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3424 Sunbeam Dr 🏗️ New Construction
F Composite 26.87
Why this score? — see what drove the F grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +7.5/15.0
  • Condition / age +5.0/5.0
  • Cash flow +4.4/30.0
  • Livability +3.2/5.0
  • Rent growth +2.4/5.0
  • Appreciation +2.2/10.0
  • Schools +1.6/10.0
  • 1% rule +0.6/10.0
  • DSCR +0.0/10.0

$244,990

3424 Sunbeam Dr · Bullhead City, AZ 86429
4 bd · 2.5 ba · 1,850 sqft · SingleFamily · 156 Days on market
Built 2026 Excellent condition 6,534 sqft lot Garage $50/mo HOA · 3% of rent ↓ 5% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

4 Bed | 2.5 Bath | 2-Bay | 1,850 sq. ft.

Key facts

  • 6,534 sq ft lot
  • 2 garage spots
  • Built 2026

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…
🏗️ New construction. The $244,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $354,641.

What this means for you Summary

Snapshot

  • This is a 4-bed/2.5-bath single-family listed at $245k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $-937 ($-11k/yr) — negative.
  • To cash-flow at today's rent, offer at most $219k (10.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $198k (19.2% below list).
  • Recommended offer: $198k (19.2% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 64/100 on livability (#103 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: health & safety C-, employment D, crime D-.
  • Bullhead City School District (4378) (town): math 16% / reading 22% proficiency, ranked #189 of 249 in AZ (top 76%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Sunrise Elementary (math 17% / reading 17%, grade F, #814 of 1,109 statewide, top 76%, 434 students, 77% FRL); Fox Creek Jr High School (math 12% / reading 17%, grade F, #160 of 218 statewide, top 75%, 516 students, 65% FRL); Mohave High School (math 14% / reading 21%, grade F, #245 of 381 statewide, top 65%, 1,175 students, 51% FRL) — zoned schools at 64% FRL track the district average.
  • Market conditions: Rents soft (-0.6%/yr); 432 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 109d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; 2,543 units permitted in Mohave County in 2024 (33 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($59k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $11k of value loss. Plan a longer hold.
  • Mohave County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 156 days — a 12% lower offer ($216k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $35k (13%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Recommended offer $198,004 (19.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 156 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.56%
Cap rate
3.12%
Cash-on-cash
-11.32%
DSCR
0.50
GRM
14.9

CMA / ARV

ARV (median comp)
$354,641
List price
$244,990
Delta
-30.92%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3422 Sunbeam Dr 0.02mi 4/2.5 1,850 (0%) 2mo $259,990 $141 98
3416 Sunbeam Dr 0.06mi 4/2.5 1,850 (0%) 1mo $254,990 $138 96
3428 Sunbeam Dr 0.03mi 4/2.5 1,850 (0%) 3mo $239,000 $129 96
3359 Landon Dr W 0.21mi 4/2.5 1,850 (0%) 2mo $247,000 $134 89
3361 Landon Dr W 0.19mi 4/2.5 1,850 (0%) 3mo $247,990 $134 89
225 Landon Dr 0.41mi 3/2.0 (-1) 1,875 (+1%) 5mo $549,950 $293 67
812 Sunburst Cir 0.09mi 3/2.0 (-1) 1,608 (-13%) 3mo $360,000 $224 64
3415 Sharon Rd 0.07mi 3/2.0 (-1) 1,574 (-15%) 2mo $345,000 $219 63
3473 Sunglow Dr 0.52mi 3/2.0 (-1) 1,800 (-3%) 5mo $458,721 $255 60
3395 Sunbeam Dr 0.27mi 3/2.0 (-1) 2,069 (+12%) 5mo $700,000 $338 57
3551 Indian Hill Dr 0.68mi 4/2.0 1,974 (+7%) 6mo $440,000 $223 50
3468 Florence Ave 0.43mi 3/2.0 (-1) 1,615 (-13%) 3mo $405,000 $251 49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-40.3%
Equity multiple
-0.24×
Total profit
$-122,863
Equity at exit
$52,878
10-year hold
IRR
-87.6%
Equity multiple
-1.07×
Total profit
$-205,979
Equity at exit
$30,663

Cash invested: $99,300 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Arizona
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.
Balanced market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
18 active · 14 under contract
Months of supply
5.1 mo (19%/mo absorbed)
Median asking
$489,000 ($252/sqft)
Median days on market
66 d
This list price
lowest-priced of the active set
ARV vs active asking
-23.9% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 86429

Home prices YoY
-1.8%
Rents YoY
-0.6%
Active inventory
432
Price-to-rent
10.3×

Monthly cashflow live

Estimated rent
$1,980 high interval (Pro) →
Mortgage (P&I)
$1,860
Tax est. 1.5%
$443 /mo · $5,320/yr
Insurance
$148
HOA
$50
Vacancy / Maint / Mgmt
$416
Net cashflow
$-937

Break-even live

Break-even rent $3,166
Max offer price $219,112
Occupancy floor

Sensitivity live

Price -10% $-692 -5% $-814 +0% $-937 +5% $-1,059 +10% $-1,182
Rent -10% $-1,093 -5% $-1,015 +0% $-937 +5% $-858 +10% $-780
Rate -1.0pp $-758 -0.5pp $-846 base $-937 +0.5pp $-1,029 +1.0pp $-1,122

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$88,660
Closing costs
$10,639
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3432 Sunbeam Dr Bullhead City, AZ 3.0 2.5 1382 $1,650 $1.19 0d 1 0.10mi
3340 Landon Dr W Bullhead City, AZ 3.0 2.0 1884 $2,000 $1.06 0d 1 0.20mi
3340 Landon Dr W Bullhead City, AZ 3.0 3.0 1884 $2,000 $1.06 109d 1 0.20mi
3340 Landon Dr W Bullhead City, AZ 3.0 3.0 1884 $2,000 $1.06 109d 2 0.24mi
3375 Sharon Ln Bullhead City, AZ 3.0 2.0 1358 $1,700 $1.25 0d 1 0.31mi
3315 S Ridge Ave Bullhead City, AZ 3.0 2.0 1404 $1,700 $1.21 0d 1 1.14mi
2416 N Ridge Ave Bullhead City, AZ 3.0 2.0 1353 $2,000 $1.48 109d 1 1.40mi
311 Park Lake Dr Bullhead City, AZ 4.0 3.5 2087 $2,950 $1.41 109d 1 1.44mi
2375 N Ridge Ave Bullhead City, AZ 3.0 2.0 1672 $1,675 $1.00 109d 1 1.50mi

Property features AI

Finance

Other
Subdivision: Sunbeam EstatesDirections: South on Landon Dr to Landon Dr W, West on Landon Dr West to property
HOA & community
Homeowners association with $50 monthly fee

Exterior

Parking
Attached garage with garage door opener2 garage spaces
Utilities
Public waterElectricity availablePaved road access
Home design
Single family residenceResidential propertyNew constructionR1 single-family residential zoning
Construction
Stucco constructionShingle roofBuilt by Century Complete
Exterior features
Covered patio

Interior

Kitchen
DishwasherElectric ovenElectric rangeMicrowave
Flooring
CarpetVinyl
Bathrooms
2 full bathrooms1 half bathroom
Heating & cooling
Central heating (electric)Central air conditioning (electric)
Interior features
Granite countersPantryWalk-in closet(s)
Laundry & utility
Water heater

Listing history 50 events

  1. 2026-09-24
    days on market $244,990 Active 156 DOM
  2. 2026-09-22
    days on market $244,990 Active 155 DOM
  3. 2026-09-21
    days on market $244,990 Active 154 DOM
  4. 2026-09-20
    days on market $244,990 Active 153 DOM
  5. 2026-09-18
    days on market $244,990 Active 151 DOM
  6. 2026-09-17
    days on market $244,990 Active 150 DOM
  7. 2026-09-16
    days on market $244,990 Active 149 DOM
  8. 2026-09-15
    days on market $244,990 Active 148 DOM
  9. 2026-09-14
    days on market $244,990 Active 147 DOM
  10. 2026-09-13
    days on market $244,990 Active 146 DOM
  11. 2026-09-12
    days on market $244,990 Active 145 DOM
  12. 2026-09-12
    price $244,990 Active 144 DOM
  13. 2026-09-11
    days on market $254,990 Active 144 DOM
  14. 2026-09-05
    days on market $254,990 Active 138 DOM
  15. 2026-09-04
    days on market $254,990 Active 137 DOM
  16. 2026-09-03
    days on market $254,990 Active 136 DOM
  17. 2026-08-31
    days on market $254,990 Active 133 DOM
  18. 2026-08-30
    days on market $254,990 Active 132 DOM
  19. 2026-08-29
    days on market $254,990 Active 131 DOM
  20. 2026-08-28
    days on market $254,990 Active 130 DOM
  21. 2026-08-27
    days on market $254,990 Active 129 DOM
  22. 2026-08-26
    days on market $254,990 Active 128 DOM
  23. 2026-08-25
    days on market $254,990 Active 127 DOM
  24. 2026-08-24
    days on market $254,990 Active 126 DOM
  25. 2026-08-23
    days on market $254,990 Active 125 DOM
  26. 2026-08-22
    days on market $254,990 Active 124 DOM
  27. 2026-08-21
    days on market $254,990 Active 123 DOM
  28. 2026-08-20
    days on market $254,990 Active 122 DOM
  29. 2026-08-19
    days on market $254,990 Active 121 DOM
  30. 2026-08-18
    days on market $254,990 Active 120 DOM
  31. 2026-08-17
    days on market $254,990 Active 119 DOM
  32. 2026-08-16
    days on market $254,990 Active 118 DOM
  33. 2026-08-15
    days on market $254,990 Active 117 DOM
  34. 2026-08-15
    days on market $254,990 Active 116 DOM
  35. 2026-08-13
    days on market $254,990 Active 115 DOM
  36. 2026-08-12
    days on market $254,990 Active 114 DOM
  37. 2026-08-11
    days on market $254,990 Active 113 DOM
  38. 2026-08-10
    days on market $254,990 Active 112 DOM
  39. 2026-08-09
    days on market $254,990 Active 111 DOM
  40. 2026-08-08
    days on market $254,990 Active 110 DOM
  41. 2026-08-07
    days on market $254,990 Active 109 DOM
  42. 2026-08-06
    days on market $254,990 Active 108 DOM
  43. 2026-08-05
    days on market $254,990 Active 107 DOM
  44. 2026-08-04
    days on market $254,990 Active 106 DOM
  45. 2026-08-03
    days on market $254,990 Active 105 DOM
  46. 2026-07-31
    days on market $254,990 Active 102 DOM
  47. 2026-07-30
    pricedays on market $254,990 Active 101 DOM
  48. 2026-07-29
    days on market $259,990 Active 100 DOM
  49. 2026-07-27
    days on market $259,990 Active 98 DOM
  50. 2026-07-25
    days on market $259,990 Active 96 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,760
− Mortgage interest
−$19,865
− Property taxes
−$5,320
− Insurance
−$1,773
− Repairs & maintenance
−$1,901
− Management
−$1,901
− HOA
−$600
− Depreciation
−$10,317
Taxable loss
−$17,916
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$4,300
After-tax cash flow
$-6,939/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 3 photos

Excellent 100/100 None rehab

This home is in excellent condition with no visible repairs or maintenance needed. It offers a great opportunity for an investor to move in and enjoy a well-maintained property with high resale and rental potential.

Value-add opportunities

  • Both Painting exterior and interior — Enhances curb appeal and interior aesthetics
  • Both Landscaping improvements — Enhances curb appeal and adds value
  • Both New flooring in bathrooms and kitchen — Improves functionality and aesthetics
  • Both New countertops and backsplash in kitchen — Enhances functionality and aesthetics
  • Both New lighting fixtures throughout — Enhances functionality and aesthetics
F Composite school gradezoned avg 16/100

Zoned Schools

Elementary Sunrise Elementary F AZ #814/1,109 Nat'l #35,191/41,679 Middle Fox Creek Jr High School F AZ #160/218 Nat'l #12,767/14,009 High Mohave High School F AZ #245/381 Nat'l #14,801/17,239

Schools (NCES district)

District
Bullhead City School District (4378)
NCES district ID
0401500
Math proficiency
16% ▼ -11.00%
Reading proficiency
22% ▼ -6.00%
Median HH income
$37,109
Composite
15.83/100
National rank
#9263
State rank
#189 of 249 in AZ
C Composite livability gradescore 64/100

Livability — Bullhead City

Score
64/100
State rank
#103
US rank
#14458

Category grades

Amenities F Commute F Cost of living A+ Crime D- Employment D Housing A+ Health & safety C- User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Bullhead City, AZ
County
Mohave County · 209,184 people
City population
43,354
Metro
Lake Havasu City-Kingman, AZ
Population (ZIP)
8,619
Household income
$58,906
Rent vs Own
35.0% rent · 65.0% own
Severe rent burden
18% of renters

Population outlook (Mohave County) Hauer SSP2

Today (2025)
209,184 people
By 2030
209,674 · +0.2%
By 2040
205,897 · -1.6%
By 2050
196,810 · -5.9%
By 2075
169,454 · -19.0%
By 2100
136,630 · -34.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 12% Two or more races 11% Black 2%
Hispanic origin (detail)
Mexican 8%
Common ancestry
Iranian 4% Lithuanian 4% Romanian 3%
Foreign-born
4% · Canada
Languages at home
92% English-only · Spanish 6% Other Indo-European 1%

Political lean MEDSL · Mohave

2024 margin
Solid R (+55.8) · D 21.8% · R 77.6%
2008→2024 swing
-22.9pp toward R · 2008: -32.9pp · 2024: -55.8pp
All cycles
2024: R+55.8 2020: R+51.3 2016: R+51.5 2012: R+42.6 2008: R+32.9

Not yet ingested

Civics

Price history

-5.4% since first listed
6 events — show timeline
  • 2026-05-27 Price Changed $264,990 Zillow
  • 2026-05-27 Price Changed $264,990 WARDEX
  • 2026-05-04 Price Changed $274,990 Zillow
  • 2026-05-04 Price Changed $274,990 WARDEX
  • 2026-04-29 Listed $279,990 Zillow
  • 2026-04-20 Listed $279,990 WARDEX

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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