314 57th St NE · Washington, DC 20019

$230,000

3 bd · 1.5 ba · 1,456 sqft · SingleFamily public records · 45 Days on market

Built 1908 4,000 sqft lot Est $361k · 36% under ↓ 9% since listing

---

Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.6/30.0
• ARV discount +15.0/15.0
• DSCR +9.1/10.0
• 1% rule +7.1/10.0
• Rent growth +4.0/5.0
• Livability +3.7/5.0
• Schools +3.6/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Beautifully renovated 3 BR 1.5 BA detached home with no detail spared * Wonderful open floor plan * Main level features marvelously upgraded kitchen with granite counters and all new stainless steel appliances. Gorgeous hardwoods on main level. Upper level has three bedrooms and 1.5 BA. Both baths updated with ceramic tile, new vanities and fixtures. Shows great! Not to be missed!

Key facts

• Sizable backyard
• Community garden
• Kenilworth gardens

Tags

• SIZABLE BACKYARD
• MINNESOTA AVE METRO STATION
• ANACOSTIA RIVER TRAIL
• CAPITOL HEIGHTS METRO
• COMMUNITY GARDEN
• KENILWORTH GARDENS

Property features AI

Finance

• Other: Fee simple ownership

Exterior

• Parking: Other parking type
• Utilities: Public water; Public septic; Natural gas service
• Home design: Detached structure; Frame construction
• Construction: Frame construction; Permanent foundation; Above-grade and below-grade structures; Year built reported by assessor
• Exterior features: Below-grade area (unfinished) reported by assessor

Interior

• Bedrooms: Three bedrooms on the upper level
• Bathrooms: One full bathroom (upper level); One half bathroom (main level)
• Heating & cooling: Central air conditioning; Forced air heating; Natural gas hot water
• Interior features: No basement; Living area reported by assessor

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $230k.

Deal economics

• At list price, monthly cash flow is $613 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $230k).
• Recommended offer: $223k (3.0% below list) — sets the bar for market timing.
• Cap rate 9.5% vs local median 2.5% in Washington — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 73/100 on livability (#1 in DC) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: crime F, cost of living F.
• District Of Columbia Public Schools (urban): math 33% / reading 40% proficiency, ranked #8 of 32 in DC (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 65% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+6.1%/yr); 276 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 1,737 units permitted in District of Columbia in 2024 (1,506 in 5+ unit buildings).
• At $2,783/mo this rent would consume 57% of the median local household income ($58k/yr) (locally 5115% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• District of Columbia County population projected at +50% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 6.1% rent growth), your $64k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

• It's been on market 45 days — a 3% lower offer ($223k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 17y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1908 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $223,100 (3.0% below list)

Questions for the listing agent

1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1908 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.21% ✓
• Cap rate: 9.49%
• Cash-on-cash: 11.42%
• DSCR: 1.51
• GRM: 6.9

CMA / ARV

• ARV (on-the-fly): $361,088
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5318 Gay St NE	0.49mi	3/2.5	1,512 (+4%)	5mo	$412,000	$272	63
608 60th Ave	0.43mi	4/3.0 (+1)	1,472 (+1%)	6mo	$142,000	$96	62
5220 Blaine St NE	0.39mi	3/1.5	1,292 (-11%)	2mo	$387,500	$300	61
706 59th Ave	0.48mi	3/2.5	1,376 (-6%)	10mo	$365,000	$265	56
5231 Bass Pl SE	0.65mi	4/2.5 (+1)	1,428 (-2%)	3mo	$485,000	$340	55
5500 SE D St SE	0.71mi	3/1.5	1,360 (-7%)	9mo	$256,000	$188	48
5522 Addison	0.64mi	4/2.0 (+1)	1,372 (-6%)	9mo	$340,000	$248	46
11 Capitol Heights Blvd	0.62mi	3/1.0	1,280 (-12%)	6mo	$105,000	$82	44
615 60th Pl	0.45mi	3/3.0	1,260 (-14%)	8mo	$365,000	$290	44
5732 Bugler St	0.73mi	3/2.5	1,632 (+12%)	2mo	$322,000	$197	40
5021 A St SE	0.65mi	3/3.0	1,658 (+14%)	2mo	$325,000	$196	39
520 68th St	0.67mi	4/1.5 (+1)	1,674 (+15%)	4mo	$175,000	$105	36

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 6.06% rent growth · sell at horizon

5-year hold

• IRR: 4.1%
• Equity multiple: 1.17×
• Total profit: $10,638
• Equity at exit: $34,294

10-year hold

• IRR: 16.3%
• Equity multiple: 2.53×
• Total profit: $98,281
• Equity at exit: $19,886

Cash invested: $64,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (CITY): 0 Strongly Tenant-Friendly
• State District of Columbia: 12 Strongly Tenant-Friendly · D+43
• County: — inherits STATE
• City Washington: 0 Strongly Tenant-Friendly · D+43

Rent Stabilization Program; TOPA gives tenants right of first refusal.

Methodology + full state rankings →

ZIP-level market 20019

• Rents YoY: 6.1%
• Active inventory: 276
• Price-to-rent: 6.9×

Monthly cashflow live

• Estimated rent: $2,783 high
• Mortgage (P&I): −$1,206
• Tax from tax record: −$284 /mo · $3,404/yr
• Insurance: −$96
• HOA: −$0
• Vacancy / Maint / Mgmt: −$584
• Net cashflow: $613

Break-even live

Break-even rent $2,007

Max offer price $230,000

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $57,500
• Closing costs: $6,900
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
337 54th St NE Unit A Washington, DC	3.0	1.5	1184	$2,850	$2.41	24d	1	0.17mi
5347 Ames St NE Washington, DC	3.0	2.0	1428	$3,000	$2.10	24d	1	0.28mi
113 56th St SE Washington, DC	3.0	2.0	1764	$3,000	$1.70	12d	1	0.40mi
716 55th St NE Unit 1 Washington, DC	2.0	2.0	1100	$2,200	$2.00	20d	1	0.43mi
323 62nd St NE Washington, DC	1.0–3.0	1.0–2.0	908	$2,435	$2.68	24d	1	0.44mi
5501 Jay St NE Washington, DC	4.0	3.0	1848	$3,300	$1.79	24d	1	0.48mi
5074 Central Ave SE Washington, DC	4.0	2.0	1349	$5,200	$3.85	22d	1	0.49mi
5539 Central Ave SE Washington, DC	3.0	2.0	1140	$2,300	$2.02	22d	1	0.49mi
5032 E Capitol St NE Washington, DC	2.0	3.5	1775	$2,950	$1.66	12d	1	0.50mi
805 Eastern Ave Fairmount Heights, MD	4.0	2.0	936	$2,400	$2.56	5d	1	0.51mi
5532 B St SE Washington, DC	2.0	2.0	1188	$2,800	$2.36	24d	1	0.51mi
809 Eastern Ave Fairmount Heights, MD	3.0	2.0	1246	$2,400	$1.93	5d	1	0.52mi
6340 Southern Ave NE Washington, DC	4.0	2.0	1248	$4,200	$3.37	24d	1	0.55mi
22 Chamber Ave Capitol Heights, MD	3.0	1.0	942	$3,000	$3.18	43d	1	0.55mi
599 50th St NE Washington, DC	1.0–2.0	1.0–2.0	775	$2,081	$2.69	24d	1	0.59mi
5338 Jay St NE Washington, DC	3.0	1.5	1000	$2,795	$2.79	24d	1	0.60mi
5344 C St SE Unit 102 Washington, DC	3.0	2.0	1000	$2,499	$2.50	24d	1	0.62mi
5344 C St SE Unit 302 Washington, DC	3.0	2.0	1000	$2,100	$2.10	24d	1	0.62mi
6313 Field St Capitol Heights, MD	3.0	2.0	1700	$2,250	$1.32	18d	1	0.64mi
5020 Astor Pl SE Apt 3 Washington, DC	2.0	1.0	1600	$2,250	$1.41	24d	1	0.64mi
4930 Eads Pl NE Washington, DC	3.0	1.5	1054	$2,400	$2.28	24d	1	0.65mi
4932 A St SE #302 Washington, DC	2.0	2.0	1007	$2,495	$2.48	4d	1	0.65mi
814 51st St NE Washington, DC	3.0	1.0	1210	$2,200	$1.82	24d	1	0.67mi
6801 James Farmer Way Capitol Heights, MD	3.0	1.5	1512	$2,150	$1.42	18d	1	0.68mi
5401 Call Pl SE Washington, DC	2.0–3.0	1.0	1094	$2,626	$2.40	2d	2	0.68mi
556 49th Pl NE Washington, DC	3.0	3.0	894	$3,475	$3.89	24d	1	0.71mi
5213 Just St NE Washington, DC	3.0	2.0	1114	$2,400	$2.15	24d	1	0.71mi
5126 Call Pl SE Washington, DC	2.0	1.5	1741	$3,050	$1.75	24d	1	0.72mi
4724 Blaine St NE Washington, DC	3.0	2.0	1152	$3,085	$2.68	2d	1	0.76mi
818 Balsamtree Pl Capitol Heights, MD	4.0	1.5	1102	$2,275	$2.06	5d	1	0.79mi
4686 A St SE Washington, DC	4.0	3.0	1181	$3,500	$2.96	7d	1	0.81mi
505 69th St Capitol Heights, MD	3.0	2.0	1000	$2,500	$2.50	18d	1	0.83mi
832 49th St NE Unit 1 Washington, DC	3.0	1.0	1100	$2,350	$2.14	7d	1	0.84mi
832 49th St NE Unit 1 Washington, DC	3.0	1.0	1100	$2,425	$2.20	24d	1	0.84mi
832 49th St NE Washington, DC	3.0	1.0	1100	$2,425	$2.20	16d	1	0.84mi
416 Topeka Ave Unit A Capitol Heights, MD	3.0	2.0	1170	$2,800	$2.39	43d	1	0.85mi
4615 Central Ave NE Unit B Washington, DC	2.0	1.0	875	$1,450	$1.66	24d	1	0.88mi
5119 E St SE Washington, DC	3.0	1.0	941	$4,000	$4.25	19d	1	0.88mi
4934 Just St NE Washington, DC	2.0	1.0	966	$2,200	$2.28	24d	1	0.88mi
4950 Just St NE Washington, DC	3.0	2.0	1437	$4,000	$2.78	24d	1	0.88mi

Listing history 7 events

1. 2026-05-18
   status Pending
2. 2026-05-11
   price $230,000
3. 2026-04-03
   listed $240,000 Active
4. 2009-06-25
   soldstatus $225,000 388-char remark

   Show marketing remark (388 chars)

   Beautifully renovated 3 BR 1.5 BA detached home with no detail spared * Wonderful open floor plan * Main level features marvelously upgraded kitchen with granite counters and all new stainless steel appliances. Gorgeous hardwoods on main level. Upper level has three bedrooms and 1.5 BA. Both baths updated with ceramic tile, new vanities and fixtures. Shows great! Not to be missed!

5. 2009-04-17
   historical 388-char remark

   Show marketing remark (388 chars)

   Beautifully renovated 3 BR 1.5 BA detached home with no detail spared * Wonderful open floor plan * Main level features marvelously upgraded kitchen with granite counters and all new stainless steel appliances. Gorgeous hardwoods on main level. Upper level has three bedrooms and 1.5 BA. Both baths updated with ceramic tile, new vanities and fixtures. Shows great! Not to be missed!

6. 2009-03-06
   listed $224,955 388-char remark

   Show marketing remark (388 chars)

   Beautifully renovated 3 BR 1.5 BA detached home with no detail spared * Wonderful open floor plan * Main level features marvelously upgraded kitchen with granite counters and all new stainless steel appliances. Gorgeous hardwoods on main level. Upper level has three bedrooms and 1.5 BA. Both baths updated with ceramic tile, new vanities and fixtures. Shows great! Not to be missed!

7. 2005-06-29
   soldstatus $253,400

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast DC · Partial reset (capped growth)

• Current annual tax: $3,404 · $284/mo
• Projected year-2 tax: $3,404 · $284/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 8/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 21% chance of damaging wind over 30 yrs
• 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 5 by 30 yrs out

Taxation est. · year 1

• Rental income: $33,396
• − Mortgage interest: −$12,884
• − Property taxes: −$3,404
• − Insurance: −$1,150
• − Repairs & maintenance: −$2,672
• − Management: −$2,672
• − Depreciation: −$6,691
• Taxable income: $3,924
• Est. tax owed @ 24.0%: −$942
• After-tax cash flow: $6,413/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: District Of Columbia Public Schools
• NCES district ID: 1100030
• Math proficiency: 33% ▲ 3.00%
• Reading proficiency: 40% ▲ 5.00%
• Median HH income: $67,671
• Composite: 35.84/100
• National rank: #9606
• State rank: #8 of 32 in DC

Livability — Washington

• Score: 73/100
• State rank: #1
• US rank: #5327

Category grades

Amenities A+ Commute A+ Cost of living F Crime F Employment A+ Housing C Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Washington, DC
• County: District of Columbia · 671,873 people
• City population: 671,873
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• Population (ZIP): 63,380
• Household income: $58,296
• Rent vs Own: 58.2% rent · 41.8% own
• Severe rent burden: 5115.0

Population outlook (District of Columbia County) Hauer SSP2

• Today (2025): 821,926 people
• By 2030: 899,517 · +9.4%
• By 2040: 1,061,162 · +29.1%
• By 2050: 1,231,493 · +49.8%
• By 2075: 1,603,312 · +95.1%
• By 2100: 1,847,141 · +124.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (87%)
• Race & ethnicity: Black 87% Hispanic / Latino 7% Two or more races 4% White 2%
• Hispanic origin (detail): Mexican 1% Dominican 1%
• Foreign-born: 6% · Canada
• Languages at home: 91% English-only · Spanish 6% French/Haitian/Cajun 1%

Political lean MEDSL · District of Columbia

• 2024 margin: Solid D (+86.1) · D 91.2% · R 5.1% · Other 3.8%
• 2008→2024 swing: +0.1pp no change · 2008: 85.9pp · 2024: 86.1pp
• All cycles: 2024: D+86.1 2020: D+86.8 2016: D+88.7 2012: D+84.2 2008: D+85.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -416.91%
• Current HPI: 326.4481
• Rent YoY: ▲ 6.06%
• Metro: Washington-Arlington-Alexandria, DC-VA-MD-WV
• State GDP YoY: ▲ 1.33%
• F500 in state: 6

Industry mix (Fortune 500 HQ in DC)

Industry	F500 HQs	Revenue
▸Financial Services	1	$153B
▸Life Sciences / Industrials	1	$25B
▸Industrial Machinery	1	$8B

Price history

-9.2% since first listed

7 events — show timeline

• 2026-05-18 Pending — BRIGHT MLS
• 2026-05-11 Price Changed $230,000 BRIGHT MLS
• 2026-04-03 Listed $240,000 BRIGHT MLS
• 2009-06-25 Sold (MLS) $225,000 BRIGHT MLS
• 2009-04-17 Listing Removed — BRIGHT MLS
• 2009-03-06 Listed $224,955 BRIGHT MLS
• 2005-06-29 Sold (Public Records) $253,400 Public Records

Property tax history

+22.5%/yr

Latest (2025): $3,404 · +0.7% YoY. Source: county tax records.