
3 bd · 2.0 ba · 1,056 sqft · Manufactured public records · 33 Days on market
Built 1995 $132/sqft · 18% below area Est $171k · 18% under $625/mo HOA · 32% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Charming Double-Wide with Scenic Views in Quiet Park Welcome home to this beautifully maintained 3-bedroom, 2-bath double-wide, perfectly situated at the end of a small and peaceful mobile home community. Enjoy breathtaking views of neighboring farms and the Delaware Water Gap right from your covered front porch. Inside, you'll find all-new flooring and fresh paint throughout, giving the home a bright and inviting feel. The kitchen features a new dishwasher, and recent updates include a newer heating system and roof, offering peace of mind for years to come. Relax or entertain on the large rear deck, and take advantage of two storage sheds for all your tools and outdoor gear. The paved driveway provides convenient parking, and the low lot rent makes this an affordable and appealing choice. Quiet, scenic, and move-in ready--call today to schedule a private showing!

Key facts

  • Covered front porch
  • Two storage sheds
  • New dishwasher

Tags

COVERED FRONT PORCHNEW DISHWASHERNEWER HEATING SYSTEMNEW ROOFLARGE REAR DECKTWO STORAGE SHEDS

Property features AI

Finance

  • HOA & community: Association fee of $625 per month

Exterior

  • Parking: No garage; Off-street parking
  • Utilities: Electric service with 100 amps and circuit breakers; Community/Cooperative water; Community/Cooperative sewer
  • Home design: Single-story home; Mobile home present
  • Construction: Vinyl siding; Asphalt/fiberglass roof
  • Exterior features: Deck; Flat lot; Property has a view

Interior

  • Kitchen: Refrigerator; Electric oven; Electric range; Dishwasher; Eat-in kitchen
  • Bedrooms: Three first-floor bedrooms (approx. 15 x 15; 12 x 10; 10 x 10)
  • Flooring: Carpet; Engineered hardwood
  • Bathrooms: Two full bathrooms on the first floor (approx. 8 x 8 and 6 x 12)
  • Heating & cooling: Forced air heating (oil); Central air; Ceiling fan(s)
  • Interior features: Dining area; Eat-in kitchen
  • Laundry & utility: First-floor laundry room (approx. 6 x 10); Washer; Electric dryer; Electric dryer hookup; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath manufactured listed at $140k.

Deal economics

  • At list price, monthly cash flow is $13 ($157/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $140k).
  • Recommended offer: $136k (3.0% below list) — sets the bar for market timing.

Location & tenants

  • Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
  • Bangor Area SD (rural): math 50% / reading 60% proficiency, ranked #107 of 539 in PA (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Market conditions: 35 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 567 units permitted in Northampton County in 2024 (151 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $967 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 33 days — a 3% lower offer ($136k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 24y ago; this cycle's ask has dropped $10k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $60k; list at $140k implies a 133% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 32% of rent.
Recommended offer $135,703 (3.0% below list)

Questions for the listing agent

  1. It's been on market 33 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.41%
Cap rate
6.40%
Cash-on-cash
0.40%
DSCR
1.02
GRM
5.9

CMA / ARV

ARV (median comp)
$170,524
List price
$139,900
Delta
-17.96%
Verdict
UNDERPRICED
Comps
20 within 2.0 mi
Show comp detail 1 sale within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12 Ahearn Dr 0.02mi 2/2.0 (-1) 980 (-7%) 4mo $85,000 $87 79

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-15.3%
Equity multiple
0.45×
Total profit
$-21,455
Equity at exit
$20,860
10-year hold
IRR
-6.3%
Equity multiple
0.59×
Total profit
$-16,054
Equity at exit
$12,096

Cash invested: $39,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18343

Home prices YoY
-11.5%
Active inventory
35
Price-to-rent
5.9×

Monthly cashflow live

Estimated rent
$1,969 medium interval (Pro) →
Mortgage (P&I)
$734
Tax from tax record
$125 /mo · $1,503/yr
Insurance
$58
HOA
$625
Vacancy / Maint / Mgmt
$413
Net cashflow
$13

Break-even live

Break-even rent $1,952
Max offer price $139,900
Occupancy floor 94%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$34,975
Closing costs
$4,197
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
2057 S Delaware Dr Mount Bethel, PA 2.0 1.0 896 $1,650 $1.84 11d 1 0.79mi
2500 N Delaware Dr Mt Bethel, PA 2.0 1.0 900 $2,500 $2.78 2d 1 1.32mi

HOA detail

Monthly dues
$625 · $7,500/yr
Likely covers
water

Listing history 24 events

  1. 2026-06-18
    days on market $139,900 Active 33 DOM
  2. 2026-06-17
    days on market $139,900 Active 32 DOM
  3. 2026-06-16
    days on market $139,900 Active 31 DOM
  4. 2026-06-15
    pricedays on market $139,900 Active 30 DOM
  5. 2026-06-14
    days on market $149,900 Active 28 DOM
    Show marketing remark (879 chars)

    Charming Double-Wide with Scenic Views in Quiet Park Welcome home to this beautifully maintained 3-bedroom, 2-bath double-wide, perfectly situated at the end of a small and peaceful mobile home community. Enjoy breathtaking views of neighboring farms and the Delaware Water Gap right from your covered front porch. Inside, you'll find all-new flooring and fresh paint throughout, giving the home a bright and inviting feel. The kitchen features a new dishwasher, and recent updates include a newer heating system and roof, offering peace of mind for years to come. Relax or entertain on the large rear deck, and take advantage of two storage sheds for all your tools and outdoor gear. The paved driveway provides convenient parking, and the low lot rent makes this an affordable and appealing choice. Quiet, scenic, and move-in ready--call today to schedule a private showing!

  6. 2026-06-13
    days on market $149,900 Active 27 DOM
  7. 2026-06-10
    days on market $149,900 Active 25 DOM
  8. 2026-06-09
    days on market $149,900 Active 24 DOM
  9. 2026-06-08
    days on market $149,900 Active 23 DOM
  10. 2026-06-07
    days on market $149,900 Active 22 DOM
  11. 2026-06-03
    days on market $149,900 Active 18 DOM
  12. 2026-06-02
    days on market $149,900 Active 17 DOM
  13. 2026-06-01
    days on market $149,900 Active 16 DOM
  14. 2026-05-31
    days on market $149,900 Active 15 DOM
  15. 2026-05-31
    days on market $149,900 Active 14 DOM
  16. 2026-05-18
    status Active 890-char remark
  17. 2026-05-02
    listed $149,900 Active 890-char remark
    Show marketing remark (879 chars)

    Charming Double-Wide with Scenic Views in Quiet Park Welcome home to this beautifully maintained 3-bedroom, 2-bath double-wide, perfectly situated at the end of a small and peaceful mobile home community. Enjoy breathtaking views of neighboring farms and the Delaware Water Gap right from your covered front porch. Inside, you'll find all-new flooring and fresh paint throughout, giving the home a bright and inviting feel. The kitchen features a new dishwasher, and recent updates include a newer heating system and roof, offering peace of mind for years to come. Relax or entertain on the large rear deck, and take advantage of two storage sheds for all your tools and outdoor gear. The paved driveway provides convenient parking, and the low lot rent makes this an affordable and appealing choice. Quiet, scenic, and move-in ready--call today to schedule a private showing!

  18. 2026-05-02
    listed $149,900 Active
    Show marketing remark (879 chars)

    Charming Double-Wide with Scenic Views in Quiet Park Welcome home to this beautifully maintained 3-bedroom, 2-bath double-wide, perfectly situated at the end of a small and peaceful mobile home community. Enjoy breathtaking views of neighboring farms and the Delaware Water Gap right from your covered front porch. Inside, you'll find all-new flooring and fresh paint throughout, giving the home a bright and inviting feel. The kitchen features a new dishwasher, and recent updates include a newer heating system and roof, offering peace of mind for years to come. Relax or entertain on the large rear deck, and take advantage of two storage sheds for all your tools and outdoor gear. The paved driveway provides convenient parking, and the low lot rent makes this an affordable and appealing choice. Quiet, scenic, and move-in ready--call today to schedule a private showing!

  19. 2003-11-14
    soldstatus $60,000
    Show marketing remark (342 chars)

    Lovely location. This newer double wide mobile/ranch is located across from rolling fields in Upper Mt. Bethel Twsp. Spacious 3 bdrms with an airy open feel. CLean and well kept. Features include oil heat, central air, nice size laundry room, garden tub in master bath and 2 utility sheds. Lot rent of only $280 a month. Call for appointment.

  20. 2003-11-14
    soldstatus $60,000
    Show marketing remark (342 chars)

    Lovely location. This newer double wide mobile/ranch is located across from rolling fields in Upper Mt. Bethel Twsp. Spacious 3 bdrms with an airy open feel. CLean and well kept. Features include oil heat, central air, nice size laundry room, garden tub in master bath and 2 utility sheds. Lot rent of only $280 a month. Call for appointment.

  21. 2003-09-15
    historical
  22. 2003-09-10
    listed $65,000
    Show marketing remark (342 chars)

    Lovely location. This newer double wide mobile/ranch is located across from rolling fields in Upper Mt. Bethel Twsp. Spacious 3 bdrms with an airy open feel. CLean and well kept. Features include oil heat, central air, nice size laundry room, garden tub in master bath and 2 utility sheds. Lot rent of only $280 a month. Call for appointment.

  23. 2002-09-15
    listed $65,000
  24. 2002-09-15
    listed $65,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast PA · Partial reset (capped growth)

Current annual tax
$1,503 · $125/mo
Projected year-2 tax
$1,857 · $155/mo
Expected delta
+$354/yr (+$29/mo · 23.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥96°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 16% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,625
− Mortgage interest
−$7,837
− Property taxes
−$1,503
− Insurance
−$700
− Repairs & maintenance
−$1,890
− Management
−$1,890
− HOA
−$7,500
− Depreciation
−$4,070
Taxable loss
−$1,765
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$424
After-tax cash flow
$580/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bangor Area SD
NCES district ID
4203000
Math proficiency
50% ▲ 1.00%
Reading proficiency
60% ▼ -5.00%
Median HH income
$57,818
Composite
47.64/100
National rank
#2250
State rank
#107 of 539 in PA

Livability — Upper Mount Bethel

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Population (ZIP)
3,877

Population outlook (Northampton County) Hauer SSP2

Today (2025)
312,227 people
By 2030
314,769 · +0.8%
By 2040
316,914 · +1.5%
By 2050
318,037 · +1.9%
By 2075
334,003 · +7.0%
By 2100
344,696 · +10.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (85%)
Race & ethnicity
White 85% Hispanic / Latino 9% Two or more races 4% Black 2% Asian 2%
Hispanic origin (detail)
Puerto Rican 5% Cuban 1% Dominican 2%
Common ancestry
Romanian 5% Portuguese 4% Italian 2%
Foreign-born
9% · Canada, China, South Korea
Languages at home
93% English-only · Spanish 4% Russian/Polish/Slavic 2% Chinese 1%

Political lean MEDSL · Northampton

2024 margin
Toss-up / Even · D 48.6% · R 50.4%
2008→2024 swing
-14.1pp toward R · 2008: 12.3pp · 2024: -1.8pp
All cycles
2024: R+1.8 2020: D+0.7 2016: R+3.8 2012: D+4.6 2008: D+12.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -24.19%
Current HPI
185.8592
Rent YoY
Metro
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+115.2% since first listed
12 events — show timeline
  • 2026-06-14 Price Changed $139,900 PMAR
  • 2026-06-14 Price Changed $139,900 GLVRMLS
  • 2026-06-05 Relisted PMAR
  • 2026-05-18 Relisted GLVRMLS
  • 2026-05-02 Listed $149,900 GLVRMLS
  • 2026-05-02 Listed $149,900 PMAR
  • 2003-11-14 Sold (MLS) $60,000 PMAR
  • 2003-11-14 Sold (MLS) $60,000 GLVRMLS
  • 2003-09-15 Listing Removed GLVRMLS
  • 2003-09-10 Listed $65,000 GLVRMLS
  • 2002-09-15 Listed $65,000 PMAR
  • 2002-09-15 Listed $65,000 GLVRMLS

Property tax history

+1.1%/yr

Latest (2026): $1,503 · +0.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…