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1207 Hampton
B Composite 70.2
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +5.0/10.0
  • Livability +2.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$51,500

1207 Hampton · Wilkinson Heights, SC 29115
3 bd · 1.0 ba · 1,428 sqft · SingleFamily public records · 8 Days on market
Built 1969 0.60 ac lot ↓ 17% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Handyman special. Calling all investors. Great opportunity for your first property or investment in Orangeburg. Sold as-is where is. 3 bedroom 2 bath home with a garage that has been converted to living space. Great opportunity. Cinderblock home on a large . 6 acre parcel. Metal roof and hardwood floors. Power is NOT on. No repairs will be made. Cash or cash like financing only. Hard money lenders are available. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.

Key facts

  • 0.6 acre lot
  • Built 1969
  • Listed 8 days

Property features AI

Finance

  • Other:
  • Financial info:
  • HOA & community:

Exterior

  • Parking:
  • Security:
  • Utilities: Public water; Septic sewer
  • Home design: Single-story home
  • Construction: Crawlspace foundation
  • Exterior features: Block exterior; Paved road access; Approximately 0.6 acres

Interior

  • Kitchen:
  • Bedrooms: Master bedroom on the main level; Bedroom 2 on the main level; Bedroom 3 on the main level
  • Flooring:
  • Bathrooms: One full bathroom; One half bathroom
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Central heating and central cooling; Total heated area approximately 1,428
  • Laundry & utility:

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $52k.

Deal economics

  • At list price, monthly cash flow is $746 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $52k).

Location & tenants

  • Location reads 54/100 on livability (#319 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
  • Market conditions: 226 active listings in the ZIP; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $356 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $51,500

Questions for the listing agent

  1. Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.69%
Cap rate
23.67%
Cash-on-cash
62.07%
DSCR
3.76
GRM
3.1

CMA / ARV

ARV (on-the-fly)
$184,212
Comps found
3
Show comp detail 3 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1240 Glenwood Dr 0.60mi 3/2.0 1,456 (+2%) 21mo $188,238 $129 47
1623 Brentwood 1002 Dr 0.48mi 3/2.0 1,240 (-13%) 23mo $215,000 $173 32
1741 Atlantic Ave 0.73mi 2/1.5 (-1) 1,222 (-14%) 19mo $71,900 $59 19

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
61.0%
Equity multiple
3.72×
Total profit
$39,178
Equity at exit
$7,679
10-year hold
IRR
65.6%
Equity multiple
7.61×
Total profit
$95,356
Equity at exit
$4,453

Cash invested: $14,420 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State South Carolina
90 Strongly Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
5-day notice; preempted; landlord-favorable.

ZIP-level market 29115

Home prices YoY
-27.3%
Active inventory
226
Price-to-rent
3.1×

Monthly cashflow live

Estimated rent
$1,386 medium interval (Pro) →
Mortgage (P&I)
$270
Tax from tax record
$57 /mo · $686/yr
Insurance
$21
HOA
$0
Vacancy / Maint / Mgmt
$291
Net cashflow
$746

Break-even live

Break-even rent $441
Max offer price $51,500
Occupancy floor 41%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$12,875
Closing costs
$1,545
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 4 events

  1. 2026-05-08
    status Pending
  2. 2026-04-30
    listed $51,500 Active
  3. 2026-04-17
    listed $55,000
  4. 2006-05-26
    soldstatus $62,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast SC · Resets to sale price

Current annual tax
$686 · $57/mo
Projected year-2 tax
$686 · $57/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 7/10 Severe 6 d/yr ≥107°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$16,627
− Mortgage interest
−$2,885
− Property taxes
−$686
− Insurance
−$258
− Repairs & maintenance
−$1,330
− Management
−$1,330
− Depreciation
−$1,498
Taxable income
$8,640
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,074
After-tax cash flow
$6,877/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

No district data.

Livability — Wilkinson Heights

Score
54/100
State rank
#319
US rank
#23798

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing B- Health & safety F User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Wilkinson Heights, SC
Population (ZIP)
27,179

Population outlook (Orangeburg County) Hauer SSP2

Today (2025)
82,698 people
By 2030
78,615 · -4.9%
By 2040
69,308 · -16.2%
By 2050
60,629 · -26.7%
By 2075
42,678 · -48.4%
By 2100
28,136 · -66.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (76%)
Race & ethnicity
Black 76% White 20% Hispanic / Latino 2% Two or more races 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2%

Political lean MEDSL · Orangeburg

2024 margin
Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
2008→2024 swing
-13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
All cycles
2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -56.65%
Current HPI
150.823
Rent YoY
Metro
State GDP YoY
▲ 4.51%
F500 in state
2

Industry mix (Fortune 500 HQ in SC)

Industry F500 HQs Revenue

Price history

-16.9% since first listed
4 events — show timeline
  • 2026-05-08 Pending Consolidated MLS
  • 2026-04-30 Listed $51,500 Consolidated MLS
  • 2026-04-17 Listed for Rent $55,000 BUILDIUM
  • 2006-05-26 Sold (Public Records) $62,000 Public Records

Property tax history

-6.2%/yr

Latest (2024): $686 · +18.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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