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Donley Plan 🏗️ New Construction
D+ Composite 48.49
Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.3/30.0
  • ARV discount +7.5/15.0
  • Condition / age +4.8/5.0
  • Schools +4.5/10.0
  • DSCR +4.4/10.0
  • Appreciation +4.2/10.0
  • 1% rule +4.0/10.0
  • Rent growth +2.5/5.0
  • Livability +2.5/5.0

$380,995

Donley Plan · Sienna, TX 77459
3 bd · 2.5 ba · 2,033 sqft · SingleFamily · 48 Days on market
Excellent condition

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

The Donley's welcoming porch and foyer hallway with tray ceiling flow into the spacious great room and desirable covered patio with cathedral ceilings. The well-equipped kitchen overlooks a bright casual dining area, and is complete with a large center island with breakfast bar, plenty of counter and cabinet space, and sizable walk-in pantry. The impressive primary bedroom suite is enhanced by an elegant tray ceiling, massive walk-in closet, and deluxe primary bath with dual-sink vanity, large soaking tub, luxe shower with seat, and private water closet. Secondary bedrooms feature roomy closets and shared full hall bath. Additional highlights include a versatile flex room off the foyer, con

Key facts

  • Cathedral ceilings
  • Covered patio
  • Great room

Tags

WELCOMING PORCHFOYER HALLWAYGREAT ROOMCOVERED PATIOCATHEDRAL CEILINGSWELL-EQUIPPED KITCHEN

Property features AI

Finance

  • Other: Address: 1922 Crown Wood Dr, Missouri City TX 77459; Listing status: Active; Last modified: 2026-05-31
  • Financial info: List price $380,995

Exterior

  • Parking: 2 garage spaces; 2 total parking spaces
  • Home design: New construction plan named Donley; Single-family property (Plan)

Interior

  • Bedrooms: 3 bedrooms
  • Bathrooms: 2 full bathrooms and 1 half bathroom (2.5 total)
  • Interior features: Open living area (2,033 total living area)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $380,995 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $402,170.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $381k. Condition is rated excellent.

Deal economics

  • At list price, monthly cash flow is $75 ($898/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $361k (5.2% below list).
  • Recommended offer: $361k (5.2% below list) — sets the bar for 1% rule.
  • Cap rate 6.5% vs local median 3.3% in Sienna — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads: area grade D — affects rentability + tenant quality, not the cash-flow math above.
  • Fort Bend ISD (suburban): math 44% / reading 53% proficiency, ranked #140 of 826 in TX (top 17%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.1%/yr); 1215 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 12,093 units permitted in Fort Bend County in 2024 (815 in 5+ unit buildings).
  • This rent runs 34% of the median local income ($129k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-1.7%/yr); year-one equity from $3k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Fort Bend County population projected at +75% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($370k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $361,286 (5.2% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 5% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.90%
Cap rate
6.52%
Cash-on-cash
0.80%
DSCR
1.04
GRM
9.3

CMA / ARV

ARV (median comp)
$402,170
List price
$380,995
Delta
-5.27%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
10210 Water Harbor Dr 0.38mi 3/3.0 2,033 (0%) 2mo $344,900 $170 78
10311 Tranquil Lake Dr 0.27mi 4/3.0 (+1) 1,973 (-3%) 3mo $392,844 $199 73
1515 Park Path Dr 0.49mi 3/2.5 2,068 (+2%) 9mo $375,000 $181 67
1523 Park Path Dr 0.49mi 3/2.5 2,072 (+2%) 12mo $375,000 $181 64
1527 Park Path Dr 0.48mi 3/2.5 2,105 (+4%) 14mo $405,000 $192 60
1519 Park Path Dr 0.49mi 3/2.5 2,105 (+4%) 15mo $426,957 $203 59
1456 Shaded Rock Dr 0.71mi 3/2.5 1,838 (-10%) 3mo $330,000 $180 49
10702 Pleasant View Dr 0.71mi 3/2.0 1,879 (-8%) 8mo $359,900 $192 46
1507 Park Path Dr 0.51mi 3/2.5 2,337 (+15%) 14mo $424,990 $182 40
1303 Williard Rdg 0.70mi 3/2.0 2,232 (+10%) 12mo $519,290 $233 39
10722 Kingston Spring Dr 0.72mi 3/2.0 2,232 (+10%) 18mo $484,250 $217 33
1726 Waters Branch Dr 0.71mi 4/3.0 (+1) 2,316 (+14%) 13mo $470,000 $203 26

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-1.67% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-10.7%
Equity multiple
0.57×
Total profit
$-48,016
Equity at exit
$84,347
10-year hold
IRR
-6.7%
Equity multiple
0.51×
Total profit
$-55,575
Equity at exit
$78,125

Cash invested: $112,608 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77459

Home prices YoY
-0.8%
Rents YoY
-0.1%
Active inventory
1215
Price-to-rent
8.8×

Monthly cashflow live

Estimated rent
$3,613 medium interval (Pro) →
Mortgage (P&I)
$2,109
Tax est. 1.5%
$503 /mo · $6,033/yr
Insurance
$168
HOA
$0
Vacancy / Maint / Mgmt
$759
Net cashflow
$75

Break-even live

Break-even rent $3,518
Max offer price $402,170
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$100,543
Closing costs
$12,065
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 3 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1714 Forest Mist Dr Missouri City, TX 3.0 3.0 1979 $3,000 $1.52 44d 1 0.27mi
8719 Fox Trail Dr Missouri City, TX 4.0 3.5 2143 $6,000 $2.80 22d 1 0.97mi
2142 Ironwood Pass Dr Missouri City, TX 4.0 3.0 2140 $6,000 $2.80 1d 1 1.02mi

Listing history 13 events

  1. 2026-06-18
    days on market $380,995 Active 48 DOM
  2. 2026-06-17
    days on market $380,995 Active 47 DOM
  3. 2026-06-16
    days on market $380,995 Active 46 DOM
  4. 2026-06-15
    days on market $380,995 Active 45 DOM
  5. 2026-06-13
    days on market $380,995 Active 43 DOM
  6. 2026-06-09
    days on market $380,995 Active 39 DOM
  7. 2026-06-07
    days on market $380,995 Active 37 DOM
  8. 2026-06-04
    days on market $380,995 Active 34 DOM
  9. 2026-06-03
    days on market $380,995 Active 33 DOM
  10. 2026-06-02
    days on market $380,995 Active 32 DOM
  11. 2026-06-01
    days on market $380,995 Active 31 DOM
  12. 2026-05-31
    days on market $380,995 Active 30 DOM
  13. 2026-05-01
    listed $380,995 Active 770-char remark

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X · 24% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$43,354
− Mortgage interest
−$22,528
− Property taxes
−$6,033
− Insurance
−$2,011
− Repairs & maintenance
−$3,468
− Management
−$3,468
− Depreciation
−$11,699
Taxable loss
−$5,853
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,405
After-tax cash flow
$2,303/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 7 photos

Excellent 95/100 None rehab

This home is in excellent condition with a modern interior and exterior. It is move-in ready and offers a high ROI for both resale and rental markets.

Value-add opportunities

  • Both Landscaping and outdoor furniture — Enhances curb appeal and outdoor living space.
  • Both Smart home integration — Improves convenience and adds modern amenities.

Renovation cost estimate screening

Value-add ROI direction

  • Both Landscaping and outdoor furniture — Enhances curb appeal and outdoor living space.
  • Both Smart home integration — Improves convenience and adds modern amenities.

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Fort Bend ISD
NCES district ID
4819650
Math proficiency
44% ▼ -15.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$82,360
Composite
44.61/100
National rank
#2779
State rank
#140 of 826 in TX

Livability — Sienna

No livability data for this city. (Only ~50 U.S. cities are tracked.)

Census & demographics

Census place
Sienna, TX
County
Fort Bend County · 836,777 people
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
84,221
Household income
$129,151
Rent vs Own
14.8% rent · 85.2% own
Severe rent burden
1004.0

Population outlook (Fort Bend County) Hauer SSP2

Today (2025)
1,004,526 people
By 2030
1,153,104 · +14.8%
By 2040
1,453,718 · +44.7%
By 2050
1,753,781 · +74.6%
By 2075
2,455,772 · +144.5%
By 2100
2,930,528 · +191.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.75)
Race & ethnicity
White 34% Black 26% Asian 22% Hispanic / Latino 13% Two or more races 10%
Hispanic origin (detail)
Mexican 7%
Common ancestry
Lithuanian 2% Slovak 1% Italian 1%
Foreign-born
21% · Canada, China, Vietnam
Languages at home
73% English-only · Other Asian/Pacific 8% Spanish 7% Other Indo-European 5%

Political lean MEDSL · Fort Bend

2024 margin
Toss-up / Even · D 49.5% · R 47.9% · Other 2.6%
2008→2024 swing
+4.0pp toward D · 2008: -2.4pp · 2024: 1.6pp
All cycles
2024: D+1.6 2020: D+10.6 2016: D+6.6 2012: R+6.8 2008: R+2.4

Not yet ingested

Civics

Market trends

HPI YoY
▼ -1.67%
Current HPI
212.3573
Rent YoY
▼ -0.15%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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