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105 Longs Peak St
B- Composite 67.74
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Livability +3.0/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • Rent growth +2.0/5.0
  • Appreciation +0.0/10.0

$75,000

105 Longs Peak St · Brighton, CO 80601
2 bd · 2.0 ba · 1 sqft · SingleFamily public records · 191 Days on market
Built 2026 ↓ 50% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this brand-new 2-bedroom, 2-bath home in the heart of Brighton! This beautifully finished home offers modern comfort, stylish design, and move-in-ready convenience. Step inside to a bright, open layout featuring new flooring, fresh neutral finishes, and abundant natural light throughout. The spacious living area flows seamlessly into the stunning kitchen, complete with brand-new stainless-steel appliances, modern cabinetry, and beautiful countertops. The two bedrooms are designed for flexibility—ideal for a private bedroom retreat, office, or creative space. The primary bathroom offers modern fixtures a large soaking tub and a clean, contemporary look to complement the home’s fresh design. The hall bath also features modern fixtures with a tub-shower combo. There are laundry hookups ready and located in the hallway. Outside, enjoy the newly built entry steps, fresh exterior finishes, and space around the home ready for your personal touch—gardening, outdoor seating perfect for enjoying the gorgeous Colorado weather and mountain views in the distance. Divinely located near shopping, dining, schools, parks, and major commuter routes, this home offers an exceptional opportunity to own a brand-new home near everything Brighton has to offer.

Key facts

  • Modern cabinetry
  • New flooring
  • Open layout

Tags

OPEN LAYOUTNEW FLOORINGSTUNNING KITCHENSTAINLESS STEEL APPLIANCESMODERN CABINETRYBEAUTIFUL COUNTERTOPS

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $630 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.4% vs local median 3.2% in Brighton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 60/100 on livability (#242 in CO) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A; Watch: schools F, crime F, amenities F.
  • School District 27J (suburban): math 20% / reading 37% proficiency, ranked #46 of 86 in CO (top 54%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-2.1%/yr); 326 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 16d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,299 units permitted in Adams County in 2024 (343 in 5+ unit buildings).
  • This rent is only 17% of the median local income ($105k/yr) — well below the 30% rent-burden line; pricing power to push rent on renewal without tenant pushback.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Adams County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $21k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 191 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 191 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.94%
Cap rate
16.37%
Cash-on-cash
35.98%
DSCR
2.60
GRM
4.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
28.3%
Equity multiple
2.13×
Total profit
$23,715
Equity at exit
$11,183
10-year hold
IRR
33.9%
Equity multiple
3.66×
Total profit
$55,923
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
38 Tenant-Leaning
State Colorado
38 Tenant-Leaning · D+4
County
— inherits STATE
City
— inherits STATE
2023 reforms: 10-day cure, mandated notice, source-of-income protected. Courts backlogged in Denver.

ZIP-level market 80601

Rents YoY
-2.1%
Active inventory
326
Price-to-rent
4.3×

Monthly cashflow live

Estimated rent
$1,453 high interval (Pro) →
Mortgage (P&I)
$393
Tax est. 1.5%
$94 /mo · $1,125/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$305
Net cashflow
$630

Break-even live

Break-even rent $656
Max offer price $75,000
Occupancy floor 52%

Sensitivity live

Price -10% $682 -5% $656 +0% $630 +5% $604 +10% $578
Rent -10% $515 -5% $572 +0% $630 +5% $687 +10% $744
Rate -1.0pp $667 -0.5pp $649 base $630 +0.5pp $610 +1.0pp $590

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 29 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
254 Denver St Brighton, CO 2.0 1.0 650 $1,273 $1.96 3d 1 0.12mi
78 W Walnut St Brighton, CO 2.0 1.0 800 $1,195 $1.49 44d 1 0.36mi
65 N Kuner Rd Unit 114 Brighton, CO 3.0 1.0 950 $1,695 $1.78 44d 1 0.38mi
65 N Kuner Rd Unit 201 Brighton, CO 2.0 1.0 $1,195 44d 1 0.38mi
55 N Kuner Rd Brighton, CO 1.0–3.0 1.0 687 $1,345 $1.96 44d 1 0.40mi
90 Miller Ave Brighton, CO 1.0–3.0 1.0–2.0 938 $1,768 $1.88 2d 24 0.57mi
101 W Egbert St Brighton, CO 2.0 1.0 750 $1,195 $1.59 12d 1 0.62mi
81 W Southern St Brighton, CO 2.0 1.0 766 $1,329 $1.73 3d 1 0.91mi
259 S 10th Ave #1 Brighton, CO 2.0 1.0 $1,450 5d 1 0.94mi
259 S 10th Ave Brighton, CO 2.0 1.0 $1,450 3d 1 0.94mi
543 S 1st Way Brighton, CO 2.0 1.0 960 $1,350 $1.41 5d 1 0.98mi
730 Mather St Brighton, CO 2.0 1.0 750 $1,225 $1.63 5d 2 0.98mi
522 S 1st Way Brighton, CO 2.0 1.0 800 $1,200 $1.50 17d 1 0.99mi
595 S 1st Way Brighton, CO 2.0 1.0 728 $1,695 $2.33 25d 1 1.04mi
221 Jessup St Apt 7 Brighton, CO 1.0 1.0 750 $1,249 $1.67 25d 1 1.06mi
221 Jessup St Unit 6 Brighton, CO 2.0 1.0 810 $1,449 $1.79 44d 1 1.06mi
670 Voiles Pl Brighton, CO 3.0 2.0 1600 $1,800 $1.12 25d 1 1.21mi
85 S 18th Ave Brighton, CO 2.0 1.0 984 $1,500 $1.52 25d 1 1.24mi
115 S 18th Ave Brighton, CO 2.0 1.0 850 $1,725 $2.03 44d 1 1.24mi
145 S 18th Ave Unit B Brighton, CO 2.0 1.0 900 $1,745 $1.94 5d 1 1.26mi
600 N 19th Ave Brighton, CO 1.0–2.0 1.0–2.0 1097 $2,100 $1.91 2d 2 1.29mi
805 S 4th Ave Brighton, CO 3.0 1.0 1100 $2,400 $2.18 18d 1 1.32mi
400 N 19th Ave Brighton, CO 1.0–2.0 1.0–2.0 1005 $1,925 $1.92 2d 1 1.32mi
717 Mockingbird St Brighton, CO 2.0 2.0 1240 $2,195 $1.77 25d 1 1.39mi
744 Mockingbird St Brighton, CO 2.0–3.0 1.0–2.0 973 $1,499 $1.54 3d 4 1.40mi
2151 E Bridge St Apt A4 Brighton, CO 2.0 1.5 900 $1,500 $1.67 5d 1 1.40mi
2151 E Bridge St Brighton, CO 2.0 1.5–2.0 900 $1,500 $1.67 4d 2 1.42mi
15861 Riverdale Rd Brighton, CO 2.0 1.0 1000 $1,600 $1.60 15d 1 1.42mi
180 S 20th Ave Brighton, CO 1.0–2.0 1.0 600 $1,495 $2.49 44d 2 1.42mi

Listing history 25 events

  1. 2026-06-21
    days on market $75,000 Active 191 DOM
  2. 2026-06-18
    days on market $75,000 Active 188 DOM
  3. 2026-06-17
    days on market $75,000 Active 187 DOM
  4. 2026-06-16
    days on market $75,000 Active 186 DOM
  5. 2026-06-15
    days on market $75,000 Active 185 DOM
  6. 2026-06-13
    days on market $75,000 Active 183 DOM
  7. 2026-06-13
    days on market $75,000 Active 182 DOM
  8. 2026-06-09
    days on market $75,000 Active 179 DOM
  9. 2026-06-08
    days on market $75,000 Active 178 DOM
  10. 2026-06-07
    days on market $75,000 Active 177 DOM
  11. 2026-06-04
    days on market $75,000 Active 174 DOM
  12. 2026-06-03
    days on market $75,000 Active 173 DOM
  13. 2026-06-02
    days on market $75,000 Active 172 DOM
  14. 2026-06-01
    days on market $75,000 Active 171 DOM
  15. 2026-05-31
    days on market $75,000 Active 170 DOM
  16. 2026-05-03
    price $75,000 1285-char remark
    Show marketing remark (1285 chars)

    Welcome to this brand-new 2-bedroom, 2-bath home in the heart of Brighton! This beautifully finished home offers modern comfort, stylish design, and move-in-ready convenience. Step inside to a bright, open layout featuring new flooring, fresh neutral finishes, and abundant natural light throughout. The spacious living area flows seamlessly into the stunning kitchen, complete with brand-new stainless-steel appliances, modern cabinetry, and beautiful countertops. The two bedrooms are designed for flexibility—ideal for a private bedroom retreat, office, or creative space. The primary bathroom offers modern fixtures a large soaking tub and a clean, contemporary look to complement the home’s fresh design. The hall bath also features modern fixtures with a tub-shower combo. There are laundry hookups ready and located in the hallway. Outside, enjoy the newly built entry steps, fresh exterior finishes, and space around the home ready for your personal touch—gardening, outdoor seating perfect for enjoying the gorgeous Colorado weather and mountain views in the distance. Divinely located near shopping, dining, schools, parks, and major commuter routes, this home offers an exceptional opportunity to own a brand-new home near everything Brighton has to offer.

  17. 2026-04-06
    price $79,000 1285-char remark
    Show marketing remark (1285 chars)

    Welcome to this brand-new 2-bedroom, 2-bath home in the heart of Brighton! This beautifully finished home offers modern comfort, stylish design, and move-in-ready convenience. Step inside to a bright, open layout featuring new flooring, fresh neutral finishes, and abundant natural light throughout. The spacious living area flows seamlessly into the stunning kitchen, complete with brand-new stainless-steel appliances, modern cabinetry, and beautiful countertops. The two bedrooms are designed for flexibility—ideal for a private bedroom retreat, office, or creative space. The primary bathroom offers modern fixtures a large soaking tub and a clean, contemporary look to complement the home’s fresh design. The hall bath also features modern fixtures with a tub-shower combo. There are laundry hookups ready and located in the hallway. Outside, enjoy the newly built entry steps, fresh exterior finishes, and space around the home ready for your personal touch—gardening, outdoor seating perfect for enjoying the gorgeous Colorado weather and mountain views in the distance. Divinely located near shopping, dining, schools, parks, and major commuter routes, this home offers an exceptional opportunity to own a brand-new home near everything Brighton has to offer.

  18. 2026-03-11
    price $82,000 1285-char remark
    Show marketing remark (1285 chars)

    Welcome to this brand-new 2-bedroom, 2-bath home in the heart of Brighton! This beautifully finished home offers modern comfort, stylish design, and move-in-ready convenience. Step inside to a bright, open layout featuring new flooring, fresh neutral finishes, and abundant natural light throughout. The spacious living area flows seamlessly into the stunning kitchen, complete with brand-new stainless-steel appliances, modern cabinetry, and beautiful countertops. The two bedrooms are designed for flexibility—ideal for a private bedroom retreat, office, or creative space. The primary bathroom offers modern fixtures a large soaking tub and a clean, contemporary look to complement the home’s fresh design. The hall bath also features modern fixtures with a tub-shower combo. There are laundry hookups ready and located in the hallway. Outside, enjoy the newly built entry steps, fresh exterior finishes, and space around the home ready for your personal touch—gardening, outdoor seating perfect for enjoying the gorgeous Colorado weather and mountain views in the distance. Divinely located near shopping, dining, schools, parks, and major commuter routes, this home offers an exceptional opportunity to own a brand-new home near everything Brighton has to offer.

  19. 2026-02-19
    price $84,000 1285-char remark
    Show marketing remark (1285 chars)

    Welcome to this brand-new 2-bedroom, 2-bath home in the heart of Brighton! This beautifully finished home offers modern comfort, stylish design, and move-in-ready convenience. Step inside to a bright, open layout featuring new flooring, fresh neutral finishes, and abundant natural light throughout. The spacious living area flows seamlessly into the stunning kitchen, complete with brand-new stainless-steel appliances, modern cabinetry, and beautiful countertops. The two bedrooms are designed for flexibility—ideal for a private bedroom retreat, office, or creative space. The primary bathroom offers modern fixtures a large soaking tub and a clean, contemporary look to complement the home’s fresh design. The hall bath also features modern fixtures with a tub-shower combo. There are laundry hookups ready and located in the hallway. Outside, enjoy the newly built entry steps, fresh exterior finishes, and space around the home ready for your personal touch—gardening, outdoor seating perfect for enjoying the gorgeous Colorado weather and mountain views in the distance. Divinely located near shopping, dining, schools, parks, and major commuter routes, this home offers an exceptional opportunity to own a brand-new home near everything Brighton has to offer.

  20. 2026-02-08
    price $86,000 1285-char remark
    Show marketing remark (1285 chars)

    Welcome to this brand-new 2-bedroom, 2-bath home in the heart of Brighton! This beautifully finished home offers modern comfort, stylish design, and move-in-ready convenience. Step inside to a bright, open layout featuring new flooring, fresh neutral finishes, and abundant natural light throughout. The spacious living area flows seamlessly into the stunning kitchen, complete with brand-new stainless-steel appliances, modern cabinetry, and beautiful countertops. The two bedrooms are designed for flexibility—ideal for a private bedroom retreat, office, or creative space. The primary bathroom offers modern fixtures a large soaking tub and a clean, contemporary look to complement the home’s fresh design. The hall bath also features modern fixtures with a tub-shower combo. There are laundry hookups ready and located in the hallway. Outside, enjoy the newly built entry steps, fresh exterior finishes, and space around the home ready for your personal touch—gardening, outdoor seating perfect for enjoying the gorgeous Colorado weather and mountain views in the distance. Divinely located near shopping, dining, schools, parks, and major commuter routes, this home offers an exceptional opportunity to own a brand-new home near everything Brighton has to offer.

  21. 2025-12-12
    listed $88,000 Active 1285-char remark
    Show marketing remark (1285 chars)

    Welcome to this brand-new 2-bedroom, 2-bath home in the heart of Brighton! This beautifully finished home offers modern comfort, stylish design, and move-in-ready convenience. Step inside to a bright, open layout featuring new flooring, fresh neutral finishes, and abundant natural light throughout. The spacious living area flows seamlessly into the stunning kitchen, complete with brand-new stainless-steel appliances, modern cabinetry, and beautiful countertops. The two bedrooms are designed for flexibility—ideal for a private bedroom retreat, office, or creative space. The primary bathroom offers modern fixtures a large soaking tub and a clean, contemporary look to complement the home’s fresh design. The hall bath also features modern fixtures with a tub-shower combo. There are laundry hookups ready and located in the hallway. Outside, enjoy the newly built entry steps, fresh exterior finishes, and space around the home ready for your personal touch—gardening, outdoor seating perfect for enjoying the gorgeous Colorado weather and mountain views in the distance. Divinely located near shopping, dining, schools, parks, and major commuter routes, this home offers an exceptional opportunity to own a brand-new home near everything Brighton has to offer.

  22. 1998-10-23
    soldstatus $320,000
  23. 1998-05-29
    soldstatus $302,590
  24. 1994-04-22
    soldstatus $299,000
  25. 1993-08-06
    soldstatus $149,600

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥93°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,438
− Mortgage interest
−$4,201
− Property taxes
−$1,125
− Insurance
−$375
− Repairs & maintenance
−$1,395
− Management
−$1,395
− Depreciation
−$2,182
Taxable income
$6,765
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,624
After-tax cash flow
$5,933/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
School District 27J
NCES district ID
0802580
Math proficiency
20% ▼ -8.00%
Reading proficiency
37% ▼ -2.00%
Median HH income
$79,576
Composite
27.72/100
National rank
#6904
State rank
#46 of 86 in CO

Livability — Brighton

Score
60/100
State rank
#242
US rank
#18760

Category grades

Amenities F Commute B- Cost of living F Crime F Employment A Housing A+ Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Brighton, CO
County
Adams County · 464,133 people
City population
42,127
Metro
Denver-Aurora-Lakewood, CO
Population (ZIP)
42,127
Household income
$105,417
Rent vs Own
28.4% rent · 71.6% own
Severe rent burden
774.0

Population outlook (Adams County) Hauer SSP2

Today (2025)
598,184 people
By 2030
651,880 · +9.0%
By 2040
759,778 · +27.0%
By 2050
862,889 · +44.3%
By 2075
1,085,994 · +81.5%
By 2100
1,211,318 · +102.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 52% Hispanic / Latino 38% Two or more races 20% Black 3% Asian 2% Native American 1%
Hispanic origin (detail)
Mexican 33%
Common ancestry
Romanian 2% Slovak 2% Lithuanian 2%
Foreign-born
8% · Canada
Languages at home
79% English-only · Spanish 19% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Adams

2024 margin
Lean D (+9.0) · D 53.2% · R 44.1% · Other 2.7%
2008→2024 swing
-9.3pp toward R · 2008: 18.4pp · 2024: 9.0pp
All cycles
2024: D+9.0 2020: D+16.3 2016: D+7.2 2012: D+15.1 2008: D+18.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -326.21%
Current HPI
246.2019
Rent YoY
▼ -2.13%
Metro
Denver-Aurora-Lakewood, CO
State GDP YoY
▲ 1.95%
F500 in state
14

Industry mix (Fortune 500 HQ in CO)

Industry F500 HQs Revenue

Price history

-49.9% since first listed
10 events — show timeline
  • 2026-05-03 Price Changed $75,000 REColorado as Distributed by MLS Grid
  • 2026-04-06 Price Changed $79,000 REColorado as Distributed by MLS Grid
  • 2026-03-11 Price Changed $82,000 REColorado as Distributed by MLS Grid
  • 2026-02-19 Price Changed $84,000 REColorado as Distributed by MLS Grid
  • 2026-02-08 Price Changed $86,000 REColorado as Distributed by MLS Grid
  • 2025-12-12 Listed $88,000 REColorado as Distributed by MLS Grid
  • 1998-10-23 Sold (Public Records) $320,000 Public Records
  • 1998-05-29 Sold (Public Records) $302,590 Public Records
  • 1994-04-22 Sold (Public Records) $299,000 Public Records
  • 1993-08-06 Sold (Public Records) $149,600 Public Records

Property tax history

+9.5%/yr

Latest (2025): $6,368 · +7.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…