330 Young St · Blossom, TX 75416

$169,000

3 bd · 2.0 ba · 1,724 sqft · SingleFamily public records · 22 Days on market

0.36 ac lot Est $307k · 45% under

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +8.1/30.0
• Appreciation +8.1/10.0
• Schools +4.3/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +2.2/10.0
• DSCR +2.1/10.0

Listing remarks

Located in the heart of Blossom, this charming 3-bedroom, 2-bath home offers small-town comfort with everyday convenience. Featuring a spacious den with wood burning fireplace and formal dining area, there is plenty of room for relaxing and entertaining. Enjoy the covered back porch overlooking a large fenced backyard, complete with two storage buildings for added convenience. Just a short walk to Blossom Elementary School, the property is also conveniently close to local churches, restaurants, and shopping. This home offers great potential for first-time buyers, investors, or anyone looking to create their dream home in a quiet community.

Key facts

• Covered back porch
• 0.36 acre lot
• 2 parking spots

Tags

• COVERED BACK PORCH
• LARGE FENCED BACKYARD
• TWO STORAGE BUILDINGS

Property features AI

Finance

• HOA & community: No homeowners association

Exterior

• Parking: Attached carport; Detached carport; 2 covered/carport spaces
• Utilities: City water; City sewer; Co-op electric; Individual gas meter
• Home design: Single-family residence; One and a half stories; Residential property
• Construction: Metal roof; Pillar/post/pier foundation; Other construction materials; Year built not specified
• Exterior features: Covered deck; Covered porch; Storage; Privacy fence; Large grassy backyard

Interior

• Kitchen: Dishwasher; Electric range
• Bedrooms: 3 bedrooms (primary on main level; one bedroom on second level)
• Flooring: Carpet; Laminate
• Bathrooms: 2 full bathrooms
• Heating & cooling: Fireplace heating; Gas jets; Space heater; Window AC units
• Interior features: Pantry; One living area; Dining area
• Laundry & utility: Gas water heater

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $169k.

Deal economics

• At list price, monthly cash flow is $-166 ($-2k/yr) — negative.
• To cash-flow at today's rent, offer at most $140k (17.4% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $122k (28.0% below list).
• Recommended offer: $122k (28.0% below list) — sets the bar for 1% rule.
• Cap rate 5.1% vs local median 2.6% in Blossom — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 59/100 on livability (#1,116 in TX) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+, crime A; Watch: employment D, amenities F, commute F.
• Prairiland ISD (rural): math 52% / reading 51% proficiency, ranked #167 of 826 in TX (top 20%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Blossom El (math 62% / reading 52%, grade C+, #505 of 4,322 statewide, top 13%, 418 students, 55% FRL).
• Market conditions: 55 active listings in the ZIP; 119 units permitted in Lamar County in 2024 (71 in 5+ unit buildings).

Forward outlook

• In year one you build about $12k of equity ($1k loan paydown + $10k appreciation (6.2% local appreciation)).
• Lamar County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• By year 4, paydown + projected appreciation supports a ~$40k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 22 days — a 2% lower offer ($166k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $121,698 (28.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.72% ✗
• Cap rate: 5.11%
• Cash-on-cash: -4.22%
• DSCR: 0.81
• GRM: 11.6

CMA / ARV

• ARV (on-the-fly): $306,872
• Comps found: 8

Show comp detail 8 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
433 S FM 196	0.06mi	3/2.0	1,563 (-9%)	6mo	$315,000	$202	77
610 South St	0.16mi	3/1.0	1,562 (-9%)	3mo	$59,900	$38	71
453 Private Road 44005	0.29mi	3/2.5	1,816 (+5%)	16mo	$389,900	$215	62
105 E Division St	0.29mi	3/1.0	1,576 (-9%)	13mo	$43,900	$28	57
635 N Center St	0.65mi	3/2.0	1,668 (-3%)	11mo	$184,900	$111	55
130 W Division St	0.34mi	2/2.0 (-1)	1,490 (-14%)	3mo	$179,900	$121	54
640 N Cedar St	0.69mi	3/2.0	1,718 (-0%)	21mo	$305,000	$178	50
1025 E Fairview	0.52mi	3/2.0	1,479 (-14%)	9mo	$287,500	$194	44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

6.17% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 12.4%
• Equity multiple: 1.84×
• Total profit: $39,861
• Equity at exit: $108,020

10-year hold

• IRR: 13.0%
• Equity multiple: 3.64×
• Total profit: $125,106
• Equity at exit: $197,443

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 75416

• Home prices YoY: 3.1%
• Active inventory: 55
• Price-to-rent: 11.6×

Monthly cashflow live

• Estimated rent: $1,217 medium
• Mortgage (P&I): −$886
• Tax from tax record: −$171 /mo · $2,054/yr
• Insurance: −$70
• HOA: −$0
• Vacancy / Maint / Mgmt: −$256
• Net cashflow: $-166

Break-even live

Break-even rent $1,428

Max offer price $139,602

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $42,250
• Closing costs: $5,070
• Reserves months: —
• Total cash needed: —

Listing history 15 events

1. 2026-06-18
   days on market $169,000 Active 22 DOM
2. 2026-06-17
   days on market $169,000 Active 21 DOM
3. 2026-06-16
   days on market $169,000 Active 20 DOM
4. 2026-06-15
   days on market $169,000 Active 19 DOM
5. 2026-06-15
   days on market $169,000 Active 18 DOM
6. 2026-06-13
   days on market $169,000 Active 17 DOM
7. 2026-06-12
   days on market $169,000 Active 16 DOM
8. 2026-06-09
   days on market $169,000 Active 13 DOM
9. 2026-06-08
   days on market $169,000 Active 12 DOM
10. 2026-06-08
    days on market $169,000 Active 11 DOM
11. 2026-06-07
    days on market $169,000 Active 10 DOM
12. 2026-06-03
    days on market $169,000 Active 7 DOM
13. 2026-06-02
    days on market $169,000 Active 6 DOM
14. 2026-06-01
    days on market $169,000 Active 5 DOM
15. 2026-05-31
    days on market $169,000 Active 4 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $2,054 · $171/mo
• Projected year-2 tax: $3,093 · $258/mo
• Expected delta: +$1,039/yr (+$87/mo · 50.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 22 d/yr by 30 yrs out
• 💨 Wind 4/10 Moderate 19% chance of damaging wind over 30 yrs
• 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Taxation est. · year 1

• Rental income: $14,604
• − Mortgage interest: −$9,467
• − Property taxes: −$2,054
• − Insurance: −$845
• − Repairs & maintenance: −$1,168
• − Management: −$1,168
• − Depreciation: −$4,916
• Taxable loss: −$5,015
• Est. tax savings @ 24.0%: +$1,204
• After-tax cash flow: $-793/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Prairiland ISD
• NCES district ID: 4835740
• Math proficiency: 52% ▲ 5.00%
• Reading proficiency: 51% ▲ 7.00%
• Median HH income: $43,652
• Composite: 43.44/100
• National rank: #3010
• State rank: #167 of 826 in TX

Livability — Blossom

• Score: 59/100
• State rank: #1116
• US rank: #19760

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment D Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Blossom, TX
• Population (ZIP): 2,987

Population outlook (Lamar County) Hauer SSP2

• Today (2025): 48,319 people
• By 2030: 47,160 · -2.4%
• By 2040: 44,621 · -7.7%
• By 2050: 42,024 · -13.0%
• By 2075: 36,577 · -24.3%
• By 2100: 30,580 · -36.7%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Two or more races 13% Hispanic / Latino 7% Black 3% Native American 1%
• Hispanic origin (detail): Mexican 7%
• Common ancestry: Slovak 2% Serbian 2% Iranian 1%
• Foreign-born: 2% · Canada
• Languages at home: 97% English-only · Spanish 2% Tagalog/Filipino 1%

Political lean MEDSL · Lamar

• 2024 margin: Solid R (+61.0) · D 19.2% · R 80.3%
• 2008→2024 swing: -19.1pp toward R · 2008: -42.0pp · 2024: -61.0pp
• All cycles: 2024: R+61.0 2020: R+57.4 2016: R+59.2 2012: R+50.3 2008: R+42.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 6.17%
• Current HPI: 202.3527
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

3 events — show timeline

• 2026-05-26 Listed $169,000 NTREIS
• 2010-11-10 Sold (Public Records) — Public Records
• 2005-05-06 Sold (Public Records) — Public Records

Property tax history

+7.6%/yr

Latest (2025): $2,054 · -2.5% YoY. Source: county tax records.