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12582 2nd St #77
B Composite 71.62
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +8.3/15.0
  • Condition / age +4.0/5.0
  • Schools +3.8/10.0
  • Livability +3.3/5.0
  • Rent growth +2.2/5.0
  • Appreciation +0.0/10.0

$79,999

12582 2nd St #77 · Yucaipa, CA 92399
1 bd · 1.0 ba · 720 sqft · Manufactured · 267 Days on market
Built 1971 Good condition $111/sqft · at area comps Est $82k · at est. ↓ 27% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!

Key facts

  • Fully remodeled
  • Quiet back area
  • Community pool

Tags

FULLY REMODELEDNEW AC MINI SPLIT SYSTEMSPACIOUS COVERED PATIOQUIET BACK AREA

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath manufactured listed at $80k. Condition is rated good.

Deal economics

  • At list price, monthly cash flow is $694 ($8k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.7% vs local median 2.7% in Yucaipa — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#334 in CA) — a middle-class / working-renter tenant base. Strengths: housing A+, employment B+; Watch: schools D, health & safety D, amenities F.
  • Yucaipa-Calimesa Joint Unified (suburban): math 32% / reading 55% proficiency, ranked #195 of 517 in CA (top 38%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-1.3%/yr); 205 active listings in the ZIP; 18 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 5,458 units permitted in San Bernardino County in 2024 (1,500 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • San Bernardino County population projected at +15% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $22k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 267 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $5k (6%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: moderate wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,399 (12.0% below list)

Questions for the listing agent

  1. It's been on market 267 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.97%
Cap rate
16.71%
Cash-on-cash
37.19%
DSCR
2.65
GRM
4.2

CMA / ARV

ARV (median comp)
$81,500
List price
$79,999
Delta
-1.84%
Verdict
FAIR
Comps
10 within 1.0 mi
Show comp detail 10 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
12656 2ND St #43 0.14mi 1/1.0 720 (0%) 15mo $76,900 $107 81
12650 CALIFORNIA St #61 0.34mi 1/1.0 720 (0%) 10mo $62,000 $86 76
12655 2nd #49 0.24mi 2/1.0 (+1) 770 (+7%) 2mo $75,000 $97 70
12680 4th St #15 0.50mi 2/1.0 (+1) 720 (0%) 5mo $88,000 $122 67
12874-#48 California 0.46mi 2/1.0 (+1) 660 (-8%) 1mo $75,000 $114 59
12874 California St #5 0.48mi 1/1.0 636 (-12%) 6mo $35,000 $55 53
12177 3rd St #58 0.54mi 2/1.5 (+1) 765 (+6%) 12mo $64,999 $85 48
12874 California St #73 0.47mi 1/1.0 650 (-10%) 17mo $59,000 $91 48
13060 2nd St #62 0.60mi 1/1.0 800 (+11%) 11mo $124,900 $156 44
13060 2nd St #1 0.60mi 2/1.0 (+1) 643 (-11%) 12mo $140,000 $218 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
29.7%
Equity multiple
2.19×
Total profit
$26,646
Equity at exit
$11,928
10-year hold
IRR
35.2%
Equity multiple
3.78×
Total profit
$62,352
Equity at exit
$6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92399

Rents YoY
-1.3%
Active inventory
205
Price-to-rent
4.2×

Monthly cashflow live

Estimated rent
$1,579 high interval (Pro) →
Mortgage (P&I)
$420
Tax est. 1.5%
$100 /mo · $1,200/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$331
Net cashflow
$694

Break-even live

Break-even rent $700
Max offer price $79,999
Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$20,000
Closing costs
$2,400
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 18 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12710 3rd St Unit 81 Yucaipa, CA 2.0 1.0 560 $1,495 $2.67 5d 1 0.23mi
12710 3rd St Unit 97 Yucaipa, CA 1.0 1.0 672 $1,350 $2.01 43d 1 0.23mi
12710 3rd St #57 Yucaipa, CA 2.0 1.0 720 $1,495 $2.08 43d 1 0.27mi
12710 3rd St Spc 2 Yucaipa, CA 2.0 1.5 660 $1,650 $2.50 43d 1 0.27mi
12710 3rd St Spc 22 Yucaipa, CA 1.0 1.0 444 $1,375 $3.10 24d 1 0.27mi
12710 3rd St Spc 3 Yucaipa, CA 2.0 1.0 640 $1,595 $2.49 24d 1 0.27mi
12225 2nd St Yucaipa, CA 1.0 1.0 720 $2,295 $3.19 1d 1 0.46mi
34759 Avenue B Ct Unit 3 Yucaipa, CA 2.0 1.0 700 $1,795 $2.56 43d 1 0.46mi
35070 Avenue B Unit 1 Yucaipa, CA 2.0 1.0 590 $1,795 $3.04 43d 1 0.58mi
34447 Yucaipa Blvd Yucaipa, CA 1.0 1.0 500 $1,350 $2.70 43d 1 0.69mi
35391 Yucaipa Blvd Yucaipa, CA 1.0 1.0 492 $1,700 $3.46 43d 1 0.94mi
35455 Yucaipa Blvd Unit 7 Yucaipa, CA 1.0 1.0 572 $1,400 $2.45 43d 1 1.00mi
13383 3rd St Unit 3 Yucaipa, CA 2.0 1.0 750 $1,800 $2.40 24d 1 1.00mi
11930 Bryant St Unit D Yucaipa, CA 1.0 1.0 644 $1,495 $2.32 43d 1 1.01mi
11760 Adams St Unit 18 Yucaipa, CA 1.0 1.0 730 $1,650 $2.26 18d 1 1.15mi
13564 4th St Unit 2 Yucaipa, CA 1.0 1.0 500 $1,450 $2.90 24d 1 1.28mi
13564 4th St Unit 13564 Yucaipa, CA 1.0 1.0 500 $1,450 $2.90 20d 1 1.28mi
13512 5th Pl Unit 2 Yucaipa, CA 1.0 1.0 500 $1,595 $3.19 43d 1 1.38mi

Listing history 21 events

  1. 2026-06-18
    days on market $79,999 Active 267 DOM
  2. 2026-06-17
    days on market $79,999 Active 266 DOM
  3. 2026-06-16
    days on market $79,999 Active 265 DOM
  4. 2026-06-15
    days on market $79,999 Active 264 DOM
  5. 2026-06-13
    days on market $79,999 Active 262 DOM
  6. 2026-06-13
    days on market $79,999 Active 261 DOM
  7. 2026-06-09
    days on market $79,999 Active 258 DOM
  8. 2026-06-08
    days on market $79,999 Active 257 DOM
  9. 2026-06-07
    days on market $79,999 Active 256 DOM
  10. 2026-06-04
    days on market $79,999 Active 253 DOM
  11. 2026-06-03
    days on market $79,999 Active 252 DOM
  12. 2026-06-02
    days on market $79,999 Active 251 DOM
  13. 2026-06-01
    days on market $79,999 Active 250 DOM
  14. 2026-05-31
    days on market $79,999 Active 249 DOM
  15. 2026-02-24
    price $79,999 891-char remark
    Show marketing remark (891 chars)

    Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!

  16. 2025-09-24
    listed $85,000 Active 891-char remark
    Show marketing remark (891 chars)

    Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!

  17. 2025-09-24
    historical
    Show marketing remark (891 chars)

    Fully Remodeled Home in a 55+ Community in Yucaipa- Hidden Village Mobile Home Park. Step into this beautifully updated 1 bedroom with a bonus room for an office or extra space, 1 bath home and enjoy the charm and comfort. Recent upgrades include fresh paint, new carpet and flooring, stylish cabinet doors with modern hardware, updated countertops and sink, and a refreshed bathroom with a new vanity. Energy-efficient double-pane windows and a brand-new AC/mini-split system with remote ensure year-round comfort. The spacious covered patio has been rebuilt and re-carpeted, perfect for relaxing outdoors. A carport accommodates several vehicles. Located in a quiet back area of the park with no through traffic, this home provides peace and privacy while remaining close to community amenities such as a recreation center and pool. This 55+ community home is move-in ready and a must-see!

  18. 2025-08-05
    price $90,000
  19. 2025-06-04
    listed $98,000 Active
  20. 2025-05-31
    historical
  21. 2025-02-27
    listed $110,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 5/10 Major
  • 🌡 Heat 6/10 Major 7 d/yr ≥98°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 10/10 Extreme 34 unhealthy d/yr today · 40 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,942
− Mortgage interest
−$4,481
− Property taxes
−$1,200
− Insurance
−$400
− Repairs & maintenance
−$1,515
− Management
−$1,515
− Depreciation
−$2,327
Taxable income
$7,503
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,801
After-tax cash flow
$6,529/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 Cosmetic rehab

This fully remodeled mobile home in Yucaipa's Hidden Village Mobile Home Park is move-in ready with updated interiors and energy-efficient systems.

Value-add opportunities

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both New flooring in bathrooms — Improves aesthetics and functionality.

Renovation cost estimate screening

Value-add ROI direction

  • Both Painting exterior siding — Enhances curb appeal and value.
  • Both Landscaping improvements — Enhances curb appeal and value.
  • Both New flooring in bathrooms — Improves aesthetics and functionality.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Yucaipa-Calimesa Joint Unified
NCES district ID
0643560
Math proficiency
32% ▼ -4.00%
Reading proficiency
55% ▲ 6.00%
Median HH income
$58,243
Composite
38.09/100
National rank
#4277
State rank
#195 of 517 in CA

Livability — Yucaipa

Score
66/100
State rank
#334
US rank
#11542

Category grades

Amenities F Commute C Cost of living F Crime B- Employment B+ Housing A+ Health & safety D User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Yucaipa, CA
County
San Bernardino County · 2,030,291 people
City population
55,366
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
55,366
Household income
$92,440
Rent vs Own
25.9% rent · 74.1% own
Severe rent burden
1110.0

Population outlook (San Bernardino County) Hauer SSP2

Today (2025)
2,300,329 people
By 2030
2,378,907 · +3.4%
By 2040
2,523,137 · +9.7%
By 2050
2,642,388 · +14.9%
By 2075
2,880,769 · +25.2%
By 2100
2,909,436 · +26.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
White 55% Hispanic / Latino 36% Two or more races 15% Asian 3% Black 2%
Hispanic origin (detail)
Mexican 31%
Common ancestry
Italian 4% Iranian 2% Lithuanian 2%
Foreign-born
10% · Canada
Languages at home
77% English-only · Spanish 19% Other Indo-European 1% Other Asian/Pacific 1%

Political lean MEDSL · San Bernardino

2024 margin
Toss-up / Even · D 47.5% · R 49.7% · Other 2.8%
2008→2024 swing
-8.5pp toward R · 2008: 6.3pp · 2024: -2.1pp
All cycles
2024: R+2.1 2020: D+10.7 2016: D+9.8 2012: D+5.4 2008: D+6.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -632.71%
Current HPI
353.4762
Rent YoY
▼ -1.27%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-27.3% since first listed
7 events — show timeline
  • 2026-02-24 Price Changed $79,999 CRMLS
  • 2025-09-24 Listing Removed CRMLS
  • 2025-09-24 Listed $85,000 CRMLS
  • 2025-08-05 Price Changed $90,000 CRMLS
  • 2025-06-04 Listed $98,000 CRMLS
  • 2025-05-31 Listing Removed CRMLS
  • 2025-02-27 Listed $110,000 CRMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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