1207 Hampton · Wilkinson Heights, SC
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $783 – $1,453
Heat risk 7/10 · Major
- Hot days now (above 107°F)
- 6 days/yr
- Hot days in 30 yrs
- 15 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 3 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +5.0/10.0
- Livability +2.7/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$51,500
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Handyman special. Calling all investors. Great opportunity for your first property or investment in Orangeburg. Sold as-is where is. 3 bedroom 2 bath home with a garage that has been converted to living space. Great opportunity. Cinderblock home on a large . 6 acre parcel. Metal roof and hardwood floors. Power is NOT on. No repairs will be made. Cash or cash like financing only. Hard money lenders are available. Disclaimer: CMLS has not reviewed and, therefore, does not endorse vendors who may appear in listings.
Key facts
- 0.6 acre lot
- Built 1969
- Listed 8 days
Property features AI
Finance
- Other:
- Financial info:
- HOA & community:
Exterior
- Parking:
- Security:
- Utilities: Public water; Septic sewer
- Home design: Single-story home
- Construction: Crawlspace foundation
- Exterior features: Block exterior; Paved road access; Approximately 0.6 acres
Interior
- Kitchen:
- Bedrooms: Master bedroom on the main level; Bedroom 2 on the main level; Bedroom 3 on the main level
- Flooring:
- Bathrooms: One full bathroom; One half bathroom
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Central heating and central cooling; Total heated area approximately 1,428
- Laundry & utility:
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $52k.
Deal economics
- At list price, monthly cash flow is $746 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $52k).
Location & tenants
- Location reads 54/100 on livability (#319 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
- Market conditions: 226 active listings in the ZIP; 87 units permitted in Orangeburg County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $356 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Orangeburg County population projected at -27% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $14k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; moderate wildfire risk; extreme-heat days projected 6→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1969 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.69% ✓
- Cap rate
- 23.67%
- Cash-on-cash
- 62.07%
- DSCR
- 3.76
- GRM
- 3.1
CMA / ARV
- ARV (on-the-fly)
- $184,212
- Comps found
- 3
Show comp detail 3 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1240 Glenwood Dr | 0.60mi | 3/2.0 | 1,456 (+2%) | 21mo | $188,238 | $129 | 47 |
| 1623 Brentwood 1002 Dr | 0.48mi | 3/2.0 | 1,240 (-13%) | 23mo | $215,000 | $173 | 32 |
| 1741 Atlantic Ave | 0.73mi | 2/1.5 (-1) | 1,222 (-14%) | 19mo | $71,900 | $59 | 19 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 61.0%
- Equity multiple
- 3.72×
- Total profit
- $39,178
- Equity at exit
- $7,679
- IRR
- 65.6%
- Equity multiple
- 7.61×
- Total profit
- $95,356
- Equity at exit
- $4,453
Cash invested: $14,420 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State South Carolina
- 90 Strongly Landlord-Friendly · R+6
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 29115
- Home prices YoY
- -27.3%
- Active inventory
- 226
- Price-to-rent
- 3.1×
Monthly cashflow live
- Estimated rent
- $1,386 medium interval (Pro) →
- Mortgage (P&I)
- −$270
- Tax from tax record
- −$57 /mo · $686/yr
- Insurance
- −$21
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$291
- Net cashflow
- $746
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $12,875
- Closing costs
- $1,545
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 4 events
-
2026-05-08status Pending
-
2026-04-30$51,500 Active
-
2026-04-17$55,000
-
2006-05-26soldstatus $62,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast SC · Resets to sale price
- Current annual tax
- $686 · $57/mo
- Projected year-2 tax
- $686 · $57/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 7/10 Severe 6 d/yr ≥107°F today · 15 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,627
- − Mortgage interest
- −$2,885
- − Property taxes
- −$686
- − Insurance
- −$258
- − Repairs & maintenance
- −$1,330
- − Management
- −$1,330
- − Depreciation
- −$1,498
- Taxable income
- $8,640
- Est. tax owed @ 24.0%
- −$2,074
- After-tax cash flow
- $6,877/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
No district data.
Livability — Wilkinson Heights
- Score
- 54/100
- State rank
- #319
- US rank
- #23798
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Wilkinson Heights, SC
- Population (ZIP)
- 27,179
Population outlook (Orangeburg County) Hauer SSP2
- Today (2025)
- 82,698 people
- By 2030
- 78,615 · -4.9%
- By 2040
- 69,308 · -16.2%
- By 2050
- 60,629 · -26.7%
- By 2075
- 42,678 · -48.4%
- By 2100
- 28,136 · -66.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (76%)
- Race & ethnicity
- Black 76% White 20% Hispanic / Latino 2% Two or more races 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2%
Political lean MEDSL · Orangeburg
- 2024 margin
- Strong D (+24.6) · D 61.8% · R 37.2% · Other 1.1%
- 2008→2024 swing
- -13.5pp toward R · 2008: 38.1pp · 2024: 24.6pp
- All cycles
- 2024: D+24.6 2020: D+33.2 2016: D+37.0 2012: D+43.5 2008: D+38.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -56.65%
- Current HPI
- 150.823
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in SC)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Packaging | 1 | $7B |
|
||
Price history
-16.9% since first listed4 events — show timeline
- 2026-05-08 Pending — Consolidated MLS
- 2026-04-30 Listed $51,500 Consolidated MLS
- 2026-04-17 Listed for Rent $55,000 BUILDIUM
- 2006-05-26 Sold (Public Records) $62,000 Public Records
Property tax history
-6.2%/yrLatest (2024): $686 · +18.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…