210 Offerson Rd Unit 103, Wk 6 + summer float Wk · Avon, CO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $939 – $1,743
Heat risk 1/10 · Minimal
- Hot days now (above 74°F)
- 14 days/yr
- Hot days in 30 yrs
- 37 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.0/30.0
- Appreciation +8.3/10.0
- ARV discount +7.5/15.0
- 1% rule +5.0/10.0
- DSCR +5.0/10.0
- Livability +3.1/5.0
- Schools +3.0/10.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
$70,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Own a piece of Beaver Creek forever with this deeded ownership. St. James Place is in the heart of Beaver Creek Village and offers ski-in access, front desk, concierge, underground parking, indoor pool, hot tub, workout room and ideal location just steps to the ski slopes, shops, restaurants and Vilar Center. Week 6 dates for 2026 are February 7th - 14th plus one summer float week.
Key facts
- Ski-in access
- Underground parking
- Hot tub
Tags
Property features AI
Finance
- HOA & community: Association with annual fee (annual association fee of 7524) includes common area maintenance, electricity, gas, heat, management, snow removal, taxes, and trash; Fitness center and pool in community amenities
Exterior
- Home design: Multi-family zoning
- Construction: Shake roof; Poured-in-place foundation
Interior
- Kitchen: Dishwasher; Disposal; Range; Refrigerator
- Bedrooms: 3 bedrooms
- Flooring: Carpet; Tile
- Bathrooms: 3 full bathrooms
- Heating & cooling: Baseboard heating; Electric heating; Central air conditioning
- Interior features: Furnished; Dishwasher; Disposal; Range; Refrigerator; Washer/Dryer (washer and dryer included)
- Laundry & utility: Washer and dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/3.0-bath timeshare listed at $70k.
Deal economics
- At list price, monthly cash flow is $2k ($27k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($4k rent vs $70k).
- Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
- Cap rate 45.6% vs local median 2.3% in Avon — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 61/100 on livability (#220 in CO) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing B; Watch: schools F, crime D-, amenities F.
- Eagle County School District No. RE-50 (town): math 22% / reading 42% proficiency, ranked #39 of 86 in CO (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 448 active listings in the ZIP; solid renter incomes; 387 units permitted in Eagle County in 2024 (256 in 5+ unit buildings).
- At $4,306/mo this rent would consume 50% of the median local household income ($103k/yr) (locally 744% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.
Forward outlook
- In year one you build about $5k of equity ($484 loan paydown + $5k appreciation (6.6% local appreciation)).
- Eagle County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (6.6% appreciation + 3.0% rent growth), your $20k cash investment doubles in ~1 year — after that, you're playing with house money.
- By year 7, paydown + projected appreciation supports a ~$34k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 143 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.
Questions for the listing agent
- It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 6.15% ✓
- Cap rate
- 45.57%
- Cash-on-cash
- 140.28%
- DSCR
- 7.24
- GRM
- 1.4
CMA / ARV
- ARV (on-the-fly)
- $21,450
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 210 Offerson Rd | 0.00mi | 3/3.0 | 1,875 (-4%) | 2mo | $12,000 | $6 | 92 |
| 210 Offerson #105-50 | 0.00mi | 3/3.0 | 1,950 (0%) | 10mo | $7,500 | $4 | 92 |
| 210 Offerson #419-2 | 0.00mi | 3/3.0 | 1,875 (-4%) | 9mo | $40,000 | $21 | 86 |
| 210 Offerson #304-12 | 0.00mi | 3/3.0 | 1,875 (-4%) | 10mo | $45,000 | $24 | 85 |
| 100 E Thomas Pl #2055-Week 2 | 0.08mi | 3/3.0 | 1,927 (-1%) | 13mo | $102,500 | $53 | 84 |
| 210 Offerson #206-50 | 0.00mi | 3/3.0 | 1,875 (-4%) | 12mo | $21,375 | $11 | 84 |
| 210 Offerson #315-33 | 0.00mi | 4/5.0 (+1) | 1,950 (0%) | 9mo | $5,000 | $3 | 80 |
| 210 Offerson Rd #419, Week 25 | 0.00mi | 3/3.0 | 1,800 (-8%) | 11mo | $8,000 | $4 | 78 |
| 210 Offerson #419-47 | 0.00mi | 3/3.0 | 1,758 (-10%) | 8mo | $500 | — | 77 |
| 46 Avondale Ln #R-510, Weeks 39 & 40 | 0.14mi | 3/3.0 | 1,871 (-4%) | 12mo | $255,000 | $136 | 77 |
| 210 Offerson Rd #421, Week 25 | 0.00mi | 3/3.0 | 1,800 (-8%) | 13mo | $8,000 | $4 | 76 |
| 100 E Thomas Pl | 0.08mi | 3/3.0 | 2,200 (+13%) | 2mo | $145,000 | $66 | 73 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
6.63% appreciation · 3.0% rent growth · sell at horizon
- IRR
- —
- Equity multiple
- 9.64×
- Total profit
- $169,257
- Equity at exit
- $46,838
- IRR
- —
- Equity multiple
- 20.59×
- Total profit
- $383,892
- Equity at exit
- $87,499
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 38 Tenant-Leaning
- State Colorado
- 38 Tenant-Leaning · D+4
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 81620
- Home prices YoY
- 1.9%
- Active inventory
- 448
- Price-to-rent
- 1.4×
Monthly cashflow live
- Estimated rent
- $4,306 medium interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax est. 1.5%
- −$88 /mo · $1,050/yr
- Insurance
- −$29
- HOA
- −$627
- Vacancy / Maint / Mgmt
- −$904
- Net cashflow
- $2,291
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
HOA detail
- Monthly dues
- $627 · $7,524/yr
- Likely covers
- pooldoorman
Listing history 17 events
-
2026-06-19days on market $70,000 Active 143 DOM
-
2026-06-18days on market $70,000 Active 142 DOM
-
2026-06-17days on market $70,000 Active 141 DOM
-
2026-06-16days on market $70,000 Active 140 DOM
-
2026-06-15days on market $70,000 Active 139 DOM
-
2026-06-14days on market $70,000 Active 137 DOM
-
2026-06-12days on market $70,000 Active 136 DOM
-
2026-06-09days on market $70,000 Active 133 DOM
-
2026-06-08days on market $70,000 Active 132 DOM
-
2026-06-07days on market $70,000 Active 131 DOM
-
2026-06-05days on market $70,000 Active 128 DOM
-
2026-06-03days on market $70,000 Active 127 DOM
-
2026-06-02days on market $70,000 Active 126 DOM
-
2026-06-01days on market $70,000 Active 125 DOM
-
2026-05-31days on market $70,000 Active 124 DOM
-
2026-05-30days on market $70,000 Active 123 DOM
-
2026-01-27$70,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 1/10 Low 14 d/yr ≥74°F today · 37 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $51,677
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,050
- − Insurance
- −$350
- − Repairs & maintenance
- −$4,134
- − Management
- −$4,134
- − HOA
- −$7,524
- − Depreciation
- −$2,036
- Taxable income
- $28,527
- Est. tax owed @ 24.0%
- −$6,846
- After-tax cash flow
- $20,649/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Eagle County School District No. RE-50
- NCES district ID
- 0803540
- Math proficiency
- 22% ▼ -8.00%
- Reading proficiency
- 42% ▼ -4.00%
- Median HH income
- $73,322
- Composite
- 30.01/100
- National rank
- #6360
- State rank
- #39 of 86 in CO
Livability — Avon
- Score
- 61/100
- State rank
- #220
- US rank
- #17858
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- County
- Eagle County · 42,178 people
- City population
- 10,870
- Metro
- Edwards, CO
- Population (ZIP)
- 10,870
- Household income
- $102,775
- Rent vs Own
- Severe rent burden
- 744.0
Population outlook (Eagle County) Hauer SSP2
- Today (2025)
- 57,837 people
- By 2030
- 59,258 · +2.5%
- By 2040
- 60,698 · +4.9%
- By 2050
- 60,206 · +4.1%
- By 2075
- 54,326 · -6.1%
- By 2100
- 47,000 · -18.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.56)
- Race & ethnicity
- White 62% Hispanic / Latino 23% Two or more races 23% Asian 3% Black 2%
- Hispanic origin (detail)
- Mexican 14%
- Common ancestry
- Italian 3% Scotch-Irish 2% Slovak 2%
- Foreign-born
- 14% · Canada, Dominican Republic
- Languages at home
- 78% English-only · Spanish 15% Other Indo-European 4% Chinese 1%
Political lean MEDSL · Eagle
- 2024 margin
- Strong D (+24.4) · D 61.0% · R 36.5% · Other 2.5%
- 2008→2024 swing
- +1.3pp toward D · 2008: 23.1pp · 2024: 24.4pp
- All cycles
- 2024: D+24.4 2020: D+29.8 2016: D+19.9 2012: D+14.7 2008: D+23.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 6.63%
- Current HPI
- 363.7493
- Rent YoY
- —
- Metro
- Edwards, CO
- State GDP YoY
- ▲ 1.95%
- F500 in state
- 14
Industry mix (Fortune 500 HQ in CO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology Distribution | 1 | $31B |
|
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| Food / Agriculture | 1 | $18B |
|
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| Packaging | 1 | $14B |
|
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| Healthcare | 1 | $13B |
|
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| Energy | 1 | $10B |
|
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| Technology | 1 | $4B |
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Price history
1 event — show timeline
- 2026-01-27 Listed $70,000 VMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…