408 Bernard · Greensboro, MD 21639

$259,750

3 bd · 2.0 ba · 1,232 sqft · SingleFamily public records · 171 Days on market

Built 2003 0.27 ac lot $211/sqft · at area comps Est $273k · at est.

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.2/30.0
• ARV discount +9.7/15.0
• Appreciation +7.7/10.0
• DSCR +4.0/10.0
• 1% rule +3.5/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.9/10.0

Listing remarks MLS

This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

Key facts

• Laundry area
• Modern appliances
• Spacious rear yard

Tags

• RANCH-STYLE HOME
• MODERN APPLIANCES
• SPACIOUS DECK
• CONVENIENT PANTRY
• LAUNDRY AREA
• SPACIOUS REAR YARD

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $260k.

Deal economics

• At list price, monthly cash flow is $-5 ($-60/yr) — negative.
• To cash-flow at today's rent, offer at most $259k (0.3% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (15.3% below list).
• Recommended offer: $220k (15.3% below list) — sets the bar for 1% rule.
• Cap rate 6.3% vs local median 4.6% in Greensboro — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 68/100 on livability (#202 in MD) — a middle-class / working-renter tenant base. Strengths: cost of living A+, health & safety A+, crime A-; Watch: amenities F, commute F, employment F.
• Caroline County Public Schools (rural): math 13% / reading 29% proficiency, ranked #17 of 24 in MD (top 71%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Greensboro Elementary School (math 9% / reading 14%, grade F, #567 of 860 statewide, top 67%, 785 students, 81% FRL); Lockerman Middle School (math 6% / reading 30%, grade F, #165 of 225 statewide, top 75%, 866 students, 66% FRL); North Caroline High School (math 39% / reading 61%, grade D+, #106 of 222 statewide, top 48%, 1,226 students, 59% FRL) — zoned schools average 69% FRL vs 48% district-wide (20 pts higher); higher-poverty schools than district average — tighter screening recommended.
• Market conditions: 42 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 59 units permitted in Caroline County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $16k of equity ($2k loan paydown + $14k appreciation (5.4% local appreciation)).
• Caroline County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (5.4% appreciation + 3.0% rent growth), your $73k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$39k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 171 days — a 12% lower offer ($229k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 20y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $220,000 (15.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 171 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.85% ✗
• Cap rate: 6.27%
• Cash-on-cash: -0.08%
• DSCR: 1.00
• GRM: 9.8

CMA / ARV

• ARV (median comp): $273,067
• List price: $259,750
• Delta: -4.88%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
113 Parkland Rd	0.09mi	3/2.0	1,219 (-1%)	5mo	$269,990	$221	90
121 Parkland Rd	0.16mi	3/2.0	1,219 (-1%)	7mo	$279,990	$230	85
102 Roe St	0.19mi	3/2.0	1,212 (-2%)	7mo	$229,000	$189	83
133 Hobbs St	0.27mi	3/2.0	1,219 (-1%)	4mo	$286,990	$235	82
502 W Sunset Ave	0.17mi	3/1.5	1,155 (-6%)	1mo	$249,900	$216	79
129 Hobbs St	0.27mi	3/2.0	1,182 (-4%)	4mo	$273,990	$232	78
123 Parkland Rd	0.42mi	3/2.0	1,182 (-4%)	5mo	$269,950	$228	69
511 Bernard Ave	0.17mi	3/1.0	1,385 (+12%)	3mo	$245,000	$177	65
120 Parkland Rd	0.12mi	2/2.0 (-1)	1,059 (-14%)	6mo	$262,990	$248	62
124 Parkland Rd	0.12mi	2/2.0 (-1)	1,059 (-14%)	6mo	$260,000	$246	61
406 Wood Duck Dr	0.49mi	3/2.5	1,364 (+11%)	4mo	$325,000	$238	54
122 Mill St	0.55mi	3/2.0	1,104 (-10%)	7mo	$280,000	$254	51

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.43% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 13.9%
• Equity multiple: 1.91×
• Total profit: $65,907
• Equity at exit: $153,956

10-year hold

• IRR: 14.5%
• Equity multiple: 3.71×
• Total profit: $196,742
• Equity at exit: $271,471

Cash invested: $72,730 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 27 Tenant-Leaning
• State Maryland: 27 Tenant-Leaning · D+14
• County: — inherits STATE
• City: — inherits STATE

Failure-to-pay is dismissed if cured before judgment; Baltimore has just-cause; strict deposit rules.

Methodology + full state rankings →

ZIP-level market 21639

• Home prices YoY: 1.7%
• Active inventory: 42
• Price-to-rent: 9.8×

Monthly cashflow live

• Estimated rent: $2,200 medium
• Mortgage (P&I): −$1,362
• Tax from tax record: −$273 /mo · $3,271/yr
• Insurance: −$108
• HOA: −$0
• Vacancy / Maint / Mgmt: −$462
• Net cashflow: $-5

Break-even live

Break-even rent $2,206

Max offer price $258,871

Occupancy floor 95%

Sensitivity live

Price	-10% $142	-5% $69	+0% $-5	+5% $-78	+10% $-152
Rent	-10% $-179	-5% $-92	+0% $-5	+5% $82	+10% $169
Rate	-1.0pp $126	-0.5pp $61	base $-5	+0.5pp $-72	+1.0pp $-141

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $64,938
• Closing costs: $7,792
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
102 Sycamore Ln Greensboro, MD	3.0	2.0	1182	$2,200	$1.86	45d	1	0.21mi

Listing history 35 events

1. 2026-06-21
   days on market $259,750 Active 171 DOM
2. 2026-06-21
   days on market $259,750 Active 170 DOM
3. 2026-06-18
   days on market $259,750 Active 168 DOM
4. 2026-06-17
   days on market $259,750 Active 167 DOM
5. 2026-06-16
   days on market $259,750 Active 166 DOM
6. 2026-06-15
   days on market $259,750 Active 165 DOM
7. 2026-06-13
   days on market $259,750 Active 163 DOM
8. 2026-06-12
   days on market $259,750 Active 162 DOM
9. 2026-06-09
   days on market $259,750 Active 159 DOM
10. 2026-06-08
    days on market $259,750 Active 158 DOM
11. 2026-06-07
    days on market $259,750 Active 157 DOM
12. 2026-06-07
    days on market $259,750 Active 156 DOM
13. 2026-06-04
    days on market $259,750 Active 153 DOM
14. 2026-06-02
    days on market $259,750 Active 152 DOM
15. 2026-06-01
    days on market $259,750 Active 151 DOM
16. 2026-05-31
    days on market $259,750 Active 150 DOM
17. 2026-05-31
    days on market $259,750 Active 149 DOM
18. 2026-04-13
    status Active 1273-char remark

    Show marketing remark (1273 chars)

    This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

19. 2026-04-11
    historical 1273-char remark

    Show marketing remark (1273 chars)

    This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

20. 2026-04-10
    price $259,750 1273-char remark

    Show marketing remark (1273 chars)

    This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

21. 2026-03-30
    status Active 1273-char remark

    Show marketing remark (1273 chars)

    This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

22. 2026-03-29
    historical 1273-char remark

    Show marketing remark (1273 chars)

    This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

23. 2026-02-07
    price $262,500 1273-char remark

    Show marketing remark (1273 chars)

    This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

24. 2025-12-30
    listed $267,500 Active 1273-char remark

    Show marketing remark (1273 chars)

    This charming ranch-style home in the serene Town of Greensboro offers a perfect blend of comfort and functionality. With 1,232 square feet of well-designed living space, this residence features three inviting bedrooms and two full bathrooms, ideal for both relaxation and entertaining. Step inside to discover a warm and welcoming atmosphere, highlighted by plush carpeting and stylish vinyl flooring. Recessed lighting and ceiling fans throughout enhance the home's inviting ambiance. The kitchen is equipped with modern appliances, including a built-in microwave, electric oven/range, dishwasher, and refrigerator, making meal prep a breeze. A convenient pantry provides ample storage for all your culinary needs. The laundry area, complete with an electric dryer and washer, adds to the home's practicality. Outside, the property boasts a spacious deck, perfect for summer barbecues or quiet evenings under the stars. The 0.27-acre lot features a spacious rea yard, that is ready to fulfill your entertainment needs. Parking is a breeze with both driveway and off-street options available. This home is not just a place to live; it's a sanctuary where memories are made. Experience the comfort and convenience of this delightful property, ready for you to call it home.

25. 2021-10-04
    soldstatus $229,000
26. 2021-09-20
    soldstatus $229,000 Closed 462-char remark

    Show marketing remark (462 chars)

    The Joy of One Level Living! Very well mainteined 3 bedroom 2 Full Bath. Large Kitchen w/ lots of Cabinets & Breakfast Bar, Dining Area which leads to Outdoor Deck. Level Lot and a Shed for extra storage! Spacious Family Room. Nicely landscaped and Paved Driveway. Come check this out! Convienitly located within walking distance to Schools, Parks, Restaurants, & the Choptank River! Within minutes to Denton, Easton, Bay Bridge & Delaware.

27. 2021-08-25
    status Pending 462-char remark

    Show marketing remark (462 chars)

    The Joy of One Level Living! Very well mainteined 3 bedroom 2 Full Bath. Large Kitchen w/ lots of Cabinets & Breakfast Bar, Dining Area which leads to Outdoor Deck. Level Lot and a Shed for extra storage! Spacious Family Room. Nicely landscaped and Paved Driveway. Come check this out! Convienitly located within walking distance to Schools, Parks, Restaurants, & the Choptank River! Within minutes to Denton, Easton, Bay Bridge & Delaware.

28. 2021-08-06
    historical Active Under Contract 462-char remark

    Show marketing remark (462 chars)

    The Joy of One Level Living! Very well mainteined 3 bedroom 2 Full Bath. Large Kitchen w/ lots of Cabinets & Breakfast Bar, Dining Area which leads to Outdoor Deck. Level Lot and a Shed for extra storage! Spacious Family Room. Nicely landscaped and Paved Driveway. Come check this out! Convienitly located within walking distance to Schools, Parks, Restaurants, & the Choptank River! Within minutes to Denton, Easton, Bay Bridge & Delaware.

29. 2021-07-31
    listed $229,000 Active 462-char remark

    Show marketing remark (462 chars)

    The Joy of One Level Living! Very well mainteined 3 bedroom 2 Full Bath. Large Kitchen w/ lots of Cabinets & Breakfast Bar, Dining Area which leads to Outdoor Deck. Level Lot and a Shed for extra storage! Spacious Family Room. Nicely landscaped and Paved Driveway. Come check this out! Convienitly located within walking distance to Schools, Parks, Restaurants, & the Choptank River! Within minutes to Denton, Easton, Bay Bridge & Delaware.

30. 2007-02-01
    soldstatus $198,000
31. 2007-01-29
    soldstatus $198,000
32. 2006-11-20
    historical
33. 2006-11-12
    listed $201,000
34. 2006-04-14
    historical
35. 2006-03-06
    listed

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

• Current annual tax: $3,271 · $273/mo
• Projected year-2 tax: $3,271 · $273/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 24% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥104°F today · 16 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,400
• − Mortgage interest: −$14,550
• − Property taxes: −$3,271
• − Insurance: −$1,299
• − Repairs & maintenance: −$2,112
• − Management: −$2,112
• − Depreciation: −$7,556
• Taxable loss: −$4,500
• Est. tax savings @ 24.0%: +$1,080
• After-tax cash flow: $1,020/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Caroline County Public Schools
• NCES district ID: 2400180
• Math proficiency: 13% ▼ -22.00%
• Reading proficiency: 29% ▼ -14.00%
• Median HH income: $55,076
• Composite: 19.16/100
• National rank: #8823
• State rank: #17 of 24 in MD

Livability — Greensboro

• Score: 68/100
• State rank: #202
• US rank: #9657

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A- Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Greensboro, MD
• Population (ZIP): 4,621

Population outlook (Caroline County) Hauer SSP2

• Today (2025): 31,205 people
• By 2030: 30,204 · -3.2%
• By 2040: 27,866 · -10.7%
• By 2050: 25,342 · -18.8%
• By 2075: 20,554 · -34.1%
• By 2100: 17,415 · -44.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (71%)
• Race & ethnicity: White 71% Hispanic / Latino 19% Two or more races 11% Black 9% Native American 4%
• Hispanic origin (detail): Mexican 4% Puerto Rican 2%
• Common ancestry: Lithuanian 5% Slovak 3% Iranian 2%
• Foreign-born: 11% · Canada
• Languages at home: 84% English-only · Spanish 15% Other Indo-European 1%

Political lean MEDSL · Caroline

• 2024 margin: Solid R (+38.0) · D 29.9% · R 67.9% · Other 2.2%
• 2008→2024 swing: -15.0pp toward R · 2008: -23.0pp · 2024: -38.0pp
• All cycles: 2024: R+38.0 2020: R+32.9 2016: R+39.5 2012: R+24.4 2008: R+23.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.43%
• Current HPI: 321.0192
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 2.97%
• F500 in state: 12

Industry mix (Fortune 500 HQ in MD)

Industry	F500 HQs	Revenue
▸Aerospace / Defense	1	$71B
▸Utilities	1	$25B
▸Hotels	1	$24B
▸Consumer Goods	1	$7B
▸Real Estate	1	$6B
▸Chemicals	1	$2B

Price history

+29.2% since first listed

18 events — show timeline

• 2026-04-13 Relisted — BRIGHT MLS
• 2026-04-11 Listing Removed — BRIGHT MLS
• 2026-04-10 Price Changed $259,750 BRIGHT MLS
• 2026-03-30 Relisted — BRIGHT MLS
• 2026-03-29 Listing Removed — BRIGHT MLS
• 2026-02-07 Price Changed $262,500 BRIGHT MLS
• 2025-12-30 Listed $267,500 BRIGHT MLS
• 2021-10-04 Sold (Public Records) $229,000 Public Records
• 2021-09-20 Sold (MLS) $229,000 BRIGHT MLS
• 2021-08-25 Pending — BRIGHT MLS
• 2021-08-06 Contingent — BRIGHT MLS
• 2021-07-31 Listed $229,000 BRIGHT MLS
• 2007-02-01 Sold (Public Records) $198,000 Public Records
• 2007-01-29 Sold (MLS) $198,000 MRIS
• 2006-11-20 Delisted — MRIS
• 2006-11-12 Listed $201,000 MRIS
• 2006-04-14 Delisted — MRIS
• 2006-03-06 Listed — MRIS

Property tax history

+2.3%/yr

Latest (2025): $3,271 · +8.8% YoY. Source: county tax records.