7400 Hearth Stone Ave · Boynton Beach, FL 33472

$219,900

2 bd · 2.0 ba · 1,574 sqft · SingleFamily public records · 160 Days on market

Built 1989 8,307 sqft lot $651/mo HOA · 19% of rent

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Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.2/30.0
• 1% rule +10.0/10.0
• DSCR +8.9/10.0
• ARV discount +7.5/15.0
• Appreciation +5.1/10.0
• Schools +4.3/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Charming villa with air conditioned lanai with stunning lake and golf views. Serene and peaceful setting in a Country Club that offers the best in South Florida living. New air conditioner, new refrigerator. (2021) Come see this magnificent villa and fall in love with all it has to offer.

Key facts

• Quartz countertops
• Large lanai
• Large lot

Tags

• LAKEFRONT GOLF VIEW
• QUARTZ COUNTERTOPS
• WHITE SHAKER CABINETS
• LARGE LANAI
• GATED SECTION
• LARGE LOT

Property features AI

Finance

• Other: Pets allowed (with number limits); Community of approximately 100 units
• HOA & community: Community association with monthly HOA; HOA includes cable TV, grounds maintenance, security, common areas; Community amenities: pool, spa/hot tub, clubhouse, fitness center, golf course, tennis courts, pickleball courts, bocce ball, putting green, jogging path, cabana, cafe/restaurant, library, elevator(s), manager on site, internet included

Exterior

• Parking: Attached 2-car garage; Driveway; Garage door opener; 2 covered parking spaces
• Security: Security system; Gated community without guard
• Utilities: Public water; Public sewer; Three-phase electric; Cable connected; Electricity connected; Sewer connected; Water connected
• Home design: Villa; One story; Resale; Faces northwest
• Construction: CBS construction; Spanish tile roof; One-story structure
• Exterior features: Screened patio; Patio; Waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Refrigerator; Electric water heater
• Bedrooms: 2 bedrooms on the main level
• Flooring: Laminate flooring; Tile flooring
• Bathrooms: 2 full bathrooms (both on the main level)
• Heating & cooling: Central electric heating; Central electric air conditioning
• Interior features: Built-in features; Cathedral ceilings and vaulted ceiling; Entrance foyer; High ceilings; Walk-in closet(s); Bedroom layout: split; Closet cabinetry; Roman tub
• Laundry & utility: Inside laundry

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath single-family listed at $220k.

Deal economics

• At list price, monthly cash flow is $560 ($7k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($3k rent vs $220k).
• Recommended offer: $194k (12.0% below list) — sets the bar for market timing.
• Cap rate 9.3% vs local median 4.3% in Boynton Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 72/100 on livability (#351 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety B+, cost of living B; Watch: amenities D+, crime D-, commute F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Crystal Lakes Elementary School (math 55% / reading 64%, grade B-, #690 of 2,144 statewide, top 34%, 788 students, 37% FRL); Christa Mcauliffe Middle School (math 63% / reading 63%, grade B+, #111 of 571 statewide, top 20%, 1,387 students, 35% FRL); Park Vista Community High School (math 43% / reading 64%, grade C-, #146 of 667 statewide, top 22%, 3,191 students, 28% FRL) — zoned schools average 34% FRL vs 52% district-wide (18 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: 169 active listings in the ZIP; 32 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

• In year one you build about $2k of equity ($2k loan paydown + $436 appreciation (0.2% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (0.2% appreciation + 3.0% rent growth), your $62k cash investment doubles in ~6 years — after that, you're playing with house money.

Negotiation context

• It's been on market 160 days — a 12% lower offer ($194k) is reasonable based on typical stale-listing flexibility.
• 6 sale attempts since 21y ago; this cycle's ask has dropped $75k (25%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $193,512 (12.0% below list)

Questions for the listing agent

1. It's been on market 160 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
7. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
8. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.59% ✓
• Cap rate: 9.35%
• Cash-on-cash: 10.91%
• DSCR: 1.49
• GRM: 5.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.2% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 10.6%
• Equity multiple: 1.52×
• Total profit: $31,761
• Equity at exit: $66,039

10-year hold

• IRR: 15.4%
• Equity multiple: 2.73×
• Total profit: $106,695
• Equity at exit: $81,149

Cash invested: $61,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33472

• Home prices YoY: 0.1%
• Active inventory: 169
• Price-to-rent: 5.2×

Monthly cashflow live

• Estimated rent: $3,499 high
• Mortgage (P&I): −$1,153
• Tax from tax record: −$309 /mo · $3,703/yr
• Insurance: −$92
• HOA: −$651
• Vacancy / Maint / Mgmt: −$735
• Net cashflow: $560

Break-even live

Break-even rent $2,790

Max offer price $219,900

Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $54,975
• Closing costs: $6,597
• Reserves months: —
• Total cash needed: —

Rent comps 32 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
7418 Wescott Ter Lake Worth, FL	3.0	2.5	2170	$3,250	$1.50	8d	1	0.48mi
7725 Rockford Rd Boynton Beach, FL	3.0	2.5	2249	$10,000	$4.45	3d	1	0.53mi
7975 Rockford Rd Boynton Beach, FL	2.0	2.0	1720	$3,700	$2.15	24d	1	0.57mi
8884 Shoal Creek Ln Boynton Beach, FL	3.0	2.0	1936	$5,000	$2.58	11d	1	0.58mi
8884 Shoal Creek Ln Boynton Beach, FL	3.0	2.0	1936	$4,900	$2.53	24d	1	0.58mi
7936 Rockford Rd Boynton Beach, FL	3.0	2.0	1871	$9,000	$4.81	22d	1	0.66mi
7832 Rockford Rd Boynton Beach, FL	3.0	2.0	1598	$3,800	$2.38	22d	1	0.69mi
8082 Aberdeen Dr #102 Boynton Beach, FL	2.0	2.0	1619	$8,500	$5.25	24d	1	0.70mi
7577 Caprio Dr Boynton Beach, FL	3.0	2.0	1884	$3,200	$1.70	14d	1	0.78mi
7577 Caprio Dr Boynton Beach, FL	3.0	2.0	1884	$3,200	$1.70	3d	1	0.78mi
8451 Siciliano St Boynton Beach, FL	3.0	2.0	1627	$3,200	$1.97	13d	1	0.83mi
8481 Siciliano St Unit 8481 Boynton Beach, FL	3.0	2.0	1774	$3,650	$2.06	24d	1	0.86mi
6731 Southport Dr Boynton Beach, FL	3.0	2.0	1727	$3,600	$2.08	24d	1	0.88mi
7275 Summer Tree Dr Boynton Beach, FL	2.0	2.0	1722	$4,300	$2.50	24d	1	0.91mi
7192 Summer Tree Dr Boynton Beach, FL	2.0	2.0	1722	$3,000	$1.74	24d	1	0.93mi
7891 Sailing Shores Ter Unit 7891 Boynton Beach, FL	3.0	2.0	2011	$3,000	$1.49	8d	1	1.19mi
7891 Sailing Shores Ter Boynton Beach, FL	3.0	2.0	2011	$3,400	$1.69	17d	1	1.19mi
7218 Michigan Isle Rd Lake Worth, FL	3.0	2.0	1656	$3,500	$2.11	15d	1	1.23mi
7218 Michigan Isle Rd Lake Worth, FL	3.0	2.0	1656	$3,500	$2.11	13d	1	1.23mi
6581 Marissa Cir Lake Worth, FL	3.0	2.0	1414	$3,300	$2.33	19d	1	1.23mi
7273 Burgess Dr Lake Worth, FL	3.0	2.0	1385	$2,630	$1.90	8d	1	1.26mi
9650 Harbour Lake Cir Boynton Beach, FL	3.0	2.0	1937	$2,975	$1.54	24d	1	1.28mi
7366 Ashley Shores Cir Lake Worth, FL	3.0	2.5	1945	$4,200	$2.16	8d	1	1.28mi
7600 Edisto Dr Lake Worth, FL	3.0	2.5	1764	$2,700	$1.53	21d	1	1.29mi
7888 Sonoma Springs Cir #105 Lake Worth, FL	2.0	2.0	1105	$2,200	$1.99	24d	1	1.29mi
7142 Davit Cir Lake Worth, FL	3.0	2.5	2050	$3,545	$1.73	17d	1	1.30mi
7856 Sonoma Springs Cir #205 Lake Worth, FL	2.0	2.0	1105	$2,300	$2.08	8d	1	1.33mi
7840 Sonoma Springs Cir #103 Lake Worth, FL	2.0	2.0	1105	$2,200	$1.99	24d	1	1.33mi
6365 Lansdowne Cir Boynton Beach, FL	3.0	2.0	1769	$3,200	$1.81	3d	1	1.33mi
6836 Long Key St Lake Worth, FL	3.0	2.5	1637	$2,950	$1.80	17d	1	1.37mi
9336 Water Course Way Boynton Beach, FL	3.0	2.0	1779	$3,600	$2.02	22d	1	1.44mi
9336 Water Course Way Boynton Beach, FL	3.0	2.0	1779	$3,600	$2.02	24d	1	1.44mi

HOA detail

• Monthly dues: $651 · $7,812/yr

Listing history 40 events

1. 2026-06-18
   days on market $219,900 Active 160 DOM
2. 2026-06-17
   days on market $219,900 Active 159 DOM
3. 2026-06-16
   days on market $219,900 Active 158 DOM
4. 2026-06-15
   days on market $219,900 Active 157 DOM
5. 2026-06-13
   days on market $219,900 Active 155 DOM
6. 2026-06-09
   days on market $219,900 Active 151 DOM
7. 2026-06-07
   days on market $219,900 Active 149 DOM
8. 2026-06-04
   days on market $219,900 Active 146 DOM
9. 2026-06-03
   days on market $219,900 Active 145 DOM
10. 2026-06-01
    days on market $219,900 Active 143 DOM
11. 2026-05-31
    days on market $219,900 Active 142 DOM
12. 2026-05-18
    price $219,900
13. 2026-04-23
    price $227,900
14. 2026-03-23
    price $237,900
15. 2026-03-12
    price $249,000
16. 2026-02-27
    price $259,000
17. 2026-02-15
    price $275,000
18. 2026-01-29
    price $285,000
19. 2026-01-09
    listed $295,000 Active
20. 2022-11-16
    soldstatus $290,000
21. 2022-11-15
    soldstatus $290,000 Closed 298-char remark

    Show marketing remark (298 chars)

    Charming villa with air conditioned lanai with stunning lake and golf views. Serene and peaceful setting in a Country Club that offers the best in South Florida living. New air conditioner, new refrigerator. (2021) Come see this magnificent villa and fall in love with all it has to offer.

22. 2022-09-21
    historical Active Under Contract 298-char remark

    Show marketing remark (298 chars)

    Charming villa with air conditioned lanai with stunning lake and golf views. Serene and peaceful setting in a Country Club that offers the best in South Florida living. New air conditioner, new refrigerator. (2021) Come see this magnificent villa and fall in love with all it has to offer.

23. 2022-09-06
    listed $310,000 Active 298-char remark

    Show marketing remark (298 chars)

    Charming villa with air conditioned lanai with stunning lake and golf views. Serene and peaceful setting in a Country Club that offers the best in South Florida living. New air conditioner, new refrigerator. (2021) Come see this magnificent villa and fall in love with all it has to offer.

24. 2019-09-12
    soldstatus $140,000
25. 2019-09-05
    soldstatus $140,000 Closed 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

26. 2019-08-03
    status Pending 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

27. 2019-07-19
    status Active 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

28. 2019-07-11
    historical Contingent 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

29. 2019-04-26
    price $140,000 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

30. 2019-04-02
    price $145,000 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

31. 2019-03-07
    status Active 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

32. 2019-03-06
    historical 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

33. 2019-03-05
    price $149,000 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

34. 2019-01-08
    price $159,000 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

35. 2018-12-04
    listed $173,000 Active 641-char remark

    Show marketing remark (641 chars)

    Upgraded charming villa w/ A/C lanai plus a screened patio with stunning lake & golf views. 42'' kitchen cabinets, 19'' tiles on the diagonal. Peaceful, quiet and inviting home. Garage has many built ins for storage. Full Accordion Hurricane Protection. This home awaits your personal signature. HOA fee includes Comcast Triple Play Pkg., exterior maintenance, roof, lawn, trees and shrubs maintained by HOA. All of this located within Aberdeen Golf & CC with its newly renovated magnificent clubhouse, new Fazio-designed golf course, new tennis, pickle ball & bocce' courts. Come be a part of Aberdeen's bright new future.

36. 2005-07-01
    soldstatus $325,000
37. 2005-07-01
    soldstatus $325,000
38. 2005-05-11
    historical
39. 2005-05-10
    listed $325,000
40. 1990-05-01
    soldstatus $130,300

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,703 · $309/mo
• Projected year-2 tax: $3,703 · $309/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥106°F today · 25 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $41,990
• − Mortgage interest: −$12,318
• − Property taxes: −$3,703
• − Insurance: −$1,100
• − Repairs & maintenance: −$3,359
• − Management: −$3,359
• − HOA: −$7,812
• − Depreciation: −$6,397
• Taxable income: $3,942
• Est. tax owed @ 24.0%: −$946
• After-tax cash flow: $5,773/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Boynton Beach

• Score: 72/100
• State rank: #351
• US rank: #6098

Category grades

Amenities D+ Commute F Cost of living B Crime D- Employment C Housing A+ Health & safety B+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• City population: 148,060
• Population (ZIP): 18,689

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.56)
• Race & ethnicity: White 63% Hispanic / Latino 18% Two or more races 14% Black 10% Asian 4%
• Hispanic origin (detail): Mexican 2% Puerto Rican 2% Cuban 7%
• Common ancestry: Romanian 5% Scotch-Irish 4% Hispanic 3%
• Foreign-born: 24% · Canada, China, Jamaica
• Languages at home: 77% English-only · Spanish 11% Other Indo-European 4% French/Haitian/Cajun 3%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 0.20%
• Current HPI: 268.1142
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+68.8% since first listed

29 events — show timeline

• 2026-05-18 Price Changed $219,900 Beaches MLS
• 2026-04-23 Price Changed $227,900 Beaches MLS
• 2026-03-23 Price Changed $237,900 Beaches MLS
• 2026-03-12 Price Changed $249,000 Beaches MLS
• 2026-02-27 Price Changed $259,000 Beaches MLS
• 2026-02-15 Price Changed $275,000 Beaches MLS
• 2026-01-29 Price Changed $285,000 Beaches MLS
• 2026-01-09 Listed $295,000 Beaches MLS
• 2022-11-16 Sold (Public Records) $290,000 Public Records
• 2022-11-15 Sold (MLS) $290,000 Beaches MLS
• 2022-09-21 Contingent — Beaches MLS
• 2022-09-06 Listed $310,000 Beaches MLS
• 2019-09-12 Sold (Public Records) $140,000 Public Records
• 2019-09-05 Sold (MLS) $140,000 Beaches MLS
• 2019-08-03 Pending — Beaches MLS
• 2019-07-19 Relisted — Beaches MLS
• 2019-07-11 Contingent — Beaches MLS
• 2019-04-26 Price Changed $140,000 Beaches MLS
• 2019-04-02 Price Changed $145,000 Beaches MLS
• 2019-03-07 Relisted — Beaches MLS
• 2019-03-06 Listing Removed — Beaches MLS
• 2019-03-05 Price Changed $149,000 Beaches MLS
• 2019-01-08 Price Changed $159,000 Beaches MLS
• 2018-12-04 Listed $173,000 Beaches MLS
• 2005-07-01 Sold (Public Records) $325,000 Public Records
• 2005-07-01 Sold (MLS) $325,000 Beaches MLS
• 2005-05-11 Listing Removed — Beaches MLS
• 2005-05-10 Listed $325,000 Beaches MLS
• 1990-05-01 Sold (Public Records) $130,300 Public Records

Property tax history

+8.6%/yr

Latest (2025): $3,703 · -23.1% YoY. Source: county tax records.