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115 St. Augustine Dr
D+ Composite 47.09
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +16.3/30.0
  • ARV discount +8.8/15.0
  • DSCR +5.1/10.0
  • Schools +3.9/10.0
  • 1% rule +3.6/10.0
  • Rent growth +3.6/5.0
  • Livability +3.2/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$252,700

115 St. Augustine Dr · Warner Robins, GA 31005
3 bd · 2.0 ba · 1,539 sqft · SingleFamily public records · 21 Days on market
Built 2008 10,454 sqft lot Est $260k · at est. $10/mo HOA

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!

Key facts

  • 0.24 acre lot
  • 2 garage spots
  • Built 2008

Property features AI

Finance

  • Other: Subdivision: CHARLESTOWN
  • HOA & community: Homeowners association with an annual fee of $115 (about $9.58/month)

Exterior

  • Parking: 2-car garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family detached residence; Residential property; Approximately 1,539 above-grade finished square feet
  • Construction: Vinyl siding; Slab foundation
  • Exterior features: Fenced yard

Interior

  • Kitchen: Dishwasher; Electric range; Refrigerator; Microwave; Disposal
  • Flooring: Carpet; Hardwood; Tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central heating; Heat pump; Central air; Ceiling fans
  • Interior features: Insulated windows; Fireplace
  • Laundry & utility: Washer; Dryer

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $253k.

Deal economics

  • At list price, monthly cash flow is $141 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (13.5% below list).
  • Recommended offer: $219k (13.5% below list) — sets the bar for 1% rule.
  • Cap rate 7.0% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
  • Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Bonaire Primary School (624 students, 29% FRL); Bonaire Middle School (math 67% / reading 68%, grade A-, #21 of 470 statewide, top 4%, 1,140 students, 32% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools at 48% FRL track the district average.
  • Market conditions: Rents rising fast (+4.5%/yr); 239 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 21 days — a 2% lower offer ($249k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $155k; list at $253k implies a 63% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $218,546 (13.5% below list)

Questions for the listing agent

  1. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.86%
Cap rate
6.96%
Cash-on-cash
2.39%
DSCR
1.11
GRM
9.6

CMA / ARV

ARV (on-the-fly)
$260,091
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
115 St. Augustine Dr 0.00mi 4/2.0 (+1) 1,539 (0%) 0mo $252,700 $164 95
216 Charlestown Way 0.07mi 3/2.0 1,473 (-4%) 1mo $234,500 $159 89
109 Harmony Path 0.10mi 3/2.0 1,610 (+5%) 6mo $242,000 $150 82
116 Thornton Dr 0.08mi 3/2.0 1,447 (-6%) 7mo $234,900 $162 80
108 Savannah Ln 0.17mi 3/2.0 1,644 (+7%) 8mo $299,900 $182 74
211 Edgarton Way 0.24mi 3/1.0 1,472 (-4%) 7mo $225,000 $153 72
131 Savannah Ln 0.22mi 3/2.0 1,673 (+9%) 4mo $298,000 $178 72
308 Fleming Dr 0.61mi 3/2.0 1,539 (0%) 1mo $240,000 $156 70
602 Charlestown Way 0.27mi 3/2.0 1,698 (+10%) 1mo $300,000 $177 70
100 Huxley Ter 0.33mi 3/2.0 1,656 (+8%) 4mo $298,500 $180 69
305 Edgarton Way 0.26mi 3/2.0 1,690 (+10%) 8mo $285,000 $169 65
517 Edgarton Way 0.37mi 3/2.0 1,672 (+9%) 8mo $295,000 $176 62

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.53% rent growth · sell at horizon

5-year hold
IRR
-11.0%
Equity multiple
0.60×
Total profit
$-28,616
Equity at exit
$37,678
10-year hold
IRR
0.2%
Equity multiple
1.01×
Total profit
$840
Equity at exit
$21,849

Cash invested: $70,756 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 31005

Home prices YoY
-17.1%
Rents YoY
4.5%
Active inventory
239
Price-to-rent
9.6×

Monthly cashflow live

Estimated rent
$2,185 medium interval (Pro) →
Mortgage (P&I)
$1,325
Tax from tax record
$145 /mo · $1,740/yr
Insurance
$105
HOA
$10
Vacancy / Maint / Mgmt
$459
Net cashflow
$141

Break-even live

Break-even rent $2,007
Max offer price $252,700
Occupancy floor 89%

Sensitivity live

Price -10% $284 -5% $213 +0% $141 +5% $70 +10% $-2
Rent -10% $-32 -5% $55 +0% $141 +5% $227 +10% $314
Rate -1.0pp $268 -0.5pp $205 base $141 +0.5pp $76 +1.0pp $9

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$63,175
Closing costs
$7,581
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
611 Links View Dr Bonaire, GA 3.0 2.0 1696 $1,900 $1.12 21d 1 1.04mi
100 Sun Chase Bonaire, GA 4.0 2.5 2234 $2,500 $1.12 44d 1 1.11mi

HOA detail

Monthly dues
$10 · $120/yr
Likely covers
gaslandscaping

Listing history 8 events

  1. 2026-05-01
    status Pending
  2. 2026-04-10
    listed $252,700 Active
  3. 2020-04-06
    soldstatus $155,000
  4. 2020-04-02
    soldstatus $155,000 512-char remark
    Show marketing remark (512 chars)

    I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!

  5. 2020-04-02
    soldstatus $155,000 512-char remark
    Show marketing remark (512 chars)

    I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!

  6. 2020-02-15
    listed $155,000 512-char remark
    Show marketing remark (512 chars)

    I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!

  7. 2020-02-15
    listed $155,000 512-char remark
    Show marketing remark (512 chars)

    I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!

  8. 2006-07-06
    soldstatus $24,480

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,740 · $145/mo
Projected year-2 tax
$2,325 · $194/mo
Expected delta
+$585/yr (+$49/mo · 33.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 7/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,226
− Mortgage interest
−$14,155
− Property taxes
−$1,740
− Insurance
−$1,264
− Repairs & maintenance
−$2,098
− Management
−$2,098
− HOA
−$120
− Depreciation
−$7,351
Taxable loss
−$2,601
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$624
After-tax cash flow
$2,316/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Houston County
NCES district ID
1302880
Math proficiency
43% ▼ -7.00%
Reading proficiency
46% ▼ -2.00%
Median HH income
$54,823
Composite
38.68/100
National rank
#4144
State rank
#23 of 174 in GA

Livability — Warner Robins

Score
65/100
State rank
#227
US rank
#13290

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Warner Robins, GA
County
Houston County · 157,321 people
City population
92,102
Metro
Warner Robins, GA
Population (ZIP)
22,063
Household income
$110,461
Rent vs Own
22.1% rent · 77.9% own
Severe rent burden
212.0

Population outlook (Houston County) Hauer SSP2

Today (2025)
169,502 people
By 2030
178,486 · +5.3%
By 2040
194,642 · +14.8%
By 2050
207,119 · +22.2%
By 2075
231,480 · +36.6%
By 2100
235,034 · +38.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 61% Black 23% Two or more races 11% Hispanic / Latino 8% Asian 1%
Hispanic origin (detail)
Mexican 3% Puerto Rican 1% Salvadoran 1%
Common ancestry
Italian 3% Lithuanian 2% Serbian 1%
Foreign-born
5% · Canada
Languages at home
96% English-only · Spanish 2% French/Haitian/Cajun 1% German/W. Germanic 1%

Political lean MEDSL · Houston

2024 margin
R (+11.3) · D 44.0% · R 55.3%
2008→2024 swing
+8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
All cycles
2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -43.85%
Current HPI
213.0605
Rent YoY
▲ 4.53%
Metro
Warner Robins, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+932.3% since first listed
8 events — show timeline
  • 2026-05-01 Pending CGMLS
  • 2026-04-10 Listed $252,700 CGMLS
  • 2020-04-06 Sold (Public Records) $155,000 Public Records
  • 2020-04-02 Sold (MLS) $155,000 CGMLS
  • 2020-04-02 Sold (MLS) $155,000 GAMLS
  • 2020-02-15 Listed $155,000 CGMLS
  • 2020-02-15 Listed $155,000 GAMLS
  • 2006-07-06 Sold (Public Records) $24,480 Public Records

Property tax history

+3.6%/yr

Latest (2025): $1,740 · -0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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