🏗️ New Construction
Donley Plan · Sienna, TX
Flood risk 4/10 · Minor
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.24%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 111°F)
- 7 days/yr
- Hot days in 30 yrs
- 23 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +14.3/30.0
- ARV discount +7.5/15.0
- Condition / age +4.8/5.0
- Schools +4.5/10.0
- DSCR +4.4/10.0
- Appreciation +4.2/10.0
- 1% rule +4.0/10.0
- Rent growth +2.5/5.0
- Livability +2.5/5.0
$380,995
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
The Donley's welcoming porch and foyer hallway with tray ceiling flow into the spacious great room and desirable covered patio with cathedral ceilings. The well-equipped kitchen overlooks a bright casual dining area, and is complete with a large center island with breakfast bar, plenty of counter and cabinet space, and sizable walk-in pantry. The impressive primary bedroom suite is enhanced by an elegant tray ceiling, massive walk-in closet, and deluxe primary bath with dual-sink vanity, large soaking tub, luxe shower with seat, and private water closet. Secondary bedrooms feature roomy closets and shared full hall bath. Additional highlights include a versatile flex room off the foyer, con
Key facts
- Cathedral ceilings
- Covered patio
- Great room
Tags
Property features AI
Finance
- Other: Address: 1922 Crown Wood Dr, Missouri City TX 77459; Listing status: Active; Last modified: 2026-05-31
- Financial info: List price $380,995
Exterior
- Parking: 2 garage spaces; 2 total parking spaces
- Home design: New construction plan named Donley; Single-family property (Plan)
Interior
- Bedrooms: 3 bedrooms
- Bathrooms: 2 full bathrooms and 1 half bathroom (2.5 total)
- Interior features: Open living area (2,033 total living area)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.5-bath single-family listed at $381k. Condition is rated excellent.
Deal economics
- At list price, monthly cash flow is $75 ($898/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $361k (5.2% below list).
- Recommended offer: $361k (5.2% below list) — sets the bar for 1% rule.
- Cap rate 6.5% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
- Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
- This rent runs 34% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
- Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 48 days — a 3% lower offer ($370k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 48 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.90% ✗
- Cap rate
- 6.52%
- Cash-on-cash
- 0.80%
- DSCR
- 1.04
- GRM
- 9.3
CMA / ARV
- ARV (median comp)
- $402,170
- List price
- $380,995
- Delta
- -5.27%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 10210 Water Harbor Dr | 0.38mi | 3/3.0 | 2,033 (0%) | 2mo | $344,900 | $170 | 78 |
| 10311 Tranquil Lake Dr | 0.27mi | 4/3.0 (+1) | 1,973 (-3%) | 3mo | $392,844 | $199 | 73 |
| 1515 Park Path Dr | 0.49mi | 3/2.5 | 2,068 (+2%) | 9mo | $375,000 | $181 | 67 |
| 1523 Park Path Dr | 0.49mi | 3/2.5 | 2,072 (+2%) | 12mo | $375,000 | $181 | 64 |
| 1527 Park Path Dr | 0.48mi | 3/2.5 | 2,105 (+4%) | 14mo | $405,000 | $192 | 60 |
| 1519 Park Path Dr | 0.49mi | 3/2.5 | 2,105 (+4%) | 15mo | $426,957 | $203 | 59 |
| 1456 Shaded Rock Dr | 0.71mi | 3/2.5 | 1,838 (-10%) | 3mo | $330,000 | $180 | 49 |
| 10702 Pleasant View Dr | 0.71mi | 3/2.0 | 1,879 (-8%) | 8mo | $359,900 | $192 | 46 |
| 1507 Park Path Dr | 0.51mi | 3/2.5 | 2,337 (+15%) | 14mo | $424,990 | $182 | 40 |
| 1303 Williard Rdg | 0.70mi | 3/2.0 | 2,232 (+10%) | 12mo | $519,290 | $233 | 39 |
| 10722 Kingston Spring Dr | 0.72mi | 3/2.0 | 2,232 (+10%) | 18mo | $484,250 | $217 | 33 |
| 1726 Waters Branch Dr | 0.71mi | 4/3.0 (+1) | 2,316 (+14%) | 13mo | $470,000 | $203 | 26 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-1.67% appreciation · 0.0% rent growth · sell at horizon
- IRR
- -10.7%
- Equity multiple
- 0.57×
- Total profit
- $-48,016
- Equity at exit
- $84,347
- IRR
- -6.7%
- Equity multiple
- 0.51×
- Total profit
- $-55,575
- Equity at exit
- $78,125
Cash invested: $112,608 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77459
- Home prices YoY
- -0.8%
- Rents YoY
- -0.1%
- Active inventory
- 1215
- Price-to-rent
- 8.8×
Monthly cashflow live
- Estimated rent
- $3,613 medium interval (Pro) →
- Mortgage (P&I)
- −$2,109
- Tax est. 1.5%
- −$503 /mo · $6,033/yr
- Insurance
- −$168
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$759
- Net cashflow
- $75
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $100,543
- Closing costs
- $12,065
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 3 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1714 Forest Mist Dr Missouri City, TX | 3.0 | 3.0 | 1979 | $3,000 | $1.52 | 44d | 1 | 0.27mi |
| 8719 Fox Trail Dr Missouri City, TX | 4.0 | 3.5 | 2143 | $6,000 | $2.80 | 22d | 1 | 0.97mi |
| 2142 Ironwood Pass Dr Missouri City, TX | 4.0 | 3.0 | 2140 | $6,000 | $2.80 | 1d | 1 | 1.02mi |
Listing history 13 events
-
2026-06-18days on market $380,995 Active 48 DOM
-
2026-06-17days on market $380,995 Active 47 DOM
-
2026-06-16days on market $380,995 Active 46 DOM
-
2026-06-15days on market $380,995 Active 45 DOM
-
2026-06-13days on market $380,995 Active 43 DOM
-
2026-06-09days on market $380,995 Active 39 DOM
-
2026-06-07days on market $380,995 Active 37 DOM
-
2026-06-04days on market $380,995 Active 34 DOM
-
2026-06-03days on market $380,995 Active 33 DOM
-
2026-06-02days on market $380,995 Active 32 DOM
-
2026-06-01days on market $380,995 Active 31 DOM
-
2026-05-31days on market $380,995 Active 30 DOM
-
2026-05-01$380,995 Active 770-char remark
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $43,354
- − Mortgage interest
- −$22,528
- − Property taxes
- −$6,033
- − Insurance
- −$2,011
- − Repairs & maintenance
- −$3,468
- − Management
- −$3,468
- − Depreciation
- −$11,699
- Taxable loss
- −$5,853
- Est. tax savings @ 24.0%
- +$1,405
- After-tax cash flow
- $2,303/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 7 photos
This home is in excellent condition with a modern interior and exterior. It is move-in ready and offers a high ROI for both resale and rental markets.
Value-add opportunities
- Both Landscaping and outdoor furniture — Enhances curb appeal and outdoor living space.
- Both Smart home integration — Improves convenience and adds modern amenities.
Renovation cost estimate screening
Value-add ROI direction
- Both Landscaping and outdoor furniture — Enhances curb appeal and outdoor living space. ↑
- Both Smart home integration — Improves convenience and adds modern amenities. ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Fort Bend ISD
- NCES district ID
- 4819650
- Math proficiency
- 44% ▼ -15.00%
- Reading proficiency
- 53% ▼ -4.00%
- Median HH income
- $82,360
- Composite
- 44.61/100
- National rank
- #2779
- State rank
- #140 of 826 in TX
Livability — Sienna
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- Sienna, TX
- County
- Fort Bend County · 836,777 people
- Metro
- Houston-The Woodlands-Sugar Land, TX
- Population (ZIP)
- 84,221
- Household income
- $129,151
- Rent vs Own
- Severe rent burden
- 1004.0
Population outlook (Fort Bend County) Hauer SSP2
- Today (2025)
- 1,004,526 people
- By 2030
- 1,153,104 · +14.8%
- By 2040
- 1,453,718 · +44.7%
- By 2050
- 1,753,781 · +74.6%
- By 2075
- 2,455,772 · +144.5%
- By 2100
- 2,930,528 · +191.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Highly diverse neighborhood (Simpson 0.75)
- Race & ethnicity
- White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
- Hispanic origin (detail)
- Mexican 7%
- Common ancestry
- Lithuanian 2% Slovak 1% Italian 1%
- Foreign-born
- 21% · Canada, China, Vietnam
- Languages at home
- 73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%
Political lean MEDSL · Fort Bend
- 2024 margin
- Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
- 2008→2024 swing
- +4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
- All cycles
- 2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -1.67%
- Current HPI
- 212.3573
- Rent YoY
- ▼ -0.15%
- Metro
- Houston-The Woodlands-Sugar Land, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
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| Technology | 5 | $198B |
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| Engineering / Construction | 4 | $72B |
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| Energy Services | 3 | $60B |
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| Utilities | 3 | $41B |
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| Healthcare | 2 | $330B |
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Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…