CashFlowRE
Sign in Sign up
153 Starpacker Ln
D+ Composite 49.8
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +17.6/30.0
  • ARV discount +11.0/15.0
  • DSCR +5.5/10.0
  • Condition / age +5.0/5.0
  • 1% rule +4.0/10.0
  • Livability +2.5/5.0
  • Rent growth +2.1/5.0
  • Schools +2.1/10.0
  • Appreciation +0.0/10.0

$209,999

153 Starpacker Ln · Sonterra, TX 76537
3 bd · 2.0 ba · 1,418 sqft · Other · 58 Days on market
Built 2026 Excellent condition 7,840 sqft lot $148/sqft · 8% below area Est $227k · 8% under $25/mo HOA · 1% of rent ↓ 12% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

Key facts

  • Walk-in closet
  • Open floorplan
  • Secondary bedrooms

Tags

OPEN FLOORPLANOUTDOOR SPACEOWNER'S SUITEEN-SUITE BATHROOMWALK-IN CLOSETSECONDARY BEDROOMS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath other listed at $210k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $165 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $190k (9.6% below list).
  • Recommended offer: $190k (9.6% below list) — sets the bar for 1% rule.
  • Cap rate 7.2% vs local median 4.5% in Sonterra — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Jarrell ISD (rural): math 19% / reading 28% proficiency, ranked #713 of 826 in TX (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-1.7%/yr); 773 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 7,543 units permitted in Williamson County in 2024 (1,425 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Williamson County population projected at +69% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 58 days — a 3% lower offer ($204k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $13k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $189,783 (9.6% below list)

Questions for the listing agent

  1. It's been on market 58 days. Have you received any prior offers? Is the seller open to a 10% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
7.24%
Cash-on-cash
3.37%
DSCR
1.15
GRM
9.2

CMA / ARV

ARV (median comp)
$227,490
List price
$209,999
Delta
-7.69%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-14.2%
Equity multiple
0.50×
Total profit
$-29,128
Equity at exit
$31,312
10-year hold
IRR
-10.8%
Equity multiple
0.43×
Total profit
$-33,505
Equity at exit
$18,157

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 76537

Home prices YoY
-14.4%
Rents YoY
-1.7%
Active inventory
773
Price-to-rent
9.2×

Monthly cashflow live

Estimated rent
$1,898 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$121 /mo · $1,447/yr
Insurance
$87
HOA
$25
Vacancy / Maint / Mgmt
$399
Net cashflow
$165

Break-even live

Break-even rent $1,689
Max offer price $209,999
Occupancy floor 86%

Sensitivity live

Price -10% $284 -5% $224 +0% $165 +5% $106 +10% $46
Rent -10% $15 -5% $90 +0% $165 +5% $240 +10% $315
Rate -1.0pp $271 -0.5pp $218 base $165 +0.5pp $111 +1.0pp $55

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 19 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
360 Brannigan Dr Jarrell, TX 3.0 2.0 1409 $1,700 $1.21 3d 1 0.04mi
201 Fighting Seabees Run Jarrell, TX 4.0 2.0 1667 $1,900 $1.14 9d 1 0.21mi
104 Fighting Seabees Run Unit NA Jarrell, TX 2.0 1.0 900 $1,500 $1.67 3d 1 0.22mi
313 McLintock Rd Jarrell, TX 4.0 2.0 1855 $2,000 $1.08 4d 1 0.28mi
121 Old Stagecoach Rd Jarrell, TX 4.0 2.0 1531 $1,800 $1.18 45d 1 0.31mi
221 Barbary Coast Ln Jarrell, TX 3.0 2.0 1450 $1,750 $1.21 3d 1 0.32mi
105 McLintock Rd Jarrell, TX 3.0–5.0 2.0–3.5 1773 $2,055 $1.16 3d 1 0.32mi
120 Morrison Dr Jarrell, TX 3.0 2.0 1580 $2,210 $1.40 17d 1 0.37mi
252 Wild Wind Trl Jarrell, TX 3.0 2.0 1243 $1,650 $1.33 19d 1 0.92mi
107 Wild Wind Cv Jarrell, TX 3.0 2.0 1214 $1,700 $1.40 45d 1 0.94mi
154 Hammond Jarrell, TX 3.0 2.0 1500 $1,900 $1.27 4d 1 1.03mi
112 Ragnar Jarrell, TX 3.0 2.0 1251 $1,495 $1.20 17d 1 1.07mi
112 Ragnar Jarrell, TX 3.0 2.0 1251 $1,495 $1.20 20d 1 1.07mi
104 Hellfighters Way Jarrell, TX 3.0 2.5 1619 $2,000 $1.24 45d 1 1.15mi
449 Stone Water Ln Jarrell, TX 3.0 2.5 1674 $1,900 $1.14 45d 1 1.20mi
241 Alcatraz Loop Jarrell, TX 3.0 2.0 1288 $1,895 $1.47 19d 1 1.30mi
621 Xanadu Dr Jarrell, TX 3.0 2.0 1586 $1,750 $1.10 5d 1 1.37mi
137 Kellys Heroes Way Jarrell, TX 3.0 2.0 1214 $1,695 $1.40 45d 1 1.43mi
125 Kellys Heroes Way Jarrell, TX 3.0 2.0 1641 $1,650 $1.01 45d 1 1.43mi

HOA detail

Monthly dues
$25 · $300/yr

Listing history 14 events

  1. 2026-05-31
    status $209,999 Pending 58 DOM
  2. 2026-05-31
    days on market $209,999 Active 58 DOM
  3. 2026-05-16
    status Active 415-char remark
    Show marketing remark (415 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

  4. 2026-05-16
    price $216,999 415-char remark
    Show marketing remark (415 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

  5. 2026-05-15
    price $216,999 624-char remark
    Show marketing remark (624 chars)

    The Idlewood - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  6. 2026-05-14
    price $236,999 624-char remark
    Show marketing remark (624 chars)

    The Idlewood - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  7. 2026-05-11
    price $239,999 624-char remark
    Show marketing remark (624 chars)

    The Idlewood - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  8. 2026-05-10
    historical 415-char remark
    Show marketing remark (415 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

  9. 2026-05-09
    price $242,999 415-char remark
    Show marketing remark (415 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

  10. 2026-05-08
    price $242,999 624-char remark
    Show marketing remark (624 chars)

    The Idlewood - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  11. 2026-05-05
    price $222,999 624-char remark
    Show marketing remark (415 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

  12. 2026-05-05
    listed $222,999 Active 415-char remark
    Show marketing remark (415 chars)

    This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner's suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests.

  13. 2026-04-10
    price $242,999 624-char remark
    Show marketing remark (624 chars)

    The Idlewood - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

  14. 2026-04-03
    listed $247,990 Active 624-char remark
    Show marketing remark (624 chars)

    The Idlewood - This single-level home showcases a spacious open floorplan shared between the kitchen, dining area and family room for easy entertaining, along with access to an outdoor space. An owner’s suite enjoys a private location in a rear corner of the home, complemented by an en-suite bathroom and walk-in closet. There are two secondary bedrooms at the front of the home, ideal for household members and overnight guests. Photos are for illustrative purposes only. Estimated Completion June 2026. The completion date, prices and features may vary and are subject to change. Please verify with Lennar directly.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$1,447 · $121/mo
Projected year-2 tax
$3,843 · $320/mo
Expected delta
+$2,396/yr (+$200/mo · 165.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$22,774
− Mortgage interest
−$11,763
− Property taxes
−$1,447
− Insurance
−$1,050
− Repairs & maintenance
−$1,822
− Management
−$1,822
− HOA
−$300
− Depreciation
−$6,109
Taxable loss
−$1,539
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$369
After-tax cash flow
$2,349/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 1 photo

Excellent 100/100 None rehab

This single-level home is in excellent condition with no visible repairs or maintenance needed. It is move-in ready and ideal for both resale and rental.

Schools (NCES district)

District
Jarrell ISD
NCES district ID
4824600
Math proficiency
19% ▼ -18.00%
Reading proficiency
28% ▼ -5.00%
Median HH income
$57,132
Composite
21.47/100
National rank
#8335
State rank
#713 of 826 in TX

Livability — Sonterra

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

County
Williamson County · 680,029 people
City population
12,526
Metro
Austin-Round Rock-Georgetown, TX
Population (ZIP)
16,272
Household income
$98,199
Rent vs Own
20.5% rent · 79.5% own
Severe rent burden
225.0

Population outlook (Williamson County) Hauer SSP2

Today (2025)
699,027 people
By 2030
795,537 · +13.8%
By 2040
990,683 · +41.7%
By 2050
1,184,292 · +69.4%
By 2075
1,623,825 · +132.3%
By 2100
1,924,153 · +175.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 48% Hispanic / Latino 36% Two or more races 14% Black 7% Asian 4%
Hispanic origin (detail)
Mexican 30% Puerto Rican 5%
Common ancestry
Romanian 3% Italian 2% Slovak 1%
Foreign-born
13% · Canada, Vietnam
Languages at home
69% English-only · Spanish 26% Chinese 2% French/Haitian/Cajun 1%

Political lean MEDSL · Williamson

2024 margin
Toss-up / Even · D 48.0% · R 50.4% · Other 1.6%
2008→2024 swing
+10.6pp toward D · 2008: -13.0pp · 2024: -2.5pp
All cycles
2024: R+2.5 2020: D+1.4 2016: R+9.9 2012: R+21.5 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -31.03%
Current HPI
184.8935
Rent YoY
▼ -1.73%
Metro
Austin-Round Rock-Georgetown, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-12.5% since first listed
12 events — show timeline
  • 2026-05-16 Relisted Zillow
  • 2026-05-16 Price Changed $216,999 Zillow
  • 2026-05-15 Price Changed $216,999 Unlock MLS
  • 2026-05-14 Price Changed $236,999 Unlock MLS
  • 2026-05-11 Price Changed $239,999 Unlock MLS
  • 2026-05-10 Delisted Zillow
  • 2026-05-09 Price Changed $242,999 Zillow
  • 2026-05-08 Price Changed $242,999 Unlock MLS
  • 2026-05-05 Price Changed $222,999 Unlock MLS
  • 2026-05-05 Listed $222,999 Zillow
  • 2026-04-10 Price Changed $242,999 Unlock MLS
  • 2026-04-03 Listed $247,990 Unlock MLS

Property tax history

-15.4%/yr

Latest (2026): $1,447 · -15.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…