12582 2nd St #77 · Yucaipa, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 5/10 · Moderate
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 6/10 · Moderate
- Hot days now (above 98°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 10/10 · Severe
- Unhealthy air days now
- 34 days/yr
- Unhealthy air days in 30 yrs
- 40 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +8.3/15.0
- Condition / age +4.0/5.0
- Schools +3.8/10.0
- Livability +3.3/5.0
- Rent growth +2.2/5.0
- Appreciation +0.0/10.0
$79,999
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!
Key facts
- Fully remodeled
- Quiet back area
- Community pool
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 1-bed/1.0-bath manufactured listed at $80k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $694 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $80k).
- Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
- Cap rate 16.7% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: schools D, health & safety D, amenities F.
- Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-1.3%/yr); 205 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.
Negotiation context
- It's been on market 267 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 267 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.97% ✓
- Cap rate
- 16.71%
- Cash-on-cash
- 37.19%
- DSCR
- 2.65
- GRM
- 4.2
CMA / ARV
- ARV (median comp)
- $81,500
- List price
- $79,999
- Delta
- -1.84%
- Verdict
- FAIR
- Comps
- 10 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 12656 2ND St #43 | 0.14mi | 1/1.0 | 720 (0%) | 15mo | $76,900 | $107 | 81 |
| 12650 CALIFORNIA St #61 | 0.34mi | 1/1.0 | 720 (0%) | 10mo | $62,000 | $86 | 76 |
| 12655 2nd #49 | 0.24mi | 2/1.0 (+1) | 770 (+7%) | 2mo | $75,000 | $97 | 70 |
| 12680 4th St #15 | 0.50mi | 2/1.0 (+1) | 720 (0%) | 5mo | $88,000 | $122 | 67 |
| 12874-#48 California | 0.46mi | 2/1.0 (+1) | 660 (-8%) | 1mo | $75,000 | $114 | 59 |
| 12874 California St #5 | 0.48mi | 1/1.0 | 636 (-12%) | 6mo | $35,000 | $55 | 53 |
| 12177 3rd St #58 | 0.54mi | 2/1.5 (+1) | 765 (+6%) | 12mo | $64,999 | $85 | 48 |
| 12874 California St #73 | 0.47mi | 1/1.0 | 650 (-10%) | 17mo | $59,000 | $91 | 48 |
| 13060 2nd St #62 | 0.60mi | 1/1.0 | 800 (+11%) | 11mo | $124,900 | $156 | 44 |
| 13060 2nd St #1 | 0.60mi | 2/1.0 (+1) | 643 (-11%) | 12mo | $140,000 | $218 | 39 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 29.7%
- Equity multiple
- 2.19×
- Total profit
- $26,646
- Equity at exit
- $11,928
- IRR
- 35.2%
- Equity multiple
- 3.78×
- Total profit
- $62,352
- Equity at exit
- $6,917
Cash invested: $22,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92399
- Rents YoY
- -1.3%
- Active inventory
- 205
- Price-to-rent
- 4.2×
Monthly cashflow live
- Estimated rent
- $1,579 high interval (Pro) →
- Mortgage (P&I)
- −$420
- Tax est. 1.5%
- −$100 /mo · $1,200/yr
- Insurance
- −$33
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$331
- Net cashflow
- $694
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $20,000
- Closing costs
- $2,400
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 18 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 12710 3rd St Unit 81 Yucaipa, CA | 2.0 | 1.0 | 560 | $1,495 | $2.67 | 5d | 1 | 0.23mi |
| 12710 3rd St Unit 97 Yucaipa, CA | 1.0 | 1.0 | 672 | $1,350 | $2.01 | 43d | 1 | 0.23mi |
| 12710 3rd St #57 Yucaipa, CA | 2.0 | 1.0 | 720 | $1,495 | $2.08 | 43d | 1 | 0.27mi |
| 12710 3rd St Spc 2 Yucaipa, CA | 2.0 | 1.5 | 660 | $1,650 | $2.50 | 43d | 1 | 0.27mi |
| 12710 3rd St Spc 22 Yucaipa, CA | 1.0 | 1.0 | 444 | $1,375 | $3.10 | 24d | 1 | 0.27mi |
| 12710 3rd St Spc 3 Yucaipa, CA | 2.0 | 1.0 | 640 | $1,595 | $2.49 | 24d | 1 | 0.27mi |
| 12225 2nd St Yucaipa, CA | 1.0 | 1.0 | 720 | $2,295 | $3.19 | 1d | 1 | 0.46mi |
| 34759 Avenue B Ct Unit 3 Yucaipa, CA | 2.0 | 1.0 | 700 | $1,795 | $2.56 | 43d | 1 | 0.46mi |
| 35070 Avenue B Unit 1 Yucaipa, CA | 2.0 | 1.0 | 590 | $1,795 | $3.04 | 43d | 1 | 0.58mi |
| 34447 Yucaipa Blvd Yucaipa, CA | 1.0 | 1.0 | 500 | $1,350 | $2.70 | 43d | 1 | 0.69mi |
| 35391 Yucaipa Blvd Yucaipa, CA | 1.0 | 1.0 | 492 | $1,700 | $3.46 | 43d | 1 | 0.94mi |
| 35455 Yucaipa Blvd Unit 7 Yucaipa, CA | 1.0 | 1.0 | 572 | $1,400 | $2.45 | 43d | 1 | 1.00mi |
| 13383 3rd St Unit 3 Yucaipa, CA | 2.0 | 1.0 | 750 | $1,800 | $2.40 | 24d | 1 | 1.00mi |
| 11930 Bryant St Unit D Yucaipa, CA | 1.0 | 1.0 | 644 | $1,495 | $2.32 | 43d | 1 | 1.01mi |
| 11760 Adams St Unit 18 Yucaipa, CA | 1.0 | 1.0 | 730 | $1,650 | $2.26 | 18d | 1 | 1.15mi |
| 13564 4th St Unit 2 Yucaipa, CA | 1.0 | 1.0 | 500 | $1,450 | $2.90 | 24d | 1 | 1.28mi |
| 13564 4th St Unit 13564 Yucaipa, CA | 1.0 | 1.0 | 500 | $1,450 | $2.90 | 20d | 1 | 1.28mi |
| 13512 5th Pl Unit 2 Yucaipa, CA | 1.0 | 1.0 | 500 | $1,595 | $3.19 | 43d | 1 | 1.38mi |
Listing history 21 events
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2026-06-18days on market $79,999 Active 267 DOM
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2026-06-17days on market $79,999 Active 266 DOM
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2026-06-16days on market $79,999 Active 265 DOM
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2026-06-15days on market $79,999 Active 264 DOM
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2026-06-13days on market $79,999 Active 262 DOM
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2026-06-13days on market $79,999 Active 261 DOM
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2026-06-09days on market $79,999 Active 258 DOM
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2026-06-08days on market $79,999 Active 257 DOM
-
2026-06-07days on market $79,999 Active 256 DOM
-
2026-06-04days on market $79,999 Active 253 DOM
-
2026-06-03days on market $79,999 Active 252 DOM
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2026-06-02days on market $79,999 Active 251 DOM
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2026-06-01days on market $79,999 Active 250 DOM
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2026-05-31days on market $79,999 Active 249 DOM
-
2026-02-24price $79,999 891-char remark
Show marketing remark (891 chars)
Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!
-
2025-09-24$85,000 Active 891-char remark
Show marketing remark (891 chars)
Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!
-
2025-09-24historical
Show marketing remark (891 chars)
Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!
-
2025-08-05price $90,000
-
2025-06-04$98,000 Active
-
2025-05-31historical
-
2025-02-27$110,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 5/10 Major
- Heat 6/10 Major 7 d/yr ≥98°F today · 21 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 10/10 Extreme 34 unhealthy d/yr today · 40 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,942
- − Mortgage interest
- −$4,481
- − Property taxes
- −$1,200
- − Insurance
- −$400
- − Repairs & maintenance
- −$1,515
- − Management
- −$1,515
- − Depreciation
- −$2,327
- Taxable income
- $7,503
- Est. tax owed @ 24.0%
- −$1,801
- After-tax cash flow
- $6,529/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This fully remodeled mobile home in Yucaipa's Hidden Village Mobile Home Park is move-in ready with updated interiors and energy-efficient systems.
Value-add opportunities
- Both Painting exterior siding — Enhances curb appeal and value.
- Both Landscaping improvements — Enhances curb appeal and value.
- Both New flooring in bathrooms — Improves aesthetics and functionality.
Renovation cost estimate screening
Value-add ROI direction
- Both Painting exterior siding — Enhances curb appeal and value. ↑
- Both Landscaping improvements — Enhances curb appeal and value. ↑
- Both New flooring in bathrooms — Improves aesthetics and functionality. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Yucaipa-Calimesa Joint Unified
- NCES district ID
- 0643560
- Math proficiency
- 32% ▼ -4.00%
- Reading proficiency
- 55% ▲ 6.00%
- Median HH income
- $58,243
- Composite
- 38.09/100
- National rank
- #4277
- State rank
- #195 of 517 in CA
Livability — Yucaipa
- Score
- 66/100
- State rank
- #334
- US rank
- #11542
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Yucaipa, CA
- County
- San Bernardino County · 2,030,291 people
- City population
- 55,366
- Metro
- Riverside-San Bernardino-Ontario, CA
- Population (ZIP)
- 55,366
- Household income
- $92,440
- Rent vs Own
- Severe rent burden
- 1110.0
Population outlook (San Bernardino County) Hauer SSP2
- Today (2025)
- 2,300,329 people
- By 2030
- 2,378,907 · +3.4%
- By 2040
- 2,523,137 · +9.7%
- By 2050
- 2,642,388 · +14.9%
- By 2075
- 2,880,769 · +25.2%
- By 2100
- 2,909,436 · +26.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.57)
- Race & ethnicity
- White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
- Hispanic origin (detail)
- Mexican 31%
- Common ancestry
- Italian 4% Iranian 2% Lithuanian 2%
- Foreign-born
- 10% · Canada
- Languages at home
- 77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%
Political lean MEDSL · San Bernardino
- 2024 margin
- Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
- 2008→2024 swing
- -8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
- All cycles
- 2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -632.71%
- Current HPI
- 353.4762
- Rent YoY
- ▼ -1.27%
- Metro
- Riverside-San Bernardino-Ontario, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
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| Retail | 3 | $44B |
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| Insurance | 3 | $26B |
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| Media / Entertainment | 2 | $115B |
|
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| Pharmaceuticals / Biotech | 2 | $62B |
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Price history
-27.3% since first listed7 events — show timeline
- 2026-02-24 Price Changed $79,999 CRMLS
- 2025-09-24 Listing Removed — CRMLS
- 2025-09-24 Listed $85,000 CRMLS
- 2025-08-05 Price Changed $90,000 CRMLS
- 2025-06-04 Listed $98,000 CRMLS
- 2025-05-31 Listing Removed — CRMLS
- 2025-02-27 Listed $110,000 CRMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…