115 St. Augustine Dr · Warner Robins, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 4 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +16.3/30.0
- ARV discount +8.8/15.0
- DSCR +5.1/10.0
- Schools +3.9/10.0
- 1% rule +3.6/10.0
- Rent growth +3.6/5.0
- Livability +3.2/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$252,700
🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence
Listing remarks MLS
I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!
Key facts
- 0.24 acre lot
- 2 garage spots
- Built 2008
Property features AI
Finance
- Other: Subdivision: CHARLESTOWN
- HOA & community: Homeowners association with an annual fee of $115 (about $9.58/month)
Exterior
- Parking: 2-car garage
- Utilities: Public water; Public sewer
- Home design: Single-family detached residence; Residential property; Approximately 1,539 above-grade finished square feet
- Construction: Vinyl siding; Slab foundation
- Exterior features: Fenced yard
Interior
- Kitchen: Dishwasher; Electric range; Refrigerator; Microwave; Disposal
- Flooring: Carpet; Hardwood; Tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central heating; Heat pump; Central air; Ceiling fans
- Interior features: Insulated windows; Fireplace
- Laundry & utility: Washer; Dryer
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $253k.
Deal economics
- At list price, monthly cash flow is $141 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $219k (13.5% below list).
- Recommended offer: $219k (13.5% below list) — sets the bar for 1% rule.
- Cap rate 7.0% vs local median 4.9% in Warner Robins — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D+, crime F, amenities F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Bonaire Primary School (624 students, 29% FRL); Bonaire Middle School (math 67% / reading 68%, grade A-, #21 of 470 statewide, top 4%, 1,140 students, 32% FRL); Warner Robins High School (math 7% / reading 21%, grade F, #322 of 424 statewide, top 76%, 1,816 students, 84% FRL) — zoned schools at 48% FRL track the district average.
- Market conditions: Rents rising fast (+4.5%/yr); 239 active listings in the ZIP; 2 comparable units currently listed for rent nearby; high-income renter base; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 21 days — a 2% lower offer ($249k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 6y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $155k; list at $253k implies a 63% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.86% ✗
- Cap rate
- 6.96%
- Cash-on-cash
- 2.39%
- DSCR
- 1.11
- GRM
- 9.6
CMA / ARV
- ARV (on-the-fly)
- $260,091
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 115 St. Augustine Dr | 0.00mi | 4/2.0 (+1) | 1,539 (0%) | 0mo | $252,700 | $164 | 95 |
| 216 Charlestown Way | 0.07mi | 3/2.0 | 1,473 (-4%) | 1mo | $234,500 | $159 | 89 |
| 109 Harmony Path | 0.10mi | 3/2.0 | 1,610 (+5%) | 6mo | $242,000 | $150 | 82 |
| 116 Thornton Dr | 0.08mi | 3/2.0 | 1,447 (-6%) | 7mo | $234,900 | $162 | 80 |
| 108 Savannah Ln | 0.17mi | 3/2.0 | 1,644 (+7%) | 8mo | $299,900 | $182 | 74 |
| 211 Edgarton Way | 0.24mi | 3/1.0 | 1,472 (-4%) | 7mo | $225,000 | $153 | 72 |
| 131 Savannah Ln | 0.22mi | 3/2.0 | 1,673 (+9%) | 4mo | $298,000 | $178 | 72 |
| 308 Fleming Dr | 0.61mi | 3/2.0 | 1,539 (0%) | 1mo | $240,000 | $156 | 70 |
| 602 Charlestown Way | 0.27mi | 3/2.0 | 1,698 (+10%) | 1mo | $300,000 | $177 | 70 |
| 100 Huxley Ter | 0.33mi | 3/2.0 | 1,656 (+8%) | 4mo | $298,500 | $180 | 69 |
| 305 Edgarton Way | 0.26mi | 3/2.0 | 1,690 (+10%) | 8mo | $285,000 | $169 | 65 |
| 517 Edgarton Way | 0.37mi | 3/2.0 | 1,672 (+9%) | 8mo | $295,000 | $176 | 62 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.53% rent growth · sell at horizon
- IRR
- -11.0%
- Equity multiple
- 0.60×
- Total profit
- $-28,616
- Equity at exit
- $37,678
- IRR
- 0.2%
- Equity multiple
- 1.01×
- Total profit
- $840
- Equity at exit
- $21,849
Cash invested: $70,756 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31005
- Home prices YoY
- -17.1%
- Rents YoY
- 4.5%
- Active inventory
- 239
- Price-to-rent
- 9.6×
Monthly cashflow live
- Estimated rent
- $2,185 medium interval (Pro) →
- Mortgage (P&I)
- −$1,325
- Tax from tax record
- −$145 /mo · $1,740/yr
- Insurance
- −$105
- HOA
- −$10
- Vacancy / Maint / Mgmt
- −$459
- Net cashflow
- $141
Break-even live
Sensitivity live
| Price | -10% $284 | -5% $213 | +0% $141 | +5% $70 | +10% $-2 |
|---|---|---|---|---|---|
| Rent | -10% $-32 | -5% $55 | +0% $141 | +5% $227 | +10% $314 |
| Rate | -1.0pp $268 | -0.5pp $205 | base $141 | +0.5pp $76 | +1.0pp $9 |
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,175
- Closing costs
- $7,581
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 611 Links View Dr Bonaire, GA | 3.0 | 2.0 | 1696 | $1,900 | $1.12 | 21d | 1 | 1.04mi |
| 100 Sun Chase Bonaire, GA | 4.0 | 2.5 | 2234 | $2,500 | $1.12 | 44d | 1 | 1.11mi |
HOA detail
- Monthly dues
- $10 · $120/yr
- Likely covers
- gaslandscaping
Listing history 8 events
-
2026-05-01status Pending
-
2026-04-10$252,700 Active
-
2020-04-06soldstatus $155,000
-
2020-04-02soldstatus $155,000 512-char remark
Show marketing remark (512 chars)
I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!
-
2020-04-02soldstatus $155,000 512-char remark
Show marketing remark (512 chars)
I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!
-
2020-02-15$155,000 512-char remark
Show marketing remark (512 chars)
I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!
-
2020-02-15$155,000 512-char remark
Show marketing remark (512 chars)
I call this a SMART FLOOR PLAN! Need space? This move-in ready, 4 BR/ 2 BA home features an open floor plan, vaulted ceiling, gas fireplace, laminate flooring, shelving systems in all closets, large Master bath with WIC, a 2 car garage with lots of storage, and a pull down attic that is length of the home. The beautiful exterior and backyard features a custom privacy fence, seasonal landscaping, playset, sprinkler system and a brick patio. This yard was meant for entertaining! Don't miss out on this beauty!
-
2006-07-06soldstatus $24,480
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,740 · $145/mo
- Projected year-2 tax
- $2,325 · $194/mo
- Expected delta
- +$585/yr (+$49/mo · 33.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 19 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 4 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,226
- − Mortgage interest
- −$14,155
- − Property taxes
- −$1,740
- − Insurance
- −$1,264
- − Repairs & maintenance
- −$2,098
- − Management
- −$2,098
- − HOA
- −$120
- − Depreciation
- −$7,351
- Taxable loss
- −$2,601
- Est. tax savings @ 24.0%
- +$624
- After-tax cash flow
- $2,316/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Warner Robins, GA
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 22,063
- Household income
- $110,461
- Rent vs Own
- Severe rent burden
- 212.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 61% Black 23% Two or more races 11% Hispanic / Latino 8% Asian 1%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 1% Salvadoran 1%
- Common ancestry
- Italian 3% Lithuanian 2% Serbian 1%
- Foreign-born
- 5% · Canada
- Languages at home
- 96% English-only · Spanish 2% French/Haitian/Cajun 1% German/W. Germanic 1%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -43.85%
- Current HPI
- 213.0605
- Rent YoY
- ▲ 4.53%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
||
| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
||
| Utilities | 1 | $25B |
|
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Price history
+932.3% since first listed8 events — show timeline
- 2026-05-01 Pending — CGMLS
- 2026-04-10 Listed $252,700 CGMLS
- 2020-04-06 Sold (Public Records) $155,000 Public Records
- 2020-04-02 Sold (MLS) $155,000 CGMLS
- 2020-04-02 Sold (MLS) $155,000 GAMLS
- 2020-02-15 Listed $155,000 CGMLS
- 2020-02-15 Listed $155,000 GAMLS
- 2006-07-06 Sold (Public Records) $24,480 Public Records
Property tax history
+3.6%/yrLatest (2025): $1,740 · -0.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…