1347 W Wellington Dr · Deltona, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 9/10 · Severe
- Hot days now (above 107°F)
- 7 days/yr
- Hot days in 30 yrs
- 20 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +13.3/30.0
- ARV discount +7.5/15.0
- 1% rule +4.8/10.0
- DSCR +4.0/10.0
- Schools +3.9/10.0
- Livability +3.6/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$189,800
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Impressive 2-bed room, 2 bath updated home on a large corner lot. The living room is huge with a beautiful bay window. Both bathrooms are well appointed. The comfortable sized bedrooms have carpet. The inviting kitchen is bright and airy. The living room, kitchen and dining room have newer vinyl plank flooring. The master bedroom has a spacious walk-in closet. Glass sliders lead out from the dining room into the enclosed patio. Laundry hook-ups are located in the one car garage.
Key facts
- Large corner lot
- Huge fenced yard
- Brand new fencing
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath single-family listed at $190k.
Deal economics
- At list price, monthly cash flow is $2 ($19/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $186k (1.9% below list).
- Recommended offer: $167k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 71/100 on livability (#381 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities F, commute F.
- Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Discovery Elementary School (math 33% / reading 31%, grade F, #1,797 of 2,144 statewide, top 86%, 649 students, 70% FRL); Deltona Middle School (math 37% / reading 43%, grade F, #368 of 571 statewide, top 65%, 1,146 students, 60% FRL); University High School (math 28% / reading 46%, grade F, #340 of 667 statewide, top 52%, 2,901 students, 49% FRL).
- Market conditions: Rents flat; 421 active listings in the ZIP; 19 comparable units currently listed for rent nearby; rentals at typical pace (median 25d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
- This rent runs 31% of the median local income ($73k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 168 days — a 12% lower offer ($167k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 3y ago; this cycle's ask has dropped $25k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 168 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1964 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.98% ✗
- Cap rate
- 6.30%
- Cash-on-cash
- 0.04%
- DSCR
- 1.00
- GRM
- 8.5
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 0.61% rent growth · sell at horizon
- IRR
- -19.2%
- Equity multiple
- 0.34×
- Total profit
- $-34,903
- Equity at exit
- $28,300
- IRR
- -18.5%
- Equity multiple
- 0.12×
- Total profit
- $-46,863
- Equity at exit
- $16,410
Cash invested: $53,144 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32725
- Rents YoY
- 0.6%
- Active inventory
- 421
- Price-to-rent
- 8.5×
Monthly cashflow live
- Estimated rent
- $1,862 high interval (Pro) →
- Mortgage (P&I)
- −$995
- Tax from tax record
- −$395 /mo · $4,743/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$391
- Net cashflow
- $2
Break-even live
Sensitivity live
| Price | -10% $109 | -5% $55 | +0% $2 | +5% $-52 | +10% $-106 |
|---|---|---|---|---|---|
| Rent | -10% $-146 | -5% $-72 | +0% $2 | +5% $75 | +10% $149 |
| Rate | -1.0pp $97 | -0.5pp $50 | base $2 | +0.5pp $-48 | +1.0pp $-98 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,450
- Closing costs
- $5,694
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 19 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1371 N Normandy Blvd Deltona, FL | 3.0 | 1.0 | 1100 | $1,628 | $1.48 | 16d | 1 | 0.11mi |
| 1336 W Fowler Dr Apt A Deltona, FL | 2.0 | 1.0 | 784 | $1,500 | $1.91 | 25d | 1 | 0.32mi |
| 276 Kettering Rd Deltona, FL | 3.0 | 2.0 | 1230 | $2,000 | $1.63 | 25d | 1 | 0.46mi |
| 1510 Falmouth Ave Deltona, FL | 3.0 | 2.0 | 1474 | $2,000 | $1.36 | 25d | 1 | 0.49mi |
| 1074 Gerona Ave Deltona, FL | 3.0 | 2.0 | 1370 | $2,099 | $1.53 | 23d | 1 | 0.69mi |
| 1032 Frost Ln Deltona, FL | 3.0 | 2.0 | 1346 | $2,000 | $1.49 | 25d | 1 | 0.74mi |
| 877 Horizon St Deltona, FL | 3.0 | 1.0 | 1000 | $1,633 | $1.63 | 16d | 1 | 0.74mi |
| 686 Hager St Deltona, FL | 3.0 | 1.0 | 1270 | $1,760 | $1.39 | 25d | 1 | 0.77mi |
| 1417 Ambassador Ave Deltona, FL | 3.0 | 2.0 | 884 | $1,800 | $2.04 | 25d | 1 | 0.83mi |
| 1011 Gerona Ave Deltona, FL | 3.0 | 1.5 | 1307 | $2,700 | $2.07 | 25d | 1 | 0.85mi |
| 1050 E Lombardy Dr Deltona, FL | 3.0 | 2.0 | 1500 | $1,971 | $1.31 | 13d | 1 | 0.86mi |
| 951 Halstead St Deltona, FL | 3.0 | 1.0 | 1000 | $1,550 | $1.55 | 25d | 1 | 0.90mi |
| 922 N Fairbairn Dr Deltona, FL | 3.0 | 2.0 | 1413 | $2,200 | $1.56 | 13d | 1 | 1.05mi |
| 882 Trumbull St Deltona, FL | 3.0 | 2.0 | 1403 | $2,076 | $1.48 | 13d | 1 | 1.14mi |
| 790 W Gaucho Cir Deltona, FL | 3.0 | 2.0 | 1294 | $2,150 | $1.66 | 25d | 1 | 1.14mi |
| 1007 Matterhorn St Deltona, FL | 3.0 | 2.0 | 1462 | $2,050 | $1.40 | 25d | 1 | 1.19mi |
| 774 W 9th St Deltona, FL | 3.0 | 2.0 | 1340 | $2,189 | $1.63 | 25d | 1 | 1.22mi |
| 910 Regatta Bay Dr Unit 5-201 Orange City, FL | 3.0 | 2.0 | 1168 | $1,600 | $1.37 | 25d | 1 | 1.23mi |
| 1123 Wycliffe St Deltona, FL | 3.0 | 2.0 | 1172 | $2,095 | $1.79 | 21d | 1 | 1.42mi |
Listing history 34 events
-
2026-01-19status Pending
-
2026-01-15price $189,800
-
2025-11-18price $199,800
-
2025-11-04price $208,550
-
2025-10-02price $215,000
-
2025-09-08price $208,550
-
2025-08-18status Active
-
2025-08-12status Pending
-
2025-07-29$215,000 Active
-
2025-07-25status Active
-
2025-03-27price $235,000
-
2025-03-27status Active
-
2025-03-20status Pending
-
2025-03-14price $249,898
-
2025-03-06price $249,998
-
2025-02-20price $249,999
-
2025-02-14price $250,000
-
2025-02-14price $250,001
-
2025-02-05price $250,000
-
2025-01-30price $250,699
-
2025-01-17price $250,700
-
2024-12-29price $259,900
-
2024-12-09price $262,900
-
2024-11-27price $265,900
-
2024-11-22price $269,999
-
2024-11-11price $270,000
-
2024-11-04$280,000 Active
-
2023-12-14soldstatus $240,000
-
2023-12-08soldstatus $240,000 Closed 483-char remark
Show marketing remark (483 chars)
Impressive 2-bed room, 2 bath updated home on a large corner lot. The living room is huge with a beautiful bay window. Both bathrooms are well appointed. The comfortable sized bedrooms have carpet. The inviting kitchen is bright and airy. The living room, kitchen and dining room have newer vinyl plank flooring. The master bedroom has a spacious walk-in closet. Glass sliders lead out from the dining room into the enclosed patio. Laundry hook-ups are located in the one car garage.
-
2023-10-24status Pending 483-char remark
Show marketing remark (483 chars)
Impressive 2-bed room, 2 bath updated home on a large corner lot. The living room is huge with a beautiful bay window. Both bathrooms are well appointed. The comfortable sized bedrooms have carpet. The inviting kitchen is bright and airy. The living room, kitchen and dining room have newer vinyl plank flooring. The master bedroom has a spacious walk-in closet. Glass sliders lead out from the dining room into the enclosed patio. Laundry hook-ups are located in the one car garage.
-
2023-10-07status Active 483-char remark
Show marketing remark (483 chars)
Impressive 2-bed room, 2 bath updated home on a large corner lot. The living room is huge with a beautiful bay window. Both bathrooms are well appointed. The comfortable sized bedrooms have carpet. The inviting kitchen is bright and airy. The living room, kitchen and dining room have newer vinyl plank flooring. The master bedroom has a spacious walk-in closet. Glass sliders lead out from the dining room into the enclosed patio. Laundry hook-ups are located in the one car garage.
-
2023-10-06status Pending 483-char remark
Show marketing remark (483 chars)
Impressive 2-bed room, 2 bath updated home on a large corner lot. The living room is huge with a beautiful bay window. Both bathrooms are well appointed. The comfortable sized bedrooms have carpet. The inviting kitchen is bright and airy. The living room, kitchen and dining room have newer vinyl plank flooring. The master bedroom has a spacious walk-in closet. Glass sliders lead out from the dining room into the enclosed patio. Laundry hook-ups are located in the one car garage.
-
2023-09-27$235,900 Active 483-char remark
Show marketing remark (483 chars)
Impressive 2-bed room, 2 bath updated home on a large corner lot. The living room is huge with a beautiful bay window. Both bathrooms are well appointed. The comfortable sized bedrooms have carpet. The inviting kitchen is bright and airy. The living room, kitchen and dining room have newer vinyl plank flooring. The master bedroom has a spacious walk-in closet. Glass sliders lead out from the dining room into the enclosed patio. Laundry hook-ups are located in the one car garage.
-
1966-03-01soldstatus $16,500
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $4,743 · $395/mo
- Projected year-2 tax
- $4,743 · $395/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 9/10 Extreme 7 d/yr ≥107°F today · 20 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $22,348
- − Mortgage interest
- −$10,632
- − Property taxes
- −$4,743
- − Insurance
- −$949
- − Repairs & maintenance
- −$1,788
- − Management
- −$1,788
- − Depreciation
- −$5,521
- Taxable loss
- −$3,073
- Est. tax savings @ 24.0%
- +$737
- After-tax cash flow
- $757/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Volusia
- NCES district ID
- 1201920
- Math proficiency
- 44% ▼ -9.00%
- Reading proficiency
- 49% ▼ -3.00%
- Median HH income
- $42,946
- Composite
- 39.2/100
- National rank
- #4019
- State rank
- #47 of 73 in FL
Livability — Deltona
- Score
- 71/100
- State rank
- #381
- US rank
- #6749
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Deltona, FL
- County
- Volusia County · 556,871 people
- City population
- 101,355
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- Population (ZIP)
- 51,987
- Household income
- $73,152
- Rent vs Own
- Severe rent burden
- 1051.0
Population outlook (Volusia County) Hauer SSP2
- Today (2025)
- 572,749 people
- By 2030
- 598,695 · +4.5%
- By 2040
- 644,880 · +12.6%
- By 2050
- 681,451 · +19.0%
- By 2075
- 759,957 · +32.7%
- By 2100
- 778,902 · +36.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 45% Hispanic / Latino 39% Two or more races 12% Black 10% Asian 3%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 23% Cuban 4% Dominican 3%
- Common ancestry
- Romanian 1% Lithuanian 1% Serbian 1%
- Foreign-born
- 13% · Canada, Jamaica, Vietnam
- Languages at home
- 66% English-only · Spanish 30% Vietnamese 1% Other Indo-European 1%
Political lean MEDSL · Volusia
- 2024 margin
- Strong R (+21.8) · D 38.7% · R 60.5%
- 2008→2024 swing
- -27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
- All cycles
- 2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -195.58%
- Current HPI
- 349.7999
- Rent YoY
- ▲ 0.61%
- Metro
- Deltona-Daytona Beach-Ormond Beach, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
||
| Insurance | 2 | $17B |
|
||
| Retail | 1 | $60B |
|
||
| Technology Distribution | 1 | $58B |
|
||
| Homebuilding | 1 | $35B |
|
||
| Technology Manufacturing | 1 | $35B |
|
||
Price history
+1050.3% since first listed34 events — show timeline
- 2026-01-19 Pending — Stellar MLS as Distributed by MLS Grid
- 2026-01-15 Price Changed $189,800 Stellar MLS as Distributed by MLS Grid
- 2025-11-18 Price Changed $199,800 Stellar MLS as Distributed by MLS Grid
- 2025-11-04 Price Changed $208,550 Stellar MLS as Distributed by MLS Grid
- 2025-10-02 Price Changed $215,000 Stellar MLS as Distributed by MLS Grid
- 2025-09-08 Price Changed $208,550 Stellar MLS as Distributed by MLS Grid
- 2025-08-18 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-08-12 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-07-29 Listed $215,000 Stellar MLS as Distributed by MLS Grid
- 2025-07-25 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-03-27 Price Changed $235,000 Stellar MLS as Distributed by MLS Grid
- 2025-03-27 Relisted — Stellar MLS as Distributed by MLS Grid
- 2025-03-20 Pending — Stellar MLS as Distributed by MLS Grid
- 2025-03-14 Price Changed $249,898 Stellar MLS as Distributed by MLS Grid
- 2025-03-06 Price Changed $249,998 Stellar MLS as Distributed by MLS Grid
- 2025-02-20 Price Changed $249,999 Stellar MLS as Distributed by MLS Grid
- 2025-02-14 Price Changed $250,000 Stellar MLS as Distributed by MLS Grid
- 2025-02-14 Price Changed $250,001 Stellar MLS as Distributed by MLS Grid
- 2025-02-05 Price Changed $250,000 Stellar MLS as Distributed by MLS Grid
- 2025-01-30 Price Changed $250,699 Stellar MLS as Distributed by MLS Grid
- 2025-01-17 Price Changed $250,700 Stellar MLS as Distributed by MLS Grid
- 2024-12-29 Price Changed $259,900 Stellar MLS as Distributed by MLS Grid
- 2024-12-09 Price Changed $262,900 Stellar MLS as Distributed by MLS Grid
- 2024-11-27 Price Changed $265,900 Stellar MLS as Distributed by MLS Grid
- 2024-11-22 Price Changed $269,999 Stellar MLS as Distributed by MLS Grid
- 2024-11-11 Price Changed $270,000 Stellar MLS as Distributed by MLS Grid
- 2024-11-04 Listed $280,000 Stellar MLS as Distributed by MLS Grid
- 2023-12-14 Sold (Public Records) $240,000 Public Records
- 2023-12-08 Sold (MLS) $240,000 Stellar MLS as Distributed by MLS Grid
- 2023-10-24 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-10-07 Relisted — Stellar MLS as Distributed by MLS Grid
- 2023-10-06 Pending — Stellar MLS as Distributed by MLS Grid
- 2023-09-27 Listed $235,900 Stellar MLS as Distributed by MLS Grid
- 1966-03-01 Sold (Public Records) $16,500 Public Records
Property tax history
+21.0%/yrLatest (2025): $4,743 · +31.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…