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7354 Ellis Ln
D Composite 41.37
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +12.4/30.0
  • ARV discount +7.5/15.0
  • Schools +4.6/10.0
  • Rent growth +3.8/5.0
  • DSCR +3.7/10.0
  • 1% rule +3.5/10.0
  • Livability +3.4/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$339,880

7354 Ellis Ln · Rotonda, FL 33981
4 bd · 2.0 ba · 2,134 sqft · Land · 401 Days on market
Built 2025 10,000 sqft lot

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

Key facts

  • 0.23 acre lot
  • 2 garage spots
  • Built 2025

Property features AI

Finance

  • Other: Lot size approximately 0.23 acre; Lot acreage: 0 to less than 1/4 acre; Road surface: Paved
  • Financial info: No lease restrictions; Home warranty included
  • HOA & community: No community amenities listed; Pets allowed

Exterior

  • Parking: 2-car garage (19 x 21); Driveway; Attached garage
  • Utilities: Public water; Septic tank; Cable available
  • Home design: Single-family residence; One-story; Southwest-facing; Completed new construction; Projected completion date: August 30, 2025
  • Construction: Block and concrete construction; Shingle roof; Slab foundation; Built by Holiday Builders (Model: MAJESTIC); New construction
  • Exterior features: Hurricane shutters; Paved road access

Interior

  • Kitchen: Dishwasher; Disposal; Range
  • Bedrooms: 4 bedrooms
  • Flooring: Carpet; Vinyl
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating (electric); Central air conditioning
  • Interior features: Walk-in closet(s)
  • Laundry & utility: Laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath land listed at $340k.

Deal economics

  • At list price, monthly cash flow is $-55 ($-665/yr) — negative.
  • To cash-flow at today's rent, offer at most $332k (2.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $290k (14.6% below list).
  • Recommended offer: $290k (14.6% below list) — sets the bar for 1% rule.
  • Cap rate 6.1% vs local median 3.1% in Rotonda — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 67/100 on livability (#548 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, cost of living B+; Watch: amenities F, commute F, health & safety D-.
  • Charlotte (suburban): math 54% / reading 54% proficiency, ranked #22 of 73 in FL (top 30%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Myakka River Elementary School (math 65% / reading 60%, grade B, #601 of 2,144 statewide, top 28%, 608 students, 51% FRL); L. A. Ainger Middle School (math 65% / reading 53%, grade B, #144 of 571 statewide, top 26%, 720 students, 40% FRL); Lemon Bay High School (math 50% / reading 56%, grade C-, #148 of 667 statewide, top 23%, 1,360 students, 28% FRL).
  • Market conditions: Rents rising fast (+5.3%/yr); 2198 active listings in the ZIP; 20 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 4,585 units permitted in Charlotte County in 2024 (703 in 5+ unit buildings).
  • This rent runs 41% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $10k of value loss. Plan a longer hold.
  • Charlotte County population projected at +24% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 401 days — a 12% lower offer ($299k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $20k; list at $340k implies a 1599% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→28/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $290,311 (14.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 401 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.85%
Cap rate
6.10%
Cash-on-cash
-0.70%
DSCR
0.97
GRM
9.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 5.29% rent growth · sell at horizon

5-year hold
IRR
-14.9%
Equity multiple
0.46×
Total profit
$-51,717
Equity at exit
$50,677
10-year hold
IRR
-2.8%
Equity multiple
0.79×
Total profit
$-19,974
Equity at exit
$29,387

Cash invested: $95,166 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33981

Home prices YoY
-7.5%
Rents YoY
5.3%
Active inventory
2198
Price-to-rent
9.8×

Monthly cashflow live

Estimated rent
$2,903 high interval (Pro) →
Mortgage (P&I)
$1,782
Tax est. 1.5%
$425 /mo · $5,098/yr
Insurance
$142
HOA
$0
Vacancy / Maint / Mgmt
$610
Net cashflow
$-55

Break-even live

Break-even rent $2,973
Max offer price $331,867
Occupancy floor 97%

Sensitivity live

Price -10% $180 -5% $62 +0% $-55 +5% $-173 +10% $-290
Rent -10% $-285 -5% $-170 +0% $-55 +5% $59 +10% $174
Rate -1.0pp $116 -0.5pp $31 base $-55 +0.5pp $-143 +1.0pp $-233

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$84,970
Closing costs
$10,196
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 20 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
12005 Helicon Ave Port Charlotte, FL 4.0 2.0 1636 $2,800 $1.71 23d 1 0.45mi
114 Albatross Rd Rotonda West, FL 3.0 2.0 1648 $5,300 $3.22 23d 1 0.49mi
613 Boundary Blvd Rotonda West, FL 3.0 2.0 2469 $2,900 $1.17 23d 1 0.49mi
11268 Oceanspray Blvd Englewood, FL 3.0 2.0 1702 $6,750 $3.97 23d 1 0.49mi
7152 Bougainvillea St Englewood, FL 3.0 3.0 2150 $4,500 $2.09 15d 1 0.54mi
589 Rotonda Cir Rotonda West, FL 3.0 2.5 2190 $4,200 $1.92 23d 1 0.60mi
11383 Baggot Ave Englewood, FL 3.0 2.0 1535 $2,000 $1.30 23d 1 0.66mi
7114 Sunnybrook Blvd Englewood, FL 4.0 2.0 1636 $2,297 $1.40 23d 1 0.74mi
686 Boundary Blvd Rotonda West, FL 3.0 2.5 2282 $2,800 $1.23 23d 1 0.75mi
527 Rotonda Cir Rotonda West, FL 3.0 2.0 1586 $2,375 $1.50 23d 1 0.82mi
6460 Blueberry Dr Englewood, FL 3.0 2.0 1672 $1,800 $1.08 23d 1 0.96mi
135 David Blvd Rotonda West, FL 3.0 2.0 1880 $2,695 $1.43 15d 1 1.03mi
138 Jade St Rotonda West, FL 3.0 2.0 1564 $1,869 $1.20 23d 1 1.07mi
30 Pinehurst Pl Rotonda West, FL 3.0 3.0 2461 $3,900 $1.58 23d 1 1.18mi
358 Albatross Rd Rotonda West, FL 4.0 2.0 1664 $2,100 $1.26 23d 1 1.19mi
6305 Shaw St Englewood, FL 3.0 2.0 1525 $2,100 $1.38 23d 1 1.29mi
6193 Seaport St Port Charlotte, FL 3.0 2.0 1613 $1,966 $1.22 15d 1 1.34mi
72 Long Meadow Ln Rotonda West, FL 3.0 2.0 1945 $1,920 $0.99 15d 1 1.35mi
10123 Bay Ave Englewood, FL 3.0 2.0 2010 $2,150 $1.07 23d 1 1.44mi
12 Broadmoor Rd Unit 1 Rotonda West, FL 3.0 2.0 2065 $3,500 $1.69 23d 1 1.46mi

Listing history 38 events

  1. 2026-06-22
    days on market $339,880 Active 401 DOM
  2. 2026-06-18
    days on market $339,880 Active 398 DOM
  3. 2026-06-17
    days on market $339,880 Active 397 DOM
  4. 2026-06-16
    days on market $339,880 Active 396 DOM
  5. 2026-06-15
    days on market $339,880 Active 395 DOM
  6. 2026-06-14
    days on market $339,880 Active 393 DOM
  7. 2026-06-13
    days on market $339,880 Active 392 DOM
  8. 2026-06-10
    days on market $339,880 Active 390 DOM
  9. 2026-06-09
    days on market $339,880 Active 389 DOM
  10. 2026-06-08
    days on market $339,880 Active 388 DOM
  11. 2026-06-05
    days on market $339,880 Active 384 DOM
  12. 2026-06-02
    days on market $339,880 Active 382 DOM
  13. 2026-06-01
    days on market $339,880 Active 381 DOM
  14. 2026-05-31
    days on market $339,880 Active 380 DOM
  15. 2026-05-30
    days on market $339,880 Active 379 DOM
  16. 2026-04-16
    price $339,880
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  17. 2026-04-16
    price $340,380 1151-char remark
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  18. 2025-12-06
    price $344,490
  19. 2025-10-09
    price $344,990 1151-char remark
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  20. 2025-10-08
    price $344,990
  21. 2025-05-16
    listed $354,000 Active
  22. 2025-05-03
    price $354,000 1151-char remark
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  23. 2024-12-06
    status Active 1151-char remark
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  24. 2024-12-06
    price $367,000 1151-char remark
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  25. 2024-10-03
    historical 1151-char remark
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  26. 2024-07-19
    listed $372,000 Active 1151-char remark
    Show marketing remark (1151 chars)

    Discover the Majestic floorplan, part of our Value collection. This stunning home offers a harmonious blend of comfort and functionality, featuring 4 bedrooms, 2 full bathrooms, and a generously sized 2 car garage. The split plan design ensures optimal privacy for the Owner's Suite, creating a serene retreat separate from the other three bedrooms. Within the Owner's Suite, you'll find a full bath and a spacious walk-in closet, providing both convenience and style. The heart of the home is found in the open concept kitchen and great room, creating an inviting space that effortlessly accommodates family gatherings and shared moments. Additionally, a welcoming den awaits you at the front of the home, offering a versatile space that can be adapted to suit your unique lifestyle. Crafted with our unwavering commitment to quality craftsmanship, the Majestic floorplan incorporates a range of energy-smart features, including a digital thermostat, an A/C system, a roof vent and soffit for efficient attic ventilation, and dual-pane energy-efficient windows. Designed with your comfort and sustainability in mind, this home embraces modern living.

  27. 2024-04-08
    soldstatus $20,000
  28. 2024-04-05
    soldstatus $20,000 Closed 19-char remark
    Show marketing remark (19 chars)

    Informational Only.

  29. 2024-03-06
    status Pending 19-char remark
    Show marketing remark (19 chars)

    Informational Only.

  30. 2024-03-06
    listed $20,000 Active 19-char remark
    Show marketing remark (19 chars)

    Informational Only.

  31. 2023-12-05
    historical
  32. 2023-05-26
    listed $28,500 Active
  33. 2022-01-06
    soldstatus $17,500 Closed
  34. 2022-01-06
    soldstatus $17,500
  35. 2021-12-13
    status Pending
  36. 2021-11-27
    price $19,000
  37. 2021-10-18
    listed $19,500 Active
  38. 2004-05-06
    soldstatus $13,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 57% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 28 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$34,837
− Mortgage interest
−$19,039
− Property taxes
−$5,098
− Insurance
−$1,699
− Repairs & maintenance
−$2,787
− Management
−$2,787
− Depreciation
−$9,887
Taxable loss
−$6,460
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,550
After-tax cash flow
$886/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Charlotte
NCES district ID
1200240
Math proficiency
54% ▼ -6.00%
Reading proficiency
54% ▼ -1.00%
Median HH income
$44,864
Composite
45.62/100
National rank
#2586
State rank
#22 of 73 in FL

Livability — Rotonda

Score
67/100
State rank
#548
US rank
#10359

Category grades

Amenities F Commute F Cost of living B+ Crime A+ Employment C+ Housing A- Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Charlotte County · 196,994 people
City population
10,490
Metro
Punta Gorda, FL
Population (ZIP)
15,622
Household income
$84,098
Rent vs Own
9.3% rent · 90.7% own
Severe rent burden
105.0

Population outlook (Charlotte County) Hauer SSP2

Today (2025)
198,646 people
By 2030
210,507 · +6.0%
By 2040
230,857 · +16.2%
By 2050
247,148 · +24.4%
By 2075
281,777 · +41.8%
By 2100
293,609 · +47.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Two or more races 4% Hispanic / Latino 4% Black 2% Asian 1%
Common ancestry
Romanian 4% Lithuanian 3% Italian 2%
Foreign-born
6% · Canada
Languages at home
96% English-only · Spanish 1% German/W. Germanic 1% Tagalog/Filipino 1%

Political lean MEDSL · Charlotte

2024 margin
Solid R (+34.0) · D 32.7% · R 66.7%
2008→2024 swing
-26.7pp toward R · 2008: -7.2pp · 2024: -34.0pp
All cycles
2024: R+34.0 2020: R+26.6 2016: R+27.8 2012: R+14.3 2008: R+7.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -28.09%
Current HPI
346.5247
Rent YoY
▲ 5.29%
Metro
Punta Gorda, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+2514.5% since first listed
23 events — show timeline
  • 2026-04-16 Price Changed $339,880 Stellar MLS as Distributed by MLS Grid
  • 2026-04-16 Price Changed $340,380 Zillow
  • 2025-12-06 Price Changed $344,490 Stellar MLS as Distributed by MLS Grid
  • 2025-10-09 Price Changed $344,990 Zillow
  • 2025-10-08 Price Changed $344,990 Stellar MLS as Distributed by MLS Grid
  • 2025-05-16 Listed $354,000 Stellar MLS as Distributed by MLS Grid
  • 2025-05-03 Price Changed $354,000 Zillow
  • 2024-12-06 Relisted Zillow
  • 2024-12-06 Price Changed $367,000 Zillow
  • 2024-10-03 Delisted Zillow
  • 2024-07-19 Listed $372,000 Zillow
  • 2024-04-08 Sold (Public Records) $20,000 Public Records
  • 2024-04-05 Sold (MLS) $20,000 Stellar MLS as Distributed by MLS Grid
  • 2024-03-06 Pending Stellar MLS as Distributed by MLS Grid
  • 2024-03-06 Listed $20,000 Stellar MLS as Distributed by MLS Grid
  • 2023-12-05 Listing Removed Stellar MLS as Distributed by MLS Grid
  • 2023-05-26 Listed $28,500 Stellar MLS as Distributed by MLS Grid
  • 2022-01-06 Sold (Public Records) $17,500 Public Records
  • 2022-01-06 Sold (MLS) $17,500 Stellar MLS as Distributed by MLS Grid
  • 2021-12-13 Pending Stellar MLS as Distributed by MLS Grid
  • 2021-11-27 Price Changed $19,000 Stellar MLS as Distributed by MLS Grid
  • 2021-10-18 Listed $19,500 Stellar MLS as Distributed by MLS Grid
  • 2004-05-06 Sold (Public Records) $13,000 Public Records

Property tax history

+8.0%/yr

Latest (2025): $647 · +19.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…