5957 John Daly St · Taylor, MI 48180

$165,000

3 bd · 1.0 ba · 917 sqft · SingleFamily public records · 8 Days on market

Built 1959 4,356 sqft lot Est $137k · 21% over

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.1/30.0
• DSCR +5.0/10.0
• Livability +3.8/5.0
• Rent growth +3.7/5.0
• 1% rule +3.6/10.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Conveniently located near all major expressways, this beautifully updated Taylor home offers the perfect combination of comfort, convenience, and value. Featuring over 900 sq. ft. plus a partially finished basement, there's plenty of room to relax, entertain, or create additional living space. Situated on an oversized lot, the backyard provides endless possibilities for gatherings, gardening, or simply enjoying the outdoors. Inside, you'll find 3 bedrooms and 2 full bathrooms, beautiful hardwood floors, and fresh professional paint throughout. Recent updates include a newer roof, Lights, new door handles, vent covers, and outlet covers, giving the home a clean, modern feel. Vinyl windows. Located in the heart of Taylor, you'll enjoy easy access to shopping, dining, parks, schools, and entertainment. Taylor is known for its convenient location, community feel, and attractions like Heritage Park, one of the area's most popular recreation destinations featuring walking trails, sports fields, playgrounds, and community events year-round. Plus, you're just minutes from downtown Detroit and Detroit Metropolitan Wayne County Airport for easy commuting and travel. Buyer and Buyer's Agent acknowledge that all information provided regarding the property, including but not limited to square footage, room sizes, lot size, is deemed reliable but not guaranteed.

Key facts

• 4,356 sq ft lot
• Built 1959
• Listed 8 days

Property features AI

Exterior

• Parking: No garage
• Utilities: Public water; Public sewer; Water and sewer available
• Home design: Single-family residence; Single-story layout; Ground-level entry with steps
• Construction: Aluminum siding and brick exterior; Block foundation; Above-grade finished area and additional below-grade finished living space
• Exterior features: Paved road access; Lot approximately 0.1 acre (40 x 110)

Interior

• Bedrooms: 5 total rooms (includes living spaces and bedrooms)
• Bathrooms: 2 full bathrooms
• Heating & cooling: Forced air heating (natural gas); No central cooling
• Interior features: Full, partially finished basement

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $165k.

Deal economics

• At list price, monthly cash flow is $86 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $141k (14.5% below list).
• Recommended offer: $141k (14.5% below list) — sets the bar for 1% rule.
• Cap rate 6.9% vs local median 5.4% in Taylor — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 76/100 on livability (#144 in MI, #3,684 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, crime F.
• Taylor School District (urban): math 14% / reading 27% proficiency, ranked #462 of 540 in MI (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Clarence Randall Elem School (math 10% / reading 10%, grade F, #1,230 of 1,397 statewide, top 91%, 461 students, 81% FRL); Hoover Middle School (math 12% / reading 27%, grade F, #425 of 493 statewide, top 87%, 490 students, 81% FRL); Taylor High School (math 37% / reading 52%, grade F, #214 of 713 statewide, top 36%, 1,394 students, 66% FRL).
• Market conditions: Rents rising fast (+4.9%/yr); 289 active listings in the ZIP; 17 comparable units currently listed for rent nearby; rentals at typical pace (median 19d on market — plan ~3-4 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
• 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: built in 1959 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $141,128 (14.5% below list)

Questions for the listing agent

1. Built in 1959 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.92%
• Cash-on-cash: 2.24%
• DSCR: 1.10
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $136,633
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6039 Sylvia St	0.27mi	3/1.0	932 (+2%)	0mo	$150,000	$161	84
6375 Dean St	0.33mi	3/1.0	870 (-5%)	2mo	$149,900	$172	75
6330 Hampden St	0.26mi	3/1.0	1,008 (+10%)	2mo	$149,900	$149	70
25906 Currier St	0.54mi	4/1.0 (+1)	913 (-0%)	0mo	$155,000	$170	69
5969 Fellrath St	0.30mi	2/1.0 (-1)	1,000 (+9%)	0mo	$125,000	$125	65
27059 Jeannette Ct	0.34mi	3/1.0	1,020 (+11%)	1mo	$112,500	$110	65
27050 Debra Ct	0.35mi	3/1.0	1,020 (+11%)	1mo	$105,000	$103	64
6304 Marvin St	0.40mi	3/1.0	1,008 (+10%)	2mo	$95,000	$94	63
27051 Joan St	0.39mi	3/1.0	1,020 (+11%)	2mo	$152,500	$150	62
26333 Eton Ave	0.49mi	3/1.0	1,000 (+9%)	1mo	$95,000	$95	61
27029 Michelle Ct	0.41mi	3/1.0	1,020 (+11%)	3mo	$152,500	$150	60
6713 Mcguire St	0.73mi	3/1.5	842 (-8%)	3mo	$105,000	$125	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.9% rent growth · sell at horizon

5-year hold

• IRR: -10.9%
• Equity multiple: 0.60×
• Total profit: $-18,553
• Equity at exit: $24,602

10-year hold

• IRR: 0.7%
• Equity multiple: 1.05×
• Total profit: $2,439
• Equity at exit: $14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48180

• Rents YoY: 4.9%
• Active inventory: 289
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $1,411 high
• Mortgage (P&I): −$865
• Tax from tax record: −$95 /mo · $1,138/yr
• Insurance: −$69
• HOA: −$0
• Vacancy / Maint / Mgmt: −$296
• Net cashflow: $86

Break-even live

Break-even rent $1,302

Max offer price $165,000

Occupancy floor 89%

Sensitivity live

Price	-10% $179	-5% $133	+0% $86	+5% $39	+10% $-7
Rent	-10% $-25	-5% $30	+0% $86	+5% $142	+10% $198
Rate	-1.0pp $169	-0.5pp $128	base $86	+0.5pp $43	+1.0pp $0

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $41,250
• Closing costs: $4,950
• Reserves months: —
• Total cash needed: —

Rent comps 17 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26089 Lehigh St Inkster, MI	2.0	1.0	900	$1,295	$1.44	19d	1	0.78mi
5845 Michael St Taylor, MI	2.0	1.0	618	$1,325	$2.14	6d	1	0.81mi
26159 Stanford St Inkster, MI	4.0	1.0	1056	$1,350	$1.28	6d	1	0.81mi
26382 Colgate St Inkster, MI	2.0	1.0	850	$935	$1.10	26d	1	0.92mi
26707 Penn St Inkster, MI	3.0	1.0	900	$1,400	$1.56	6d	1	1.22mi
25016 Lehigh St Dearborn Heights, MI	2.0	1.0	1000	$1,400	$1.40	6d	1	1.22mi
25722 Carlysle St Dearborn Heights, MI	3.0	1.0	1040	$1,450	$1.39	19d	1	1.24mi
26742 Penn St Inkster, MI	3.0	1.0	1000	$1,300	$1.30	18d	1	1.25mi
3755 Heritage Pkwy Dearborn, MI	2.0	1.0	830	$1,450	$1.75	45d	1	1.26mi
27139 Penn St Inkster, MI	3.0	1.0	832	$675	$0.81	19d	1	1.26mi
4301 Harriet St Unit A-1 Inkster, MI	2.0	1.5	1000	$1,300	$1.30	45d	1	1.29mi
3809 Heritage Pkwy Dearborn, MI	2.0	1.5	1035	$1,400	$1.35	45d	1	1.30mi
3763 Heritage Pkwy Dearborn, MI	2.0	1.5	1035	$1,450	$1.40	45d	1	1.31mi
24684 Lehigh St Dearborn Heights, MI	4.0	1.0	878	$1,600	$1.82	14d	1	1.31mi
4167 Isabelle St Inkster, MI	2.0	1.0	900	$1,295	$1.44	19d	1	1.36mi
4080 Isabelle St Inkster, MI	4.0	1.0	975	$1,150	$1.18	16d	1	1.42mi
24601 Andover Dr Dearborn Heights, MI	3.0	1.5	1092	$1,700	$1.56	3d	1	1.47mi

Listing history 3 events

1. 2026-05-21
   listed $165,000 Active 1370-char remark

   Show marketing remark (1370 chars)

   Conveniently located near all major expressways, this beautifully updated Taylor home offers the perfect combination of comfort, convenience, and value. Featuring over 900 sq. ft. plus a partially finished basement, there's plenty of room to relax, entertain, or create additional living space. Situated on an oversized lot, the backyard provides endless possibilities for gatherings, gardening, or simply enjoying the outdoors. Inside, you'll find 3 bedrooms and 2 full bathrooms, beautiful hardwood floors, and fresh professional paint throughout. Recent updates include a newer roof, Lights, new door handles, vent covers, and outlet covers, giving the home a clean, modern feel. Vinyl windows. Located in the heart of Taylor, you'll enjoy easy access to shopping, dining, parks, schools, and entertainment. Taylor is known for its convenient location, community feel, and attractions like Heritage Park, one of the area's most popular recreation destinations featuring walking trails, sports fields, playgrounds, and community events year-round. Plus, you're just minutes from downtown Detroit and Detroit Metropolitan Wayne County Airport for easy commuting and travel. Buyer and Buyer's Agent acknowledge that all information provided regarding the property, including but not limited to square footage, room sizes, lot size, is deemed reliable but not guaranteed.

2. 2026-05-21
   listed $165,000 Active

   Show marketing remark (1370 chars)

   Conveniently located near all major expressways, this beautifully updated Taylor home offers the perfect combination of comfort, convenience, and value. Featuring over 900 sq. ft. plus a partially finished basement, there's plenty of room to relax, entertain, or create additional living space. Situated on an oversized lot, the backyard provides endless possibilities for gatherings, gardening, or simply enjoying the outdoors. Inside, you'll find 3 bedrooms and 2 full bathrooms, beautiful hardwood floors, and fresh professional paint throughout. Recent updates include a newer roof, Lights, new door handles, vent covers, and outlet covers, giving the home a clean, modern feel. Vinyl windows. Located in the heart of Taylor, you'll enjoy easy access to shopping, dining, parks, schools, and entertainment. Taylor is known for its convenient location, community feel, and attractions like Heritage Park, one of the area's most popular recreation destinations featuring walking trails, sports fields, playgrounds, and community events year-round. Plus, you're just minutes from downtown Detroit and Detroit Metropolitan Wayne County Airport for easy commuting and travel. Buyer and Buyer's Agent acknowledge that all information provided regarding the property, including but not limited to square footage, room sizes, lot size, is deemed reliable but not guaranteed.

3. 2026-05-20
   historical $165,000 1370-char remark

   Show marketing remark (1370 chars)

   Conveniently located near all major expressways, this beautifully updated Taylor home offers the perfect combination of comfort, convenience, and value. Featuring over 900 sq. ft. plus a partially finished basement, there's plenty of room to relax, entertain, or create additional living space. Situated on an oversized lot, the backyard provides endless possibilities for gatherings, gardening, or simply enjoying the outdoors. Inside, you'll find 3 bedrooms and 2 full bathrooms, beautiful hardwood floors, and fresh professional paint throughout. Recent updates include a newer roof, Lights, new door handles, vent covers, and outlet covers, giving the home a clean, modern feel. Vinyl windows. Located in the heart of Taylor, you'll enjoy easy access to shopping, dining, parks, schools, and entertainment. Taylor is known for its convenient location, community feel, and attractions like Heritage Park, one of the area's most popular recreation destinations featuring walking trails, sports fields, playgrounds, and community events year-round. Plus, you're just minutes from downtown Detroit and Detroit Metropolitan Wayne County Airport for easy commuting and travel. Buyer and Buyer's Agent acknowledge that all information provided regarding the property, including but not limited to square footage, room sizes, lot size, is deemed reliable but not guaranteed.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $1,138 · $95/mo
• Projected year-2 tax: $1,839 · $153/mo
• Expected delta: +$702/yr (+$58/mo · 61.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Taxation est. · year 1

• Rental income: $16,935
• − Mortgage interest: −$9,243
• − Property taxes: −$1,138
• − Insurance: −$825
• − Repairs & maintenance: −$1,355
• − Management: −$1,355
• − Depreciation: −$4,800
• Taxable loss: −$1,780
• Est. tax savings @ 24.0%: +$427
• After-tax cash flow: $1,460/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Taylor School District
• NCES district ID: 2633540
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 27% ▼ -4.00%
• Median HH income: $43,062
• Composite: 17.62/100
• National rank: #9034
• State rank: #462 of 540 in MI

Livability — Taylor

• Score: 76/100
• State rank: #144
• US rank: #3684

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, MI
• County: Wayne County · 1,562,939 people
• City population: 62,081
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 62,081
• Household income: $61,081
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1957.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 19% Two or more races 9% Hispanic / Latino 9% Asian 2%
• Hispanic origin (detail): Mexican 6% Puerto Rican 2%
• Common ancestry: Romanian 8% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 89% English-only · Spanish 4% Arabic 3% Other Indo-European 3%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -212.33%
• Current HPI: 228.921
• Rent YoY: ▲ 4.90%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+0.0% since first listed

3 events — show timeline

• 2026-05-21 Listed $165,000 MiRealSource-MiMLS
• 2026-05-21 Listed $165,000 REALCOMP
• 2026-05-20 Coming Soon $165,000 MiRealSource-MiMLS

Property tax history

-0.6%/yr

Latest (2025): $1,138 · -13.5% YoY. Source: county tax records.