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8025 Peachtree St Unit C
D Composite 40.3
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +10.8/30.0
  • Appreciation +9.3/10.0
  • Condition / age +4.0/5.0
  • Livability +3.7/5.0
  • 1% rule +3.2/10.0
  • DSCR +3.1/10.0
  • Schools +2.7/10.0
  • Rent growth +2.6/5.0
  • ARV discount +1.0/15.0

$249,999

8025 Peachtree St Unit C · Houston, TX 77016
3 bd · 2.0 ba · 1,580 sqft · SingleFamily · 132 Days on market
Built 2025 Good condition 3,820 sqft lot $158/sqft · 15% above area Est $218k · 15% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Freshly completed in Trinity/Houston Gardens, this brand-new 3-bedroom, 2-bath home brings a sharp, modern presence to one of Houston’s most storied neighborhoods. The main level centers around an open kitchen–living layout with clear sightlines, balanced light, and a pantry that keeps the space organized. All bedrooms are upstairs, each with a full-entry closet and straightforward functionality. An attached 2-car garage adds everyday convenience, and the location places you close to Downtown, the emerging East River district, UHD, and quick routes along I-610 and I-69—offering a direct link to some of the city’s most active corridors.

Key facts

  • Pantry
  • Attached garage
  • Full entry closet

Tags

OPEN KITCHEN LIVING LAYOUTPANTRYFULL ENTRY CLOSETATTACHED GARAGECLOSE TO DOWNTOWNEMERGING EAST RIVER DISTRICT

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $250k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $-116 ($-1k/yr) — negative.
  • To cash-flow at today's rent, offer at most $233k (6.7% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $204k (18.4% below list).
  • Recommended offer: $204k (18.4% below list) — sets the bar for 1% rule.
  • Cap rate 5.7% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
  • Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 372 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
  • At $2,040/mo this rent would consume 51% of the median local household income ($48k/yr) (locally 1297% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • In year one you build about $23k of equity ($2k loan paydown + $22k appreciation (8.7% local appreciation)).
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • By year 2, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 132 days — a 12% lower offer ($220k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask is 11805% above the opening price — seller raised mid-cycle; expect resistance to lowballs.
Recommended offer $204,022 (18.4% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 132 days. Have you received any prior offers? Is the seller open to a 18% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.82%
Cap rate
5.74%
Cash-on-cash
-1.99%
DSCR
0.91
GRM
10.2

CMA / ARV

ARV (median comp)
$218,263
List price
$249,999
Delta
14.54%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
8722 Clarington St 0.46mi 3/2.0 1,600 (+1%) 7mo $289,000 $181 70
4819 Keeland St 0.34mi 3/2.5 1,627 (+3%) 8mo $252,000 $155 70
7609 Shotwell St 0.31mi 3/2.0 1,660 (+5%) 8mo $180,000 $108 70
4813 Keeland St 0.35mi 3/2.5 1,627 (+3%) 9mo $252,000 $155 69
4815 Keeland St 0.35mi 3/2.5 1,627 (+3%) 10mo $252,000 $155 68
4817 Keeland St 0.35mi 3/2.5 1,627 (+3%) 10mo $252,000 $155 68
7406 Hoffman St 0.54mi 3/2.0 1,600 (+1%) 7mo $295,000 $184 67
7831 Wileyvale Rd 0.14mi 4/2.0 (+1) 1,781 (+13%) 10mo $275,000 $154 59
7302 Sandra St 0.55mi 3/1.0 1,460 (-8%) 1mo $239,900 $164 57
6845 Larkstone St 0.65mi 4/2.0 (+1) 1,567 (-1%) 10mo $167,000 $107 55
8203 Westcott St 0.71mi 3/2.5 1,380 (-13%) 8mo $204,999 $149 37
9002 Allwood St 0.71mi 3/1.5 1,373 (-13%) 10mo $194,900 $142 35

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.65% appreciation · 0.44% rent growth · sell at horizon

5-year hold
IRR
19.1%
Equity multiple
2.44×
Total profit
$100,978
Equity at exit
$201,068
10-year hold
IRR
17.2%
Equity multiple
5.14×
Total profit
$289,805
Equity at exit
$410,235

Cash invested: $70,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77016

Home prices YoY
2.8%
Rents YoY
0.4%
Active inventory
372
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,040 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax est. 1.5%
$312 /mo · $3,750/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$428
Net cashflow
$-116

Break-even live

Break-even rent $2,187
Max offer price $233,226
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,500
Closing costs
$7,500
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7740 Wileyvale Rd Unit B Houston, TX 3.0 2.0 1500 $3,000 $2.00 43d 1 0.24mi
8508 Wileyvale Rd Houston, TX 2.0 2.0 1504 $1,650 $1.10 43d 1 0.27mi
8639 Peachtree St Unit A Houston, TX 3.0 2.5 1150 $1,750 $1.52 43d 1 0.37mi
5609 Denmark St Unit A Houston, TX 3.0 2.0 1410 $1,595 $1.13 43d 1 0.51mi
4326 Plaag St Unit B Houston, TX 3.0 2.5 1150 $1,595 $1.39 43d 1 0.70mi
7119 Bywood St Unit A Houston, TX 3.0 2.5 1150 $1,795 $1.56 43d 1 0.85mi
9422 Sandra St Unit B Houston, TX 3.0 2.5 1461 $1,875 $1.28 43d 1 0.95mi
4626 Shreveport Blvd Unit B Houston, TX 3.0 2.0 1150 $1,490 $1.30 13d 1 1.06mi
6315 Sandra St Unit A Houston, TX 3.0 2.0 1150 $1,399 $1.22 43d 1 1.12mi
7418 Bywood St Houston, TX 3.0 2.0 1300 $1,800 $1.38 24d 1 1.19mi
9314 Sundown Dr Unit A Houston, TX 3.0 2.5 1608 $1,695 $1.05 14d 1 1.27mi
3208 Bostic St Unit 1254540P Houston, TX 3.0 2.0 1603 $3,691 $2.30 1d 1 1.35mi
8318 Curry Rd Houston, TX 3.0 2.0 1558 $2,299 $1.48 43d 1 1.36mi
8322 Curry Rd Houston, TX 3.0 2.5 1599 $2,500 $1.56 43d 1 1.36mi
8326 Curry Rd Unit 1228882P Houston, TX 3.0 2.0 1614 $2,878 $1.78 7d 1 1.36mi
8320 Curry Rd Unit 1391267P Houston, TX 3.0 2.5 1550 $5,134 $3.31 1d 1 1.36mi
8320 Curry Rd Houston, TX 3.0 2.5 1558 $8,950 $5.74 21d 1 1.36mi
9320 Firnat St Unit A Houston, TX 3.0 2.5 1900 $1,850 $0.97 7d 1 1.38mi
9324 Firnat St Unit B Houston, TX 3.0 2.5 1600 $1,900 $1.19 21d 1 1.38mi
9328 Firnat St Unit B Houston, TX 3.0 2.5 1902 $1,900 $1.00 43d 1 1.38mi
9326 Firnat St Unit B Houston, TX 3.0 2.5 1902 $1,900 $1.00 43d 1 1.38mi
9410 Firnat St Unit B Houston, TX 3.0 2.5 1500 $1,900 $1.27 43d 1 1.42mi
3812 Lynnfield St Houston, TX 3.0 2.0 1298 $1,545 $1.19 5d 1 1.44mi
3810 Lynnfield St Houston, TX 3.0 2.0 1298 $1,599 $1.23 14d 1 1.45mi
7601 Springdale St Houston, TX 3.0 2.0 1224 $1,200 $0.98 15d 1 1.48mi

Listing history 16 events

  1. 2026-06-18
    days on market $249,999 Active 132 DOM
  2. 2026-06-17
    days on market $249,999 Active 131 DOM
  3. 2026-06-16
    days on market $249,999 Active 130 DOM
  4. 2026-06-15
    days on market $249,999 Active 129 DOM
  5. 2026-06-13
    days on market $249,999 Active 127 DOM
  6. 2026-06-10
    days on market $249,999 Active 123 DOM
  7. 2026-06-08
    days on market $249,999 Active 122 DOM
  8. 2026-06-07
    days on market $249,999 Active 121 DOM
  9. 2026-06-04
    days on market $249,999 Active 118 DOM
  10. 2026-06-01
    days on market $249,999 Active 115 DOM
  11. 2026-05-31
    days on market $249,999 Active 114 DOM
  12. 2026-05-07
    historical $2,100
  13. 2026-04-25
    listed $2,100
  14. 2026-02-06
    historical
    Show marketing remark (667 chars)

    Freshly completed in Trinity/Houston Gardens, this brand-new 3-bedroom, 2-bath home brings a sharp, modern presence to one of Houston’s most storied neighborhoods. The main level centers around an open kitchen–living layout with clear sightlines, balanced light, and a pantry that keeps the space organized. All bedrooms are upstairs, each with a full-entry closet and straightforward functionality. An attached 2-car garage adds everyday convenience, and the location places you close to Downtown, the emerging East River district, UHD, and quick routes along I-610 and I-69—offering a direct link to some of the city’s most active corridors.

  15. 2026-02-06
    listed $249,999 Active 667-char remark
    Show marketing remark (667 chars)

    Freshly completed in Trinity/Houston Gardens, this brand-new 3-bedroom, 2-bath home brings a sharp, modern presence to one of Houston’s most storied neighborhoods. The main level centers around an open kitchen–living layout with clear sightlines, balanced light, and a pantry that keeps the space organized. All bedrooms are upstairs, each with a full-entry closet and straightforward functionality. An attached 2-car garage adds everyday convenience, and the location places you close to Downtown, the emerging East River district, UHD, and quick routes along I-610 and I-69—offering a direct link to some of the city’s most active corridors.

  16. 2026-02-05
    listed $245,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$24,483
− Mortgage interest
−$14,004
− Property taxes
−$3,750
− Insurance
−$1,250
− Repairs & maintenance
−$1,959
− Management
−$1,959
− Depreciation
−$7,273
Taxable loss
−$5,711
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,371
After-tax cash flow
$-20/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This freshly completed home in Trinity/Houston Gardens is in excellent condition with modern finishes and a prime location. It is move-in ready and would benefit from minor exterior updates to maximize its value.

Value-add opportunities

  • Both Painting the exterior siding — Enhances curb appeal and can increase property value
  • Both Landscaping improvements — Enhances curb appeal and can increase property value
  • Both Add a smart home system — Improves convenience and can increase property value

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting the exterior siding — Enhances curb appeal and can increase property value
  • Both Landscaping improvements — Enhances curb appeal and can increase property value
  • Both Add a smart home system — Improves convenience and can increase property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Houston ISD
NCES district ID
4823640
Math proficiency
27% ▼ -18.00%
Reading proficiency
35% ▼ -6.00%
Median HH income
$46,054
Composite
26.63/100
National rank
#7173
State rank
#593 of 826 in TX

Livability — Houston

Score
74/100
State rank
#184
US rank
#4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Houston, TX
County
Harris County · 4,702,590 people
City population
3,226,434
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
29,841
Household income
$47,677
Rent vs Own
38.8% rent · 61.2% own
Severe rent burden
1297.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority Black (56%)
Race & ethnicity
Black 56% Hispanic / Latino 42% Two or more races 28%
Hispanic origin (detail)
Mexican 34%
Foreign-born
18% · Canada
Languages at home
61% English-only · Spanish 37%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▲ 8.65%
Current HPI
315.6765
Rent YoY
▲ 0.44%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

-99.1% since first listed
5 events — show timeline
  • 2026-05-07 Rental Removed $2,100 HARMLS
  • 2026-04-25 Listed for Rent $2,100 HARMLS
  • 2026-02-06 Listed $249,999 HARMLS
  • 2026-02-06 Listing Removed HARMLS
  • 2026-02-05 Listed $245,000 HARMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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